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06.25.2013 Town Council Packet Page 1 of 3 ] Prosper is a place where everyone matters. 1. Call to Order/Roll Call. 2. Invocation, Pledge of Allegiance and Pledge to the Texas Flag. 3. Announcements of upcoming events. 4. Presentations. 4a. Presentation of a meritorious service medal to a Town of Prosper police officer. (GM) 5. CONSENT AGENDA (Items placed on the Consent Agenda are considered routine in nature and are considered non-controversial. The Consent Agenda can be acted upon in one motion. A majority vote of the Council is required to remove any item for discussion and separate action. Council members may vote nay on any single item without comment and may submit written comments as part of the official record.) 5a. Consider and act upon minutes from the following Council meeting. (RB)  Regular Meeting – June 11, 2013 5b. Consider and act upon authorizing the Town Manager to execute the amended Memorandum of Understanding (MOU) by and between the Town of Prosper, Texas, Police Department and the Prosper Independent School District Police Department. (GM) 5c. Consider and act upon an Assignment of Development Agreement by and among PDC 380 Prosper, Ltd., John E. Papagolos, and Barry T. Milton; and adopting Resolution No. 13-41 authorizing the Town Manager to acknowledge same. (HW) 6. CITIZEN COMMENTS: (The public is invited to address the Council on any topic. However, the Council is unable to discuss or take action on any topic not listed on this agenda. Please complete a “Public Comments Form” and present it to the Town Secretary prior to the meeting.) AGENDA Meeting of the Prosper Town Council Prosper Municipal Chambers 108 W. Broadway, Prosper, Texas Tuesday, June 25, 2013 Meeting begins at 6:00 p.m. Page 2 of 3 Other Comments by the Public - REGULAR AGENDA: (If you wish to address the Council during the regular agenda portion of the meeting, please fill out a “Speaker Request Form” and present it to the Town Secretary prior to the meeting. Citizens wishing to address the Council for items listed as public hearings will be recognized by the Mayor. Those wishing to speak on a non-public hearing related item will be recognized on a case-by-case basis, at the discretion of the Mayor and Town Council.) DEPARTMENT ITEMS: 7. Consider and act upon all matters incident and related to the issuance and sale of the Town of Prosper, Texas, General Obligation Refunding Bonds, Series 2013, including the adoption of Ordinance No. 13-42 authorizing the issuance of such Bonds, approving an Official Statement, a Bond Purchase Agreement, a Paying Agent/Registrar Agreement, and an engagement letter of Bond Counsel. (HJ) 8. Consider and act upon all matters incident and related to the issuance and sale of the Town of Prosper, Texas, Combination Tax and Surplus Revenue Certificates of Obligation, Series 2013, including the adoption of Ordinance No. 13-43 authorizing the issuance of such Certificates, approving an Official Statement, a Bond Purchase Agreement, a Paying Agent/Registrar Agreement, and an engagement letter of Bond Counsel. (HJ) 9. Consider and act upon authorizing the Town Manager to accept in writing an Agreement by Independent Bank to be bound by the terms and conditions of the Town’s Bank Depository Services Request for Proposal. (HJ) 10. Consider and act upon authorizing the Town Manager to enter into contracts for employee benefits with United Healthcare for medical and dental group insurance and Alliance Work Partners to include WellCoach resources and services. (BR) 11. EXECUTIVE SESSION: Recess into Closed Session in compliance with Section 551.001 et. seq. Texas Government Code, as authorized by the Texas Open Meetings Act, to deliberate regarding: 11a. Section 551.087. To discuss and consider economic development incentives. 11b. Section 551.072. To discuss and consider purchase, exchange, lease or value of real property for municipal purposes and all matters incident and related thereto. 12. To reconvene in Regular Session and take any action necessary as a result of the Closed Session. Page 3 of 3 13. Possibly direct Town staff to schedule topic(s) for discussion at a future meeting. 14. Adjourn. CERTIFICATION I, the undersigned authority, do hereby certify that this Notice of Meeting was posted on the inside window at the Town Hall of the Town of Prosper, Texas, 121 W. Broadway Street, Prosper, Texas, a place convenient and readily accessible to the general public at all times, and said Notice was posted on the following date and time: On June 21, 2013, at 5:00 p.m. and remained so posted at least 72 hours before said meeting was convened. ________________________________ Robyn Battle, Town Secretary If during the course of the meeting covered by this Notice, the Town Council should determine that a closed or executive meeting or session of the Town Council or a consultation with the attorney/special counsel for the Town should be held or is required, then such closed or executive meeting or session or consultation with the attorney/special counsel as authorized by the Texas Open Meetings Act, Texas Government Code, §551.001, et seq., will be held by the Town Council at the date, hour and place given in this Notice or as soon after the commencement of the meeting covered by this Notice as the Town Council may conveniently meet in such closed or executive meeting or session or consult with the attorney/special counsel for the Town concerning any and all subjects and for any and all purposes permitted by the Act, including, but not limited to, the following sections and purposes: Texas Government Code: §551.071 - Consultation with the attorney/special counsel for the Town. §551.072 - Discussion regarding the purchase, exchange, lease or value of real property. §551.074 - Discussion regarding personnel matters. NOTICE Pursuant to Town of Prosper Ordinance Number 07-04, all speakers other than Town of Prosper Staff are limited to three (3) minutes per person, per item, which may be extended for an additional two (2) minutes with approval of a majority vote of the Town Council. NOTICE OF ASSISTANCE AT PUBLIC MEETINGS: The Prosper Town Council Meetings are wheelchair accessible. Persons with disabilities who plan to attend this meeting and who may need auxiliary aids or services such as Interpreters for persons who are deaf or hearing impaired, readers, or large print, are requested to contact the Town Secretary’s Office at (972) 569-1011. BRAILLE IS NOT AVAILABLE. Page 1 of 5 ] Prosper is a place where everyone matters. 1. Call to Order/Roll Call. The meeting was called to order at 6:01 p.m. Council Members Present: Mayor Ray Smith Mayor Pro Tem Meigs Miller Deputy Mayor Pro Tem Kenneth Dugger Council Member Curry Vogelsang Council Member Danny Wilson Council Members Absent: Council Member Mike Korbuly Council Member Jason Dixon Staff Members Present: Harlan Jefferson, Town Manager Robyn Battle, Town Secretary Terrence Welch, Town Attorney Hulon T. Webb, Jr., Executive Director of Development and Community Services Chris Copple, Director of Development Services Robert Winningham, Executive Director, Prosper Economic Development Corporation Matt Furr, Parks & Recreation Superintendent 2. Invocation, Pledge of Allegiance and Pledge to the Texas Flag. Pastor John Fowler of First Presbyterian Church of Prosper led the invocation. 3. Announcements of upcoming events. Mayor Pro Tem Miller made the following announcements: The first of three water conservation seminars will be held on Monday, June 17th, from 6:30 p.m. to 8:30 p.m. at the pavilion at Frontier Park. The first seminar, “Sprinkler System Basics,” will teach residents how to properly utilize their sprinkler systems and make basic repairs and adjustments. A question and answer session will follow the presentation. All three seminars in this series are free and open to the public. These seminars are being held as a result of the North Texas Municipal Water District initiation Stage 3 Water Conservation measures. MINUTES Meeting of the Prosper Town Council Prosper Municipal Chambers 108 W. Broadway, Prosper, Texas Tuesday, June 11, 2013 6:00 p.m. Regular Meeting Page 2 of 5 A community informational meeting on West Nile Virus will be held on Monday, June 24th, from 6 p.m. to 7 p.m. in Municipal Chambers. Representatives from Municipal Mosquito will provide information on how residents can protect themselves against the virus. Attendees will have the opportunity to ask questions following the presentation. This meeting is free and open to the public. TxDOT and Mario Sinacola & Sons have scheduled a three week closure of Frontier Parkway between Preston Road and Preston Hills Circle. The closure will provide a safe working environment for construction activities while expediting construction of the intersection. The new intersection is scheduled to be reopened on July 10, 2013. The Town Council would like to congratulate the Prosper High School Class of 2013 on their graduation on Friday, May 31st. We wish them well in their future endeavors. Mayor Smith announced that the Collin County Commissioner’s Court approved the County’s participation in the Town of Prosper TIRZ #2 Plan. 4. CONSENT AGENDA (Items placed on the Consent Agenda are considered routine in nature and are considered non-controversial. The Consent Agenda can be acted upon in one motion. A majority vote of the Council is required to remove any item for discussion and separate action. Council members may vote nay on any single item without comment and may submit written comments as part of the official record.) 4a. Consider and act upon minutes from the following Council meetings. (RB)  Regular Meeting – May 28, 2013 4b. Consider and act upon whether to direct staff to submit a written notice of appeal on behalf of the Town Council to the Development Services Department, pursuant to Chapter 4, Section 1.5(C)(7) and 1.6(B)(7) of the Town’s Zoning Ordinance, regarding action taken by the Planning & Zoning Commission on any site plan or preliminary site plan. (CC) 4c. Consider and act upon the monthly financial reports for April 2013. (HJ) 4d. Consider and act upon Ordinance No. 13-38 approving and adopting rate schedule “RRM – Rate Review Mechanism” for ATMOS Energy Corporation, Mid-Tex Division. (HJ) Council Member Wilson made a motion and Mayor Pro Tem Miller seconded the motion to approve all items on the Consent Agenda. The motion was approved by a vote of 5-0. 5. CITIZEN COMMENTS: (The public is invited to address the Council on any topic. However, the Council is unable to discuss or take action on any topic not listed on this agenda. Please complete a “Public Comments Form” and present it to the Town Secretary prior to the meeting.) Page 3 of 5 Bruce Carlin, 921 Grapevine Court, Prosper Texas, spoke regarding the prioritization of road projects identified as part of the Town’s CIP plan due to safety concerns on some of the Town’s major roadways. There were no other Citizen Comments. REGULAR AGENDA: (If you wish to address the Council during the regular agenda portion of the meeting, please fill out a “Speaker Request Form” and present it to the Town Secretary prior to the meeting. Citizens wishing to address the Council for items listed as public hearings will be recognized by the Mayor. Those wishing to speak on a non-public hearing related item will be recognized on a case-by-case basis, at the discretion of the Mayor and Town Council.) DEPARTMENT ITEMS: 6. Consider and act upon recommendation by the Prosper Economic Development Corporation for adoption of Tax Abatement Policy 2013. (RW) Prosper Economic Development Corporation (PEDC) Executive Director Robert Winningham presented the item before Council. The State Comptroller’s Office requires that a city or town offering tax abatement as an incentive for economic development submit a set of guidelines approved by the city or town’s council. The last time tax abatement guidelines were passed by the Prosper Town Council was in 2005. The PEDC Executive Director and the Town Manager have developed a set of guidelines for tax abatement to be offered to existing or new businesses that create new taxable investment. The PEDC Board recommended approval of the PEDC Tax Abatement Policy 2013 at its meeting held on May 22, 2013. After discussion, Council Member Vogelsang made a motion and Council Member Wilson seconded the motion to approve the Prosper Economic Development Corporation Tax Abatement Policy 2013. The motion was approved by a vote of 5-0. 7. Discussion on installation of recycling bins at Frontier Park. (MF) Parks & Recreation Superintendent Matt Furr presented the item before Council. On May 14, 2013, a local Brownie troop made a presentation to the Town Council on their recent recycling project at Frontier Park. The troop requested that recycling receptacles be placed in Frontier Park. Staff was asked to bring back a discussion item to the Town Council on the installation of recycling bins at Frontier Park. Town staff has researched this item and is recommending a recycling bin trial program at Frontier Park. IESI will install ten blue recycle bins next to the standard trash bins at each baseball/softball field. Mr. Furr further explained the details of this trial program. At the end of the trial program, staff will coordinate with IESI on the possibility of installing additional recycling bins at Frontier Park, and expanding the program to include additional areas within the park. Town staff requested that the Town Council provide direction regarding this item. Page 4 of 5 After discussion, Deputy Mayor Pro Tem Dugger made a motion and Council Member Wilson seconded the motion to approve the installation of ten blue recycling bins at Frontier Park as a trial program for the 2013 PYSA Fall baseball/softball season as depicted on the location map provided by Town staff. The motion was approved by a vote of 5-0. 8. Consider and act upon Ordinance No. 13-40 amending the Town of Prosper’s Annual Budget for the fiscal year beginning on October 1, 2012, and ending on September 30, 2013, as adopted by Ordinance No. 12-28 and amended by Ordinance Nos. 12-39, 13-05, and 13-12, for adjustments to the General Fund and Storm Drainage Utility Fund. (HJ) Town Manager Harlan Jefferson presented the item before Council. This item represents the fourth mid-year budget adjustment for the Fiscal Year 2012-2013 Annual Budget. Amendments such as these are presented to the Town Council throughout the fiscal year to resolve variances in the Annual Budget and to reallocate resources to cover unanticipated expenditures. The proposed budget amendments to the General Fund will reallocate funds for previously budgeted special events, a vehicle, practice field improvements, and other parks expenditures. The budget amendment for the Storm Drainage Utility Fund is for a project in the northeast part of the community. The proposed amendments will be more than offset by revenues for the current fiscal year, and will not negatively affect fund balances at year end. Hulon Webb, Executive Director of Development and Community Services, answered questions regarding practice field improvements. Town staff recommended approval of this item. After discussion, Deputy Mayor Pro Tem Dugger made a motion and Mayor Pro Tem Miller seconded the motion to approve Ordinance No. 13-40 amending the Town of Prosper’s Annual Budget for the fiscal year beginning on October 1, 2012, and ending on September 30, 2013, as adopted by Ordinance No. 12-28 and amended by Ordinance Nos. 12-39, 13-05, and 13-12, for adjustments to the General Fund and Storm Drainage Utility Fund. The motion was approved by a vote of 5-0. 9. EXECUTIVE SESSION: Mayor Pro Tem Miller made a motion and Council Member Wilson seconded the motion to recess into Executive Session at 6:55 p.m. The motion was approved by a vote of 5-0. Recess into Closed Session in compliance with Section 551.001 et. seq. Texas Government Code, as authorized by the Texas Open Meetings Act, to deliberate regarding: 9a. Section 551.087. To discuss and consider economic development incentives. 9b. Section 551.072. To discuss and consider purchase, exchange, lease or value of real property for municipal purposes and all matters incident and related thereto. Page 5 of 5 10. To reconvene in Regular Session and take any action necessary as a result of the Closed Session. The Regular Session was reconvened at 7:42 p.m. No action was taken as a result of Executive Session. 11. Possibly direct Town staff to schedule topic(s) for discussion at a future meeting.  Prosper Frontier Park maintenance structure (Gator Barn). Hulon Webb, Executive Director of Development and Community Services reviewed this project with Council. Due to cost concerns, the decision was made by Town staff to delay this project until the development of Phase II of Frontier Park.  Fee structures for local youth sports organizations This item is scheduled for the July 23, 2013, Town Council meeting.  Long-term planning for the future locations of fire stations and other Town facilities. This item is scheduled for the July 9, 2013, Town Council meeting. 12. Adjourn. Deputy Mayor Pro Tem Dugger made a motion and Council Member Wilson seconded the motion to adjourn the meeting at 7:53 p.m., on Tuesday, June 11, 2013. The motion was approved by a vote of 5-0. These minutes approved on the 25th day of June, 2013. APPROVED: Ray Smith, Mayor ATTEST: Robyn Battle, Town Secretary To: Mayor and Town Council From: Gary R. McHone, CPM, Asst. Chief of Police Through: Harlan Jefferson, Town Manager Re: Town Council Meeting – June 25, 2013 Agenda Item: Consider and act upon authorizing the Town Manager to execute the amended Memorandum of Understanding (MOU) by and between the Town of Prosper, Texas, Police Department and the Prosper Independent School District Police Department. Description of Agenda Item: This item is an updated MOU by and between the Town of Prosper, Texas, Police Department and the Prosper Independent School District Police Department, which clarifies operational guidelines between the two agencies. The amended Memorandum of Understanding provides more detailed descriptions of roles and responsibilities as it relates to critical incident response, as well as investigations, between the Town of Prosper PD and the Prosper ISD PD. Legal Obligations and Review: Terry Welch with Brown & Hofmeister, L.L.P., has reviewed the proposed MOU as to form and legality. Attached Documents: 1. Memorandum of Understanding Town Staff Recommendation: Town staff recommends that the Town Council approve the amended/updated MOU between Prosper Police Department and Prosper ISD Police Department. Proposed Motion: I move to authorize the Town Manager to execute the amended Memorandum of Understanding (MOU) by and between the Town of Prosper, Texas, Police Department and the Prosper Independent School District Police Department. Prosper is a place where everyone matters. POLICE Item 5b Page 1 of 4     MEMORANDUM OF UNDERSTANDING Prosper ISD Police Department And the Town of Prosper Police Department Purpose: State law requires Police and ISD Police agencies with “overlapping jurisdiction” to enter into an “MOU” that details efforts for reasonable communications and operations. This MOU is meant to address requirements of the Texas Education Code (TEC37.081). It is further designed to address the commitment to excellence and community safety that both agencies share. Jurisdiction: Town of Prosper Police Department (Prosper PD) primary jurisdiction is defined as, “any area within the incorporated boundaries of the Town of Prosper and other areas within the State of Texas as defined by law.” Prosper Independent School District Police Department (Prosper ISD PD) primary jurisdiction has been defined by the Prosper ISD School Board as, “any territory within the boundaries of the school district and all property that is outside the boundaries of the district that is owned, controlled, leased, or rented by the district.” Agreements: Both agencies agree that community and school safety is their ultimate goal. Both agencies agree that they will take a “team” approach to law enforcement activities within the community and schools. Both agencies will cooperate and work together for the betterment of the Town of Prosper and the Prosper Independent School District. 1) Town of Prosper will provide dispatch services in accordance with the cooperative Interlocal Agreement signed by both parties. 2) Both agencies agree that they will provide support services (back-up) for officers when requested and resources are available. 3) Both agencies agree that, in the event of a major incident, “Incident Command System” (ICS) procedures will be used. The agency that provides the most significant resources will be in command of the incident. Both agencies agree that in the event of a major incident that each agency will be represented in the “command center” and input will be considered before action is taken, unless circumstances demand an immediate action. Item 5b Page 2 of 4     4) Both agencies agree to share information on criminal activity and juvenile arrest, as appropriate and directed by state and federal law, for the purposes of school and community safety. Both agencies agree the information will be considered “confidential” and “need to know” only. 5) Agencies agree to communicate with each other in advance, as deemed appropriate and within the scope of law enforcement related functions and in accordance with any associated operational guidelines or policies, when there is significant police activity affecting schools and/or the community. 6) Both parties agree to participate in yearly coordinated drills as required by state statute. The event will be scheduled at a mutually agreeable time so that all parties can exact the most benefit from the exercise. Both parties agree to be involved in the planning, funding, and implementation process. 7) Prosper ISD agrees to provide transportation and facility services to the Prosper community in the event of a large scale disaster. Priority will be given to the school and student community in the event of such disaster. 8) Both parties agree to notify and provide training opportunities to officers of each department when they are available. The cost of such training, if any, will be the responsibility of the recipient’s department. 9) Both parties also agree that should there be an investigation involving a Prosper ISD student, faculty or staff member that originates within the Town of Prosper and/or is under the primary jurisdiction of the Prosper PD, that Prosper PD shall continue the investigation until its completion. During the course of such an investigation, Prosper PD will keep Prosper ISD PD apprised of the investigation as necessary, as the Town of Prosper PD will maintain oversight of such an investigation regardless of the location. An investigation initiated by the Prosper ISD PD shall be investigated by the PISD PD until its completion and during the course of such an investigation, PISD PD will keep Prosper PD apprised of said investigation, as the Prosper ISD PD shall maintain oversight of investigation regardless of the location. 10) Both parties also agree that incidents pertaining to Truancy; Parent Contributing to Non- Attendance, and Failure to Attend School will be handled strictly by the Prosper ISD PD unless assistance is required by the Prosper PD. 11) Both parties agree that any incident involving an Active Shooter will require the Prosper PD to be the primary jurisdiction with the assistance of the Prosper ISD PD and any other agency that may be required in the course of the incident. The Command Center for such incident will be initiated and operated by the Prosper PD with the assistance of the Prosper ISD PD. Item 5b Page 3 of 4     TERMS: A. INITIAL TERM: This MOU shall begin on the ___________ day of ___________, 2013 and will continue in force for one year unless earlier termination as provided herein. B. RENEWAL TERM: This MOU will renew automatically each year unless the Town or the ISD notifies the other party in writing at least ninety (90) days prior to the expiration of this MOU, of its intent not to renew this MOU. PROSPER ISD LIAISON: The Prosper ISD designates Chief Kelly Davidson as representative to act on behalf of the Prosper ISD to serve as the “liaison” for Prosper ISD. The Prosper ISD Liaison will devote sufficient time and attention to the execution of said duties on behalf of the PISD PD and will provide direct supervision of the Prosper ISD PD employees and agents, if any, in the furtherance of the purposes, terms and conditions of this MOU for the mutual benefit of the Prosper ISD PD and the Prosper PD. PISD Liaison: Chief Kelly Davidson Prosper High School 301 Eagle Lane Prosper, Texas 75078 (469)219-2180 Ext. 80175 PROPSER PD LIAISON: The Town will designate the Assistant Police Chief of the Prosper Police Department or his designee to act on behalf of the Town, and serve as “liaison” for the Town. The Prosper PD Liaison will devote sufficient time and attention to the execution of said duties on behalf of the Prosper PD and will provide direct supervision of the Prosper PD employees and agents, if any, in the furtherance of the purposes, terms and conditions of this MOU for the mutual benefit of the Prosper PD and the Prosper ISD PD. Prosper PD Liaison: Assistant Chief Gary McHone 101 S. Main St. P.O. Box 307 Prosper, Texas 75078 (972)347-9002 Item 5b Page 4 of 4     Enacted this __________ day of ___________, 2013. __________________________________ Harlan Jefferson, Town Manager Town of Prosper, Texas __________________________________ Dr. Drew Watkins, Superintendent of Schools Prosper Independent School District   Item 5b To: Mayor and Town Council From: Hulon T. Webb, Jr., P.E., Executive Director of Development and Community Services Through: Harlan Jefferson, Town Manager Re: Town Council Meeting – June 25, 2013 Agenda Item: Consider and act upon an Assignment of Development Agreement by and among PDC 380 Prosper, Ltd., John E. Papagolos, and Barry T. Milton; and adopting Resolution No. 13-41 authorizing the Town Manager to acknowledge same. Description of Agenda Item: On October 26, 2004, PDC 380 Prosper, Ltd., Mustang-Midway Plano, Ltd., and the Town of Prosper, Texas, entered into a Development Agreement for the Lakes of La Cima Development. The only remaining obligation of PDC 380 Prosper, Ltd., under the Development Agreement, is the reimbursement of the impact fees collected by the Town. PDC 380 Prosper, Ltd., would like to dissolve the entity and has requested the Town acknowledge the attached Assignment of Development Agreement to John E. Papagolos and Barry T. Milton. Budget Impact: There are no significant budget implications associated with this item. Legal Obligations and Review: Terry Welch with Brown & Hofmeister, L.L.P., prepared the attached assignment and Resolution. Attached Documents: 1. Assignment of Development Agreement 2. Resolution Town Staff Recommendation: Town staff recommends that the Town Council approve an Assignment of Development Agreement by and among PDC 380 Prosper, Ltd., John E. Papagolos, and Barry T. Milton, and adopt Resolution No. 13-41 authorizing the Town Manager to acknowledge same. Proposed Motion: I move to approve Resolution No. 13-41, authorizing the Town Manger to acknowledge an Assignment of Development Agreement by and among PDC 380 Prosper, Ltd., John E. Papagolos, and Barry T. Milton. DEVELOPMENT SERVICES Prosper is a place where everyone matters. Item 5c 1 ASSIGNMENT OF DEVELOPMENT AGREEMENT THIS ASSIGNMENT OF DEVELOPMENT AGREEMENT (this “Assignment”) is entered into effective as of the ____ day of June, 2013 (the “Effective Date”), by and among PDC 380 PROSPER, LTD., a Texas limited partnership (“Assignor”), JOHN E, PAPAGOLOS, an individual (“Papagolos”), and BARRY T. MILTON, an individual (“Milton”) (Papagolos and Milton are hereinafter collectively referred to as the “Assignees”). W I T N E S S E T H: WHEREAS, Assignor, Mustang-Midway Plano, Ltd., a Texas limited partnership (“Mustang”) and the Town of Prosper, Texas (the “Town”), have entered into that certain Developer’s Agreement dated to be effective as of October 26, 2004 (the “Original Development Agreement”) as amended by (i) that certain First Amendment to Developer’s Agreement dated to be effective as of June 22, 2005 (the “First Amendment”), (ii) that certain Second Amendment to Developer’s Agreement dated to be effective as of June 8, 2010 (the “Second Amendment”), (iii) that certain Third Amendment to Developer’s Agreement dated to be effective as of June 8, 2010 (the “Third Amendment”), and (iv) that certain Fourth Amendment to Developer’s Agreement dated to be effective as of June 8, 2010 (the “Fourth Amendment”; the Original Development Agreement, the First Amendment, the Second Amendment, the Third Amendment and the Fourth Amendment are hereinafter collectively referred to as the “Development Agreement”) regarding the disbursement of funds by the Town to Assignor; and WHEREAS, Assignor now desires to assign to Assignees all of Assignor’s rights, title and interests in, to, under, pursuant to, and/or in connection with the Development Agreement, and Assignees desire to accept such assignment and assume all of Assignor’s remaining obligations under the Development Agreement, subject to the terms and provisions of this Assignment; and WHEREAS, the Town Council of the Town of Prosper, Texas, has authorized the Town Manager to acknowledge this Assignment on behalf of the Town of Prosper, Texas. NOW, THEREFORE, for and in consideration of the premises, covenants and agreements set forth herein, and other good and valuable consideration, the receipt and sufficiency of which are hereby acknowledged, the parties hereto hereby agree as follows: 1. Assignor hereby conveys, transfers and assigns to each Assignee one-half (1/2) of all of Assignor’s rights, title and interests in, to, under, pursuant to, and/or in connection with the Development Agreement, including, without limitation, all rights to receive all Improvements Reimbursement Amount (as defined in the Development Agreement) remaining to be paid to Assignor pursuant to the Development Agreement. Without limiting the foregoing, it is the intention of the Parties hereto that all payments of the Improvements Reimbursement Amount due to Assignor after the Effective Date hereof be paid directly to each Assignee in equal shares. 2. Assignees hereby accept the assignment of the Development Agreement from Assignor and assume all of Assignor’s remaining obligations, covenants and/or conditions under or relating to the Development Agreement which arise after the Effective Date of this Assignment. Item 5c 2 3. Assignor hereby represents, warrants and covenants to Assignees that the Development Agreement reflects the entire understanding and agreement regarding the subject matter thereof, and that there are no remaining duties or obligations of the Assignor under or relating to the Development Agreement. Assignor hereby further represents, warrants and covenants that Assignor (i) has fully disclosed all significant liabilities, obligations and other matters within its current actual knowledge arising under or in connection with or otherwise relating to the Development Agreement; (ii) has not heretofore assigned or transferred any of its rights arising under the Development Agreement; (iii) has not granted any options, warrants or other rights in or to the Development Agreement; and (iv) has paid all fees and costs, if any, arising under, relating to any work or services provided by Assignor or on Assignor’s behalf in connection with, or otherwise relating to the Development Agreement. 4. Assignor shall promptly deliver to Assignees (i) copies of any and all other documents or information received by Assignor after the Effective Date of this Assignment pertaining to the Development Agreement; and (ii) all other information and materials delivered to Assignor, in Assignor’s possession or prepared by or on behalf of Assignor relating to the Development Agreement. 5. From and after the Effective Date of this Assignment, Assignor hereby agrees to immediately remit to Assignees in equal shares any and all Improvements Reimbursement Amount that Assignor receives pursuant to the Development Agreement, which remittance shall occur within three (3) business days of receipt by Assignor. 6. Assignor hereby agrees to indemnify and hold Assignees harmless from and against any and all liabilities, damages, costs and expenses (including, without limitation, intended and by way of example only, reasonable attorneys’ fees, disbursements and amounts paid in settlement of claims) arising out of the failure of Assignor to fulfill all obligations under the Development Agreement which accrued prior to the Effective Date of this Assignment. 7. This Assignment shall be binding upon and inure to the benefit of Assignor, Assignees and their respective successors and assigns. This Assignment shall not be modified, except in writing executed by both parties hereto. This Assignment shall be governed by, construed and enforced in accordance with the laws of the State of Texas. Subject only to the First Amendment entered into contemporaneously herewith, this Assignment constitutes the entire agreement of the parties hereto with respect to the Development Agreement and supersedes all prior and contemporaneous understandings and Agreement between the parties with respect to the Development Agreement. [THE BALANCE OF THIS PAGE HAS INTENTIONALLY BEEN LEFT BLANK] Item 5c 3 IN WITNESS WHEREOF, Assignor and Assignees have executed this Assignment to be effective as of the date first written above. ASSIGNOR: PDC 380 PROSPER, LTD., a Texas limited partnership By: 380 Prosper, Inc., a Texas corporation, its General Partner By: John E. Papagolos, President ASSIGNEES: John E. Papagolos Barry T. Milton CONSENTED AND APPROVED BY: TOWN OF PROSPER, TEXAS By: Name: Harlan Jefferson Title: Town Manager Date: Item 5c 4 ACKNOWLEDGEMENT STATE OF TEXAS § § COUNTY OF § This instrument was acknowledged before me on the ______ day of _______, 2013, by John E. Papagolos, President of 380 Prosper, Inc., a Texas corporation, General Partner of PDC 380 Prosper, Ltd., a Texas limited partnership, known to me to be the person who executed this agreement in the capacity and for the purposes therein stated. My Commission Expires: Notary Public in and for the State of Texas STATE OF TEXAS § § COUNTY OF § This instrument was acknowledged before me on the ______ day of _______, 2013, by John E. Papagolos, an individual, known to me to be the person who executed this agreement in the capacity and for the purposes therein stated. My Commission Expires: Notary Public in and for the State of Texas STATE OF TEXAS § § COUNTY OF § This instrument was acknowledged before me on the ______ day of _______, 2013, by Barry T. Milton, an individual, known to me to be the person who executed this agreement in the capacity and for the purposes therein stated. My Commission Expires: Notary Public in and for the State of Texas Item 5c 5 STATE OF TEXAS § § COUNTY OF COLLIN § This instrument was acknowledged before me on the ______ day of _______, 2013, by Harlan Jefferson, Town Manager of the Town of Prosper, Texas, known to me to be the person who executed this agreement in the capacity and for the purposes therein stated. My Commission Expires: Notary Public in and for the State of Texas Item 5c Resolution No. 13-41, Page 1 TOWN OF PROSPER, TEXAS RESOLUTION NO. 13-41 A RESOLUTION OF THE TOWN COUNCIL OF THE TOWN OF PROSPER, TEXAS, AUTHORIZING THE TOWN MANAGER OF THE TOWN OF PROSPER, TEXAS, TO ACKNOWLEDGE ON BEHALF OF THE TOWN THE ASSIGNMENT OF DEVELOPMENT AGREEMENT BY AND AMONG PDC 380 PROSPER, LTD., JOHN E. PAPAGOLOS AND BARRY T. MILTON, AS MORE FULLY DESCRIBED HEREIN; MAKING FINDINGS; AND PROVIDING FOR AN EFFECTIVE DATE. WHEREAS, PDC 380 Prosper, Ltd. (“Assignor”), Mustang-Midway Plano, Ltd., and the Town of Prosper, Texas (the “Town”), entered into a Developer’s Agreement dated to be effective as of October 26, 2004, as amended by (i) the First Amendment to Developer’s Agreement dated to be effective as of June 22, 2005, (ii) the Second Amendment to Developer’s Agreement dated to be effective as of June 8, 2010, (iii) the Third Amendment to Developer’s Agreement dated to be effective as of June 8, 2010, and (iv) the Fourth Amendment to Developer’s Agreement dated to be effective as of June 8, 2010 (collectively, the “Development Agreement”) regarding the disbursement of funds by the Town to Assignor; and WHEREAS, Assignor now desires to assign to Assignees John E. Papagolos and Barry T. Milton (“Assignees”) all of Assignor’s rights, title and interests in, to, under, pursuant to, and/or in connection with the Development Agreement, and Assignees desire to accept such assignment and assume all of Assignor’s remaining obligations under the Development Agreement, subject to the terms and provisions of this Assignment; and WHEREAS, the Assignment of Development Agreement provides for the Town’s acknowledgment of said Agreement, and the Town Council of the Town of Prosper, Texas, desires to authorize the Town Manager to acknowledge the Assignment of Development Agreement on behalf of the Town of Prosper, Texas, and the Town Attorney has approved same. NOW, THEREFORE, BE IT RESOLVED BY THE TOWN COUNCIL OF THE TOWN OF PROSPER, TEXAS, THAT: SECTION 1 All of the above premises are found to be true and correct and are incorporated into the body of this Resolution as if copied in their entirety. SECTION 2 The Town Manager of the Town of Prosper, Texas, is hereby authorized to acknowledge the Assignment of Development Agreement on behalf of the Town, and take any and all other actions necessary to effectuate the same. Item 5c Resolution No. 13-41, Page 2 SECTION 3 This Resolution is effective immediately upon its passage. DULY PASSED AND APPROVED BY THE TOWN COUNCIL OF THE TOWN OF PROSPER, TEXAS, THIS 25TH DAY OF JUNE, 2013. ___________________________________ Ray Smith, Mayor ATTEST: _________________________________ Robyn Battle, Town Secretary APPROVED AS TO FORM AND LEGALITY: _________________________________ Terrence S. Welch, Town Attorney Item 5c Page 1 of 2 To: Mayor and Town Council From: Harlan Jefferson, Town Manager Re: Town Council Meeting – June 25, 2013 Agenda Item: Consider and act upon all matters incident and related to the issuance and sale of the Town of Prosper, Texas, General Obligation Refunding Bonds, Series 2013, including the adoption of Ordinance No. 13-42 authorizing the issuance of such Bonds, approving an Official Statement, a Bond Purchase Agreement, a Paying Agent/Registrar Agreement and an engagement letter of Bond Counsel. Description of Agenda Item: The purpose of this refunding is to refinance debt from 2004 and 2012 issuances. The specifics related to each issue is as follows: 2012 General Obligation Bonds - In order to meet the seller’s request to close the purchase transaction of the Sexton Farms land prior to December 31, 2012, and to fund the full purchase price at closing, the Town authorized First Southwest Company (Town Financial Advisors) to conduct a private sale of taxable general obligation bonds (short-term) in the principal amount of $3,880,000 having a maximum term of 16 months. The bonds include a call provision whereby beginning February 13, 2013, the Town had the option to refund said issue in order to extend the term of the bond issue as originally contemplated in the Town’s plan for long-term financing of parks and recreation projects as authorized by the voters in 2011. 2004 Certificates of Obligation - In the way of background information for the 2004 Certificates of Obligation, our records show that that issue was in the amount of $10,500,000 and that it funded a variety of projects: (i) constructing and equipping municipal buildings, to-wit: a town hall, fire stations, police facilities, court facilities, and acquiring interests in land for such buildings; (ii) extending, constructing, and improving the Town's sewer system, including, constructing sewage lift stations, and extending and upgrading sewage collection lines and force mains throughout the Town; (iii) constructing and improving the Town's water system, including the construction of elevated and ground water storage facilities and acquiring interests in land for such storage facilities, extending the water distribution system including extending and upgrading water lines and constructing pumping stations to improve access to, and the flow of water in the Town; and (iv) constructing and equipping municipal park improvements and acquiring interests in land for parks and open space. The Bonds will be priced earlier in the day on June 25, 2013; therefore, the final pricing and cost savings will be presented during the Council meeting. The Town’s Financial Advisor, Jason Hughes will be present at the June 25, 2013, Town Council meeting to discuss the issuance and/or answer any questions that may arise. Prosper is a place where everyone matters. ADMINISTRATION Item 7 Page 2 of 2 Budget Impact: Because the Town is proposing to refund debt from 2004 and 2012, no additional ongoing costs will be incurred. The approval of the refunding will reduce the interest cost on the 2004 debt and restructure the timeframe in which the 2012 debt will be repaid. Legal Obligations and Review: Dan Culver, with McCall, Parkhurst & Horton L.L.P., serves as the Town’s Bond Counsel and has written the ordinance and made comment to the official statement. Attached Documents: 1. Timetable for Series 2013 Bonds 2. Draft Ordinance – final terms will be set once pricing is confirmed the day of this meeting 3. Preliminary Official Statement 4. Bond Purchase Agreement 5. Paying Agent/Registrar Agreement 6. Bond Counsel Engagement Letter Town Staff Recommendation: Town staff recommends that the Town Council approve this item. Proposed Motion: I move to act upon all matters incident and related to the issuance and sale of the Town of Prosper, Texas, General Obligation Refunding Bonds, Series 2013, including the adoption of Ordinance No. 13-42 authorizing the issuance of such Bonds, approving an Official Statement, a Bond Purchase Agreement, a Paying Agent/Registrar Agreement and an engagement letter of Bond Counsel. Item 7 Apr-13 May-13 Jun-13 Jul-13 SMTWTFS SMTWTFS SMTWTFS SMTWTFS 123456 1234 1 123456 78910111213 567891011 2345678 78910111213 14 15 16 17 18 19 20 12 13 14 15 16 17 18 9 10 11 12 13 14 15 14 15 16 17 18 19 20 21 22 23 24 25 26 27 19 20 21 22 23 24 25 16 17 18 19 20 21 22 21 22 23 24 25 26 27 28 29 30 26 27 28 29 30 31 23 24 25 26 27 28 29 28 29 30 31 30 Complete By Day Event 26-Apr-13 Friday First Southwest requests information for preparation of the Official Statement 14-May-13 Tuesday Town Council meeting to approve publication of the Notice of Intent for the Certificates 16-May-13 Thursday First Southwest receives requested information. First Southwest begins preparation of the Official Statement 21-May-13 Tuesday Draft Official Statement distributed to the Town and Bond Counsel 22-May-13 Wednesday 1st Notice of Intent published for Certificates 28-May-13 Tuesday First Southwest receives comments on Official Statement 29-May-13 Wednesday 2nd Notice of Intent published for Certificates 30-May-13 Friday Distribute POS to Rating Agency Rating Conference Call/Meeting 17-Jun-13 Monday Receive Rating 18-Jun-13 Tuesday Electronically mail Official Statement to Potential Purchasers 25-Jun-13 Tuesday Pricing 25-Jun-13 Tuesday Town Council passes Ordinance authorizing issuance of the Bonds and Certificates 25-Jul-13 Thursday Closing and Delivery of Funds to the Town Week of 6/3 - 6/7 Town of Prosper, TX General Obligation Refunding Bonds, Series 2013 4/25/2013 Acct # 0643-011 Preliminary Schedule of Events Combination Tax & Revenue Certificates of Obligation, Series 2013 Item 7 ORDINANCE OF THE TOWN OF PROSPER, TEXAS AUTHORIZING THE ISSUANCE OF TOWN OF PROSPER, TEXAS GENERAL OBLIGATION REFUNDING BONDS, SERIES 2013 Item 7 i TABLE OF CONTENTS Section 1. Recitals, Amount and Purpose of the Bonds ................................2 Section 2. Designation, Date, Denominations, Numbers, Maturities of Bonds and Interest Rates ...........................................................2 Section 3. Characteristics of the Bonds ............................................3 Section 4. Form of Bonds .......................................................6 Section 5. Interest and Sinking Fund .............................................13 Section 6. Continued Perfection of Security Interest .................................13 Section 7. Defeasance of Bonds .................................................13 Section 8. Damaged, Mutilated, Lost, Stolen, or Destroyed Bonds ......................15 Section 9. Custody, Approval, and Registration of Bonds; Bond Counsel's Opinion and Engagement; Attorney General Filing Fee; CUSIP Numbers; Other Procedures . . 16 Section 10. Covenants Regarding Tax Exemption of Interest on the Bonds ...............16 Section 11. Sale of Bonds; Approval of Official Statement ............................18 Section 12. Allocation of Bond Proceeds ..........................................19 Section 13. Disposition of Project................................................19 Section 14. Approval of Escrow Agreement and Transfer of Funds .....................19 Section 15. Redemption of Refunded Obligations ...................................20 Section 16. Compliance with Rule 15c2-12 ........................................20 Section 17. Method of Amendment ..............................................23 Section 18. Inconsistent Provisions ..............................................24 Section 19. Governing Law ....................................................25 Section 20. Severability .......................................................25 Section 21. Events of Default ...................................................25 Item 7 ii Section 22. Remedies for Default ................................................25 Section 23. Remedies Not Exclusive .............................................25 Section 24. Effective Date .....................................................26 Schedule I Schedule of Refunded Obligations .................................... I-1 Exhibit A Continuing Disclosure Information.................................... A-1 Exhibit B Notice of Defeasance and Redemption..................................B-1 Item 7 AUTHORIZING THE ISSUANCE AND SALE OF TOWN OF PROSPER, TEXAS GENERAL OBLIGATION REFUNDING BONDS, SERIES 2013; LEVYING AN ANNUAL AD VALOREM TAX FOR THE PAYMENT OF SAID BONDS; APPROVING AN OFFICIAL STATEMENT; CALLING CERTAIN OUTSTANDING OBLIGATIONS FOR REDEMPTION PRIOR TO MATURITY; APPROVING THE USE OF AN ESCROW AGREEMENT AND PAYING AGENT/REGISTRAR AGREEMENT; ENGAGING BOND COUNSEL; AND ENACTING OTHER PROVISIONS RELATING TO THE SUBJECT THE STATE OF TEXAS § COLLIN AND DENTON COUNTIES § TOWN OF PROSPER § WHEREAS, certain previously issued and outstanding obligations of the Town of Prosper, Texas (the "Issuer") described in Schedule I attached hereto and incorporated herein (collectively, the "Refunded Obligations") are intended to be and shall be refunded pursuant to this Ordinance; WHEREAS, Chapter 1207, Texas Government Code, authorizes the Issuer to issue refunding bonds and to deposit the proceeds from the sale thereof, together with any other available funds or resources, directly with a paying agent for the Refunded Obligations or a trust company or commercial bank that does not act as a depository for the Issuer and is named in these proceedings, and such deposit, if made before the payment dates of the Refunded Obligations, shall constitute the making of firm banking and financial arrangements for the discharge and final payment of the Refunded Obligations; WHEREAS, Chapter 1207, Texas Government Code, further authorizes the Issuer to enter into an escrow or similar agreement with such paying agent for the Refunded Obligations or trust company or commercial bank with respect to the safekeeping, investment, reinvestment, administration and disposition of any such deposit, upon such terms and conditions as the Issuer and such paying agent or trust company or commercial bank may agree; WHEREAS, U.S. Bank National Association is a paying agent for the Refunded Obligations, and the Escrow Agreement, wherein U.S. Bank National Association is the Escrow Agent, hereinafter authorized constitutes an escrow agreement of the kind authorized and permitted by said Chapter 1207; WHEREAS, the Town Council hereby finds and declares a public purpose and it is in the best interests of the Issuer to refund the Refunded Obligations in order to restructure its debt for tax rate management purposes, and that such refunding will result in a gross, future value debt service loss of approximately $________, but a net present value debt service savings of $_______ to the Issuer; WHEREAS, all the Refunded Obligations mature or are subject to redemption prior to maturity within 20 years of the date of the bonds hereinafter authorized; Item 7 2 WHEREAS, the Bonds hereinafter authorized to be issued and are to be issued, sold and delivered pursuant to the general laws of the State of Texas, including Texas Government Code, Chapter 1207, as amended; and WHEREAS, it is officially found, determined, and declared that the meeting at which this Ordinance has been adopted was open to the public and public notice of the time, place and subject matter of the public business to be considered and acted upon at said meeting, including this Ordinance, was given, all as required by the applicable provisions of Texas Government Code, Chapter 551; Now, Therefore BE IT ORDAINED BY THE TOWN COUNCIL OF THE TOWN OF PROSPER: Section 1. RECITALS, AMOUNT AND PURPOSE OF THE BONDS. The recitals set forth in the preamble hereof are incorporated herein and shall have the same force and effect as if set forth in this Section. The bonds of the Issuer are hereby authorized to be issued and delivered in the aggregate principal amount of $_____________ for the purpose of refunding certain outstanding obligations of the Issuer referenced in the preamble hereto and described in Schedule I hereto and to pay the costs incurred in connection with the issuance of the Bonds. Section 2. DESIGNATION, DATE, DENOMINATIONS, NUMBERS, MATURITIES OF BONDS AND INTEREST RATES. Each certificate issued pursuant to this Ordinance shall be designated: "TOWN OF PROSPER, TEXAS, GENERAL OBLIGATION REFUNDING BOND, SERIES 2013", and initially there shall be issued, sold, and delivered hereunder one fully registered bond, without interest coupons, dated June 15, 2013, in the principal amount stated above and in the denominations hereinafter stated, numbered T-1, with bonds issued in replacement thereof being in the denominations and principal amounts hereinafter stated and numbered consecutively from R-1 upward, payable to the respective Registered Owners thereof (with the initial certificate being made payable to the initial purchaser as described in Section 11 hereof), or to the registered assignee or assignees of said bonds or any portion or portions thereof (in each case, the "Registered Owner"). The Bonds shall mature on August 15 in the years and in the principal amounts and interest rates set forth below, interest on each Bond accruing on the basis of a 360-day year of twelve 30-day months from the date of initial delivery of the Bonds to the purchaser thereof or the most recent interest payment date to which interest has been paid or provided for at the per annum rates of interest, payable semiannually on February 15 and August 15 of each year until the principal amount shall have been paid or provision for such payment shall have been made, commencing February 15, 2014, as follows: Year Principal Amount Interest Rate Year Principal Amount Interest Rate 2014 2024 2015 2025 2016 2026 2017 2027 2018 2028 Item 7 3 2019 2029 2020 2030 2021 2031 2022 2032 2023 2033 Section 3. CHARACTERISTICS OF THE BONDS. (a) Registration, Transfer, Conversion and Exchange; Authentication. The Issuer shall keep or cause to be kept at the corporate trust office of U.S. Bank National Association, Dallas, Texas, the "Paying Agent/Registrar"), books or records for the registration of the transfer, conversion and exchange of the Bonds (the "Registration Books"), and the Issuer hereby appoints the Paying Agent/Registrar as its registrar and transfer agent to keep such books or records and make such registrations of transfers, conversions and exchanges under such reasonable regulations as the Issuer and Paying Agent/Registrar may prescribe; and the Paying Agent/Registrar shall make such registrations, transfers, conversions and exchanges as herein provided. The Paying Agent/Registrar shall obtain and record in the Registration Books the address of the registered owner of each Bond to which payments with respect to the Bonds shall be mailed, as herein provided; but it shall be the duty of each registered owner to notify the Paying Agent/Registrar in writing of the address to which payments shall be mailed, and such interest payments shall not be mailed unless such notice has been given. The Issuer shall have the right to inspect the Registration Books during regular business hours of the Paying Agent/Registrar, but otherwise the Paying Agent/Registrar shall keep the Registration Books confidential and, unless otherwise required by law, shall not permit their inspection by any other entity. The Issuer shall pay the Paying Agent/Registrar's standard or customary fees and charges for making such registration, transfer, conversion, exchange and delivery of a substitute Bond or Bonds. Registration of assignments, transfers, conversions and exchanges of Bonds shall be made in the manner provided and with the effect stated in the FORM OF BOND set forth in this Ordinance. Each substitute Bond shall bear a letter and/or number to distinguish it from each other Bond. Except as provided in Section 3(c) of this Ordinance, an authorized representative of the Paying Agent/Registrar shall, before the delivery of any such Bond, date and manually sign said Bond, and no such Bond shall be deemed to be issued or outstanding unless such Bond is so executed. The Paying Agent/Registrar promptly shall cancel all paid Bonds and Bonds surrendered for conversion and exchange. No additional ordinances, orders, or resolutions need be passed or adopted by the governing body of the Issuer or any other body or person so as to accomplish the foregoing conversion and exchange of any Bond or portion thereof, and the Paying Agent/Registrar shall provide for the printing, execution, and delivery of the substitute Bonds in the manner prescribed herein, and said Bonds shall be printed or typed on paper of customary weight and strength. Pursuant to Chapter 1201, Government Code, and particularly Subchapter D thereof, the duty of conversion and exchange of Bonds as aforesaid is hereby imposed upon the Paying Agent/Registrar, and, upon the execution of said Bond, the converted and exchanged Bond shall be valid, incontestable, and enforceable in the same manner and with the same effect as the Bonds that initially were issued and delivered pursuant to this Ordinance, approved by the Attorney General and registered by the Comptroller of Public Accounts. Item 7 4 (b) Payment of Bonds and Interest. The Issuer hereby further appoints the Paying Agent/Registrar to act as the paying agent for paying the principal of and interest on the Bonds, all as provided in this Ordinance. The Paying Agent/Registrar shall keep proper records of all payments made by the Issuer and the Paying Agent/Registrar with respect to the Bonds, and of all conversions and exchanges of Bonds, and all replacements of Bonds, as provided in this Ordinance. However, in the event of a nonpayment of interest on a scheduled payment date, and for thirty (30) days thereafter, a new record date for such interest payment (a "Special Record Date") will be established by the Paying Agent/Registrar, if and when funds for the payment of such interest have been received from the Issuer. Notice of the past due interest shall be sent at least five (5) business days prior to the Special Record Date by United States mail, first-class postage prepaid, to the address of each registered owner appearing on the Registration Books at the close of business on the last business day next preceding the date of mailing of such notice. (c) In General. The Bonds (i) shall be issued in fully registered form, without interest coupons, with the principal of and interest on such Bonds to be payable only to the registered owners thereof, (ii) may be redeemed prior to their scheduled maturities (notice of which shall be given to the Paying Agent/Registrar by the Issuer at least 35 days prior to any such redemption date), (iii) may be converted and exchanged for other Bonds, (iv) may be transferred and assigned, (v) shall have the characteristics, (vi) shall be signed, sealed, executed and authenticated, (vii) the principal of and interest on the Bonds shall be payable, and (viii) shall be administered and the Paying Agent/Registrar and the Issuer shall have certain duties and responsibilities with respect to the Bonds, all as provided, and in the manner and to the effect as required or indicated, in the FORM OF BOND set forth in this Ordinance. The Bond initially issued and delivered pursuant to this Ordinance is not required to be, and shall not be, authenticated by the Paying Agent/Registrar, but on each substitute Bond issued in conversion of and exchange for any Bond or Bonds issued under this Ordinance the Paying Agent/Registrar shall execute the PAYING AGENT/REGISTRAR'S AUTHENTICATION BOND, in the form set forth in the FORM OF BOND. (d) Book-Entry Only System. The Bonds issued in exchange for the Bond initially issued to the initial purchaser specified herein shall be initially issued in the form of a separate single fully registered Bond for each of the maturities thereof. Upon initial issuance, the ownership of each such Bond shall be registered in the name of Cede & Co., as nominee of The Depository Trust Company, New York, New York ("DTC"), and except as provided in subsection (f) hereof, all of the outstanding Bonds shall be registered in the name of Cede & Co., as nominee of DTC. With respect to Bonds registered in the name of Cede & Co., as nominee of DTC, the Issuer and the Paying Agent/Registrar shall have no responsibility or obligation to any securities brokers and dealers, banks, trust companies, clearing corporations and certain other organizations on whose behalf DTC was created ("DTC Participant") to hold securities to facilitate the clearance and settlement of securities transactions among DTC Participants or to any person on behalf of whom such a DTC Participant holds an interest in the Bonds. Without limiting the immediately preceding sentence, the Issuer and the Paying Agent/Registrar shall have no responsibility or obligation with respect to (i) the accuracy of the records of DTC, Cede & Co. or any DTC Participant with respect to any ownership interest in the Bonds, (ii) the delivery to any DTC Participant or any other person, Item 7 5 other than a Registered Owner of Bonds, as shown on the Registration Books, of any notice with respect to the Bonds, or (iii) the payment to any DTC Participant or any other person, other than a Registered Owner of Bonds, as shown in the Registration Books of any amount with respect to principal of or interest on the Bonds. Notwithstanding any other provision of this Ordinance to the contrary, the Issuer and the Paying Agent/Registrar shall be entitled to treat and consider the person in whose name each Bond is registered in the Registration Books as the absolute owner of such Bond for the purpose of payment of principal and interest with respect to such Bond, for the purpose of registering transfers with respect to such Bond, and for all other purposes whatsoever. The Paying Agent/Registrar shall pay all principal of and interest on the Bonds only to or upon the order of the Registered Owners, as shown in the Registration Books as provided in this Ordinance, or their respective attorneys duly authorized in writing, and all such payments shall be valid and effective to fully satisfy and discharge the Issuer's obligations with respect to payment of principal of and interest on the Bonds to the extent of the sum or sums so paid. No person other than a Registered Owner, as shown in the Registration Books, shall receive a Bond evidencing the obligation of the Issuer to make payments of principal and interest pursuant to this Ordinance. Upon delivery by DTC to the Paying Agent/Registrar of written notice to the effect that DTC has determined to substitute a new nominee in place of Cede & Co., and subject to the provisions in this Ordinance with respect to interest checks being mailed to the Registered Owner at the close of business on the Record date, the words "Cede & Co." in this Ordinance shall refer to such new nominee of DTC. (e) Successor Securities Depository; Transfers Outside Book-Entry Only System. In the event that the Issuer determines that DTC is incapable of discharging its responsibilities described herein and in the representations letter of the Issuer to DTC or that it is in the best interest of the beneficial owners of the Bonds that they be able to obtain certificated Bonds, the Issuer shall (i) appoint a successor securities depository, qualified to act as such under Section 17A of the Securities and Exchange Act of 1934, as amended, notify DTC and DTC Participants of the appointment of such successor securities depository and transfer one or more separate Bonds to such successor securities depository or (ii) notify DTC and DTC Participants of the availability through DTC of Bonds and transfer one or more separate certificated Bonds to DTC Participants having Bonds credited to their DTC accounts. In such event, the Bonds shall no longer be restricted to being registered in the Registration Books in the name of Cede & Co., as nominee of DTC, but may be registered in the name of the successor securities depository, or its nominee, or in whatever name or names Registered Owners transferring or exchanging Bonds shall designate, in accordance with the provisions of this Ordinance. (f) Payments to Cede & Co. Notwithstanding any other provision of this Ordinance to the contrary, so long as any Bond is registered in the name of Cede & Co., as nominee of DTC, all payments with respect to principal of and interest on such Bond and all notices with respect to such Bond shall be made and given, respectively, in the manner provided in the representations letter of the Issuer to DTC. (g) Cancellation of Initial Bond. On the closing date, one initial Bond representing the entire principal amount of the Bonds, payable in stated installments to the purchaser designated in Section 11 or its designee, executed by manual or facsimile signature of the Mayor (or in the Item 7 6 absence thereof, by the Mayor Pro-tem) and Town Secretary of the Issuer, approved by the Attorney General of Texas, and registered and manually signed by the Comptroller of Public Accounts of the State of Texas, will be delivered to such purchaser or its designee. Upon payment for the initial Bond, the Paying Agent/Registrar shall cancel the initial Bond and deliver to the Depository Trust Company on behalf of such purchaser one registered definitive Bond for each year of maturity of the Bonds, in the aggregate principal amount of all of the Bonds for such maturity. (h) Conditional Notice of Redemption. With respect to any optional redemption of the Bonds, unless certain prerequisites to such redemption required by this Ordinance have been met and moneys sufficient to pay the principal of and premium, if any, and interest on the Bonds to be redeemed shall have been received by the Paying Agent/Registrar prior to the giving of such notice of redemption, such notice shall state that said redemption may, at the option of the Issuer, be conditional upon the satisfaction of such prerequisites and receipt of such moneys by the Paying Agent/Registrar on or prior to the date fixed for such redemption, or upon any prerequisite set forth in such notice of redemption. If a conditional notice of redemption is given and such prerequisites to the redemption and sufficient moneys are not received, such notice shall be of no force and effect, the Issuer shall not redeem such Bonds and the Paying Agent/Registrar shall give notice, in the manner in which the notice of redemption was given, to the effect that the Bonds have not been redeemed. Section 4. FORM OF BONDS. The form of the Bonds, including the form of Paying Agent/Registrar's Authentication Bond, the form of Assignment and the form of Registration Bond of the Comptroller of Public Accounts of the State of Texas to be attached to the Bonds initially issued and delivered pursuant to this Ordinance, shall be, respectively, substantially as follows, with such appropriate variations, omissions or insertions as are permitted or required by this Ordinance. (a) [Form of Bond] NO. R- UNITED STATES OF AMERICA STATE OF TEXAS TOWN OF PROSPER, TEXAS GENERAL OBLIGATION REFUNDING BOND, SERIES 2013 PRINCIPAL AMOUNT $ Interest Rate Date of Initial Delivery Maturity Date CUSIP No. July 25, 2013 August 15,____ REGISTERED OWNER: PRINCIPAL AMOUNT: DOLLARS Item 7 7 ON THE MATURITY DATE specified above, the Town of Prosper, in Collin and Denton Counties, Texas (the "Issuer"), being a political subdivision and municipal corporation of the State of Texas, hereby promises to pay to the Registered Owner specified above, or registered assigns (hereinafter called the "Registered Owner"), on the Maturity Date specified above, the Principal Amount specified above. The Issuer promises to pay interest on the unpaid principal amount hereof (calculated on the basis of a 360-day year of twelve 30-day months) from the Date of Initial Delivery set forth above at the Interest Rate per annum specified above. Interest is payable on February 15, 2014 and semiannually on each August 15 and February 15 thereafter to the Maturity Date specified above, or the date of redemption prior to maturity; except, if this Bond is required to be authenticated and the date of its authentication is later than the first Record Date (hereinafter defined), such Principal Amount shall bear interest from the interest payment date next preceding the date of authentication, unless such date of authentication is after any Record Date but on or before the next following interest payment date, in which case such principal amount shall bear interest from such next following interest payment date; provided, however, that if on the date of authentication hereof the interest on the Bond or Bonds, if any, for which this Bond is being exchanged is due but has not been paid, then this Bond shall bear interest from the date to which such interest has been paid in full. THE PRINCIPAL OF AND INTEREST ON this Bond are payable in lawful money of the United States of America, without exchange or collection charges. The principal of this Bond shall be paid to the registered owner hereof upon presentation and surrender of this Bond at maturity, or upon the date fixed for its redemption prior to maturity, at the corporate trust office of U.S. Bank National Association in Dallas, Texas, which is the "Paying Agent/Registrar" for this Bond. The payment of interest on this Bond shall be made by the Paying Agent/Registrar to the registered owner hereof on each interest payment date by check or draft, dated as of such interest payment date, drawn by the Paying Agent/Registrar on, and payable solely from, funds of the Issuer required by the ordinance authorizing the issuance of this Bond (the "Bond Ordinance") to be on deposit with the Paying Agent/Registrar for such purpose as hereinafter provided; and such check or draft shall be sent by the Paying Agent/Registrar by United States mail, first-class postage prepaid, on each such interest payment date, to the registered owner hereof, at its address as it appeared on the last day of the month preceding each such date (the "Record Date") on the Registration Books kept by the Paying Agent/Registrar, as hereinafter described. In addition, interest may be paid by such other method, acceptable to the Paying Agent/Registrar, requested by, and at the risk and expense of, the registered owner. In the event of a non-payment of interest on a scheduled payment date, and for 30 days thereafter, a new record date for such interest payment (a "Special Record Date") will be established by the Paying Agent/Registrar, if and when funds for the payment of such interest have been received from the Issuer. Notice of the Special Record Date and of the scheduled payment date of the past due interest (which shall be 15 days after the Special Record Date) shall be sent at least five business days prior to the Special Record Date by United States mail, first-class postage prepaid, to the address of each owner of a Bond appearing on the Registration Books at the close of business on the last business day next preceding the date of mailing of such notice. ANY ACCRUED INTEREST due at maturity or upon the redemption of this Bond prior to maturity as provided herein shall be paid to the registered owner upon presentation and surrender Item 7 8 of this Bond for redemption and payment at the corporate trust office of the Paying Agent/Registrar. The Issuer covenants with the registered owner of this Bond that on or before each principal payment date, interest payment date, and accrued interest payment date for this Bond it will make available to the Paying Agent/Registrar, from the "Interest and Sinking Fund" created by the Bond Ordinance, the amounts required to provide for the payment, in immediately available funds, of all principal of and interest on the Bonds, when due. IF THE DATE for the payment of the principal of or interest on this Bond shall be a Saturday, Sunday, a legal holiday or a day on which banking institutions in the city where the corporate trust office of the Paying Agent/Registrar is located are authorized by law or executive order to close, then the date for such payment shall be the next succeeding day that is not such a Saturday, Sunday, legal holiday or day on which banking institutions are authorized to close; and payment on such date shall have the same force and effect as if made on the original date payment was due. THIS BOND is one of a series of Bonds dated June 15, 2013, authorized in accordance with the Constitution and laws of the State of Texas in the principal amount of $_____________ for the public purposes of refunding certain outstanding obligations of the Issuer and to pay the costs incurred in connection with the issuance of the Bonds. THE BONDS OF THIS SERIES having stated maturities on and after August 15, 2024 may be redeemed prior to their scheduled maturities, at the option of the Issuer, on August 15, 2023 or on any date thereafter, with funds derived from any available and lawful source, as a whole, or in part, and, if in part, the particular Bonds, or portions thereof, to be redeemed shall be selected and designated by the Issuer (provided that a portion of a Bond may be redeemed only in an integral multiple of $5,000), at a redemption price equal to the principal amount to be redeemed plus accrued interest to the date fixed for redemption. AT LEAST 30 DAYS prior to the date fixed for any redemption of Bonds or portions thereof prior to maturity a written notice of such redemption shall be sent by the Paying Agent/Registrar by United States mail, first-class postage prepaid, at least 30 days prior to the date fixed for any such redemption, to the registered owner of each Bond to be redeemed at its address as it appeared on the 45th day prior to such redemption date; provided, however, that the failure of the registered owner to receive such notice, or any defect therein or in the sending or mailing thereof, shall not affect the validity or effectiveness of the proceedings for the redemption of any Bond. By the date fixed for any such redemption due provision shall be made with the Paying Agent/Registrar for the payment of the required redemption price for the Bonds or portions thereof that are to be so redeemed. If such written notice of redemption is sent and if due provision for such payment is made, all as provided above, the Bonds or portions thereof that are to be so redeemed thereby automatically shall be treated as redeemed prior to their scheduled maturities, and they shall not bear interest after the date fixed for redemption, and they shall not be regarded as being outstanding except for the right of the registered owner to receive the redemption price from the Paying Agent/Registrar out of the funds provided for such payment. If a portion of any Bond shall be redeemed, a substitute Bond or Bonds having the same maturity date, bearing interest at the same rate, in any denomination or Item 7 9 denominations in any integral multiple of $5,000, at the written request of the registered owner, and in aggregate principal amount equal to the unredeemed portion thereof, will be issued to the registered owner upon the surrender thereof for cancellation, at the expense of the Issuer, all as provided in the Bond Ordinance. ALL BONDS OF THIS SERIES are issuable solely as fully registered bonds, without interest coupons, in the denomination of any integral multiple of $5,000. As provided in the Bond Ordinance, this Bond may, at the request of the registered owner or the assignee or assignees hereof, be assigned, transferred, converted into and exchanged for a like aggregate principal amount of fully registered bonds, without interest coupons, payable to the appropriate registered owner, assignee or assignees, as the case may be, having the same denomination or denominations in any integral multiple of $5,000 as requested in writing by the appropriate registered owner, assignee or assignees, as the case may be, upon surrender of this Bond to the Paying Agent/Registrar for cancellation, all in accordance with the form and procedures set forth in the Bond Ordinance. Among other requirements for such assignment and transfer, this Bond must be presented and surrendered to the Paying Agent/Registrar, together with proper instruments of assignment, in form and with guarantee of signatures satisfactory to the Paying Agent/Registrar, evidencing assignment of this Bond or any portion or portions hereof in any integral multiple of $5,000 to the assignee or assignees in whose name or names this Bond or any such portion or portions hereof is or are to be registered. The form of Assignment printed or endorsed on this Bond may be executed by the registered owner to evidence the assignment hereof, but such method is not exclusive, and other instruments of assignment satisfactory to the Paying Agent/Registrar may be used to evidence the assignment of this Bond or any portion or portions hereof from time to time by the registered owner. The Paying Agent/Registrar's reasonable standard or customary fees and charges for assigning, transferring, converting and exchanging any Bond or portion thereof will be paid by the Issuer. In any circumstance, any taxes or governmental charges required to be paid with respect thereto shall be paid by the one requesting such assignment, transfer, conversion or exchange, as a condition precedent to the exercise of such privilege. The Paying Agent/Registrar shall not be required to make any such transfer, conversion, or exchange (i) during the period commencing with the close of business on any Record Date and ending with the opening of business on the next following principal or interest payment date, or (ii) with respect to any Bond or any portion thereof called for redemption prior to maturity, within 45 days prior to its redemption date. IN THE EVENT any Paying Agent/Registrar for the Bonds is changed by the Issuer, resigns, or otherwise ceases to act as such, the Issuer has covenanted in the Bond Ordinance that it promptly will appoint a competent and legally qualified substitute therefor, and cause written notice thereof to be mailed to the registered owners of the Bonds. IT IS HEREBY certified, recited and covenanted that this Bond has been duly and validly authorized, issued and delivered; that all acts, conditions and things required or proper to be performed, exist and be done precedent to or in the authorization, issuance and delivery of this Bond have been performed, existed and been done in accordance with law; that this Bond is a general obligation of said Issuer, issued on the full faith and credit thereof; and that annual ad valorem taxes sufficient to provide for the payment of the interest on and principal of this Bond, as such interest comes due and such principal matures, have been levied and ordered to be levied against all taxable Item 7 10 property in said Issuer, and have been pledged for such payment, within the limit prescribed by law, all as provided in the Bond Ordinance. BY BECOMING the registered owner of this Bond, the registered owner thereby acknowledges all of the terms and provisions of the Bond Ordinance, agrees to be bound by such terms and provisions, acknowledges that the Bond Ordinance is duly recorded and available for inspection in the official minutes and records of the governing body of the Issuer, and agrees that the terms and provisions of this Bond and the Bond Ordinance constitute a contract between each registered owner hereof and the Issuer. IN WITNESS WHEREOF, the Issuer has caused this Bond to be signed with the manual or facsimile signature of the Mayor (or in the absence thereof, by the Mayor Pro-tem) of the Issuer and countersigned with the manual or facsimile signature of the Town Secretary of said Issuer, and has caused the official seal of the Issuer to be duly impressed, or placed in facsimile, on this Bond. (signature) (signature) Town Secretary Mayor (SEAL) (b) [Form of Paying Agent/Registrar's Authentication Bond] PAYING AGENT/REGISTRAR'S AUTHENTICATION BOND (To be executed if this Bond is not accompanied by an executed Registration Bond of the Comptroller of Public Accounts of the State of Texas) It is hereby certified that this Bond has been issued under the provisions of the Bond Ordinance described in the text of this Bond; and that this Bond has been issued in conversion or replacement of, or in exchange for, a certificate, bonds, or a portion of a bond or bonds of a series that originally was approved by the Attorney General of the State of Texas and registered by the Comptroller of Public Accounts of the State of Texas. Dated: _______________________________________________ U.S. Bank National Association Dallas, Texas Paying Agent/Registrar By:______________________________ Authorized Representative Item 7 11 (c) [Form of Assignment] ASSIGNMENT For value received, the undersigned hereby sells, assigns and transfers unto _______________________________________________________________________________. Please insert Social Security or Taxpayer Identification Number of Transferee ______________________________________________________________________________ (Please print or typewrite name and address, including zip code, of Transferee.) ______________________________________________________________________________ the within Bond and all rights thereunder, and hereby irrevocably constitutes and appoints ___________________________________________, attorney, to register the transfer of the within Bond on the books kept for registration thereof, with full power of substitution in the premises. Dated: ___________________________ Signature Guaranteed: NOTICE: Signature(s) must be guaranteed by an eligible guarantor institution participating in a securities transfer association recognized signature guarantee program. NOTICE: The signature above must correspond with the name of the registered owner as it appears upon the front of this Bond in every particular, without alteration or enlargement or any change whatsoever. (d) [Form of Registration Bond of the Comptroller of Public Accounts] COMPTROLLER'S REGISTRATION BOND: REGISTER NO. I hereby certify that this Bond has been examined, certified as to validity and approved by the Attorney General of the State of Texas, and that this Bond has been registered by the Comptroller of Public Accounts of the State of Texas. Witness my signature and seal this __________________________________________ Comptroller of Public Accounts of the State of Texas (COMPTROLLER'S SEAL) Item 7 12 (e) [Initial Bond Insertions] (i) The initial Bond shall be in the form set forth is paragraph (a) of this Section, except that: A. immediately under the name of the Bond, the headings "Interest Rate" and "Maturity Date" shall both be completed with the words "As shown below" and "CUSIP No. _____" shall be deleted. B. the first paragraph shall be deleted and the following will be inserted: "THE TOWN OF PROSPER, TEXAS (the "Issuer"), being a political subdivision and municipal corporation of the State of Texas, hereby promises to pay to the Registered Owner specified above, or registered assigns (hereinafter called the "Registered Owner"), on August15 in each of the years, in the principal installments and bearing interest at the per annum rates set forth in the following schedule: Years Principal Installments Interest Rates Years Principal Installments Interest Rates 2014 2024 2015 2025 2016 2026 2017 2027 2018 2028 2019 2029 2020 2030 2021 2031 2022 2032 2023 2033 The Issuer promises to pay interest on the unpaid principal amount hereof (calculated on the basis of a 360-day year of twelve 30-day months) from the Date of Initial Delivery set forth above at the respective Interest Rate per annum specified above. Interest is payable on February 15, 2014 and semiannually on each August 15 and February 15 and thereafter to the date of payment of the principal installment specified above, or the date of redemption prior to maturity; except, that if this Bond is required to be authenticated and the date of its authentication is later than the first Record Date (hereinafter defined), such Principal Amount shall bear interest from the interest payment date next preceding the date of authentication, unless such date of authentication is after any Record Date but on or before the next following interest payment date, in which case such principal amount shall bear interest from such next following interest payment date; provided, however, that if on the date of authentication hereof the interest on the Bond or Bonds, if any, for which this Bond is being exchanged is due but has not been paid, then this Bond shall bear interest from the date to which such interest has been paid in full." Item 7 13 C. The Initial Bond shall be numbered "T-1." Section 5. INTEREST AND SINKING FUND. A special "Interest and Sinking Fund" is hereby created and shall be established and maintained by the Issuer at an official depository bank of the Issuer. Said Interest and Sinking Fund shall be kept separate and apart from all other funds and accounts of the Issuer, and shall be used only for paying the interest on and principal of the Bonds. All amounts received from the sale of the Bonds as accrued interest and ad valorem taxes levied and collected for and on account of the Bonds shall be deposited, as collected, to the credit of said Interest and Sinking Fund. During each year while any of the Bonds are outstanding and unpaid, the governing body of the Issuer shall compute and ascertain a rate and amount of ad valorem tax that will be sufficient to raise and produce the money required to pay the interest on the Bonds as such interest comes due, and to provide and maintain a sinking fund adequate to pay the principal of the Bonds as such principal matures (but never less than 2% of the original amount of the Bonds as a sinking fund each year); and said tax shall be based on the latest approved tax rolls of the Issuer, with full allowances being made for tax delinquencies and the cost of tax collection. Said rate and amount of ad valorem tax is hereby levied, and is hereby ordered to be levied, against all taxable property in the Issuer, for each year while any of the Bonds are outstanding and unpaid, and said tax shall be assessed and collected each such year and deposited to the credit of the aforesaid Interest and Sinking Fund. Said ad valorem taxes sufficient to provide for the payment of the interest on and principal of the Bonds, as such interest comes due and such principal matures, are hereby pledged for such payment, within the limit prescribed by law. Section 6. CONTINUED PERFECTION OF SECURITY INTEREST. Chapter 1208, Government Code, applies to the issuance of the Bonds and the pledge of the ad valorem taxes granted by the Issuer under Section 5 of this Ordinance, and such pledge is therefore valid, effective, and perfected. If Texas law is amended at any time while the Bonds are outstanding and unpaid such that the pledge of the taxes granted by the Issuer under Section 5 of this Ordinance is to be subject to the filing requirements of Chapter 9, Business & Commerce Code, then in order to preserve to the registered owners of the Bonds the perfection of the security interest in said pledge, the Issuer agrees to take such measures as it determines are reasonable and necessary under Texas law to comply with the applicable provisions of Chapter 9, Business & Commerce Code and enable a filing to perfect the security interest in said pledge to occur. Section 7. DEFEASANCE OF BONDS. (a) Any Bond and the interest thereon shall be deemed to be paid, retired and no longer outstanding (a "Defeased Bond") within the meaning of this Ordinance, except to the extent provided in subsection (d) of this Section 7, when payment of the principal of such Bond, plus interest thereon to the due date (whether such due date be by reason of maturity or otherwise) either (i) shall have been made or caused to be made in accordance with the terms thereof, or (ii) shall have been provided for on or before such due date by irrevocably depositing with or making available to the Paying Agent/Registrar in accordance with an escrow agreement or other instrument (the "Future Escrow Agreement") for such payment (1) lawful money of the United States of America sufficient to make such payment or (2) Defeasance Securities that mature as to principal and interest in such amounts and at such times as will insure the availability, without reinvestment, of sufficient money to provide for such payment, and when proper Item 7 14 arrangements have been made by the Issuer with the Paying Agent/Registrar for the payment of its services until all Defeased Bonds shall have become due and payable. At such time as a Bond shall be deemed to be a Defeased Bond hereunder, as aforesaid, such Bond and the interest thereon shall no longer be secured by, payable from, or entitled to the benefits of, the ad valorem taxes or revenues herein levied and pledged as provided in this Ordinance, and such principal and interest shall be payable solely from such money or Defeasance Securities. Notwithstanding any other provision of this Ordinance to the contrary, it is hereby provided that any determination not to redeem Defeased Bonds that is made in conjunction with the payment arrangements specified in subsection 7(a)(i) or (ii) shall not be irrevocable, provided that: (1) in the proceedings providing for such payment arrangements, the Issuer expressly reserves the right to call the Defeased Bonds for redemption; (2) gives notice of the reservation of that right to the owners of the Defeased Bonds immediately following the making of the payment arrangements; and (3) directs that notice of the reservation be included in any redemption notices that it authorizes. (b) Any moneys so deposited with the Paying Agent/Registrar may at the written direction of the Issuer be invested in Defeasance Securities, maturing in the amounts and times as hereinbefore set forth, and all income from such Defeasance Securities received by the Paying Agent/Registrar that is not required for the payment of the Bonds and interest thereon, with respect to which such money has been so deposited, shall be turned over to the Issuer, or deposited as directed in writing by the Issuer. Any Future Escrow Agreement pursuant to which the money and/or Defeasance Securities are held for the payment of Defeased Bonds may contain provisions permitting the investment or reinvestment of such moneys in Defeasance Securities or the substitution of other Defeasance Securities upon the satisfaction of the requirements specified in subsection 7(a)(i) or (ii). All income from such Defeasance Securities received by the Paying Agent/Registrar that is not required for the payment of the Defeased Bonds, with respect to which such money has been so deposited, shall be remitted to the Issuer or deposited as directed in writing by the Issuer. (c) The term "Defeasance Securities" means any securities and obligations now or hereafter authorized by Texas law that are eligible to refund, defease or otherwise discharge obligations such as the Bonds. (d) Until all Defeased Bonds shall have become due and payable, the Paying Agent/Registrar shall perform the services of Paying Agent/Registrar for such Defeased Bonds the same as if they had not been defeased, and the Issuer shall make proper arrangements to provide and pay for such services as required by this Ordinance. (e) In the event that the Issuer elects to defease less than all of the principal amount of Bonds of a maturity, the Paying Agent/Registrar shall select, or cause to be selected, such amount of Bonds by such random method as it deems fair and appropriate. Item 7 15 Section 8. DAMAGED, MUTILATED, LOST, STOLEN, OR DESTROYED BONDS. (a) Replacement Bonds. In the event any outstanding Bond is damaged, mutilated, lost, stolen or destroyed, the Paying Agent/Registrar shall cause to be printed, executed and delivered, a new certificate of the same principal amount, maturity and interest rate, as the damaged, mutilated, lost, stolen or destroyed Bond, in replacement for such Bond in the manner hereinafter provided. (b) Application for Replacement Bonds. Application for replacement of damaged, mutilated, lost, stolen or destroyed Bonds shall be made by the registered owner thereof to the Paying Agent/Registrar. In every case of loss, theft or destruction of a Bond, the registered owner applying for a replacement certificate shall furnish to the Issuer and to the Paying Agent/Registrar such security or indemnity as may be required by them to save each of them harmless from any loss or damage with respect thereto. Also, in every case of loss, theft or destruction of a Bond, the registered owner shall furnish to the Issuer and to the Paying Agent/Registrar evidence to their satisfaction of the loss, theft or destruction of such Bond, as the case may be. In every case of damage or mutilation of a Bond, the registered owner shall surrender to the Paying Agent/Registrar for cancellation the Bond so damaged or mutilated. (c) No Default Occurred. Notwithstanding the foregoing provisions of this Section, in the event any such Bond shall have matured, and no default has occurred that is then continuing in the payment of the principal of, redemption premium, if any, or interest on the Bond, the Issuer may authorize the payment of the same (without surrender thereof except in the case of a damaged or mutilated Bond) instead of issuing a replacement Bond, provided security or indemnity is furnished as above provided in this Section. (d) Charge for Issuing Replacement Bonds. Prior to the issuance of any replacement certificate, the Paying Agent/Registrar shall charge the registered owner of such Bond with all legal, printing, and other expenses in connection therewith. Every replacement certificate issued pursuant to the provisions of this Section by virtue of the fact that any Bond is lost, stolen or destroyed shall constitute a contractual obligation of the Issuer whether or not the lost, stolen or destroyed Bond shall be found at any time, or be enforceable by anyone, and shall be entitled to all the benefits of this Ordinance equally and proportionately with any and all other Bonds duly issued under this Ordinance. (e) Authority for Issuing Replacement Bonds. In accordance with Subchapter D of Chapter 1201, Government Code, this Section 8 of this Ordinance shall constitute authority for the issuance of any such replacement certificate without necessity of further action by the governing body of the Issuer or any other body or person, and the duty of the replacement of such bonds is hereby authorized and imposed upon the Paying Agent/Registrar, and the Paying Agent/Registrar shall authenticate and deliver such Bonds in the form and manner and with the effect, as provided in Section 3(a) of this Ordinance for Bonds issued in conversion and exchange for other Bonds. Section 9. CUSTODY, APPROVAL, AND REGISTRATION OF BONDS; BOND COUNSEL'S OPINION AND ENGAGEMENT; ATTORNEY GENERAL FILING FEE; CUSIP Item 7 16 NUMBERS; OTHER PROCEDURES. (a) The Mayor of the Issuer is hereby authorized to have control of the Bonds initially issued and delivered hereunder and all necessary records and proceedings pertaining to the Bonds pending their delivery and their investigation, examination, and approval by the Attorney General of the State of Texas, and their registration by the Comptroller of Public Accounts of the State of Texas. Upon registration of the Bonds said Comptroller of Public Accounts (or a deputy designated in writing to act for said Comptroller) shall manually sign the Comptroller's Registration Bond attached to such Bonds, and the seal of said Comptroller shall be impressed, or placed in facsimile, on such Bond. The approving legal opinion of the Issuer's Bond Counsel and the assigned CUSIP numbers may, at the option of the Issuer, be printed on the Bonds issued and delivered under this Ordinance, but neither shall have any legal effect, and shall be solely for the convenience and information of the registered owners of the Bonds. (b) The Mayor, Town Manager, Finance Director and Town Secretary and all other officers, employees and agents of the Issuer, and each of them, shall be and they are hereby expressly authorized, empowered and directed from time to time and at any time to do and perform all such acts and things and to execute, acknowledge and deliver in the name and on behalf of the Issuer a Paying Agent/Registrar Agreement with the Paying Agent/Registrar and all other instruments, whether or not herein mentioned, as may be necessary or desirable in order to carry out the terms and provisions of this Ordinance, the Bonds, the sale of the Bonds and the Official Statement relating to the Bonds. In case any officer whose signature shall appear on any Bond shall cease to be such officer before the delivery of such Bond, such signature shall nevertheless be valid and sufficient for all purposes the same as if such officer had remained in office until such delivery. (c) The obligation of the initial purchaser to accept delivery of the Bonds is subject to the initial purchaser being furnished with the final, approving opinion of McCall, Parkhurst & Horton L.L.P., bond counsel to the Issuer, which opinion shall be dated as of and delivered on the date of initial delivery of the Bonds to the initial purchaser. The engagement of such firm as bond counsel to the Issuer in connection with issuance, sale and delivery of the Bonds is hereby approved and confirmed. The execution and delivery of an engagement letter between the Issuer and such firm, with respect to such services as bond counsel, is hereby authorized in such form as may be approved by the Mayor of the Issuer and the Mayor is hereby authorized to execute such engagement letter. (d) In accordance with the provisions of Section 1202.004, Tex. Gov't Code Ann., in connection with the submission of the Bonds by the Attorney General of Texas for review and approval, a statutory fee (an amount equal to 0.1% principal amount of the Bonds, subject to a minimum of $750 and a maximum of $9,500) is required to be paid to the Attorney General upon the submission of the transcript of proceedings for the Bonds. The Issuer hereby authorizes and directs that a check in the amount of the Attorney General filing fee for the Bonds, made payable to the "Texas Attorney General," be promptly furnished to the Issuer's Bond Counsel, for payment to the Attorney General in connection with his review of the Bonds. Section 10. COVENANTS REGARDING TAX EXEMPTION OF INTEREST ON THE BONDS. The Issuer covenants to take any action necessary to assure, or refrain from any action that Item 7 17 would adversely affect, the treatment of the Bonds as Obligation described in section 103 of the Code, the interest on which is not includable in the "gross income" of the holder for purposes of federal income taxation. In furtherance thereof, the Issuer covenants as follows: (a) to take any action to assure that no more than 10 percent of the proceeds of the Bonds (less amounts deposited to a reserve fund, if any) are used for any "private business use," as defined in section 141(b)(6) of the Code or, if more than 10 percent of the proceeds or the projects financed therewith are so used, such amounts, whether or not received by the Issuer, with respect to such private business use, do not, under the terms of this Ordinance or any underlying arrangement, directly or indirectly, secure or provide for the payment of more than 10 percent of the debt service on the Bonds, in contravention of section 141(b)(2) of the Code; (b) to take any action to assure that in the event that the "private business use" described in subsection (a) hereof exceeds 5 percent of the proceeds of the Bonds or the projects financed therewith (less amounts deposited into a reserve fund, if any) then the amount in excess of 5 percent is used for a "private business use" that is "related" and not "disproportionate," within the meaning of section 141(b)(3) of the Code, to the governmental use; (c) to take any action to assure that no amount that is greater than the lesser of $5,000,000, or 5 percent of the proceeds of the Bonds (less amounts deposited into a reserve fund, if any) is directly or indirectly used to finance loans to persons, other than state or local governmental units, in contravention of section 141(c) of the Code; (d) to refrain from taking any action that would otherwise result in the Bonds being treated as "private activity bonds" within the meaning of section 141(b) of the Code; (e) to refrain from taking any action that would result in the Bonds being "federally guaranteed" within the meaning of section 149(b) of the Code; (f) to refrain from using any portion of the proceeds of the Bonds, directly or indirectly, to acquire or to replace funds that were used, directly or indirectly, to acquire investment property (as defined in section 148(b)(2) of the Code) that produces a materially higher yield over the term of the Bonds, other than investment property acquired with – (1) proceeds of the Bonds invested for a reasonable temporary period of 3 years or less or, in the case of a refunding bond, for a period of 30 days or less until such proceeds are needed for the purpose for which the bonds are issued, (2) amounts invested in a bona fide debt service fund, within the meaning of section 1.148-1(b) of the Treasury Regulations, and Item 7 18 (3) amounts deposited in any reasonably required reserve or replacement fund to the extent such amounts do not exceed 10 percent of the proceeds of the Bonds; (g) to otherwise restrict the use of the proceeds of the Bonds or amounts treated as proceeds of the Bonds, as may be necessary, so that the Bonds do not otherwise contravene the requirements of section 148 of the Code (relating to arbitrage) and, to the extent applicable, section 149(d) of the Code (relating to advance refundings); and (h) to pay to the United States of America at least once during each five-year period (beginning on the date of delivery of the Bonds) an amount that is at least equal to 90 percent of the "Excess Earnings," within the meaning of section 148(f) of the Code and to pay to the United States of America, not later than 60 days after the Bonds have been paid in full, 100 percent of the amount then required to be paid as a result of Excess Earnings under section 148(f) of the Code. In order to facilitate compliance with the above covenant (h), a "Rebate Fund" is hereby established by the Issuer for the sole benefit of the United States of America, and such Fund shall not be subject to the claim of any other person, including without limitation the certificateholders. The Rebate Fund is established for the additional purpose of compliance with section 148 of the Code. For purposes of the foregoing (a) and (b), the Issuer understands that the term "proceeds" includes "disposition proceeds" as defined in the Treasury Regulations and, in the case of refunding bonds, transferred proceeds (if any) and proceeds of the refunded bonds expended prior to the date of issuance of the Bonds. It is the understanding of the Issuer that the covenants contained herein are intended to assure compliance with the Code and any regulations or rulings promulgated by the U.S. Department of the Treasury pursuant thereto. In the event that regulations or rulings are hereafter promulgated that modify or expand provisions of the Code, as applicable to the Bonds, the Issuer will not be required to comply with any covenant contained herein to the extent that such failure to comply, in the opinion of nationally recognized bond counsel, will not adversely affect the exemption from federal income taxation of interest on the Bonds under section 103 of the Code. In the event that regulations or rulings are hereafter promulgated that impose additional requirements applicable to the Bonds, the Issuer agrees to comply with the additional requirements to the extent necessary, in the opinion of nationally recognized bond counsel, to preserve the exemption from federal income taxation of interest on the Bonds under section 103 of the Code. In furtherance of such intention, the Issuer hereby authorizes and directs the Mayor to execute any documents, certificates or reports required by the Code and to make such elections, on behalf of the Issuer, that may be permitted by the Code as are consistent with the purpose for the issuance of the Bonds. Section 11. SALE OF BONDS; APPROVAL OF OFFICIAL STATEMENT. (a) The Bonds are hereby initially sold and shall be delivered to _______________ (the "Underwriters") for cash at a price set forth below, pursuant to the terms and provisions of a Purchase Contract that the Mayor of the Issuer is hereby authorized to execute and deliver. The Bonds shall initially be registered in the name of "__________". The Bonds are sold to the Underwriters at a price of Item 7 19 $___________ (representing the par amount of the Bonds, plus an aggregate original issue premium of $___________, less Underwriter's discount on the Bonds of $___________). The net original issue premium shall be applied to pay a portion of the Underwriter's discount. It is hereby officially found, determined, and declared that the terms of this sale are the most advantageous reasonably obtainable. (b) The Issuer hereby approves the form and content of the Official Statement relating to the Bonds and any addenda, supplement or amendment thereto, and approves the distribution of such Official Statement in the reoffering of the Bonds by the Underwriter in final form, with such changes therein or additions thereto as the officer executing the same may deem advisable, such determination to be conclusively evidenced by his execution thereof. The distribution and use of the Preliminary Official Statement dated June __, 2013 prior to the date hereof is hereby ratified and confirmed. Section 12. ALLOCATION OF BOND PROCEEDS. The Issuer covenants to account for the expenditure of sale proceeds and investment earnings to be used for the construction and acquisition of the projects financed with proceeds of the Refunded Obligations (the "Project") on its books and records by allocating proceeds to expenditures within 18 months of the later of the date that (1) the expenditure is made, or (2) the Project is completed. The foregoing notwithstanding, the Issuer shall not expend proceeds of the sale of the Bonds or investment earnings thereon more than 60 days after the earlier of (1) the fifth anniversary of the delivery of the Bonds, or (2) the date the Bonds are retired, unless the Issuer obtains an opinion of nationally-recognized bond counsel that such expenditure will not adversely affect the status, for federal income tax purposes, of the Bonds or the interest thereon. For purposes hereof, the Issuer shall not be obligated to comply with this covenant if it obtains an opinion that such failure to comply will not adversely affect the excludability for federal income tax purposes from gross income of the interest. Section 13. DISPOSITION OF PROJECT. The Issuer covenants that the Project will not be sold or otherwise disposed in a transaction resulting in the receipt by the Issuer of cash or other compensation, unless the Issuer obtains an opinion of nationally-recognized bond counsel that such sale or other disposition will not adversely affect the tax-exempt status of the Bonds. For purposes of the foregoing, the portion of the property comprising personal property and disposed in the ordinary course shall not be treated as a transaction resulting in the receipt of cash or other compensation. For purposes hereof, the Issuer shall not be obligated to comply with this covenant if it obtains a legal opinion that such failure to comply will not adversely affect the excludability for federal income tax proposes from gross income of the interest. Section 14. APPROVAL OF ESCROW AGREEMENT AND TRANSFER OF FUNDS. The Mayor or the Town Manager of the Issuer is hereby authorized and directed to execute and deliver the Escrow Agreement with U.S. Bank National Association, in substantially the form presented at this meeting. In addition, the Mayor or other officer of the Issuer is authorized to purchase such securities, to execute subscriptions for the purchase of U. S. Treasury Securities, State and Local Government Series, or other open market securities that are authorized investments for Item 7 20 the defeasance of the Refunded Obligations, if any such investments are required, and to authorize such contributions of funds, as may be necessary for the Escrow Fund. Section 15. REDEMPTION OF REFUNDED OBLIGATIONS. (a) The Issuer hereby directs that certain of the Refunded Obligations be called for redemption on the dates and as set forth on Schedule I. Each of such Refunded Obligations shall be redeemed at the redemption price of par plus accrued interest. The Mayor of the Issuer is hereby authorized and directed to issue or cause to be issued the Notice of Redemption of the Refunded Obligations in the forms set forth in Exhibit B attached hereto to the paying agent/registrars for the Refunded Obligations. (b) In addition, the paying agent/registrars for the Refunded Obligations are hereby directed to provide the appropriate notices of redemption and defeasance as specified by the ordinances authorizing the issuance of the Refunded Obligations and are hereby directed to make appropriate arrangements so that the Refunded Obligations may be redeemed on their redemption dates. The Refunded Obligations shall be presented for redemption at the respective paying agent/registrar therefore, and shall not bear interest after the date fixed for redemption. (c) The source of funds for payment of the principal of and interest on the Refunded Obligations on their respective redemption dates shall be from the funds placed in escrow with the Escrow Agent, pursuant to the Escrow Agreement approved in Section 14 of this Ordinance. Section 16. COMPLIANCE WITH RULE 15c2-12. (a) Definitions. As used in this Section, the following terms have the meanings ascribed to such terms below: "MSRB" means the Municipal Securities Rulemaking Board. "Rule" means SEC Rule 15c2-12, as amended from time to time. "SEC" means the United States Securities and Exchange Commission. (b) Annual Reports. (i) The Issuer shall provide annually to the MSRB, in the electronic format prescribed by the MSRB, within six months after the end of each fiscal year commencing in 2013, financial information and operating data with respect to the Issuer of the general type included in the final Official Statement authorized by this Ordinance, being the information described in Exhibit A attached hereto. Any financial statements so to be provided shall be (1) prepared in accordance with the accounting principles described in the financial statements of the Issuer appended to the Official Statement, or such other accounting principles as the Issuer may be required to employ from time to time pursuant to state law or regulation, and (2) audited, if the Issuer commissions an audit of such statements and the audit is completed within the period during which they must be provided. If the audit of such financial statements is not completed within such period, Item 7 21 then the Issuer shall provide unaudited financial information within such period, and audited financial statements for the applicable fiscal year to the MSRB, when and if the audit report on such statements become available. (ii) If the Issuer changes its fiscal year, it will notify the MSRB of the change (and of the date of the new fiscal year end) prior to the next date by which the Issuer otherwise would be required to provide financial information and operating data pursuant to this Section. The financial information and operating data to be provided pursuant to this Section may be set forth in full in one or more documents or may be included by specific reference to any documents available to the public on the MSRB's internet website or filed with the SEC. (c) Event Notices. The Issuer shall notify the MSRB, in a timely manner not in excess of ten Business Days after the occurrence of the event, of any of the following events with respect to the Bonds: 1. Principal and interest payment delinquencies; 2. Non-payment related defaults, if material; 3. Unscheduled draws on debt service reserves reflecting financial difficulties; 4. Unscheduled draws on credit enhancements reflecting financial difficulties; 5. Substitution of credit or liquidity providers, or their failure to perform; 6. Adverse tax opinions, the issuance by the Internal Revenue Service of proposed or final determinations of taxability, Notices of Proposed Issue (IRS Form 5701-TEB) or other material notices or determinations with respect to the tax status of the Bonds, or other material events affecting the tax status of the Bonds; 7. Modifications to rights of holders of the Bonds, if material; 8. Bond calls, if material, and tender offers; 9. Defeasances; 10. Release, substitution, or sale of property securing repayment of the Bonds, if material; 11. Rating changes; 12. Bankruptcy, insolvency, receivership or similar event of the Issuer; 13. The consummation of a merger, consolidation, or acquisition involving the Issuer or the sale of all or substantially all of the assets of the Issuer, other than in the ordinary course of business, the entry into a definitive agreement to undertake such an action or the termination of a definitive agreement relating to any such actions, other than pursuant to its terms, if material; and 14. Appointment of a successor Paying Agent/Registrar or change in the name of the Paying Agent/Registrar, if material. The Issuer shall notify the MSRB, in a timely manner, of any failure by the Issuer to provide financial information or operating data in accordance with subsection (c) of this Section by the time required by subsection (c). As used in clause (c)12 above, the phrase "bankruptcy, insolvency, receivership or similar event" means the appointment of a receiver, fiscal agent or similar officer for the Issuer in a proceeding under the U.S. Bankruptcy Code or in any other proceeding under state Item 7 22 or federal law in which a court of governmental authority has assumed jurisdiction over substantially all of the assets or business of the Issuer, or if jurisdiction has been assumed by leaving the Board and officials or officers of the Issuer in possession but subject to the supervision and orders of a court or governmental authority, or the entry of an order confirming a plan of reorganization, arrangement or liquidation by a court or governmental authority having supervision or jurisdiction over substantially all of the assets or business of the Issuer. (d) Limitations, Disclaimers, and Amendments. (i) The Issuer shall be obligated to observe and perform the covenants specified in this Section for so long as, but only for so long as, the Issuer remains an "obligated person" with respect to the Bonds within the meaning of the Rule, except that the Issuer in any event will give notice of any deposit made in accordance with this Ordinance or applicable law that causes the Bonds no longer to be outstanding. (ii) The provisions of this Section are for the sole benefit of the registered owners and beneficial owners of the Bonds, and nothing in this Section, express or implied, shall give any benefit or any legal or equitable right, remedy, or claim hereunder to any other person. The Issuer undertakes to provide only the financial information, operating data, financial statements, and notices which it has expressly agreed to provide pursuant to this Section and does not hereby undertake to provide any other information that may be relevant or material to a complete presentation of the Issuer's financial results, condition, or prospects or hereby undertake to update any information provided in accordance with this Section or otherwise, except as expressly provided herein. The Issuer does not make any representation or warranty concerning such information or its usefulness to a decision to invest in or sell Bonds at any future date. (iii) UNDER NO CIRCUMSTANCES SHALL THE ISSUER BE LIABLE TO THE REGISTERED OWNER OR BENEFICIAL OWNER OF ANY BOND OR ANY OTHER PERSON, IN CONTRACT OR TORT, FOR DAMAGES RESULTING IN WHOLE OR IN PART FROM ANY BREACH BY THE ISSUER, WHETHER NEGLIGENT OR WITHOUT FAULT ON ITS PART, OF ANY COVENANT SPECIFIED IN THIS SECTION, BUT EVERY RIGHT AND REMEDY OF ANY SUCH PERSON, IN CONTRACT OR TORT, FOR OR ON ACCOUNT OF ANY SUCH BREACH SHALL BE LIMITED TO AN ACTION FOR MANDAMUS OR SPECIFIC PERFORMANCE. (iv) No default by the Issuer in observing or performing its obligations under this Section shall comprise a breach of or default under the Ordinance for purposes of any other provision of this Ordinance. Nothing in this Section is intended or shall act to disclaim, waive, or otherwise limit the duties of the Issuer under federal and state securities laws. (v) The provisions of this Section may be amended by the Issuer from time to time to adapt to changed circumstances that arise from a change in legal requirements, a change in law, or a change in the identity, nature, status, or type of operations of the Issuer, but only if (1) the provisions of this Section, as so amended, would have permitted an underwriter to purchase or sell Bonds in the primary offering of the Bonds in compliance with the Rule, taking into account any amendments or interpretations of the Rule since such offering as well as such changed circumstances and (2) Item 7 23 either (a) the registered owners of a majority in aggregate principal amount (or any greater amount required by any other provision of this Ordinance that authorizes such an amendment) of the outstanding Bonds consent to such amendment or (b) a person that is unaffiliated with the Issuer (such as nationally recognized bond counsel) determined that such amendment will not materially impair the interest of the registered owners and beneficial owners of the Bonds. If the Issuer so amends the provisions of this Section, it shall include with any amended financial information or operating data next provided in accordance with subsection (b) of this Section an explanation, in narrative form, of the reason for the amendment and of the impact of any change in the type of financial information or operating data so provided. The Issuer may also amend or repeal the provisions of this continuing disclosure agreement if the SEC amends or repeals the applicable provision of the Rule or a court of final jurisdiction enters judgment that such provisions of the Rule are invalid, but only if and to the extent that the provisions of this sentence would not prevent an underwriter from lawfully purchasing or selling Bonds in the primary offering of the Bonds. Section 17. METHOD OF AMENDMENT. The Issuer hereby reserves the right to amend this Ordinance subject to the following terms and conditions, to-wit: (a) The Issuer may from time to time, without the consent of any holder, except as otherwise required by paragraph (b) below, amend or supplement this Ordinance in order to (i) cure any ambiguity, defect or omission in this Ordinance that does not materially adversely affect the interests of the holders, (ii) grant additional rights or security for the benefit of the holders, (iii) add events of default as shall not be inconsistent with the provisions of this Ordinance and which shall not materially adversely affect the interests of the holders, (v) qualify this Ordinance under the Trust Indenture Act of 1939, as amended, or corresponding provisions of federal laws from time to time in effect, or (iv) make such other provisions in regard to matters or questions arising under this Ordinance as shall not be inconsistent with the provisions of this Ordinance and which shall not in the opinion of the Issuer's Bond Counsel materially adversely affect the interests of the holders. (b) Except as provided in paragraph (a) above, the holders of Bonds aggregating in principal amount 51% of the aggregate principal amount of then outstanding Bonds which are the subject of a proposed amendment shall have the right from time to time to approve any amendment hereto which may be deemed necessary or desirable by the Issuer; provided, however, that without the consent of 100% of the holders in aggregate principal amount of the then outstanding Bonds, nothing herein contained shall permit or be construed to permit amendment of the terms and conditions of this Ordinance or in any of the Bonds so as to: (1) Make any change in the maturity of any of the outstanding Bonds; (2) Reduce the rate of interest borne by any of the outstanding Bonds; (3) Reduce the amount of the principal of, or redemption premium, if any, payable on any outstanding Bonds; Item 7 24 (4) Modify the terms of payment of principal or of interest or redemption premium on outstanding Bonds or any of them or impose any condition with respect to such payment; or (5) Change the minimum percentage of the principal amount of any series of Bonds necessary for consent to such amendment. (c) If at any time the Issuer shall desire to amend this Ordinance under this Section, the Issuer shall send by U.S. mail to each registered owner of the affected Bonds a copy of the proposed amendment and cause notice of the proposed amendment to be published at least once in a financial publication published in The City of New York, New York or in the State of Texas. Such published notice shall briefly set forth the nature of the proposed amendment and shall state that a copy thereof is on file at the office of the Issuer for inspection by all holders of such Bonds. (d) Whenever at any time within one year from the date of publication of such notice the Issuer shall receive an instrument or instruments executed by the holders of at least 51% in aggregate principal amount of all of the Bonds then outstanding which are required for the amendment, which instrument or instruments shall refer to the proposed amendment and which shall specifically consent to and approve such amendment, the Issuer may adopt the amendment in substantially the same form. (e) Upon the adoption of any amendatory Ordinance pursuant to the provisions of this Section, this Ordinance shall be deemed to be modified and amended in accordance with such amendatory Ordinance, and the respective rights, duties, and obligations of the Issuer and all holders of such affected Bonds shall thereafter be determined, exercised, and enforced, subject in all respects to such amendment. (f) Any consent given by the holder of a Bond pursuant to the provisions of this Section shall be irrevocable for a period of six months from the date of the publication of the notice provided for in this Section, and shall be conclusive and binding upon all future holders of the same Bond during such period. Such consent may be revoked at any time after six months from the date of the publication of said notice by the holder who gave such consent, or by a successor in title, by filing notice with the Issuer, but such revocation shall not be effective if the holders of 51% in aggregate principal amount of the affected Bonds then outstanding, have, prior to the attempted revocation, consented to and approved the amendment. For the purposes of establishing ownership of the Bonds, the Issuer shall rely solely upon the registration of the ownership of such Bonds on the registration books kept by the Paying Agent/Registrar. Section 18. INCONSISTENT PROVISIONS. All indentures, ordinances or resolutions, or parts thereof, that are in conflict or inconsistent with any provision of this Ordinance are hereby repealed to the extent of such conflict and the provisions of this Ordinance shall be and remain controlling as to the matters contained herein. Item 7 25 Section 19. GOVERNING LAW. This Ordinance shall be construed and enforced in accordance with the laws of the State of Texas and the United States of America. Section 20. SEVERABILITY. If any provision of this Ordinance or the application thereof to any circumstance shall be held to be invalid, the remainder of this Ordinance and the application thereof to other circumstances shall nevertheless be valid, and this governing body hereby declares that this Ordinance would have been enacted without such invalid provision. Section 21. EVENTS OF DEFAULT. Each of the following occurrences or events for the purpose of this Ordinance is hereby declared to be an event of default (an "Event of Default"): (i) the failure to make payment of the principal of or interest on any of the Bonds when the same becomes due and payable; or (ii) default in the performance or observance of any other covenant, agreement or obligation of the Issuer, the failure to perform which materially, adversely affects the rights of the Registered Owners, including, but not limited to, their prospect or ability to be repaid in accordance with this Ordinance, and the continuation thereof for a period of 60 days after notice of such default is given by any Registered Owner to the Issuer. Section 22. REMEDIES FOR DEFAULT. (a) Upon the happening of any Event of Default, then and in every case, any Registered Owner or an authorized representative thereof, including, but not limited to, a trustee or trustees therefor, may proceed against the may proceed against the Issuer or the Town Council of the Issuer, as appropriate for the purpose of protecting and enforcing the rights of the Registered Owners under this Ordinance, by mandamus or other suit, action or special proceeding in equity or at law, in any court of competent jurisdiction, for any relief permitted by law, including the specific performance of any covenant or agreement contained herein, or thereby to enjoin any act or thing that may be unlawful or in violation of any right of the Registered Owners hereunder or any combination of such remedies. (b) It is provided that all such proceedings shall be instituted and maintained for the equal benefit of all Registered Owners of Bonds then outstanding. Section 23. REMEDIES NOT EXCLUSIVE. (a) No remedy herein conferred or reserved is intended to be exclusive of any other available remedy or remedies, but each and every such remedy shall be cumulative and shall be in addition to every other remedy given hereunder or under the Bonds or now or hereafter existing at law or in equity; provided, however, that notwithstanding any other provision of this Ordinance, the right to accelerate the debt evidenced by the Bonds shall not be available as a remedy under this Ordinance. (b) The exercise of any remedy herein conferred or reserved shall not be deemed a waiver of any other available remedy. Item 7 26 (c) By accepting the delivery of a Bond authorized under this Ordinance, such Registered Owner agrees that the certifications required to effectuate any covenants or representations contained in this Ordinance do not and shall never constitute or give rise to a personal or pecuniary liability or charge against the officers, employees or trustees of the Issuer or the Town Council of the Issuer. Section 24. EFFECTIVE DATE. In accordance with the provisions of V.T.C.A., Government Code, Section 1201.028, this Ordinance shall be effective immediately upon its adoption by the Town Council. Item 7 I-1 SCHEDULE I SCHEDULE OF REFUNDED OBLIGATIONS Description Maturities Principal Amount Outstanding Principal Amount Refunded Combination Tax and Revenue Certificates of Obligation, Series 2004 8/15/2014 $550,000 $550,000 8/15/2015 570,000 570,000 8/15/2016 595,000 595,000 8/15/2017 620,000 620,000 8/15/2018 645,000 645,000 8/15/2019 670,000 670,000 8/15/2020 700,000 700,000 8/15/2021 730,000 730,000 8/15/2022 765,000 765,000 8/15/2023 800,000 800,000 8/15/2024 835,000 835,000 Total $7,480,000 $7,480,000 The Series 2004 Certificates are called for redemption on February 15, 2014, at par plus accrued interest. Description Maturities Principal Amount Outstanding Principal Amount Refunded General Obligation Bonds, Taxable Series 2012 2/15/2014 $3,880,000 $3,880,000 Total $3,880,000 $3,880,000 ______________ (1) The Series 2012 Bonds are called for redemption on August 1, 2013, at par plus accrued interest. Item 7 A-1 Exhibit A Continuing Disclosure Information The following information is referred to in Section 16(a) of this Ordinance: Annual Financial Statements and Operating Data The financial information and operating data with respect to the Issuer to be provided annually in accordance with such Section are as specified (and included in the Appendices of the Official Statement referred to) below: The quantitative financial information and operating data pertaining to the Issuer of the general type included in Tables numbered 1 through 5 and 7 through 14 and in Appendix B to the Official Statement. The financial statements of the Issuer that will be provided will be unaudited, unless an audit is performed, in which event the audited financial statements will be made available. Accounting Principles The accounting principles referred to in such Section are the accounting principles described in the notes to the financial statements that are attached to the Official Statement as Appendix C, or such other accounting principles as the Issuer may be required to employ from time to time pursuant to state law or regulation. Item 7 B-1 Exhibit B NOTICE OF DEFEASANCE AND REDEMPTION TOWN OF PROSPER, TEXAS (COLLIN AND DENTON COUNTIES, TEXAS) NOTICE IS HEREBY GIVEN that the Town of Prosper, Texas has called for early redemption the outstanding certificates of obligation of the Town described as follows: Town of Prosper, Texas Combination Tax and Revenue Certificates of Obligation, Series 2004 (the "Series 2004 Certificates") dated February 1, 2004, bearing interest at the rates shown below and maturing on February 15 in the years and in the amounts shown below. Such Bonds have been called for redemption on February 15, 2014 at the redemption price of par and accrued interest to the date fixed for redemption: Maturity Date (Aug. 15)Principal AmountOutstanding Principal AmountRefunded Interest Rate CUSIP No. 8/15/2014 $550,000 $550,000 4.000% 743596DD7 8/15/2015 570,000 570,000 4.000 743596DE5 8/15/2016 595,000 595,000 4.125 743596DF2 8/15/2017 620,000 620,000 4.250 743596DG0 8/15/2018 645,000 645,000 4.250 743596DH8 8/15/2019 670,000 670,000 4.250 743596DJ4 8/15/2020 700,000 700,000 4.250 743596DK1 8/15/2021 730,000 730,000 4.250 743596DL9 8/15/2022 765,000 765,000 4.375 743596DM7 8/15/2023 800,000 800,000 4.375 743596DN5 8/15/2024 835,000 835,000 4.500 743596DP0 aggregating $7,780,000 in principal amount. Provision has been made as of July 25, 2013 for the Series 2004 Certificates shown above to be paid from amounts held in an escrow account administered by U.S. Bank National Association, Dallas, Texas, which is the Escrow Agent for the Series 2004 Certificates, until the date of redemption specified above, when the redemption price shall be paid upon presentation of the Series 2004 Certificates to the Paying Agent/Registrar for the Series 2004 Certificates, at following address: If by Mail: If by Hand or Overnight Mail: U.S. Bank Corporate Trust Services P.O. Box 64111 St. Paul, MN 55164-0111 U.S. Bank Corporate Trust Services 60 Livingston Avenue 1st Floor - Bond Drop Window St. Paul, MN 55107 Upon presentation of the Series 2004 Certificates at the Paying Agent/Registrar on the aforementioned redemption date, the holder thereof shall be entitled to receive the redemption price equal to par plus accrued interest to the redemption date and thereafter the Series 2004 Certificates shall no longer bear interest. TOWN OF PROSPER, TEXAS Item 7 B-2 Exhibit B, Continued NOTICE OF DEFEASANCE AND REDEMPTION TOWN OF PROSPER, TEXAS (COLLIN AND DENTON COUNTIES, TEXAS) NOTICE IS HEREBY GIVEN that the Town of Prosper, Texas has called for early redemption the outstanding certificates of obligation of the Town described as follows: Town of Prosper, Texas General Obligation Bonds, Taxable Series 2012 (the "Series 2012 Bonds") dated September 1, 2012, bearing interest at the rate shown below and maturing on February 15, 2014 and in the amounts shown below. Such Bonds have been called for redemption on August 1, 2013 at the redemption price of par and accrued interest to the date fixed for redemption: Maturity Date (Feb. 15)Principal AmountOutstanding Principal AmountRefunded Interest Rate 2/15/2014 $3,880,000 $3,880,000 1.04% aggregating $3,880,000 in principal amount. Provision has been made as of July 25, 2013 for the Series 2012 Bonds shown above to be paid from amounts held in an escrow account administered by U.S. Bank National Association, Dallas, Texas, which is the Escrow Agent for the Series 2012 Bonds, until the date of redemption specified above, when the redemption price shall be paid upon presentation of the Series 2012 Bonds to the Paying Agent/Registrar for the Series 2012 Bonds, at following address: Regions Bank 1900 5th Avenue North, Suite 2400 Birmingham, Alabama 35203 Upon presentation of the Series 2012 Bonds at the Paying Agent/Registrar on the aforementioned redemption date, the holder thereof shall be entitled to receive the redemption price equal to par plus accrued interest to the redemption date, and thereafter the Series 2012 Bonds shall no longer bear interest. TOWN OF PROSPER, TEXAS Item 7 1 (See “Continuing Disclosure of Information” herein) PRELIMINARY OFFICIAL STATEMENT Dated _____________, 2013 NEW ISSUE - Book-Entry-Only In the opinion of Bond Counsel, interest on the Bonds will be excludable from gross income for federal income tax purposes under statutes, regulations, published rulings and court decisions existing on the date thereof, subject to the matters described under "Tax Matters" herein, including the alternative minimum tax on corporations. THE BONDS WILL NOT BE DESIGNATED AS "QUALIFIED TAX-EXEMPT OBLIGATIONS" FOR FINANCIAL INSTITUTIONS $11,040,000* TOWN OF PROSPER, TEXAS (Collin and Denton Counties) GENERAL OBLIGATION REFUNDING BONDS, SERIES 2013 Dated Date: June 15, 2013 Due: August 15, as shown on page 2 Interest to Accrue From Date of Delivery PAYMENT TERMS . . . Interest on the $11,040,000* Town of Prosper, Texas, General Obligation Refunding Bonds, Series 2013 (the "Bonds", which, together with the $5,500,000* Town of Prosper, Texas Combination Tax and Surplus Revenue Certificates of Obligation, Series 2013 (the “Certificates”) [see page 3 of the Official Statement] being issued concurrently with the Bonds, are referred to herein collectively as the “Obligations”), will accrue from the date of delivery and will be payable February 15 and August 15 of each year commencing February 15, 2014, and will be calculated on the basis of a 360-day year consisting of twelve 30-day months. The definitive Bonds will be initially registered and delivered only to Cede & Co., the nominee of The Depository Trust Company ("DTC") pursuant to the Book-Entry-Only System described herein. Beneficial ownership of the Bonds may be acquired in denominations of $5,000 or integral multiples thereof. No physical delivery of the Bonds will be made to the owners thereof. Principal of, premium, if any, and interest on the Bonds will be payable by the Paying Agent/Registrar to Cede & Co., which will make distribution of the amounts so paid to the participating members of DTC for subsequent payment to the beneficial owners of the Bonds. See "The Bonds - Book-Entry-Only System" herein. The initial Paying Agent/Registrar is U.S. Bank National Association, Dallas, Texas (see "The Obligations - Paying Agent/Registrar"). AUTHORITY FOR ISSUANCE . . . The Bonds are issued pursuant to the Constitution and general laws of the State of Texas, particularly Chapter 1207, Texas Government Code, as amended. The Bonds constitute direct obligations of the Town, payable from a continuing ad valorem tax levied on all taxable property within the Town, within the limits prescribed by law, as provided in the ordinance authorizing the Bonds (see "The Obligations - Authority for Issuance"). PURPOSE . . . Proceeds from the sale of the Bonds will be used to (i) refund a portion of the Town’s outstanding debt (the “Refunded Obligations”) (see “Plan of Financing”; also see Schedule I attached hereto for a detailed description of the Refunded Obligations), and (ii) pay the costs associated with the issuance of the Bonds. CUSIP PREFIX: 743596 MATURITY SCHEDULE & 9 DIGIT CUSIP See Schedule on Page 2 SEPARATE ISSUES . . . The Bonds are being offered by the Town concurrently with the issuance of the Certificates under a common Official Statement. The Bonds and Certificates are separate and distinct securities offerings being issued and sold independently except for this Official Statement, and while they share certain common attributes, each issue is separate from the other and should be reviewed and analyzed independently, including without limitation the type of obligation being offered, its terms for payment, the rights of the Town to redeem the Obligations, the federal, state or local tax consequences of the purchase, ownership or disposition of the Obligations and other features. LEGALITY . . . The Bonds are offered for delivery when, as and if issued and received by the Underwriter and subject to the approving opinion of the Attorney General of Texas and the opinion of McCall, Parkhurst & Horton L.L.P., Bond Counsel, Dallas, Texas (see Appendix C, "Form of Bond Counsel's Opinion"). Certain legal matters will be passed upon for the Underwriter by Andrews Kurth LLP, Houston, Texas, Counsel for the Underwriter. DELIVERY . . . It is expected that the Bonds will be available for delivery through DTC on July 25, 2013. RBC CAPITAL MARKETS BOSC, INC. A SUBSIDIARY OF BOK FINANCIAL CORPORATION * Preliminary, subject to change. This Preliminary Official Statement and the information contained herein are subject to completion or amendment. These securities may not be sold nor may offers to buy be accepted prior to the time the Official Statement is delivered in final form. Under no circumstances shall this Preliminary Official Statement constitute an offer to sell or the solicitation of an offer to buy nor shall there be any sale of these securities in any jurisdiction in which such offer, solicitation or sale would be unlawful prior to registration or qualification under the securities laws of any such jurisdiction Ratings: Moody’s: “Aa3” (see “Other Information – Ratings” herein) Item 7 2 CUSIP Prefix: 743596 (1\ MATURITY SCHEDULE* Maturity Principal Interest Initial CUSIP (8/15) Amount Rate Yield Suffix(1) 2014 655,000$ 2015 695,000 2016 715,000 2017 750,000 2018 780,000 2019 810,000 2020 835,000 2021 865,000 2022 905,000 2023 945,000 2024 985,000 2025 200,000 2026 210,000 2027 215,000 2028 225,000 2029 230,000 2030 240,000 2031 250,000 2032 260,000 2033 270,000 (Interest to accrue from the date of delivery) _______________ (1) CUSIP is a registered trademark of the American Bankers Association. CUSIP data herein is provided by CUSIP Global Services, managed by Standard & Poor’s Financial Services LLC on behalf of The American Bankers Association. This data is not intended to create a database and does not serve in any way as a substitute for the CUSIP Services. Neither the Town, the Financial Advisor nor the Underwriter shall be responsible for the selection or correctness of CUSIP numbers set forth herein. REDEMPTION OPTION . . . The Town reserves the right, at its option, to redeem Bonds having stated maturities on and after August 15, 2024, in whole or in part in principal amounts of $5,000 or any integral multiple thereof, on August 15, 2023, or any date thereafter, at the par value thereof plus accrued interest to the date of redemption (see “The Obligations – Optional Redemption”). * Preliminary, subject to change. Item 7 3 (See “Continuing Disclosure of Information” herein) PRELIMINARY OFFICIAL STATEMENT Dated _____________, 2013 NEW ISSUE - Book-Entry-Only In the opinion of Bond Counsel, interest on the Certificates will be excludable from gross income for federal income tax purposes under statutes, regulations, published rulings and court decisions existing on the date thereof, subject to the matters described under "Tax Matters" herein, including the alternative minimum tax on corporations. THE CERTIFICATES WILL NOT BE DESIGNATED AS "QUALIFIED TAX-EXEMPT OBLIGATIONS" FOR FINANCIAL INSTITUTIONS $5,500,000* TOWN OF PROSPER, TEXAS (Collin and Denton Counties) COMBINATION TAX AND SURPLUS REVENUE CERTIFICATES OF OBLIGATION, SERIES 2013 Dated Date: June 15, 2013 Due: August 15, as shown on page 4 Interest to Accrue From Date of Delivery PAYMENT TERMS . . . Interest on the $5,500,000* Town of Prosper, Texas Combination Tax and Surplus Revenue Certificates of Obligation, Series 2013 (the “Certificates”, which, together with the $11,040,000* Town of Prosper, Texas General Obligation Refunding Bonds, Series 2013 (the “Bonds”) [see page 1 of the Official Statement] being issued concurrently with the Certificates, are referred to herein collectively as the “Obligations”), will accrue from the date of delivery and will be payable February 15, 2014, and each August 15 and February 15 thereafter until maturity or prior redemption. Interest on the Certificates will be calculated on the basis of a 360-day year consisting of twelve 30-day months. The definitive Certificates will be initially registered and delivered only to Cede & Co., the nominee of The Depository Trust Company, New York, New York (“DTC”) pursuant to the Book-Entry-Only System described herein. Beneficial ownership of the Certificates may be acquired in denominations of $5,000 or integral multiples thereof within a maturity. No physical delivery of the Certificates will be made to the owners thereof. Principal of, premium, if any, and interest on the Certificates will be payable by the Paying Agent/Registrar to Cede & Co., which will make distribution of the amounts so paid to the participating members of DTC for subsequent payment to the beneficial owners of the Certificates. See “The Obligations - Book-Entry-Only System” herein. The initial Paying Agent/Registrar is U.S. Bank National Association, Dallas, Texas (see “The Obligations - Paying Agent/Registrar”). AUTHORITY FOR ISSUANCE . . . The Certificates are issued pursuant to the Constitution and general laws of the State of Texas, particularly Chapter 271, Subchapter C, Texas Local Government Code (the “Certificate of Obligation Act of 1971”), as amended, and constitute direct obligations of the Town of Prosper, Texas (the “Town”), payable from the levy and collection of a continuing and direct annual ad valorem tax levied on all taxable property within the Town, within the limits prescribed by law, and from a pledge of the surplus net revenues of the Town’s waterworks and sewer system, as provided in the ordinance authorizing the Certificates (see “The Obligations - Authority for Issuance of the Certificates”). PURPOSE . . . Proceeds from the sale of the Certificates will be used for: (i) paying all or a portion of the Town's contractual obligations incurred in connection with extending, constructing and improving the Town's water system, including constructing improvements to pump stations and extending water lines; and (ii) payment of the costs associated with the issuance of the Certificates. CUSIP PREFIX: 743596 MATURITY SCHEDULE & 9 DIGIT CUSIP See Schedule on Page 2 SEPARATE ISSUES . . . The Certificates are being offered by the Town concurrently with the issuance of the Bonds under a common Official Statement. The Certificates and Bonds are separate and distinct securities offerings being issued and sold independently except for this Official Statement, and while they share certain common attributes, each issue is separate from the other and should be reviewed and analyzed independently, including without limitation the type of obligation being offered, its terms for payment, the rights of the Town to redeem the Obligations, the federal, state or local tax consequences of the purchase, ownership or disposition of the Obligations, the rights of their respective holders and the federal, state or local tax consequences of the purchase, ownership or disposition of the Obligations and other features. LEGALITY . . . The Certificates are offered for delivery when, as and if issued and received by the Underwriter and subject to the approving opinion of the Attorney General of Texas and the opinion of McCall, Parkhurst & Horton L.L.P., Dallas, Texas, Bond Counsel (see Appendix C, “Forms of Bond Counsel's Opinions”). Certain legal matters will be passed upon for the Underwriter by Andrews Kurth LLP, Houston, Texas, Counsel for the Underwriter. DELIVERY . . . It is expected that the Certificates will be available for delivery through DTC on or about July 25, 2013. RBC CAPITAL MARKETS BOSC, INC. A SUBSIDIARY OF BOK FINANCIAL CORPORATION * Preliminary, subject to change. This Preliminary Official Statement and the information contained herein are subject to completion or amendment. These securities may not be sold nor may offers to buy be accepted prior to the time the Official Statement is delivered in final form. Under no circumstances shall this Preliminary Official Statement constitute an offer to sell or the solicitation of an offer to buy nor shall there be any sale of these securities in any jurisdiction in which such offer, solicitation or sale would be unlawful prior to registration or qualification under the securities laws of any such jurisdiction Ratings: Moody’s: “Aa3” (see “Other Information – Ratings” herein) Item 7 4 CUSIP Prefix: 743596 (1\ MATURITY SCHEDULE* Maturity Principal Interest Initial CUSIP (8/15) Amount Rate Yield Suffix(1) 2014 180,000$ 2015 195,000 2016 205,000 2017 210,000 2018 220,000 2019 230,000 2020 235,000 2021 245,000 2022 255,000 2023 265,000 2024 280,000 2025 285,000 2026 295,000 2027 305,000 2028 315,000 2029 330,000 2030 340,000 2031 355,000 2032 370,000 2033 385,000 (Interest to accrue from Date of Delivery) _______________ (1) CUSIP is a registered trademark of the American Bankers Association. CUSIP data herein is provided by CUSIP Global Services, managed by Standard & Poor’s Financial Services LLC on behalf of The American Bankers Association. This data is not intended to create a database and does not serve in any way as a substitute for the CUSIP Services. Neither the Town, the Financial Advisor nor the Underwriter shall be responsible for the selection or correctness of CUSIP numbers set forth herein. REDEMPTION OPTION . . . The Town reserves the right, at its option, to redeem Certificates having stated maturities on and after August 15, 2024, in whole or in part in principal amounts of $5,000 or any integral multiple thereof, on August 15, 2023, or any date thereafter, at the par value thereof plus accrued interest to the date of redemption (see “The Obligations – Optional Redemption”). * Preliminary, subject to change. Item 7 5 For purposes of compliance with Rule 15c2-12 of the Securities and Exchange Commission, this document constitutes an Official Statement of the Town with respect to the Obligations that has been deemed "final" by the Town as of its date except for the omission of no more than the information permitted by Rule 15c2-12. No dealer, broker, salesman or other person has been authorized by the Town to give any information, or to make any representations other than those contained in this Official Statement, and, if given or made, such other information or representations must not be relied upon as having been authorized by the Town. This Official Statement does not constitute an offer to sell Obligations in any jurisdiction to any person to whom it is unlawful to make such offer in such jurisdiction. Certain information set forth herein has been obtained from the Town and other sources which are believed to be reliable but is not guaranteed as to accuracy or completeness, and is not to be construed as a representation by the Financial Advisor or the Underwriter. Any information and expressions of opinion herein contained are subject to change without notice, and neither the delivery of this Official Statement nor any sale made hereunder shall, under any circumstances, create any implication that there has been no change in the affairs of the Town or other matters described herein since the date hereof. See "Continuing Disclosure of Information" for a description of the Town's undertaking to provide certain information on a continuing basis. This Official Statement contains “forward-looking” statements within the meaning of Section 21E of the Securities Exchange Act of 1934, as amended. Such statements may involve known and unknown risks, uncertainties and other factors which may cause the actual results, performance and achievements to be different from future results, performance and achievements expressed or implied by such forward-looking statements. Investors are cautioned that the actual results could differ materially from those set forth in the forward-looking statements. The Underwriter has provided the following sentence for inclusion in this Official Statement. The Underwriter has reviewed the information in this Official Statement in accordance with, and as part of, its responsibilities to investors under the federal securities laws as applied to the facts and circumstances of this transaction, but the Underwriter does not guarantee the accuracy or completeness of such information. THE OBLIGATIONS ARE EXEMPT FROM REGISTRATION WITH THE UNITED STATES SECURITIES AND EXCHANGE COMMISSION AND, CONSEQUENTLY, HAVE NOT BEEN REGISTERED THEREWITH. THE REGISTRATION, QUALIFICATION, OR EXEMPTION OF THE OBLIGATIONS IN ACCORDANCE WITH APPLICABLE SECURITIES LAW PROVISIONS OF THE JURISDICTION IN WHICH THESE SECURITIES HAVE BEEN REGISTERED OR EXEMPTED SHOULD NOT BE REGARDED AS A RECOMMENDATION THEREOF. NEITHER THE TOWN NOR ITS FINANCIAL ADVISOR NOR THE UNDERWRITER MAKE ANY REPRESENTATION OR WARRANTY WITH RESPECT TO THE INFORMATION CONTAINED IN THIS OFFICIAL STATEMENT REGARDING THE DEPOSITORY TRUST COMPANY (“DTC”) OR ITS BOOK-ENTRY- ONLY SYSTEM, AS SUCH INFORMATION HAS BEEN PROVIDED BY DTC. TABLE OF CONTENTS OFFICIAL STATEMENT SUMMARY .............................. 6  TOWN OFFICIALS, STAFF AND CONSULTANTS ....... 9  ELECTED OFFICIALS ....................................................... 9  SELECTED ADMINISTRATIVE STAFF ............................... 9  CONSULTANTS AND ADVISORS ...................................... 9  INTRODUCTION ................................................................ 11  PLAN OF FINANCING ...................................................... 11  THE OBLIGATIONS .......................................................... 12  TAX INFORMATION ........................................................ 17  TABLE 1 - VALUATION, EXEMPTIONS AND GENERAL OBLIGATION DEBT ............................................. 21  TABLE 2 - TAXABLE ASSESSED VALUATIONS BY CATEGORY ......................................................... 22  TABLE 3 - VALUATION AND GENERAL OBLIGATION DEBT HISTORY ................................................... 23  TABLE 4 - TAX RATE, LEVY AND COLLECTION HISTORY ............................................................. 23  TABLE 5 - TEN LARGEST TAXPAYERS ........................ 23  TABLE 6 - ESTIMATED OVERLAPPING DEBT ............... 24  DEBT INFORMATION ...................................................... 25  TABLE 7 - PRO-FORMA GENERAL OBLIGATION DEBT SERVICE REQUIREMENTS ................................... 25  TABLE 8 - INTEREST AND SINKING FUND BUDGET PROJECTION ....................................................... 26  TABLE 9 - COMPUTATION OF SELF-SUPPORTING DEBT ................................................................. 26  TABLE 10 - AUTHORIZED BUT UNISSUED GENERAL OBLIGATION BONDS .......................................... 26  TABLE 11 – OTHER OBLIGATIONS ................................ 26  FINANCIAL INFORMATION .......................................... 29  TABLE 12 - CHANGES IN NET ASSETS ........................ 29  TABLE 12 -A - GENERAL FUND REVENUES AND EXPENDITURE HISTORY ..................................... 30  TABLE 13 - MUNICIPAL SALES TAX HISTORY ............ 31  TABLE 14 - CURRENT INVESTMENTS ............................ 34  TAX MATTERS ................................................................... 34  CONTINUING DISCLOSURE OF INFORMATION ...... 36  OTHER INFORMATION ................................................... 37  RATINGS ....................................................................... 37  LITIGATION ................................................................... 37  REGISTRATION AND QUALIFICATION OF OBLIGATIONS FOR SALE ............................................................ 37  LEGAL INVESTMENTS AND ELIGIBILITY TO SECURE PUBLIC FUNDS IN TEXAS .................................... 37  LEGAL MATTERS .......................................................... 38  AUTHENTICITY OF FINANCIAL DATA AND OTHER INFORMATION ..................................................... 38  FINANCIAL ADVISOR .................................................... 38  UNDERWRITER ............................................................. 39  FORWARD-LOOKING STATEMENTS DISCLAIMER .......... 39  SCHEDULE OF REFUNDED OBLIGATIONS ........................................... Schedule I APPENDICES GENERAL INFORMATION REGARDING THE TOWN ....... A EXCERPTS FROM THE ANNUAL FINANCIAL REPORT ... B FORM OF BOND COUNSEL'S OPINION .......................... C The cover page hereof, this page, the appendices included herein and any addenda, supplement or amendment hereto, are part of the Official Statement. Item 7 6 OFFICIAL STATEMENT SUMMARY This summary is subject in all respects to the more complete information and definitions contained or incorporated in this Official Statement. The offering of the Obligations to potential investors is made only by means of this entire Official Statement. No person is authorized to detach this summary from this Official Statement or to otherwise use it without the entire Official Statement. THE TOWN ................................... The Town of Prosper is a political subdivision and municipal corporation of the State, located in Collin and Denton Counties, Texas. The Town covers approximately 27 square miles (see "Introduction - Description of the Town"). THE OBLIGATIONS....................... The Bonds are issued as $11,040,000* General Obligation Refunding Bonds, Series 2013. The Bonds are issued as serial Bonds maturing on August 15 of each year in the years 2014 through 2033 (see "The Obligations - Description of the Obligations"). The Certificates are issued as $5,500,000* Combination Tax and Revenue Certificates of Obligation, Series 2013. The Certificates are issued as serial Certificates maturing on August 15 of each year in the years 2014 through 2033 (see “The Obligations – Description of the Obligations”). The Bonds and the Certificates are sometimes referred to collectively herein as the “Obligations.” PAYMENT OF INTEREST .............. Interest on the Obligations accrues from the date of delivery, and is payable February 15, 2014, and each August 15 and February 15 thereafter until maturity (see "The Bonds - Description of the Bonds"). AUTHORITY FOR ISSUANCE.......... The Bonds are issued pursuant to the Constitution and general laws of the State of Texas, including particularly Texas Government Code Chapter 1207, as amended, and the ordinance authorizing the issuance of the Bonds to be adopted by the Town Council of the Town (see “The Obligations - Authority for Issuance of the Bonds”). The Certificates are issued pursuant to the Constitution and general laws of the State of Texas, particularly Chapter 271, Subchapter C, Texas Local Government Code (the Certificate of Obligation Act of 1971), as amended, and the ordinance authorizing the issuance of the Certificates to be adopted by the Town Council of the Town (see “The Obligations - Authority for Issuance of the Certificates”). SECURITY FOR THE BONDS ........................................... The Bonds constitute direct obligations of the Town payable from a continuing ad valorem tax levied, within the limits prescribed by law, on all taxable property within the Town (see "The Bonds - Security and Source of Payment"). SECURITY FOR THE CERTIFICATES .............................. The Certificates constitute direct obligations of the Town payable from the levy and collection of a continuing and direct annual ad valorem tax levied on all taxable property within the Town, within the limits prescribed by law, and from a pledge of the surplus net revenues of the Town’s waterworks and sewer system. QUALIFIED TAX-EXEMPT OBLIGATIONS ............................... The Town will not designate the Obligations as "Qualified Tax-Exempt Obligations" for financial institutions (see "Tax Matters - Qualified Tax-Exempt Obligations for Financial Institutions"). OPTIONAL REDEMPTION ............. The Town reserves the right, at its option, to redeem Obligations of having stated maturities on and after August 15, 2024, in whole or in part in principal amounts of $5,000 or any integral multiple thereof, on August 15, 2023, or any date thereafter, at the par value thereof plus accrued interest to the date of redemption (see “The Obligations - Optional Redemption”). TAX EXEMPTION .......................... In the opinion of Bond Counsel, the interest on the Obligations will be excludable from gross income for federal income tax purposes under existing law, subject to the matters described under the caption "Tax Matters" herein, including the alternative minimum tax on corporations. * Preliminary, subject to change. Item 7 7 USE OF PROCEEDS ....................... Proceeds from the sale of the Bonds will be used to (i) refund a portion of the Town’s outstanding debt (the “Refunded Obligations”) (see “Plan of Financing”; also see Schedule I attached hereto for a detailed description of the Refunded Obligations) and (ii) pay the costs associated with the issuance of the Bonds. Proceeds from the sale of the Certificates will be used for: (i) paying all or a portion of the Town's contractual obligations incurred in connection with extending, constructing and improving the Town's water system, including constructing improvements to pump stations and extending water lines; and (ii) payment of the costs associated with the issuance of the Certificates. RATINGS ...................................... The presently outstanding tax supported debt of the Town is rated "Aa3" by Moody's Investors Service, Inc. ("Moody's"), without regard to credit enhancement. Application has been made to Moody’s for a contract rating on the Obligations (see "Other Information - Ratings"). BOOK-ENTRY-ONLY SYSTEM ...................................... The definitive Obligations will be initially registered and delivered only to Cede & Co., the nominee of DTC pursuant to the Book-Entry-Only System described herein. Beneficial ownership of the Obligations may be acquired in denominations of $5,000 or integral multiples thereof. No physical delivery of the Obligations will be made to the beneficial owners thereof. Principal of, premium, if any, and interest on the Obligations will be payable by the Paying Agent/Registrar to Cede & Co., which will make distribution of the amounts so paid to the participating members of DTC for subsequent payment to the beneficial owners of the Obligations (see "The Obligations - Book-Entry-Only System"). PAYMENT RECORD ..................... The Town has never defaulted in payment of its general obligation tax debt. (REMAINDER OF PAGE INTENTIONALLY LEFT BLANK) Item 7 8 SELECTED FINANCIAL INFORMATION Per Per Ratio Fiscal Capita Capita Tax Debt Year Estimated Taxable Taxable Funded Tax Funded to Taxable % of Ended Town Assessed Assessed Debt at Tax Assessed Total Tax 9/30 Population(1)Valuation(2)Valuation End of Year(3)Debt Valuation Collections 2009 7,150 997,044,689$ 139,447$ 37,330,000$ 5,221$ 3.74% 99.90% 2010 9,940 1,042,515,717 104,881 36,180,000 3,640 3.47% 99.70% 2011 11,600 1,147,384,655 98,912 36,585,000 3,154 3.19% 99.80% 2012 12,190 1,231,371,717 101,015 44,190,000 3,625 3.59% 99.52% 2013 13,531 1,347,409,280 99,579 50,875,000 (4)3,760 (4)3.78%(4)98.83%(5) (1) Source: Town Officials (2) As reported by the Collin County and Denton County Appraisal Districts on the Town’s annual State property tax reports; subject to change during the ensuing year. (3) Includes self-supporting debt. (4) Projected. Excludes the Refunded Obligations. Includes the Obligations. (5) Collections as of March 31, 2013. GENERAL FUND CONSOLIDATED STATEMENT SUMMARY 2012 2011 2010 2009 2008 Beginning Balance 5,568,868$ 5,073,909$ (1)4,397,604$ 4,007,041$ 3,093,165$ Total Revenues 8,996,594 7,301,464 6,690,620 5,916,036 5,848,471 Total Expenditures 8,576,902 8,044,141 8,139,132 5,737,739 6,695,968 Other Financing Sources (Uses) 1,091,784 1,237,636 2,022,083 212,266 1,761,373 Net Funds Available 1,511,476 494,959 573,571 390,563 913,876 Ending Balance 7,080,344$ 5,568,868$ 4,971,175$ 4,397,604$ 4,007,041$ For Fiscal Year Ended September 30, (1) Restated. For additional information regarding the Town, please contact: Harlan Jefferson Jason L. Hughes Town Manager Senior Vice President Town of Prosper or First Southwest Company P.O. Box 307 325 N. St. Paul Street, Suite 800 Prosper, Texas 75078 Dallas, Texas 75201 (972) 569-1011 (214) 953-8707 Item 7 9 TOWN OFFICIALS, STAFF AND CONSULTANTS ELECTED OFFICIALS Length of Term Town Council Service Expires Occupation Ray Smith 6 Years May, 2016 Banking/Finance Mayor Meigs Miller 5 Years May, 2016 IT Consultant/Sales Mayor Pro-Tem Kenneth Dugger 6 Years May, 2015 Banking IT Professional Deputy Mayor Pro-Tem Michael Korbuly 1 Year May, 2016 Security Industry Professional Councilmember Curry Vogelsang Jr.2 Years May, 2014 CPA Councilmember Danny Wilson 5 Years May, 2014 Insurance/Finance Councilmember Jason Dixon 3 Years May, 2015 Insurance Consultant Councilmember SELECTED ADMINISTRATIVE STAFF Total Length of Length of Service Governmental Name Position to Town Service Harlan Jefferson Town Manager 4 Months 30 Years Robyn Battle Town Secretary 1 Month 6 Years Matthew Garrett Finance Director 5 Years 11 Years Lori Heikkinen Accounting Manager 1 Year 4 Years Frank Jaromin Public Works Director 7 Years 21 Years Hulon Webb Exec. Director of Development and Community Services 7 Years 18 Years Chris Copple Director of Development Services 7 Years 9 Years CONSULTANTS AND ADVISORS Auditors ........................................................................................................................................................ Davis Kinard & Co, PC Abilene, Texas Bond Counsel ............................................................................................................................. McCall, Parkhurst & Horton L.L.P. Dallas, Texas Financial Advisor ...................................................................................................................................... First Southwest Company Dallas, Texas Item 7 10 (REMAINDER OF PAGE INTENTIONALLY LEFT BLANK) Item 7 11 PRELIMINARY OFFICIAL STATEMENT RELATING TO $11,040,000* TOWN OF PROSPER, TEXAS GENERAL OBLIGATION REFUNDING BONDS, SERIES 2013 AND $5,500,000* TOWN OF PROSPER, TEXAS COMBINATION TAX AND SURPLUS REVENUE CERTIFICATES OF OBLIGATION, SERIES 2013 INTRODUCTION This Official Statement, which includes the Appendices hereto, provides certain information regarding the issuance of $11,040,000* Town of Prosper, Texas, General Obligation Refunding Bonds, Series 2013 (the “Bonds”) and $5,500,000* Combination Tax and Surplus Revenue Certificates of Obligation, Series 2013 (the “Certificates”, and together with the Bonds, herein collectively referred to as the “Obligations”). Capitalized terms used in this Official Statement have the same meanings assigned to such terms in the respective ordinances (the “Bond Ordinance” with respect to the Bonds and the “Certificate Ordinance” with respect to the Certificates) to be adopted on the date of sale of the Obligations which will authorize the issuance of the Obligations, and collectively, the “Ordinances”, except as otherwise indicated herein. There follows in this Official Statement descriptions of the Obligations and certain information regarding the Town and its finances. All descriptions of documents contained herein are only summaries and are qualified in their entirety by reference to each such document. Copies of such documents may be obtained from the Town's Financial Advisor, First Southwest Company, Dallas, Texas. DESCRIPTION OF THE TOWN . . . The Town is a political subdivision and a home rule municipality under the laws of the State. The Town was incorporated in 1914. The Town operates with a Town Council comprised of the Mayor and six Councilmembers. The term of office is three years. The Town Manager is the chief administrative officer for the Town. Some of the services that the Town provides are: public safety (police and fire protection), highways and streets, water and sanitary sewer utilities, health and social services, culture-recreation, public improvements, planning and zoning, and general administrative services. The 2012 estimated population for the Town was 12,190, while the estimated 2013 population is 13,531. A Home Rule Charter was approved by the qualified voters of the Town at an election held November 7, 2006. The Town covers approximately 27 square miles. PLAN OF FINANCING PURPOSE . . . The Bonds are being issued for the purpose of refunding a portion of the Town’s outstanding debt (the “Refunded Obligations”) to restructure debt service and obtain debt service savings, and to pay the costs of issuance of the Bonds. See Schedule I for a detailed listing of the Refunded Obligations and their redemption dates. The Certificates are being issued for the purposes of: (i) paying all or a portion of the Town's contractual obligations incurred in connection with extending, constructing and improving the Town's water system, including constructing improvements to pump stations and extending water lines, and (ii) and to pay the costs of issuance of the Certificates. REFUNDED OBLIGATIONS . . . The principal and interest due on the Refunded Obligations are to be paid on the dates fixed for their redemption or at their maturity from funds to be deposited with U.S. Bank National Association, Dallas, Texas, the escrow agent for the Refunded Obligations (the “Escrow Agent”). The Bond Ordinance provides that proceeds from the sale of the Bonds, together with other available Town funds, in any are required, will be irrevocably deposited with the Escrow Agent in an amount sufficient to accomplish the discharge and final payment of the Refunded Obligations on the respective redemption dates and/or maturity dates of the Refunded Obligations. Such funds will be held uninvested by the Escrow Agent pending their disbursement to redeem the Refunded Obligations on the respective redemption dates and/or maturity dates of the Refunded Obligations. * Preliminary, subject to change. Item 7 12 First Southwest Company, in its capacity as Financial Advisor to the Town, will certify as to the sufficiency of the amounts initially deposited with the Escrow Agent to pay the principal of and interest on the Refunded Obligations when due on the redemption date. By the deposit of the proceeds of the Bonds and other funds of the Town, if any are required, with the Escrow Agent pursuant to the Escrow Agreement, the Town will have effected the defeasance of the Refunded Obligations in accordance with applicable State law and the ordinances authorizing the Refunded Obligations. As a result of such defeasance, the Refunded Obligations will be outstanding only for the purpose of receiving payments from the Escrow Fund held for such purpose by the Escrow Agent, and the Refunded Obligations will not be deemed as being outstanding obligations of the Town payable from taxes or revenues of the Town, nor for the purpose of applying any limitation on the issuance of debt. The Town has covenanted in the Escrow Agreement to make timely deposits to the Escrow Fund from lawfully available funds of any additional amounts required to make payments on the Refunded Obligations, if for any reason, the cash balances on deposit or scheduled to be on deposit in the Escrow Fund should be insufficient to make such payment. SOURCES AND USES OF OBLIGATION PROCEEDS . . . Proceeds from the sale of the Obligations, together with a contribution to the refunding by the Town, are expected to be expended as follows: Sources of Funds The Bonds The Certificates Par Amount of the Obligations -$ -$ Reoffering Premium Transfer from Existing Interest and Sinking Fund Total Sources of Funds -$ -$ Uses of Funds Deposit to Interest and Sinking Fund -$ -$ Deposit to Project Construction Fund Deposit to Escrow Fund Underwriter's Discount Costs of Issuance Total Uses of Funds -$ -$ THE OBLIGATIONS DESCRIPTION OF THE OBLIGATIONS . . . The Obligations are dated June 15, 2013 (the “Dated Date”), and mature on August 15 in each of the years and in the amounts shown on pages 2 and 4. Interest will be computed on the basis of a 360-day year consisting of twelve 30-day months. Interest on the Obligations will accrue from the date of initial delivery and is payable February 15, 2014 and on each August 15 and February 15 thereafter until maturity or redemption prior to maturity. The definitive Obligations will be issued only in fully registered form in any integral multiple of $5,000 for any one maturity and will be initially registered and delivered only to Cede & Co., the nominee of The Depository Trust Company, New York, New York (“DTC”) pursuant to the Book-Entry-Only System described herein. No physical delivery of the Obligations will be made to the owners thereof. Principal of, premium, if any, and interest on the Obligations will be payable by the Paying Agent/Registrar to Cede & Co., which will make distribution of the amounts so paid to the participating members of DTC for subsequent payment to the beneficial owners of the Obligations. See “The Obligations - Book-Entry-Only System” herein. Interest on the Obligations shall be paid to the registered owners appearing on the registration books of the Paying Agent/Registrar at the close of business on the Record Date (hereinafter defined), and such interest shall be paid (i) by check sent United States Mail, first class postage prepaid to the address of the registered owner recorded in the registration books of the Paying Agent/Registrar or (ii) by such other method, acceptable to the Paying Agent/Registrar requested by, and at the risk and expense of, the registered owner. Principal of the Obligations will be paid to the registered owner at their stated maturity or upon earlier redemption upon presentation to designated payment/transfer office of the Paying Agent/Registrar; provided, however, that so long as Cede & Co. (or other DTC nominee) is the registered owner of the Obligations, all payments will be made as described under “The Obligations - Book-Entry-Only System” herein. If the date for any payment on the Obligations shall be a Saturday, Sunday, a legal holiday or a day when banking institutions in the city where the designated payment/transfer office of the Paying Agent/Registrar is located are authorized to close, then the date for such payment shall be the next succeeding day which is not such a day, and payment on such date shall have the same force and effect as if made on the date payment was due. AUTHORITY FOR ISSUANCE OF THE BONDS. . . The Bonds are being pursuant to the Constitution and general laws of the State of Texas (the "State"), particularly Chapter 1207, Texas Government Code, as amended, and the Bond Ordinance. Item 7 13 AUTHORITY FOR ISSUANCE OF THE CERTIFICATES . . . The Certificates are issued pursuant to the Constitution and general laws of the State, particularly Chapter 271, Subchapter C, Texas Local Government Code, (the “Certificate of Obligation Act of 1971”), as amended, and the Certificate Ordinance. SECURITY AND SOURCE OF PAYMENT . . . Tax Pledge . . . The Obligations constitute direct obligations of the Town payable from an annual direct and continuing ad valorem tax levied against all taxable property within the Town, within the limits prescribed by law (see "The Obligations - Tax Rate Limitation" below). Pledge of Surplus Waterworks and Sewer System Net Revenues for Certificates . . . The Certificates are additionally secured by a lien on and pledge of the revenues of the Issuer's combined Waterworks and Sewer System (the “System”) remaining after payment of all operation and maintenance expenses thereof, and all debt service, reserve and other requirements in connection with all of the Issuer's revenue obligations (now or hereafter outstanding), which are payable from all or part of said revenues, as provided in the Certificate Ordinance. TAX RATE LIMITATION . . . All taxable property within the Town is subject to the assessment, levy and collection by the Town of a continuing, direct annual ad valorem tax sufficient to provide for the payment of principal of and interest on all ad valorem tax debt within the limits prescribed by law. Article XI, Section 5, of the Texas Constitution is applicable to the Town, and limits its maximum ad valorem tax rate to $2.50 per $100 Taxable Assessed Valuation for all Town purposes. The Home Rule Charter of the Town adopts the constitutionally authorized maximum tax rate of $2.50 per $100 taxable assessed valuation. Administratively, the Attorney General of the State of Texas will permit allocation of $1.50 of the $2.50 maximum tax rate for ad valorem tax debt service. Also, see “Tax Information – General Obligation Debt Limitation.” OPTIONAL REDEMPTION . . . The Town reserves the right, at its option, to redeem Obligations having stated maturities on and after August 15, 2024, in whole or in part in principal amounts of $5,000 or any integral multiple thereof, on August 15, 2023, or any date thereafter, at the par value thereof plus accrued interest to the date of redemption. If less than all of the Obligations of either series are to be redeemed, the Town may select the maturities of Obligations to be redeemed. If less than all the Obligations of any maturity are to be redeemed, the Paying Agent/Registrar (or DTC while the Obligations are in Book-Entry- Only form) shall determine by lot the Obligations, or portions thereof, within such maturity to be redeemed. If an Obligation (or any portion of the principal sum thereof) shall have been called for redemption and notice of such redemption shall have been given, such Obligation (or the principal amount thereof to be redeemed) shall become due and payable on such redemption date and interest thereon shall cease to accrue from and after the redemption date, provided funds for the payment of the redemption price and accrued interest thereon are held by the Paying Agent/Registrar on the redemption date. NOTICE OF REDEMPTION AND OTHER NOTICES . . . Not less than 30 days prior to a redemption date for the Obligations, the Town will cause a notice of redemption to be sent by United States mail, first class, postage prepaid, to each registered owner of an Obligation to be redeemed, in whole or in part, at the address of the registered owner appearing on the registration books of the Paying Agent/Registrar at the close of business on the business day next preceding the date of mailing such notice. Any notice of redemption so mailed will be conclusively presumed to have been duly given irrespective of whether received by the owner of the Obligation. If such notice of redemption is given and if due provision for such payment is made and all other conditions to redemption are satisfied, all as provided above, the Obligations or portions thereof which are to be so redeemed thereby automatically will be treated as redeemed prior to their scheduled maturities, and they will not bear interest after the date fixed for redemption, and they will not be regarded as being outstanding except for the right of the registered owner to receive the redemption price from the Paying Agent/Registrar out of the funds provided for such payment. With respect to any optional redemption of the Obligations unless certain prerequisites to such redemption required by the respective Ordinance have been met and money sufficient to pay the principal of and premium, if any, and interest on the Obligations to be redeemed will have been received by the Paying Agent/Registrar prior to the giving of such notice of redemption, such notice may state that said redemption will, at the option of the Town, be conditional upon the satisfaction of such prerequisites and receipt of such money by the Paying Agent/Registrar on or prior to the date fixed for such redemption or upon any prerequisite set forth in such notice of redemption. If a conditional notice of redemption is given and such prerequisites to the redemption are not fulfilled, such notice will be of no force and effect, the Town will not redeem such Obligations and the Paying Agent/Registrar will give notice in the manner in which the notice of redemption was given, to the effect that such Obligations have not been redeemed. The Paying Agent/Registrar and the Town, so long as a Book-Entry-Only System is used for the Obligations, will send any notice of redemption relating to the Obligations, notice of proposed amendment to the Ordinances or other notices with respect to the Obligations only to DTC. Any failure by DTC to advise any DTC participant, or of any DTC participant or indirect participant to notify the Beneficial Owner, will not affect the validity of the redemption of the Obligations called for redemption or any other action premised on any such notice. Redemption of portions of the Obligations by the Town will reduce the outstanding principal amount of such Obligations held by DTC. In such event, DTC may implement, through its Book-Entry- Only System, a redemption of such Obligations held for the account of DTC participants in accordance with its rules or other agreements with DTC participants and then DTC participants and indirect participants may implement a redemption of such Obligations from the Beneficial Owners. Any such selection of Obligations within a maturity to be redeemed will not be Item 7 14 governed by the respective Ordinances and will not be conducted by the Town or the Paying Agent/Registrar. Neither the Town nor the Paying Agent/Registrar will have any responsibility to DTC participants, indirect participants or the persons for whom DTC participants act as nominees, with respect to the payments on the Obligations or the providing of notice to DTC participants, indirect participants, or Beneficial Owners of the selection of portions of the Obligations for redemption. (See "The Obligations - Book-Entry-Only System" herein.) AMENDMENTS . . . In the Ordinances, the Town has reserved the right to amend the Ordinances without the consent of any holder for the purpose of amending or supplementing the Ordinances to (i) cure any ambiguity, defect or omission therein that does not materially adversely affect the interests of the holders, (ii) grant additional rights or security for the benefit of the holders, (iii) add events of default as shall not be inconsistent with the provisions of the Ordinances that do not materially adversely affect the interests of the holders, (iv) qualify the Ordinances under the Trust Indenture Act of 1939, as amended, or corresponding provisions of federal laws from time to time in effect or (v) make such other provisions in regard to matters or questions arising under the Ordinances that are not inconsistent with the provisions thereof and which, in the opinion of Bond Counsel for the Town, do not materially adversely affect the interests of the holders. The Ordinances further provide that the holders of the Obligations aggregating in principal amount 51% of the outstanding Obligations shall have the right from time to time to approve any amendment not described above to the Ordinances if it is deemed necessary or desirable by the Town; provided, however, that without the consent of 100% of the holders in original principal amount of the then outstanding Obligations so affected, no amendment may be made for the purpose of: (i) making any change in the maturity of any of the outstanding Obligations; (ii) reducing the rate of interest borne by any of the outstanding Obligations; (iii) reducing the amount of the principal of, or redemption premium, if any, payable on any outstanding Obligations; (iv) modifying the terms of payment of principal or of interest or redemption premium on outstanding Obligations, or imposing any condition with respect to such payment; or (v) changing the minimum percentage of the principal amount of the Obligations necessary for consent to such amendment. Reference is made to the Ordinances for further provisions relating to the amendment thereof. DEFEASANCE. . .The Ordinances provide for the defeasance of the Obligations when the payment of the principal on the Obligations, plus interest on the Obligations to the due date thereof is provided by irrevocably depositing with the Paying Agent/Registrar or authorized escrow agent, in trust (1) money sufficient to make such payment and/or (2) Defeasance Securities to mature as to principal and interest in such amounts and at such times to insure the availability, without reinvestment, of sufficient money to make such payment, and all necessary and proper fees, compensation and expenses of the paying agent for the Obligations. The Ordinances provide that the term "Defeasance Securities" means any securities and obligations now or hereafter authorized by State law that are eligible to discharge obligations such as the Obligations. Current State law permits defeasance with the following types of securities: (a) direct, noncallable obligations of the United States of America, including obligations that are unconditionally guaranteed by the United States of America, (b) noncallable obligations of an agency or instrumentality of the United States of America, including obligations that are unconditionally guaranteed or insured by the agency or instrumentality and that, on the date the governing body of the Town approves the proceedings authorizing the issuance of refunding bonds, are rated as to investment quality by a nationally recognized investment rating firm not less than AAA or its equivalent, and (c) noncallable obligations of a state or an agency or a county, municipality, or other political subdivision of a state that on the date the governing body of the Town approves the proceedings authorizing the issuance of refunding bonds have been refunded and are rated as to investment quality by a nationally recognized investment rating firm not less than AAA or its equivalent. There is no assurance that the current law will not be changed in a manner which would permit investments other than those described above to be made with amounts deposited to defease the Obligations. Because the Ordinances do not contractually limit such investments, registered owners will be deemed to have consented to defeasance with such other investments, notwithstanding the fact that such investments may not be of the same investment quality as those currently permitted under State law. The Town has the right, subject to satisfying the requirements of (1) and (2) above, to substitute other Defeasance Securities for the Defeasance Securities originally deposited, to reinvest the uninvested moneys on deposit for such defeasance and to withdraw for the benefit of the Town moneys in excess of the amount required for such defeasance. Upon such deposit as described above, such Obligations shall no longer be regarded to be outstanding or unpaid. There is no assurance that the ratings for U.S. Treasury securities used as Defeasance Securities or that for any other Defeasance Security will be maintained at any particular rating category. BOOK-ENTRY-ONLY SYSTEM . . . This section describes how ownership of the Obligations is to be transferred and how the principal of, premium, if any, and interest on the Obligations are to be paid to and credited by The Depository Trust Company (“DTC”), New York, New York, while the Obligations are registered in its nominee name. The information in this section concerning DTC and the Book-Entry-Only System has been provided by DTC for use in disclosure documents such as this Official Statement. The Town believes the source of such information to be reliable, but takes no responsibility for the accuracy or completeness thereof. The Town cannot and does not give any assurance that (1) DTC will distribute payments of debt service on the Obligations, or redemption or other notices, to DTC Participants, (2) DTC Participants or others will distribute debt service payments paid to DTC or its nominee (as the registered owner of the Obligations), or redemption or other notices, to the Beneficial Owners, or that they will do so on a timely basis, or (3) DTC will serve and act in the manner described in this Official Statement. The current rules applicable to DTC are on file with the Securities and Exchange Commission, and the current procedures of DTC to be followed in dealing with DTC Participants are on file with DTC. Item 7 15 The Depository Trust Company (“DTC”), New York, New York, will act as securities depository for the Obligations. The Obligations will be issued as fully-registered Obligations registered in the name of Cede & Co. (DTC’s partnership nominee) or such other name as may be requested by an authorized representative of DTC. One fully-registered Obligation certificate will be issued for each maturity of the Obligations, each in the aggregate principal amount of such maturity, and will be deposited with DTC. DTC, the world’s largest securities depository, is a limited-purpose trust company organized under the New York Banking Law, a “banking organization” within the meaning of the New York Banking Law, a member of the Federal Reserve System, a “clearing corporation” within the meaning of the New York Uniform Commercial Code, and a “clearing agency” registered pursuant to the provisions of Section 17A of the Securities Exchange Act of 1934. DTC holds and provides asset servicing for over 3.5 million issues of U.S. and non-U.S. equity issues, corporate and municipal debt issues, and money market instruments (from over 100 countries) that DTC’s participants (“Direct Participants”) deposit with DTC. DTC also facilitates the post-trade settlement among Direct Participants of sales and other securities transactions in deposited securities, through electronic computerized book-entry transfers and pledges between Direct Participants’ accounts. This eliminates the need for physical movement of securities certificates. Direct Participants include both U.S. and non-U.S. securities brokers and dealers, banks, trust companies, clearing corporations, and certain other organizations. DTC is a wholly-owned subsidiary of The Depository Trust & Clearing Corporation (“DTCC”). DTCC is the holding company for DTC, National Securities Clearing Corporation and Fixed Income Clearing Corporation, all of which are registered clearing agencies. DTCC is owned by the users of its regulated subsidiaries. Access to the DTC system is also available to others such as both U.S. and non-U.S. securities brokers and dealers, banks, trust companies, and clearing corporations that clear through or maintain a custodial relationship with a Direct Participant, either directly or indirectly ("Indirect Participants"). DTC has a Standard & Poor’s rating of AA+. The DTC Rules applicable to its Participants are on file with the Securities and Exchange Commission. More information about DTC can be found at www.dtcc.com. Purchases of Obligations under the DTC system must be made by or through Direct Participants, which will receive a credit for the Obligations on DTC’s records. The ownership interest of each actual purchaser of each Obligation (“Beneficial Owner”) is in turn to be recorded on the Direct and Indirect Participants’ records. Beneficial Owners will not receive written confirmation from DTC of their purchase. Beneficial Owners are, however, expected to receive written confirmations providing details of the transaction, as well as periodic statements of their holdings, from the Direct or Indirect Participant through which the Beneficial Owner entered into the transaction. Transfers of ownership interests in the Obligations are to be accomplished by entries made on the books of Direct and Indirect Participants acting on behalf of Beneficial Owners. Beneficial Owners will not receive certificates representing their ownership interests in Obligations, except in the event that use of the book-entry system for the Obligations is discontinued. To facilitate subsequent transfers, all Obligations deposited by Direct Participants with DTC are registered in the name of DTC’s partnership nominee, Cede & Co., or such other name as may be requested by an authorized representative of DTC. The deposit of Obligations with DTC and their registration in the name of Cede & Co. or such other DTC nominee do not effect any change in beneficial ownership. DTC has no knowledge of the actual Beneficial Owners of the Obligations; DTC’s records reflect only the identity of the Direct Participants to whose accounts such Obligations are credited, which may or may not be the Beneficial Owners. The Direct and Indirect Participants will remain responsible for keeping account of their holdings on behalf of their customers. Conveyance of notices and other communications by DTC to Direct Participants, by Direct Participants to Indirect Participants, and by Direct Participants and Indirect Participants to Beneficial Owners will be governed by arrangements among them, subject to any statutory or regulatory requirements as may be in effect from time to time. Beneficial Owners of Obligations may wish to take certain steps to augment the transmission to them of notices of significant events with respect to the Obligations, such as redemptions, tenders, defaults, and proposed amendments to the Obligation documents. For example, Beneficial Owners of Obligations may wish to ascertain that the nominee holding the Obligations for their benefit has agreed to obtain and transmit notices to Beneficial Owners. In the alternative, Beneficial Owners may wish to provide their names and addresses to the registrar and request that copies of notices be provided directly to them. Redemption notices shall be sent to DTC. If less than all of the Bonds within a maturity are being redeemed, DTC’s practice is to determine by lot the amount of the interest of each Direct Participant in such maturity to be redeemed. Neither DTC nor Cede & Co. (nor any other DTC nominee) will consent or vote with respect to Obligations unless authorized by a Direct Participant in accordance with DTC’s MMI Procedures. Under its usual procedures, DTC mails an Omnibus Proxy to the Town as soon as possible after the record date. The Omnibus Proxy assigns Cede & Co.’s consenting or voting rights to those Direct Participants to whose accounts Obligations are credited on the record date (identified in a listing attached to the Omnibus Proxy). All payments on the Obligations will be made to Cede & Co., or such other nominee as may be requested by an authorized representative of DTC. DTC’s practice is to credit Direct Participants’ accounts upon DTC’s receipt of funds and corresponding detail information from the Town or the Paying Agent/Registrar, on payable date in accordance with their respective holdings shown on DTC’s records. Payments by Participants to Beneficial Owners will be governed by standing instructions and customary practices, as is the case with Obligations held for the accounts of customers in bearer form or registered in “street name,” and will be the responsibility of such Participant and not of DTC, the Paying Agent/Registrar, or the Town, subject to Item 7 16 any statutory or regulatory requirements as may be in effect from time to time. Payment of redemption proceeds, distributions, and dividend payments to Cede & Co. (or such other nominee as may be requested by an authorized representative of DTC) is the responsibility of the Town or the Paying Agent/Registrar, disbursement of such payments to Direct Participants will be the responsibility of DTC, and disbursement of such payments to the Beneficial Owners will be the responsibility of Direct and Indirect Participants. DTC may discontinue providing its services as depository with respect to the Obligations at any time by giving reasonable notice to the Town or the Paying Agent/Registrar. Under such circumstances, in the event that a successor depository is not obtained, Obligation certificates are required to be printed and delivered. The Town may decide to discontinue use of the system of book-entry-only transfers through DTC (or a successor securities depository). In that event, Obligation certificates will be printed and delivered to DTC. The information in this section concerning DTC and DTC’s book-entry system has been obtained from sources that the Town believes to be reliable, but neither the Town nor the Underwriters take any responsibility for the accuracy thereof. Use of Certain Terms in Other Sections of this Official Statement . . . In reading this Official Statement it should be understood that while the Obligations are in the Book-Entry-Only System, references in other sections of this Official Statement to registered owners should be read to include the person for which the Participant acquires an interest in the Obligations, but (i) all rights of ownership must be exercised through DTC and the Book-Entry-Only System, and (ii) except as described above, notices that are to be given to registered owners under the Ordinances will be given only to DTC. Information concerning DTC and the Book-Entry-Only System has been obtained from DTC and is not guaranteed as to accuracy or completeness by, and is not to be construed as a representation by the Town, the Financial Advisor, or the Underwriter. Effect of Termination of Book-Entry-Only System . . . In the event that the Book-Entry-Only System of the Obligations is discontinued for either or both series, printed Obligations of the respective series will be issued to the DTC Participants or the holder, as the case may be, and such Obligations will be subject to transfer, exchange and registration provisions as set forth in the Ordinances and summarized under “The Obligations - Transfer, Exchange and Registration” below. PAYING AGENT/REGISTRAR . . . The initial Paying Agent/Registrar is U.S. Bank National Associations, Dallas, Texas. In the Ordinances, the Town retains the right to replace the Paying Agent/Registrar with respect to either or both series. The Town covenants to maintain and provide a Paying Agent/Registrar at all times until the Obligations are duly paid and any successor Paying Agent/Registrar shall be a commercial bank or trust company organized under the laws of the State of Texas or other entity duly qualified and legally authorized to serve as and perform the duties and services of Paying Agent/Registrar for the Obligations. Upon any change in the Paying Agent/Registrar for the Obligations, the Town agrees to promptly cause a written notice thereof to be sent to each registered owner of the Obligations by United States mail, first class, postage prepaid, which notice shall also give the address of the new Paying Agent/Registrar. TRANSFER, EXCHANGE AND REGISTRATION . . . In the event the Book-Entry-Only System should be discontinued, the Obligations of the respective series may be transferred and exchanged on the registration books of the Paying Agent/Registrar only upon presentation and surrender to the Paying Agent/Registrar and such transfer or exchange shall be without expense or service charge to the registered owner, except for any tax or other governmental charges required to be paid with respect to such registration, exchange and transfer. Obligations may be assigned by the execution of an assignment form on the respective Obligations or by other instrument of transfer and assignment acceptable to the Paying Agent/Registrar. New Obligations will be delivered by the Paying Agent/Registrar, in lieu of the Obligations being transferred or exchanged, at the designated office of the Paying Agent/Registrar, or sent by United States mail, first class, postage prepaid, to the new registered owner or his designee. To the extent possible, new Obligations issued in an exchange or transfer of Obligations will be delivered to the registered owner or assignee of the registered owner in not more than three business days after the receipt of the Obligations to be canceled, and the written instrument of transfer or request for exchange duly executed by the registered owner or his duly authorized agent, in form satisfactory to the Paying Agent/Registrar. New Obligations registered and delivered in an exchange or transfer shall be in any integral multiple of $5,000 for any one maturity and for a like aggregate principal amount as the Obligations surrendered for exchange or transfer. See "The Obligations - Book-Entry-Only System" herein for a description of the system to be utilized initially in regard to ownership and transferability of the Obligations. RECORD DATE FOR INTEREST PAYMENT . . . The record date ("Record Date") for the interest payable on the Obligations on any interest payment date means the close of business on the last business day of the preceding month. In the event of a non-payment of interest on a scheduled payment date, and for 30 days thereafter, a new record date for such interest payment (a "Special Record Date") will be established by the Paying Agent/Registrar, if and when funds for the payment of such interest have been received from the Town. Notice of the Special Record Date and of the scheduled payment date of the past due interest ("Special Payment Date", which shall be 15 days after the Special Record Date) shall be sent at least five business days prior to the Special Record Date by United States mail, first class postage prepaid, to the address of each Holder of Item 7 17 a Obligation appearing on the registration books of the Paying Agent/Registrar at the close of business on the last business day next preceding the date of mailing of such notice. OBLIGATIONHOLDERS’ REMEDIES . . . The Ordinances provide that if the Town defaults in the payment of the Obligations when due, or if it fails to make payments into any fund or funds created in the respective Ordinance, or defaults in the observation or performance of any other covenants, conditions, or obligations set forth in the respective Ordinance and the continuation thereof for a period of 60 days after notice of such default is given by any registered owner to the Town, the registered owners may seek a writ of mandamus to compel Town officials to carry out their legally imposed duties with respect to the respective Obligations. The issuance of a writ of mandamus is controlled by equitable principles, and with the discretion of the court, but may not be arbitrarily refused. There is no acceleration of maturity of the Obligations in the event of default and, consequently, the remedy of mandamus may have to be relied upon from year to year. The Ordinances do not provide for the appointment of a trustee to represent the interest of the bondholders upon any failure of the Town to perform in accordance with the terms of the Ordinances, or upon any other condition and accordingly all legal actions to enforce such remedies would have to be undertaken at the initiative of, and be financed by, the registered owners. The Texas Supreme Court has ruled in Tooke v. City of Mexia, 197 S.W.3rd 325 (Tex. 2006), that a waiver of sovereign immunity in a contractual dispute must be provided for by statute in “clear and unambiguous” language. Because it is unclear whether the Texas legislature has effectively waived the Town’s sovereign immunity from a suit for money damages, holders may not be able to bring such a suit against the Town for breach of the Obligations or Ordinances covenants. Even if a judgment against the Town could be obtained, it could not be enforced by direct levy and execution against the Town's property. Further, the registered owners cannot themselves foreclose on property within the Town or sell property within the Town to enforce the tax lien on taxable property to pay the principal of and interest on the Obligations. Furthermore, the Town is eligible to seek relief from its creditors under Chapter 9 of the U.S. Bankruptcy Code (“Chapter 9”). Although Chapter 9 provides for the recognition of a security interest represented by a specifically pledged source of revenues, the pledge of ad valorem taxes in support of a general obligation of a bankrupt entity is not specifically recognized as a security interest under Chapter 9. Chapter 9 also includes an automatic stay provision that would prohibit, without Bankruptcy Court approval, the prosecution of any other legal action by creditors or bondholders of an entity which has sought protection under Chapter 9. Therefore, should the Town avail itself of Chapter 9 protection from creditors, the ability to enforce would be subject to the approval of the Bankruptcy Court (which could require that the action be heard in Bankruptcy Court instead of other federal or state court); and the Bankruptcy Code provides for broad discretionary powers of a Bankruptcy Court in administering any proceeding brought before it. The opinion of Bond Counsel will note that all opinions relative to the enforceability of the Ordinances and the Obligations are qualified with respect to the customary rights of debtors relative to their creditors and may be limited by general principles of equity which permit the exercise of judicial discretion and by governmental immunity. TAX INFORMATION AD VALOREM TAX LAW . . . The appraisal of property within the Town is the responsibility of the Collin County and Denton County Appraisal Districts (the "Appraisal Districts"). Excluding agricultural and open-space land, which may be taxed on the basis of productive capacity, the Appraisal Districts are required under the Property Tax Code to appraise all property within the Appraisal Districts on the basis of 100% of its market value and is prohibited from applying any assessment ratios. In determining market value of property, different methods of appraisal may be used, including the cost method of appraisal, the income method of appraisal and market data comparison method of appraisal, and the method considered most appropriate by the chief appraiser is to be used. State law further limits the appraised value of a residence homestead for a tax year to an amount that would not exceed either the lesser of (1) the property's market value in the most recent tax year in which it the market value was determined by the Appraisal Districts or (2) the sum of (a) 10% of the property's appraised value in the preceding tax year, plus (b) the property's appraised value the preceding tax year, plus (c) the market value of all new improvements to the property. The value placed upon property within the Appraisal Districts is subject to review by an Appraisal Review Board, consisting of members appointed by the Board of Directors of the respective Appraisal District. The Appraisal Districts are required to review the value of property within the respective Appraisal District at least every three years. The Town may require annual review at its own expense, and is entitled to challenge the determination of appraised value of property within the Town by petition filed with the respective Appraisal Review Board. Reference is made to the, Property Tax Code, for identification of property subject to taxation; property exempt or which may be exempted from taxation, if claimed; the appraisal of property for ad valorem taxation purposes; and the procedures and limitations applicable to the levy and collection of ad valorem taxes. Article VIII of the State Constitution ("Article VIII") and State law provide for certain exemptions from property taxes, the valuation of agricultural and open-space lands at productivity value, and the exemption of certain personal property from ad valorem taxation. Under Section 1-b, Article VIII, and State law, the governing body of a political subdivision, at its option, may grant: (1) An exemption of not less than $3,000 of the market value of the residence homestead of persons 65 years of age or older and the disabled from all ad valorem taxes thereafter levied by the political subdivision; (2) An exemption of up to 20% of the market value of residence homesteads. The minimum exemption under this provision is $5,000. Item 7 18 The governing body of a county, municipality or junior college, may, on its own initiative or by a petition and referendum process, freeze the total amount of ad valorem taxes levied on the residence homestead of a disabled person or persons 65 years of age or older to the amount of taxes imposed in the year such residence qualified for such exemption. Such freeze on ad valorem taxes is transferable to a different residence homestead. Also, a surviving spouse of a taxpayer who qualifies for the freeze on ad valorem taxes is entitled to the same exemption so long as the property was the residence homestead of the surviving spouse when the deceased spouse died and remains the residence homestead of the surviving spouse and the spouse was at least 55 years of age at the time of the death of the individual’s spouse. If improvements (other than repairs or improvements required to comply with governmental requirements) are made to the property, the value of the improvements is taxed at the then current tax rate, and the total amount of taxes imposed is increased to reflect the new improvements with the new amount of taxes then serving as the ceiling on taxes for the following years. Once established, the tax rate limitation may not be repealed or rescinded. In the case of residence homestead exemptions granted under Section 1-b, Article VIII, ad valorem taxes may continue to be levied against the value of homesteads exempted where ad valorem taxes have previously been pledged for the payment of debt if cessation of the levy would impair the obligation of the contract by which the debt was created. State law and Section 2, Article VIII, mandate an additional property tax exemption for disabled veterans or the surviving spouse or children of a deceased veteran who died while on active duty in the armed forces; the exemption applies to either real or personal property with the amount of assessed valuation exempted ranging from $5,000 to a maximum of $12,000; provided, however, that beginning in the 2009 tax year, a disabled veteran who receives from the from the United States Department of Veterans Affairs or its successor 100 percent disability compensation due to a service-connected disability and a rating of 100 percent disabled or of individual unemployability is entitled to an exemption from taxation of the total appraised value of the veteran’s residence homestead. Under Article VIII and State law, the governing body of a county, municipality or junior college district, may freeze the total amount of ad valorem taxes levied on the residence homestead of a disabled person or persons 65 years of age or older to the amount of taxes imposed in the year such residence qualified for such exemption. Also, upon receipt of a petition signed by five percent of the registered voters of the county, municipality or junior college district, an election must be held to determine by majority vote whether to establish such a limitation on taxes paid on residence homesteads of persons 65 years of age or who are disabled. Upon providing for such exemption, such freeze on ad valorem taxes is transferable to a different residence homestead and to a surviving spouse living in such homestead who is disabled or is at least 55 years of age. If improvements (other than maintenance or repairs) are made to the property, the value of the improvements is taxed at the then current tax rate, and the total amount of taxes imposed is increased to reflect the new improvements with the new amount of taxes then serving as the ceiling on taxes for the following years. Once established, the tax rate limitation may not be repeated or rescinded. Article VIII provides that eligible owners of both agricultural land (Section 1-d) and open-space land (Section 1-d-1), including open- space land devoted to farm or ranch purposes or open-space land devoted to timber production, may elect to have such property appraised for property taxation on the basis of its productive capacity. The same land may not be qualified under both Section 1-d and 1-d-1. Nonbusiness personal property, such as automobiles or light trucks, are exempt from ad valorem taxation unless the governing body of a political subdivision elects to tax this property. Boats owned as nonbusiness property are exempt from ad valorem taxation. Article VIII, Section 1-j, provides for "freeport property" to be exempted from ad valorem taxation. Freeport property is defined as goods detained in Texas for 175 days or less for the purpose of assembly, storage, manufacturing, processing or fabrication. Decisions to continue to tax may be reversed in the future; decisions to exempt freeport property are not subject to reversal. Article VIII, Section 1-n of the Texas Constitution provides for the exemption from taxation of "goods in transit." "Goods in transit" is defined by a provision in the Tax Code, which is effective for tax years 2008 and thereafter, as personal property acquired or imported into Texas and transported to another location in the State or outside of the State within 175 days of the date the property was acquired or imported into Texas. The exemption excludes oil, natural gas, petroleum products, aircraft and special inventory, including motor vehicle, vessel and out board motor, heavy equipment and manufactured housing inventory. The Tax Code provision permits local governmental entities, on a local option basis, to take official action by January 1 of the year preceding a tax year, after holding a public hearing, to tax goods in transit during the following tax year. A taxpayer may receive only one of the freeport exemptions or the goods in transit exemptions for items of personal property. The Town and the other taxing bodies within its territory may agree to jointly create tax increment financing zones, under which the tax values on property in the zone are "frozen" at the value of the property at the time of creation of the zone. The Town also may enter into tax abatement agreements to encourage economic development. Under the agreements, a property owner agrees to construct certain improvements on its property. The Town in turn agrees not to levy a tax on all or part of the increased value attributable to the improvements until the expiration of the agreement. The abatement agreement could last for a period of up to 10 years. Item 7 19 Cities are also authorized, pursuant to Chapter 380, Texas Local Government Code (“Chapter 380”) to establish programs to promote state or local economic development and to stimulate business and commercial activity in the Town. In accordance with a program established pursuant to Chapter 380, the Town may make loans or grant of public fund for economic development purposes, however, no obligations secured by ad valorem taxes may be issued for such purposes unless approved by voters of the Town. EFFECTIVE TAX RATE AND ROLLBACK TAX RATE . . . By each September 1 or as soon thereafter as practicable, the Town Council adopts a tax rate per $100 taxable value for the current year. The Town Council will be required to adopt the annual tax rate for the Town before the later of September 30 or the 60th day after the date the certified appraisal roll is received by the Town. If the Town Council does not adopt a tax rate by such required date the tax rate for that tax year is the lower of the effective tax rate calculated for that tax year or the tax rate adopted by the Town for the preceding tax year. The tax rate consists of two components: (1) a rate for funding of maintenance and operation expenditures, and (2) a rate for debt service. Under the Property Tax Code, the Town must annually calculate and publicize its “effective tax rate” and “rollback tax rate”. A tax rate cannot be adopted by the Town Council that exceeds the lower of the rollback tax rate or the effective tax rate until two public hearings have been held on the proposed tax rate following notice of such public hearings (including the requirement that notice be posted on the Town’s website if the Town owns, operates or controls an internet website and public notice be given by television if the Town has free access to a television channel) and the Town Council has otherwise complied with the legal requirements for the adoption of such tax rate. If the adopted tax rate exceeds the rollback tax rate the qualified voters of the Town by petition may require that an election be held to determine whether or not to reduce the tax rate adopted for the current year to the rollback tax rate. "Effective tax rate" means the rate that will produce last year's total tax levy (adjusted) from this year's total taxable values (adjusted). "Adjusted" means lost values are not included in the calculation of last year's taxes and new values are not included in this year's taxable values. "Rollback tax rate" means the rate that will produce last year's maintenance and operation tax levy (adjusted) from this year's values (adjusted) multiplied by 1.08 plus a rate that will produce this year's debt service from this year's values (unadjusted) divided by the anticipated tax collection rate. The Property Tax Code provides that certain cities and counties in the State may submit a proposition to the voters to authorize an additional one-half cent sales tax on retail sales of taxable items. If the additional tax is levied, the effective tax rate and the rollback tax rate calculations are required to be offset by the revenue that will be generated by the sales tax in the current year. Reference is made to the Property Tax Code for definitive requirements for the levy and collection of ad valorem taxes and the calculation of the various defined tax rates. PROPERTY ASSESSMENT AND TAX PAYMENT . . . Property within the Town is generally assessed as of January 1 of each year. Business inventory may, at the option of the taxpayer, be assessed as of September. Oil and gas reserves are assessed on the basis of a valuation process which uses an average of the daily price of oil and gas for the prior year. Taxes become due October 1 of the same year, and become delinquent on February 1 of the following year. Taxpayers 65 years old or older are permitted by State law to pay taxes on homesteads in four installments with the first due on February 1 of each year and the final installment due on August 1. PENALTIES AND INTEREST . . . Charges for penalty and interest on the unpaid balance of delinquent taxes are made as follows: Cumulative Cumulative Month Penalty Interest Total February 6% 1% 7% March 7 2 9 April 8 3 11 May 9 4 13 June 10 5 15 July 12 6 18 After July, penalty remains at 12%, and interest increases at the rate of 1% each month. In addition, if an account is delinquent in July, a 15% attorney's collection fee is added to the total tax penalty and interest charge. Under certain circumstances, taxes which become delinquent on the homestead of a taxpayer 65 years old or older incur a penalty of 8% per annum with no additional penalties or interest assessed. In general, property subject to the Town's lien may be sold, in whole or in parcels, pursuant to court order to collect the amounts due. Federal law does not allow for the collection of penalty and interest against an estate in bankruptcy. Federal bankruptcy law provides that an automatic stay of action by creditors and other entities, including governmental units, goes into effect with the filing of any petition in bankruptcy. The automatic stay prevents Item 7 20 governmental units from foreclosing on property and prevents liens for post-petition taxes from attaching to property and obtaining secured creditor status unless, in either case, an order lifting the stay is obtained from the bankruptcy court. In many cases post-petition taxes are paid as an administrative expense of the estate in bankruptcy or by order of the bankruptcy court. TOWN APPLICATION OF TAX CODE . . . The Town grants an exemption to the market value of the residence homestead of persons 65 years of age or older in the amount of $10,000; the disabled are not granted this exemption. The Town has established a freeze on the taxes on residence homesteads of persons who are 65 years of age or who are disabled, as may be done on a local option basis. The Town has not granted an additional exemption of 20% of the market value of residence homesteads; the minimum exemption that can be received being $5,000. See Table 1 for a listing of the amounts of the exemptions described above. Ad valorem taxes are not levied by the Town against the exempt value of residence homesteads for the payment of debt. The Town does not tax nonbusiness personal property. However, the Town does tax leased vehicles that are considered nonbusiness personal property. The Town contracts with the Collin County Tax Assessors Office to collect the Town’s taxes. The Town does not permit split payments of taxes, and discounts on early payment of taxes are not allowed. The Town does not tax freeport property. The Town does collect the additional one-half cent sales tax for reduction of ad valorem taxes. The Town has adopted a tax abatement policy. TAX INCREMENT FINANCING ZONES . . . . The Town created a tax increment financing zone number 1 (“TIFZ #1”) in October of 2008. In anticipation of a planned development of a major corridor to the Town, the Town has entered into a memorandum of understanding with a real estate investment and development company regarding the creation of a TIFZ #1 covering approximately 700 acres along such corridor. The Town has also entered into a Development Agreement, relating to a 2,100 acre mixed use development consisting of residential, retail and commercial uses, which provides for impact fee credits by the Town as certain costs of public infrastructure constructed by the developer and included within the Town’s Capital Improvement Program. The Town created a tax increment financing zone number 2 (“TIFZ #2”) in January of 2013. On December 31, 2012, the Town Council approved by Contract 511 a Development and Financing Agreement with MSW Prosper 380, LP, outlines in considerable detail the development intended to be created within the zone. TIFZ #2 is comprised of an approximate 157-acre tract of land generally located at the northwestern quadrant of Highway 380 and the North Texas Tollway. (REMAINDER OF PAGE INTENTIONALLY LEFT BLANK) Item 7 21 TABLE 1 - VALUATION, EXEMPTIONS AND GENERAL OBLIGATION DEBT 2012/13 Market Valuation Established by Collin County and Denton County Appraisal Districts 1,831,837,588$ (excluding totally exempt property) Less Exemptions/Reductions at 100% Market Value: Over 65 Exemptions (Local Options)3,500,000$ Homestead Cap Adjustment 1,430,854 Disabled Veterans 2,896,460 Pollution Control 2,419,836 Productivity Loss 474,178,976 Prorated Exempt 2,182 484,428,308$ 2012/13 Taxable Assessed Valuation 1,347,409,280$ General Obligation Debt Payable from Ad Valorem Taxes as of 5/1/13 (1)35,390,000$ The Bonds(2)11,040,000 The Certificates(2)5,500,000 51,930,000$ Less: Self-Supporting Debt(3)18,082,600 Net General Obligation Debt Payable from Ad Valorem Taxes as of 5/1/13 33,847,400$ General Obligation Interest and Sinking Fund as of 4/15/13 2,055,281$ Ratio Net General Obligation Tax Debt to Taxable Assessed Valuation 2.51% 2013 Estimated Population - 13,531 Per Capita Taxable Assessed Valuation - $99,579 Per Capita Net General Obligation Debt Payable from Ad Valorem Taxes - $2,501 (1) Includes self-supporting debt. Excludes the Refunded Obligations. Preliminary, subject to change. (2) Preliminary, subject to change. (3) General obligation debt in the amounts shown for which repayment is provided from revenues of the respective revenue systems. The amount of self supporting debt is based on the percentages of revenue support as shown in Table 9. It is the Town’s current policy to provide these payments from respective system revenues; this policy is subject to change in the future. (REMAINDER OF PAGE INTENTIONALLY LEFT BLANK) Item 7 22 TABLE 2 - TAXABLE ASSESSED VALUATIONS BY CATEGORY Taxable Appraised Value for Fiscal Year Ended September 30, 2013 2012 2011 % of % of % of Category Amount Total Amount Total Amount Total Real, Residential, Single-Family 1,003,002,504$ 54.75% 908,147,255$ 53.27% 836,494,899$ 52.03% Real, Residential, Multi-Family 44,648,923 2.44% 38,448,995 2.26% 40,433,158 2.52% Real, Vacant Lots/Tracts 34,753,233 1.90% 36,643,934 2.15% 28,517,534 1.77% Real, Acreage (Land Only) 504,964,022 27.57% 502,888,117 29.50% 490,205,706 30.49% Real, Farm and Ranch Improvements 21,306,562 1.16% 22,079,429 1.30% 20,152,079 1.25% Real, Commercial & Industrial 89,140,634 4.87% 87,691,638 5.14% 80,868,737 5.03% Real and Intangible Personal, Utilities 9,348,660 0.51% 9,032,754 0.53% 7,860,593 0.49% Tangible Personal, Commercial & Industrial 31,490,253 1.72% 26,653,015 1.56% 26,500,425 1.65% Tangible Personal, Other 167,935 0.01% 165,592 0.01% 164,592 0.01% Real, Inventory 93,014,862 5.08% 72,896,802 4.28% 76,417,403 4.75% Total Appraised Value Before Exemptions 1,831,837,588$ 100.00% 1,704,647,531$ 100.00% 1,607,615,126$ 100.00% Less: Total Exemptions/Reductions 484,428,308 473,275,814 460,230,471 Taxable Assessed Value 1,347,409,280$ 1,231,371,717$ 1,147,384,655$ 2010 2009 % of % of Category Amount Total Amount Total Real, Residential, Single-Family 765,257,767$ 52.59% 683,060,387$ 46.48% Real, Residential, Multi-Family 15,298,152 1.05% 1,495,350 0.10% Real, Vacant Lots/Tracts 27,669,773 1.90% 30,062,961 2.05% Real, Acreage (Land Only) 441,323,216 30.33% 529,712,101 36.05% Real, Farm and Ranch Improvements 9,065,544 0.62% 10,194,596 0.69% Real, Commercial & Industrial 62,228,824 4.28% 54,603,029 3.72% Real and Intangible Personal, Utilities 7,954,142 0.55% 7,236,213 0.49% Tangible Personal, Business 27,364,776 1.88% 25,498,146 1.74% Tangible Personal, Other 180,552 0.01% 171,740 0.01% Real, Inventory 98,861,556 6.79% 127,499,908 8.68% Total Appraised Value Before Exemptions 1,455,204,302$ 100.00% 1,469,534,431$ 100.00% Less: Total Exemptions/Reductions 412,688,585 472,489,742 Taxable Assessed Value 1,042,515,717$ 997,044,689$ Taxable Appraised Value for Fiscal Year Ended September 30, NOTE: Valuations shown are certified taxable assessed values reported by the Appraisal Districts to the State Comptroller of Public Accounts. Certified values are subject to change throughout the year as contested values are resolved and the Appraisal Districts updates records. (REMAINDER OF PAGE INTENTIONALLY LEFT BLANK) Item 7 23 TABLE 3 - VALUATION AND GENERAL OBLIGATION DEBT HISTORY Per Ratio Fiscal Per Capita Gross Capita Tax Debt Year Estimated Taxable Taxable Funded Tax Funded to Taxable Ended City Assessed Assessed Debt at Tax Assessed 9/30 Population(1)Valuation (2)Valuation End of Year (3)Debt Valuation 2009 7,150 997,044,689$ 139,447$ 37,330,000$ 5,221$ 3.74% 2010 9,940 1,042,515,717 104,881 36,180,000 3,640 3.47% 2011 11,600 1,147,384,655 98,912 36,585,000 3,154 3.19% 2012 12,190 1,231,371,717 101,015 44,190,000 3,625 3.59% 2013 13,531 1,347,409,280 99,579 50,875,000 (4)3,760 (4)3.78%(4) (1) Source: Town officials. (2) As reported by the Appraisal Districts on Town's annual State Property Tax Reports filed with the Comptroller of Public Accounts; subject to change during the ensuing year. (3) Includes self-supporting debt. (4) Projected. Excludes the Refunded Obligations. Includes the Obligations. TABLE 4 - TAX RATE, LEVY AND COLLECTION HISTORY Fiscal Year Total Interest % of % of Ended Tax General and Sinking Current Total 9/30 Rate Fund Fund Tax Levy Collections Collections 2009 $ 0.520000 $ 0.305011 $ 0.214989 5,218,951$ 98.66% 99.90% 2010 0.520000 0.314084 0.205916 5,404,368 98.77% 99.70% 2011 0.520000 0.334742 0.185258 5,932,358 99.44% 99.80% 2012 0.520000 0.316937 0.203063 6,380,037 99.11% 99.52% 2013 0.520000 0.316914 0.203086 6,936,463 98.83% (1)98.83%(1) (1) Collections through March 31, 2013. TABLE 5 - TEN LARGEST TAXPAYERS 2012/13 % of Total Taxable Taxable Assessed Assessed Name of Taxpayer Nature of Property Valuation Valuation Western Rim Investors 2007-4 LP Residential Development 43,186,691$ 3.21% Prosper Land Company Ltd Property/Development 8,795,126 0.65% Saddle Creek Investments Ltd Residential Development 6,755,986 0.50% Five SAC Self-Storage Corp. Public Storage 6,529,887 0.48% CC Joint Ventures Ltd Property/Development 6,435,078 0.48% Quail Landing Phase I LP Property/Development 6,250,270 0.46% Preston Development Ltd Property/Development 5,438,247 0.40% Beazer Homes Texas LP Property/Development 5,374,764 0.40% Sanders, Deion Luwynn Residence 5,364,323 0.40% Sa'Hood Trust Residence 4,595,277 0.34% 98,725,649$ 7.33% GENERAL OBLIGATION DEBT LIMITATION . . . No general obligation debt limitation is imposed on the Town under current State law or the Town's Home Rule Charter (see "The Obligations - Tax Rate Limitation"). Item 7 24 TABLE 6 - ESTIMATED OVERLAPPING DEBT Expenditures of the various taxing entities within the territory of the Town are paid out of ad valorem taxes levied by such entities on properties within the Town. Such entities are independent of the Town and may incur borrowings to finance their expenditures. This statement of direct and estimated overlapping ad valorem tax bonds ("Tax Debt") was developed from information contained in "Texas Municipal Reports" published by the Municipal Advisory Council of Texas. Except for the amounts relating to the Town, the Town has not independently verified the accuracy or completeness of such information, and no person should rely upon such information as being accurate or complete. Furthermore, certain of the entities listed may have issued additional bonds since the date hereof, and such entities may have programs requiring the issuance of substantial amounts of additional bonds, the amount of which cannot be determined. The following table reflects the estimated share of overlapping Tax Debt of the Town. Direct and 2012/13 Total Overlapping Authorized Taxable 2012/13 Funded Estimated Funded But Unissued Assessed Tax Debt As Of % Debt As Of Debt As Of Jurisdiction Value Rate 5/1/2013 Applicable 5/1/2013 5/1/2013 Town of Prosper, Texas 1,347,409,280$ 0.5200$ 33,847,400$ (1)100.00% 33,847,400$ 21,040,000$ Collin County 69,300,274,160 0.2400 365,175,000 1.95% 7,120,913 184,555,000 Collin County Community College District 71,134,134,559 0.0863 40,210,000 1.95% 784,095 - Denton County 54,586,142,483 0.2829 550,880,000 0.24% 1,322,112 235,126,687 Prosper Independent School District 2,070,361,686 1.6700 235,169,110 65.91% 154,999,960 622,500,000 Total Direct and Overlapping Funded Debt 198,074,480$ Ratio of Direct and Overlapping Funded Debt to Taxable Assessed Valuation . . . . . . . . . . . . . . . . . . . . . . 14.70% Per Capita Direct and Overlapping Funded Debt . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 14,639$ (1) Excludes self-supporting debt and the Refunded Obligations, includes the Obligations. Preliminary, subject to change. (2) Excludes the Obligations. Preliminary, subject to change. (REMAINDER OF PAGE INTENTIONALLY LEFT BLANK) Item 7 25 DEBT INFORMATION TABLE 7 - PRO-FORMA GENERAL OBLIGATION DEBT SERVICE REQUIREMENTS TotalYearLess: Net Debt % ofEndingOutstanding Debt Service(1)The Bonds(2)The Certificates(3)Self-Supporting Paid by Principal9/30 Principal Interest Total Principal Interest Total Principal Interest TotalDebt Service(4)Taxes Retired2013 2,375,000$ 1,715,371$ 4,090,371$ -$ -$ -$ -$ -$ -$ 1,700,761$ 2,389,610$ 2014 1,905,000 1,417,764 3,322,764 655,000 436,043 1,091,043 180,000 218,414 398,414 1,672,456 3,139,765 2015 1,965,000 1,355,704 3,320,704 695,000 398,356 1,093,356 195,000 202,869 397,869 1,666,206 3,145,723 2016 2,365,000 1,286,218 3,651,218 715,000 375,769 1,090,769 205,000 196,531 401,531 1,861,661 3,281,857 2017 2,375,000 1,209,424 3,584,424 750,000 345,381 1,095,381 210,000 187,819 397,819 1,821,774 3,255,850 27.40%2018 2,075,000 1,132,348 3,207,348 780,000 313,506 1,093,506 220,000 178,894 398,894 1,817,112 2,882,636 2019 1,855,000 1,054,579 2,909,579 810,000 280,356 1,090,356 230,000 169,544 399,544 1,632,094 2,767,385 2020 1,940,000 973,991 2,913,991 835,000 254,031 1,089,031 235,000 162,069 397,069 1,636,119 2,763,973 2021 2,015,000 888,679 2,903,679 865,000 226,894 1,091,894 245,000 154,431 399,431 1,630,138 2,764,866 2022 2,110,000 798,114 2,908,114 905,000 190,131 1,095,131 255,000 144,019 399,019 1,635,997 2,766,267 56.27%2023 2,080,000 703,545 2,783,545 945,000 151,669 1,096,669 265,000 133,181 398,181 1,513,125 2,765,270 2024 2,180,000 605,939 2,785,939 985,000 111,506 1,096,506 280,000 121,919 401,919 1,514,823 2,769,541 2025 2,285,000 501,419 2,786,419 200,000 79,494 279,494 285,000 112,819 397,819 974,562 2,489,170 2026 2,395,000 389,288 2,784,288 210,000 72,994 282,994 295,000 103,556 398,556 975,541 2,490,297 2027 1,570,000 271,338 1,841,338 215,000 65,644 280,644 305,000 93,231 398,231 484,014 2,036,199 83.49%2028 1,650,000 189,794 1,839,794 225,000 57,850 282,850 315,000 82,175 397,175 484,064 2,035,755 2029 1,735,000 103,781 1,838,781 230,000 49,413 279,413 330,000 70,363 400,363 483,399 2,035,158 2030 595,000 49,969 644,969 240,000 40,500 280,500 340,000 57,575 397,575 363,194 959,850 2031 610,000 30,388 640,388 250,000 31,200 281,200 355,000 44,400 399,400 362,144 958,844 2032 630,000 10,238 640,238 260,000 21,200 281,200 370,000 30,200 400,200 360,769 960,869 98.77%2033- - - 270,000 10,800 280,800 385,000 15,400 400,400 - 681,200 100.00%36,710,000$ 14,687,887$ 51,397,887$ 11,040,000$ 3,512,737$ 14,552,737$ 5,500,000$ 2,479,408$ 7,979,408$ 24,589,949$ 49,340,083$ (1) "Outstanding Debt" does not include lease/purchase obligations or the Refunded Obligations; preliminary, subject to change. (2) Average life of the Bonds – 8.322 years. Interest on the Bonds has been calculated at an average rate of 3.823% for purposes of illustration. Preliminary, subject to change. (3) Average life of the Certificates - 11.795 years. Interest on the Certificates has been calculated at an average rate of 3.822% for purposes of illustration. Preliminary, subject to change. (4) General obligation debt in the amounts shown for which repayment is provided from revenues of the respective revenue systems. The amount of self supporting debt is based on the percentages of revenue support as shown in Table 9. It is the Town’s current policy to provide these payments from respective system revenues; this policy is subject to change in the future. Item 7 26 TABLE 8 - INTEREST AND SINKING FUND BUDGET PROJECTION Tax Supported Debt Service Requirements, Fiscal Year Ending 9/30/13(1) 4,090,371$ Interest and Sinking Fund, 9/30/12 889,632$ Budgeted Interest and Sinking Fund Tax Levy 2,724,956 Investment Income 12,000 Budgeted Transfer from Enterprise Fund 1,700,761 5,327,349 Estimated Balance, Fiscal Year Ending 9/30/13 1,236,978$ (1) Includes self-supporting debt and the Obligations. Excludes the Refunded Obligations. Preliminary, subject to change. TABLE 9 - COMPUTATION OF SELF-SUPPORTING DEBT Net System Revenue Available in FY 11/12 3,235,077$ Less: Requirements for Revenue Bonds in FY 12/13 - Balance Available for Other Purposes 3,235,077$ Requirements for System Tax Bonds in FY 12/13 1,700,761 Percentage of System General Obligation Bonds Self-Supporting 100% TABLE 10 - AUTHORIZED BUT UNISSUED GENERAL OBLIGATION BONDS Amount Remaining Date Amount Issued Unissued Purpose Authorized Authorized to Date Balance City Hall and Multi-Purpose Center 5/14/2011 1,250,000$ -$ 1,250,000$ Public Works Facility 5/14/2011 450,000 - 450,000 Public Safety Facility and Equipment 5/14/2011 3,850,000 - 3,850,000 Parks & Recreation Facilities and Equipment 5/14/2011 6,200,000 4,200,000 2,000,000 Streets & Roads 5/14/2011 13,290,000 3,810,000 9,480,000 25,040,000$ 8,010,000$ 17,030,000$ ANTICIPATED ISSUANCE OF GENERAL OBLIGATION DEBT . . . The Town does not anticipate the issuance of additional general obligation debt in the next 12 months. TABLE 11 – OTHER OBLIGATIONS The Town entered into a capital lease agreement for two police vehicles with Ford Motor Credit Company. As of September 30, 2012, the vehicles had a carrying value of $38,646. Capital lease expenditures for 2012 were $20,663, which included interest of $1,371. The effective interest rate is 7.1% PENSION FUND Plan Description - The Town provides pension benefits for all of its eligible employees through a non-traditional, joint contributory, hybrid defined benefit plan in the state-wide Texas Municipal Retirement System (TMRS), an agent multiple- employer public employee retirement system. The plan provisions that have been adopted by the Town are within the options available in the governing state statutes of TMRS. TMRS issues a publicly available comprehensive annual financial report that includes financial statements and required supplementary information (RSI) for TMRS. The report also provides detailed explanations of the contributions, benefits and actuarial methods and assumptions used by the System. This report may be obtained by writing to TMRS, P.O. Box 149153, Austin, TX 78714-9153 or by calling 800-924-8677; in addition, the report is available on the TMRS’ website at www.TMRS.com. Item 7 27 The plan provisions are adopted by the governing body of the Town, within the options available in the state statutes governing TMRS. Plan provisions for the Town were as follows: Employee deposit rate 7.0% Matching ratio (City to employee)2 to 1 Years required for vesting 5 Service retirement eligibility (expressed as age/years of service)60/5, 0/20 Updated service credit 100% repeating transfers Annuity increase to retirees 70% of CPI, repeating Contributions - Under the state law governing TMRS, the contribution rate for each city is determined annually by the actuary, using the Projected Unit Credit actuarial cost method. This rate consists of the normal cost contribution rate and the prior service cost contribution rate, which is calculated to be a level percent of payroll from year to year. The normal cost contribution rate finances the portion of an active member's projected benefit allocated annually; the prior service contribution rate amortizes the unfunded (overfunded) actuarial liability (asset) over the applicable period for that city. Both the normal cost and prior service contribution rates include recognition of the projected impact of annually repeating benefits, such as Updated Service Credits and Annuity Increases. The Town contributes to the TMRS Plan at an actuarially determined rate. Both the employees and the Town make contributions monthly. Since the Town needs to know its contribution rate in advance for budgetary purposes, there is a one-year delay between the actuarial valuation that serves as the basis for the rate and the calendar year when the rate goes into effect. Fiscal Annual Actual Percent Net Pension Year Pension Contributions of APC Obligation Ended Cost (APC) Made Contributed (NPO) 2010 381,905$ 381,905$ 106%(21,191)$ 2011 389,749 407,378 105%(17,629) 2012 436,397 446,794 102%(46,443) Three Year Trend Information for TMRS Annual Required Contribution (ARC)436,751$ Interest on Net Pension Obligation (2,523) Adjustment to the ARC 2,169 Annual Pension Cost (APC)436,397 Contributions Made (446,794) Increase (Decrease) in Net Pension Obligation (10,397) Net Pension Obligation/(Asset), Beginning of Year (36,046) Net Pension Obligation/(Asset), End of Year (46,443)$ (REMAINDER OF PAGE INTENTIONALLY LEFT BLANK) Item 7 28 The required contribution rates for fiscal year 2012 are determined as part of the December 31, 2009 and 2010 actuarial valuations. Additional information as of the latest actuarial valuation, December 31, 2011, also follows: Valuation Date 12/31/2009 12/31/2010 12/31/2011 Actuarial Cost Method Projected Unit Credit Projected Unit Credit Projected Unit Credit Amortization Method Level Percent Level Percent Level Percent of Payroll of Payroll of Payroll GASB 25 Equivalent Single 23.3 years;22.5 years;21.5 years; Amortization Period closed period closed period closed period Amortization Period for new 25 years 25 years 25 years Gaines/Losses Asset Valuation Method 10-year Smoothed 10-year Smoothed 10-year Smoothed Market Market Market Actuarial Assumptions: Investment Rate of Return*7.5%7.0%7.0% Projected Salary Increases* Varies by Varies by Varies by age and service age and service age and service *Includes Inflation at 3.0%3.0%3.0% Cost-of-Living Adjustments 2.1%2.1%2.1% Actuarial Assumptions Funded Status and Funding Progress –Actuarial valuations involve estimates of the value of reported amounts and assumptions about the probability of events far into the future. Actuarially determined amounts are subject to continual revision as actual results are compared to past expectations and new estimates are made about the future. Actuarial calculations are based on the benefits provided under the terms of the substantive plan in effect at the time of each valuation, and reflect a long-term perspective. Consistent with that perspective, actuarial methods and assumptions used include techniques that are designed to reduce short-term volatility in actuarial accrued liabilities and the actuarial value of assets. The schedule of funding progress below presents multi-year trend information about whether the actuarial value of the plan assets is increasing or decreasing over time relative to the actuarial accrued liability of benefits. U.A.A.L. as a Actuarial Actuarial Unfunded Percentage Actuarial Value of Accrued AAL Funded Covered of Covered Valuation Assets Liability (UAAL) Ratio Payroll Payroll Date (a) (AAL)(b) (b)-(a) (a)/(b) (c) [(b)-(a)/(c)] 12/31/09 2,288,445$ 3,343,417$ 1,054,972$ 68.4% 3,719,393$ 28.4% 12/31/10 3,175,249 4,606,199 1,430,950 68.9% 3,828,422 37.4% 12/31/11 4,072,790 5,493,307 1,420,517 74.1% 4,160,807 34.1% Schedule of Funding Progress for TMRS OTHER POST-EMPLOYMENT BENEFITS The Town does not supply any other additional benefits to retired employees other than those described above. Item 7 29 FINANCIAL INFORMATION TABLE 12 - CHANGES IN NET ASSETS Revenues 2012 2011 2010 2009 2008 Program Revenues Charges for Services 2,304,052$ 1,226,483$ 1,069,437$ 921,363$ 2,505,378$ Operating Grants and Contributions 265,757 349,877 2,224,037 1,396,991 451,967 Capital Grants and Contributions 5,355,990 2,907,683 - - - General Revenues Property Taxes 6,391,826 5,986,296 5,504,833 5,296,120 4,428,507 Sales Taxes 1,941,832 1,320,686 1,308,750 1,077,127 1,287,511 Franchise Taxes 504,731 424,485 398,817 428,027 340,714 Impact & Escrow Fees 627,788 53,351 2,687,964 - - Unrestricted Investment Earnings 162,583 154,577 338,898 455,815 596,140 Miscellaneous 864,681 530,408 115,786 440,228 1,941,982 Total Revenues 18,419,240$ 12,953,846$ 13,648,522$ 10,015,671$ 11,552,199$ Expenditures General Government 1,712,306$ 1,622,024$ 1,233,969$ 1,507,786$ 975,644$ Police 1,853,994 1,588,611 1,402,835 1,198,529 1,034,071 Court 236,652 231,747 217,592 227,419 186,611 Fire and Ambulance 2,249,804 2,287,665 2,249,048 2,130,712 1,450,528 Streets 1,616,307 2,369,730 1,609,155 1,355,747 1,443,744 Parks 1,461,739 677,679 832,873 444,129 130,282 Engineering 144,489 158,863 145,762 141,611 151,263 Library 84,534 69,748 84,574 - - Communications - - - - 11,198 Inspections 601,959 560,175 501,362 486,008 415,299 Planning 326,279 380,712 310,924 401,602 323,395 Interest and Fiscal Charges 1,108,187 1,138,952 895,015 1,275,691 458,709 Total Expenditures 11,396,250$ 11,085,906$ 9,483,109$ 9,169,234$ 6,580,744$ Transfers 351,714 434,125 15,118 (2,707,882) (1,237,049) Change in Net Assets 7,374,704 2,302,065 4,180,531 (1,861,445) 3,734,406 Beginning Fund Balance, Oct. 1 53,704,046$ (1)51,735,807$ (1)47,452,542$ (1)47,923,987$ 44,189,581$ (2) Ending Fund Balance, Sept. 30 61,078,750$ 54,037,872$ 51,633,073$ 46,062,542$ 47,923,987$ Fiscal Year Ended September 30, (1) Restated. (2) In accordance with current Governmental Accounting Standards Board pronouncements, the Governmental Activities Net Assets as of September 30, 2007 has been increase by $33,472,800 from $10,716,781 to $44,189,581, to record the estimated value of streets and other infrastructure built by developers and taken over by the Town. (REMAINDER OF PAGE INTENTIONALLY LEFT BLANK) Item 7 30 TABLE 12 -A - GENERAL FUND REVENUES AND EXPENDITURE HISTORY 2012 2011 2010 2009 2008 Revenues Property Taxes 3,881,649$ 3,868,027$ 3,351,840$ 3,060,078$ 2,319,049$ Franchise, Sales and Other Taxes 2,446,563 1,745,171 1,707,567 1,505,154 1,628,225 Licenses, Zoning Fees and Permits 1,570,762 670,199 672,418 549,536 1,193,843 Charges for Services 192,213 163,188 169,955 133,306 160,948 Grant Income 198,129 284,645 344,447 275,469 130,000 Interest 55,198 69,567 112,861 92,728 117,298 Fines, Warrants and Seizures 537,670 386,001 215,746 226,678 234,746 Contributions - - - - - Miscellaneous 114,410 114,666 115,786 73,087 64,362 Total Revenues 8,996,594$ 7,301,464$ 6,690,620$ 5,916,036$ 5,848,471$ Expenditures General Government 1,572,159$ 1,524,824$ 1,067,175$ 939,080$ 903,491$ Police 1,742,499 1,470,908 1,319,106 1,072,158 937,327 Court 235,392 217,117 213,287 213,807 183,982 Fire and Ambulance 2,128,974 2,129,840 2,067,707 1,897,490 1,243,116 Streets 338,718 302,862 342,158 257,066 351,841 Parks 791,024 529,756 338,788 159,729 96,779 Library 84,534 69,748 84,574 - - Engineering 154,829 164,812 145,762 137,741 142,297 Communications - - - - 11,198 Inspections 617,822 567,513 498,348 469,804 401,317 Planning 332,860 385,206 310,924 390,628 316,843 Debt Service 20,663 35,230 42,933 40,580 - Capital Outlay 557,428 646,325 1,708,370 159,656 2,107,777 Total Expenditures 8,576,902$ 8,044,141$ 8,139,132$ 5,737,739$ 6,695,968$ Excess (Deficiency) of Revenues Over (Under) Expenditures 419,692 (742,677) (1,448,512) 178,297 (847,497) Other Financing Sources (Uses) 1,091,784 1,237,636 2,022,083 212,266 1,761,373 Beginning Fund Balance, Oct. 1 5,568,868 5,073,909 (1)4,397,604 4,007,041 3,093,165 Ending Fund Balance, Sept. 30 7,080,344$ 5,568,868$ 4,971,175$ 4,397,604$ 4,007,041$ Fiscal Year Ended September 30, (1) Restated. (REMAINDER OF PAGE INTENTIONALLY LEFT BLANK) Item 7 31 TABLE 13 - MUNICIPAL SALES TAX HISTORY The Town has adopted the Municipal Sales and Use Tax Act, V.T.C.A., Tax Code, Chapter 321, which grants the Town the power to impose and levy a 1% Local Sales and Use Tax within the Town; the proceeds are credited to the General Fund and are not pledged to the payment of the Certificates. Collections and enforcements are effected through the offices of the Comptroller of Public Accounts, State of Texas, who remits the proceeds of the tax, after deduction of a 2% service fee, to the Town monthly. In 1995, the voters of the Town approved the imposition of an additional sales and use tax of one-half of one percent (½% of 1%) for economic development and an additional sales and use tax of one-half of one percent (½ of 1%) for property tax reduction. Collection for the additional tax went into effect on October 1, 1995. The sales tax for economic development is collected solely for the benefit of Prosper Economic Development Corporation (the “Corporation”), and may be pledged only to secure payment of sales tax revenue bonds issued by the Corporation. In addition, the Corporation’s sales tax revenues may be used for a variety of economic development and public purposes that do not involve the issuance of sales tax revenue bonds. Fiscal Year % of Equivalent of Ended 1.5% Total Ad Valorem Ad Valorem Per 9/30 Collected (1)Tax Levy Tax Rate Capita 2009 1,079,226$ 20.68% 0.1082$ 150.94$ 2010 1,305,580 25.02% 0.1252 131.35 2011 1,315,910 25.21% 0.1147 113.44 2012 1,937,918 37.13% 0.1574 158.98 2013 1,531,655 (2)29.35% 0.1137 113.20 (1) Includes collections of the one-half-cent for property tax relief but excludes collections of the one-half-cent tax for economic development. (2) Collections through May 2013. FINANCIAL POLICIES Basis of Accounting . . . The accounts of the Town are organized and operated on the basis of funds and account groups. A fund is an independent fiscal and accounting entity with a self-balancing set of accounts. Fund accounting segregates funds according to their intended purpose and is used to aid management in demonstrating compliance with finance-related legal and contractual provisions. The minimum numbers of funds are maintained consistent with legal and managerial requirements. Account groups are a reporting device to account for certain assets and liabilities of the governmental funds not recorded directly in those funds. The Town has the following fund types and account groups: Governmental funds are used to account for the Town’s general government activities. Governmental fund types use the flow of current financial resources measurement focus and the modified accrual basis of accounting. Under the modified accrual basis of accounting revenues are recognized when susceptible to accrual (i.e., when they are “measurable and available”). “Measurable” means the amount of the transaction can be determined and “available” means collectible within the current period or soon enough thereafter to pay liabilities of the current period. The Town considers all revenues available if they are collected within 60 days after year end. Expenditures are recorded when the related fund liability is incurred, except for unmatured interest on general long-term debt which is recognized when due, and certain compensated absences and claims and judgments which are recognized when the obligations are expected to be liquidated with expendable available financial resources. Property taxes, franchise taxes, licenses and interest are susceptible to accrual. Sales taxes collected and held by the state at year end on behalf of the Town are also recognized as revenue. Other receipts and taxes become measurable and available when cash is received by the Town and are recognized as revenue at that time. The Town of Prosper maintains seven governmental funds. The Major Governmental funds include the following fund types: General Fund . . . The general fund is the government’s primary operating fund. It accounts for all financial resources of the general government, except those required to be accounted for in another fund. Impact Fee Fund . . . The impact fee fund accounts for impact fees charged to new developments in accordance with Chapter 395 of the Texas Local Government Code to finance new construction or expansion of capital improvements such as water treatment and distribution facilities, storm and wastewater facilities, and transportation facilities. Debt Service Fund . . . The debt service fund accounts for the servicing of general long-term debt not being financed by proprietary funds. Item 7 32 Capital Projects Fund . . . The capital projects fund is used to account for the acquisition and construction of capital assets financed primarily through the issuance of debt, such as general obligation bonds, certificates of obligation, tax notes or other revenue bonds. Budgetary Procedures . . . Annual budgets are adopted on a basis consistent with generally accepted accounting principles. Annual appropriated budgets are legally adopted for the governmental funds and water and sewer funds. All annual appropriations lapse at fiscal year end. Project length financial plans are adopted for all capital projects funds. The Town follows these procedures in establishing the budgetary data reflected in the financial statements. 1. Prior to August 16, the Town Manager submits to the Town Council a proposed operating budget for the fiscal year commencing the following October 1. The operating budget includes proposed expenditures and the means of financing them. 2. Public hearings are conducted to obtain taxpayer comments. 3. The budget is legally enacted and ratified through the passage of an ordinance. 4. Formal budgetary integration, using the modified accrual basis, is employed as a management control device during the year for the General Fund, Debt Service Fund and Capital Projects Funds. 5. The budget approved for the discretely presented component unit follows similar approval procedures. 6. The budget approved for the Water and Sewer Fund follows similar approval procedures. Encumbrances for goods or purchased services are documented by purchase orders or contracts. Encumbered amounts lapse at year end. At year end, encumbrances are canceled or re-appropriated as part of the following year budget. The Town invests its investable funds in investments authorized by Texas law in accordance with investment policies approved by the Town Council. Both state law and the Town’s investment policies are subject to change. LEGAL INVESTMENTS . . . Under Texas law, the Town is authorized to invest in (1) obligations, including letters of credit, of the United States or its agencies and instrumentalities, (2) direct obligations of the State of Texas or its agencies and instrumentalities, (3) collateralized mortgage obligations directly issued by a federal agency or instrumentality of the United States, the underlying security for which is guaranteed by an agency or instrumentality of the United States, (4) other obligations, the principal and interest of which are unconditionally guaranteed or insured by, or backed by the full faith and credit of, the State of Texas or the United States or their respective agencies and instrumentalities, (5) obligations of states, agencies, counties, cities, and other political subdivisions of any state rated as to investment quality by a nationally recognized investment rating firm not less than A or its equivalent, (6) bonds issued, assumed, or guaranteed by the State of Israel, (7) effective September 1, 2005, certificates of deposit (i) issued by a depository institution that has its main office or a branch office in the State of Texas, that are guaranteed or insured by the Federal Deposit Insurance Corporation or the National Credit Union Share Insurance Fund, or are secured as to principal by Obligations described in clauses (1) through (6) or in any other manner and amount provided by law for Town deposits, or (ii) where; (a) the funds are invested by the Town through a depository institution that has a main office or branch office in this state and that is selected by the Town; (b) the depository institution selected by the Town arranges for the deposit of funds in one or more federally insured depository institutions, wherever located; (c) the certificates of deposit are insured by the United States or an instrumentality of the United States; (d) the depository institution acts as a custodian for the Town with respect to the certificates of deposit; and (e) at the same time that the certificates of deposit are issued, the depository institution selected by the Town receives deposits from customers of other federally insured depository institutions, wherever located, that is equal to or greater than the funds invested by the Town through the depository institution selected under clause (ii)(a) above, (8) fully collateralized repurchase agreements that have a defined termination date, are fully secured by obligations described in clause (1), and are placed through a primary government securities dealer or a financial institution doing business in the State of Texas, (9) bankers’ acceptances with a stated maturity of 270 days or less from the date of its issuance, if the short-term obligations of the accepting bank or its parent are rated at least A-1 or P-1 or the equivalent by at least one nationally recognized credit rating agency, (10) commercial paper that is rated at least A-1 or P-1 or the equivalent by either (a) two nationally recognized credit rating agencies or (b) one nationally recognized credit rating agency if the paper is fully secured by an irrevocable letter of credit issued by a U.S. or state bank, (11) no-load money market mutual funds registered with and regulated by the Securities and Exchange Commission that have a dollar weighted average stated maturity of 90 days or less and include in their investment objectives the maintenance of a stable net asset value of $1 for each share, (12) no-load mutual funds registered with the Securities and Exchange Commission that have an average weighted maturity of less than two years, invest exclusively in obligations described in the preceding clauses, and are continuously rated as to investment quality by at least one nationally recognized investment rating firm of not less than AAA or its equivalent, and (13) public funds investment pools that have an advisory board which includes participants in the pool and are continuously rated as to investment quality by at least one nationally recognized investment rating firm of not less than AAA or its equivalent or no lower than investment grade with a weighted average maturity no greater than 90 days. Texas law also permits the Town to invest bond proceeds in a guaranteed investment contract, subject to limitations as set forth in the Public Funds Investment Act, Texas Government Code, Chapter 2256 (the "PFIA"). Item 7 33 A political subdivision such as the Town may enter into securities lending programs if (i) the securities loaned under the program are 100% collateralized, a loan made under the program allows for termination at any time and a loan made under the program is either secured by (a) obligations that are described in clauses (1) through (6) above, (b) irrevocable letters of credit issued by a state or national bank that is continuously rated by a nationally recognized investment rating firm at not less than A or its equivalent or (c) cash invested in obligations described in clauses (1) through (6) above, clauses (10) through (12) above, or an authorized investment pool; (ii) securities held as collateral under a loan are pledged to the Town, held in the Town’s name and deposited at the time the investment is made with the Town or a third party designated by the Town; (iii) a loan made under the program through either a primary government securities dealer or a financial institution doing business in the State of Texas; and (iv) the agreement to lend securities has a term of one year or less. The Town may invest in such obligations directly or through government investment pools that invest solely in such obligations provided that the pools are rated no lower than AAA or AAAm or an equivalent by at least one nationally recognized rating service or no lower than investment grade by at least one nationally recognized rating service and has or which has a weighted average maturity no greater than 90 days. The Town is specifically prohibited from investing in (1) obligations whose payment represents the coupon payments on the outstanding principal balance of the underlying mortgage-backed security collateral and pays no principal (2) obligations whose payment represents the principal stream of cash flow from the underlying mortgage-backed security and bears no interest (3) collateralized mortgage obligations that have a stated final maturity of greater than 10 years and (4) collateralized mortgage obligations the interest rate of which is determined by an index that adjusts opposite to the changes in a market index. INVESTMENT POLICIES . . . Under Texas law, the Town is required to invest its funds under written investment policies that primarily emphasize safety of principal and liquidity; that address investment diversification, yield, maturity, and the quality and capability of investment management; and that includes a list of authorized investments for Town funds, maximum allowable stated maturity of any individual investment, and the maximum average dollar-weighted maturity allowed for pooled fund groups. All Town funds must be invested consistent with a formally adopted "Investment Strategy Statement" that specifically addresses each fund's investment. Each Investment Strategy Statement will describe its objectives concerning: (1) suitability of investment type, (2) preservation and safety of principal, (3) liquidity, (4) marketability of each investment, (5) diversification of the portfolio, and (6) yield. Under Texas law, Town investments must be made "with judgment and care, under prevailing circumstances, that a person of prudence, discretion, and intelligence would exercise in the management of the person’s own affairs, not for speculation, but for investment, considering the probable safety of capital and the probable income to be derived." At least quarterly the investment officers of the Town shall submit an investment report detailing: (1) the investment position of the Town, (2) that all investment officers jointly prepared and signed the report, (3) the beginning market value, any additions and changes to market value, and the ending value of each pooled fund group, (4) the book value and market value of each separately listed asset at the beginning and end of the reporting period, (5) the maturity date of each separately invested asset, (6) the account or fund or pooled fund group for which each individual investment was acquired, and (7) the compliance of the investment portfolio as it relates to: (a) adopted investment strategy statements and (b) state law. No person may invest Town funds without express written authority from the Town Council. ADDITIONAL PROVISIONS . . . Under Texas law, the Town is additionally required to: (1) annually review its adopted policies and strategies; (2) require any investment officers with personal business relationships or relatives with firms seeking to sell securities to the Town to disclose the relationship and file a statement with the Texas Ethics Commission and the Town Council; (3) require the registered principal of firms seeking to sell securities to the Town to: (a) receive and review the Town’s investment policy, (b) acknowledge that reasonable controls and procedures have been implemented to preclude imprudent investment activities, and (c) deliver a written statement attesting to these requirements; (4) perform an annual audit of the management controls on investments and adherence to the Town’s investment policy; (5) provide specific investment training for the Treasurer, Chief Financial Officer, and investment officers; (6) restrict reverse repurchase agreements to not more than 90 days and restrict the investment of reverse repurchase agreement funds to no greater than the term of the reverse repurchase agreement; (7) restrict its investment in non-money market mutual funds in the aggregate to no more than 15 percent of its monthly average fund balance, excluding bond proceeds and reserves and other funds held for debt service, and to invest no portion of bond proceeds, reserves and funds held for debt service, in mutual funds; and (8) require local government investment pools to conform to the new disclosure, rating, net asset value, yield calculation, and advisory board requirements. (REMAINDER OF PAGE INTENTIONALLY LEFT BLANK) Item 7 34 TABLE 14 - CURRENT INVESTMENTS As of March 31, 2013, the Town's investable funds were invested in the following categories: % of Description Portfolio Book Value Market Value Bank Deposits 55.50% 26,657,462$ 26,657,462$ Certificates of Deposit 13.18% 6,330,768 6,330,768 TexSTAR (1)17.79% 8,543,633 8,543,633 TexPool 13.54% 6,503,570 6,503,570 Total 100.00% 48,035,433$ 48,035,433$ (1) TexSTAR is a local government investment pool for whom First Southwest Asset Management, Inc., an affiliate of First Southwest Company, the Town’s financial advisor, provides customer service and marketing for the pool. TexSTAR currently maintains a “AAAm” rating from Standard & Poor’s and has an investment objective of achieving and maintaining a stable net asset value of $1.00 per share. Daily investments or redemptions of funds is allowed by the participants. TAX MATTERS OPINION . . . On the date of initial delivery of the Obligations, McCall, Parkhurst & Horton L.L.P., Dallas, Texas, Bond Counsel to the Town, will render its opinion that, in accordance with statutes, regulations, published rulings and court decisions existing on the date thereof ("Existing Law") (1) interest on the Obligations for federal income tax purposes will be excludable from the "gross income" of the holders thereof and (2) the Obligations will not be treated as "specified private activity bonds" the interest on which would be included as an alternative minimum tax preference item under section 57(a)(5) of the Internal Revenue Code of 1986 (the "Code"). Except as stated above, Bond Counsel will express no opinion as to any other federal, state or local tax consequences of the purchase, ownership or disposition of the Obligations. See Appendix C -- Form of Opinion of Bond Counsel. In rendering its opinion, Bond Counsel to the Town will rely upon (a) certain information and representations of the Town, including information and representations contained in the Town's federal tax certificate, (b) covenants of the Town contained in the Obligation documents relating to certain matters, including arbitrage and the use of the proceeds of the Bonds and the Refunded Obligations and the property financed or refinanced therewith and (c) the verification report of Grant Thornton LLP.. Failure by the Town to observe the aforementioned representations or covenants could cause the interest on the Obligations to become taxable retroactively to the date of issuance. The Code and the regulations promulgated thereunder contain a number of requirements that must be satisfied subsequent to the issuance of the Obligations in order for interest on the Obligations to be, and to remain, excludable from gross income for federal income tax purposes. Failure to comply with such requirements may cause interest on the Obligations to be included in gross income retroactively to the date of issuance of the Obligations. The opinion of Bond Counsel to the Town is conditioned on compliance by the Town with such requirements, and Bond Counsel to the Town has not been retained to monitor compliance with these requirements subsequent to the issuance of the Obligations. Bond Counsel's opinion represents its legal judgment based upon its review of Existing Law and the reliance on the aforementioned information, representations and covenants. Bond Counsel's opinion is not a guarantee of a result. The Existing Law is subject to change by the Congress and to subsequent judicial and administrative interpretation by the courts and the Department of the Treasury. There can be no assurance that such Existing Law or the interpretation thereof will not be changed in a manner which would adversely affect the tax treatment of the purchase, ownership or disposition of the Obligations. A ruling was not sought from the Internal Revenue Service by the Issuer with respect to the Obligations or the project financed with proceeds of the Obligations or the Refunded Obligations. No assurances can be given as to whether the Internal Revenue Service will commence an audit of the Obligations, or as to whether the Internal Revenue Service would agree with the opinion of Bond Counsel. If an Internal Revenue Service audit is commenced, under current procedures the Internal Revenue Service is likely to treat the Issuer as the taxpayer and the Obligationholders may have no right to participate in such procedure. No additional interest will be paid upon any determination of taxability. FEDERAL INCOME TAX ACCOUNTING TREATMENT OF ORIGINAL ISSUE DISCOUNT . . . The initial public offering price to be paid for one or more maturities of the Obligations (the "Original Issue Discount Obligations") may be less than the principal amount thereof or one or more periods for the payment of interest on the bonds may not be equal to the accrual period or be in excess of one year. In such event, the difference between (i) the "stated redemption price at maturity" of each Original Issue Discount Obligation, and (ii) the initial offering price to the public of such Original Issue Discount Obligation would constitute original issue discount. The "stated redemption price at maturity" means the sum of all payments to be made on the bonds less the amount of all periodic interest payments. Periodic interest payments are payments which are made during equal accrual periods Item 7 35 (or during any unequal period if it is the initial or final period) and which are made during accrual periods which do not exceed one year. Under Existing Law, any owner who has purchased such Original Issue Discount Obligation in the initial public offering is entitled to exclude from gross income (as defined in section 61 of the Code) an amount of income with respect to such Original Issue Discount Obligation equal to that portion of the amount of such original issue discount allocable to the accrual period. For a discussion of certain collateral federal tax consequences, see the discussion set forth below. In the event of the redemption, sale or other taxable disposition of such Original Issue Discount Obligation prior to stated maturity, however, the amount realized by such owner in excess of the basis of such Original Issue Discount Obligation in the hands of such owner (adjusted upward by the portion of the original issue discount allocable to the period for which such Original Issue Discount Obligation was held by such initial owner) is includable in gross income. Under Existing Law, the original issue discount on each Original Issue Discount Obligation is accrued daily to the stated maturity thereof (in amounts calculated as described below for each six-month period ending on the date before the semiannual anniversary dates of the date of the Obligations and ratably within each such six-month period) and the accrued amount is added to an initial owner's basis for such Original Issue Discount Obligation for purposes of determining the amount of gain or loss recognized by such owner upon the redemption, sale or other disposition thereof. The amount to be added to basis for each accrual period is equal to (a) the sum of the issue price and the amount of original issue discount accrued in prior periods multiplied by the yield to stated maturity (determined on the basis of compounding at the close of each accrual period and properly adjusted for the length of the accrual period) less (b) the amounts payable as current interest during such accrual period on such Original Issue Discount Obligation. The federal income tax consequences of the purchase, ownership, redemption, sale or other disposition of Original Issue Discount Obligations which are not purchased in the initial offering at the initial offering price may be determined according to rules which differ from those described above. All owners of Original Issue Discount Obligations should consult their own tax advisors with respect to the determination for federal, state and local income tax purposes of the treatment of interest accrued upon redemption, sale or other disposition of such Original Issue Discount Obligations and with respect to the federal, state, local and foreign tax consequences of the purchase, ownership, redemption, sale or other disposition of such Original Issue Discount Obligations. Prospective purchasers should be aware that because the first interest payment will be made more than one year after the issue date of the Obligations, the first payment may be treated as original issue discount. While such treatment of the payment will not adversely affect the excludability of the interest portion of the payment from a holder's gross income, special tax accounting treatment may apply. This tax accounting treatment would cause a portion of the interest payment to be recognized in the taxable year in which the Obligations are purchased, rather than the taxable year in which the payment is received by the holder. This treatment may accelerate any alternative minimum tax consequences for corporations, the recognition of any portion of the payment which is treated as market discount and any other collateral federal income tax consequences for certain holders. Prospective purchasers should consult their tax advisors for advice regarding such consequences. COLLATERAL FEDERAL INCOME TAX CONSEQUENCES . . . The following discussion is a summary of certain collateral federal income tax consequences resulting from the purchase, ownership or disposition of the Obligations. This discussion is based on Existing Law, which is subject to change or modification, retroactively. The following discussion is applicable to investors, other than those who are subject to special provisions of the Code, such as financial institutions, property and casualty insurance companies, life insurance companies, individual recipients of Social Security or Railroad Retirement benefits, individuals allowed an earned income credit, certain S corporations with Subchapter C earnings and profits, foreign corporations subject to the branch profits tax, taxpayers qualifying for the health insurance premium assistance credit and taxpayers who may be deemed to have incurred or continued indebtedness to purchase tax-exempt obligations. THE DISCUSSION CONTAINED HEREIN MAY NOT BE EXHAUSTIVE. INVESTORS, INCLUDING THOSE WHO ARE SUBJECT TO SPECIAL PROVISIONS OF THE CODE, SHOULD CONSULT THEIR OWN TAX ADVISORS AS TO THE TAX TREATMENT WHICH MAY BE ANTICIPATED TO RESULT FROM THE PURCHASE, OWNERSHIP AND DISPOSITION OF TAX-EXEMPT OBLIGATIONS BEFORE DETERMINING WHETHER TO PURCHASE THE OBLIGATIONS. Interest on the Obligations will be includable as an adjustment for “adjusted current earnings” to calculate the alternative minimum tax imposed on corporations by section 55 of the Code. Under section 6012 of the Code, holders of tax-exempt obligations, such as the Obligations, may be required to disclose interest received or accrued during each taxable year on their returns of federal income taxation. Item 7 36 Section 1276 of the Code provides for ordinary income tax treatment of gain recognized upon the disposition of a tax-exempt obligation, such as the Obligations, if such obligation was acquired at a "market discount" and if the fixed maturity of such obligation is equal to, or exceeds, one year from the date of issue. Such treatment applies to "market discount bonds" to the extent such gain does not exceed the accrued market discount of such bonds; although for this purpose, a de minimis amount of market discount is ignored. A "market discount bond" is one which is acquired by the holder at a purchase price which is less than the stated redemption price at maturity or, in the case of a bond issued at an original issue discount, the "revised issue price" (i.e., the issue price plus accrued original issue discount). The "accrued market discount" is the amount which bears the same ratio to the market discount as the number of days during which the holder holds the obligation bears to the number of days between the acquisition date and the final maturity date. STATE, LOCAL AND FOREIGN TAXES . . . Investors should consult their own tax advisors concerning the tax implications of the purchase, ownership or disposition of the Obligations under applicable state or local laws. Foreign investors should also consult their own tax advisors regarding the tax consequences unique to investors who are not United States persons. CONTINUING DISCLOSURE OF INFORMATION In the Ordinances, the Town has made the following agreement for the benefit of the holders and beneficial owners of the Obligations. The Town is required to observe the agreement for so long as it remains obligated to advance funds to pay the Obligations. Under the agreement, the Town will be obligated to provide certain updated financial information and operating data annually, and timely notice of specified material events, to certain information vendors. This information will be available to securities brokers and others who subscribe to receive the information from the vendors. ANNUAL REPORTS . . . The Town will provide certain updated financial information and operating data to certain information vendors annually. The information to be updated includes all quantitative financial information and operating data with respect to the Town of the general type included in this Official Statement under Tables numbered 1 through 5, and 7 through 14 and in Appendix B. The Town will update and provide this information within six months after the end of each fiscal year. The Town will provide the updated information to the Municipal Securities Rulemaking Board (the “MSRB”) through the “EMMA” information system in accordance with recent amendments to Rule 15c2-12 (the “Rule”) promulgated by the United States Securities and Exchange Commission (the “SEC”). The Town may provide updated information in full text or may incorporate by reference certain other publicly available documents, as permitted by the Rule. The updated information will include audited financial statements, if the Town commissions an audit and it is completed by the required time. If audited financial statements are not available by the required time, the Town will provide unaudited financial information by the required time and audited financial statements when and if the audit report becomes available. Any such financial statements will be prepared in accordance with the accounting principles described in Appendix B or such other accounting principles as the Town may be required to employ from time to time pursuant to state law or regulation. The Town’s current fiscal year end is September 30. Accordingly, it must provide updated information by March 31 in each year, unless the Town changes its fiscal year. If the Town changes its fiscal year, it will notify the MSRB of the change. EVENT NOTICES . . . The Town will provide notice to the MSRB of any of the following events with respect to the Obligations, if such event is material within the meaning of the federal securities laws: (1) non-payment related defaults; (2) modifications to rights of Obligationholders; (3) Obligation calls; (4) release, substitution, or sale of property securing repayment of the Obligations; (5) the consummation of a merger, consolidation, or acquisition involving an obligated person or the sale of all or substantially all of the assets of the obligated person, other than in the ordinary course of business, the entry into a definitive agreement to undertake such an action or the termination of a definitive agreement relating to any such actions, other than pursuant to its terms; and (6) appointment of a successor or additional trustee or the change of name of a trustee. The Town will also provide notice to the MSRB of any of the following events with respect to the Obligations without regard to whether such event is considered material within the meaning of the federal securities laws: (1) principal and interest payment delinquencies; (2) unscheduled draws on debt service reserves reflecting financial difficulties; (3) unscheduled draws on credit enhancements reflecting financial difficulties; (4) substitution of credit or liquidity providers, or their failure to perform; (5) adverse tax opinions or the issuance by the Internal Revenue Service of proposed or final determinations of taxability, Notices of Proposed Issue (IRS Form 5701-TEB) or other material notices or determinations with respect to the tax status of the Obligations, or other events affecting the tax status of the Obligations; (6) tender offers; (7) defeasances; (8) rating changes; and (9) bankruptcy, insolvency, receivership or similar event of an obligated person. The Town will provide notice of the aforementioned events to the MSRB in a timely manner (but not in excess of ten business days after the occurrence of the event). Neither the Obligations nor the Ordinances make any provision for debt service reserves, credit enhancement, or liquidity enhancement. In addition, the Town will provide timely notice of any failure by the Town to provide information, data, or financial statements in accordance with its agreement described above under "Annual Reports". The Town will provide each notice described in this paragraph to the MSRB. Item 7 37 AVAILABILITY OF INFORMATION FROM MSRB . . . The Town has agreed to provide the foregoing information only as described above. Investors will be able to access continuing disclosure information filed with the MSRB free of charge at www.emma.msrb.org. LIMITATIONS AND AMENDMENTS . . . The Town has agreed to update information and to provide notices of specified events only as described above. The Town has not agreed to provide other information that may be relevant or material to a complete presentation of its financial results of operations, condition, or prospects or agreed to update any information that is provided, except as described above. The Town makes no representation or warranty concerning such information or concerning its usefulness to a decision to invest in or sell Obligations at any future date. The Town disclaims any contractual or tort liability for damages resulting in whole or in part from any breach of its continuing disclosure agreement or from any statement made pursuant to its agreement, although holders of Obligations may seek a writ of mandamus to compel the Town to comply with its agreement. The Town may amend its continuing disclosure agreement from time to time to adapt to changed circumstances that arise from a change in legal requirements, a change in law, or a change in the identity, nature, status, or type of operations of the Town, if (i) the agreement, as amended, would have permitted an underwriter to purchase or sell Obligations in the offering described herein in compliance with the Rule, taking into account any amendments or interpretations of the Rule to the date of such amendment, as well as such changed circumstances, and (ii) either (a) the holders of a majority in aggregate principal amount of the outstanding Obligations consent to the amendment or (b) any person unaffiliated with the Town (such as nationally recognized bond counsel) determines that the amendment will not materially impair the interests of the holders and beneficial owners of the Obligations. If the Town so amends the agreement, it has agreed to include with the next financial information and operating data provided in accordance with its agreement described above under “Annual Reports” an explanation, in narrative form, of the reasons for the amendment and of the impact of any change in the type of financial information and operating data so provided. COMPLIANCE WITH PRIOR UNDERTAKINGS . . . During the last five years, the Town has complied in all material respects with all continuing disclosure agreements made by it in accordance with SEC Rule 15c2-12. OTHER INFORMATION RATINGS The presently outstanding tax supported debt of the Town is rated "Aa3" by Moody's, without regard to credit enhancement. Application has been made to Moody’s for a contract rating on the Obligations. An explanation of the significance of such rating may be obtained from the company furnishing the rating. The rating reflects only the respective view of such organization and the Town makes no representation as to the appropriateness of the rating. There is no assurance that such rating will continue for any given period of time or that it will not be revised downward or withdrawn entirely by such rating company, if in the judgment of such company, circumstances so warrant. Any such downward revision or withdrawal of such rating, may have an adverse effect on the market price of the Obligations. Due to uncertainty surrounding efforts to address the deficits and debt burden of the United States of America, obligations issued by state and local governments in the United States, such as the Obligations, could be subject to a rating downgrade. Additionally, if a significant default or other financial crisis should occur in the affairs of the United States of America or of any of its agencies or political subdivisions, then such event could also adversely affect the market for and ratings, liquidity, and market value of outstanding debt obligations, including the Obligations. Any such downward revision or withdrawal of such rating, may have an adverse effect on the market prices of the Obligations. LITIGATION It is the opinion of the Town Attorney and Town Staff that there is no pending litigation against the Town that would have a material adverse financial impact upon the Town or its operations. REGISTRATION AND QUALIFICATION OF OBLIGATIONS FOR SALE The sale of the Obligations has not been registered under the Federal Securities Act of 1933, as amended, in reliance upon the exemption provided thereunder by Section 3(a)(2); and the Obligations have not been qualified under the Securities Act of Texas in reliance upon various exemptions contained therein; nor have the Obligations been qualified under the securities acts of any jurisdiction. The Town assumes no responsibility for qualification of the Obligations under the securities laws of any jurisdiction in which the Obligations may be sold, assigned, pledged, hypothecated or otherwise transferred. This disclaimer of responsibility for qualification for sale or other disposition of the Obligations shall not be construed as an interpretation of any kind with regard to the availability of any exemption from securities registration provisions. LEGAL INVESTMENTS AND ELIGIBILITY TO SECURE PUBLIC FUNDS IN TEXAS Item 7 38 Section 1201.041 of the Public Security Procedures Act (Chapter 1201, Texas Government Code) provides that the Obligations are negotiable instruments governed by Chapter 8, Texas Business and Commerce Code, and are legal and authorized investments for insurance companies, fiduciaries, and trustees, and for the sinking funds of municipalities or other political subdivisions or public agencies of the State of Texas. With respect to investment in the Obligations by municipalities or other political subdivisions or public agencies of the State of Texas, the Public Funds Investment Act, Chapter 2256, Texas Government Code, requires that the Obligations be assigned a rating of not less than "A" or its equivalent as to investment quality by a national rating agency. See "Other Information - Ratings" herein. In addition, various provisions of the Texas Finance Code provide that, subject to a prudent investor standard, the Obligations are legal investments for state banks, savings banks, trust companies with at capital of one million dollars or more, and savings and loan associations. The Obligations are eligible to secure deposits of any public funds of the State, its agencies, and its political subdivisions, and are legal security for those deposits to the extent of their market value. No review by the Town has been made of the laws in other states to determine whether the Obligations are legal investments for various institutions in those states. LEGAL MATTERS The Town will furnish the Underwriter a complete transcript of proceedings had incident to the authorization and issuance of the Obligations, including the unqualified approving legal opinion of the Attorney General of Texas as to the Obligations to the effect that the Obligations are valid and legally binding obligations of the Town, and based upon examination of such transcript of proceedings, the approving legal opinion of Bond Counsel to like effect and to the effect that the interest on the Obligations will be excludable from gross income for federal income tax purposes under Section 103(a) of the Code, subject to the matters described under "Tax Matters" herein, including the alternative minimum tax on corporations, a form of which opinion is attached to this Official Statement as Appendix C. Though it represents the Financial Advisor and the Underwriter from time to time in matters unrelated to the issuance of the Obligations, Bond Counsel has been engaged by and only represents the Town in connection with the issuance of the Obligations. The customary closing papers, including a certificate to the effect that no litigation of any nature has been filed or is then pending to restrain the issuance and delivery of the Obligations which would affect the provision made for their payment or security, or in any manner questioning the validity of said Obligations will also be furnished. Bond Counsel was not requested to participate, and did not take part, in the preparation of the Official Statement, and such firm has not assumed any responsibility with respect thereto or undertaken independently to verify any of the information contained therein, except that, in its capacity as Bond Counsel, such firm has reviewed the information under the captions and subcaptions “Plan of Financing” (excluding the Information under the Subcaption “Sources and Uses of Obligation Proceeds”), “The Obligations” (excluding the Information under the Subcaptions, “Book-Entry-Only System” and “Obligationholders’ Remedies”), “Tax Matters”, “Continuing Disclosure Information” (excluding the Information under the Subcaption “Compliance with Prior Undertakings”), “Other Information - Registration and Qualification of Obligations for Sale”, “Other Information - Legal Investments and Eligibility to Secure Public Funds in Texas” and “Other Information - Legal Matters” (excluding the last sentence of the first paragraph thereof) in the Official Statement and such firm is of the opinion that the information relating to the Obligations and the legal issues contained under such captions and subcaptions is an accurate and fair description of the laws and legal issues addressed therein and, with respect to the Obligations, such information conforms to the provisions of the Ordinances. The legal fee to be paid Bond Counsel for services rendered in connection with the issuance of the Obligations is contingent upon the sale and delivery of the Obligations. Certain legal matters will be passed upon for the Underwriter by Andrews Kurth LLP, Houston, Texas, Counsel to the Underwriter, whose legal fees are contingent upon the sale and delivery of the Obligations. The legal opinions to be delivered concurrently with the delivery of the Obligations express the professional judgment of the attorneys rendering the opinions as to the legal issues explicitly addressed therein. In rendering a legal opinion, the attorney does not become an insurer or guarantor of that expression of professional judgment, of the transaction opined upon, or of the future performance of the parties to the transaction. Nor does the rendering of an opinion guarantee the outcome of any legal dispute that may arise out of the transaction. AUTHENTICITY OF FINANCIAL DATA AND OTHER INFORMATION The financial data and other information contained herein have been obtained from Town records, audited financial statements and other sources which are believed to be reliable. There is no guarantee that any of the assumptions or estimates contained herein will be realized. All of the summaries of the statutes, documents and ordinances contained in this Official Statement are made subject to all of the provisions of such statutes, documents and ordinances. These summaries do not purport to be complete statements of such provisions and reference is made to such documents for further information. Reference is made to original documents in all respects. FINANCIAL ADVISOR First Southwest Company is employed as Financial Advisor to the Town in connection with the issuance of the Obligations. The Financial Advisor's fee for services rendered with respect to the sale of the Obligations is contingent upon the issuance and delivery of the Obligations. First Southwest Company, in its capacity as Financial Advisor, does not assume any responsibility for the information, covenants and representations contained in any of the legal documents with respect to the federal income tax status of the Obligations, or the possible impact of any present, pending or future actions taken by any legislative or judicial bodies. Item 7 39 The Financial Advisor to the Town has provided the following sentence for inclusion in this Official Statement. The Financial Advisor has reviewed the information in this Official Statement in accordance with, and as part of, its responsibilities to the Town and, as applicable, to investors under the federal securities laws as applied to the facts and circumstances of this transaction, but the Financial Advisor does not guarantee the accuracy or completeness of such information. UNDERWRITER The Underwriter has agreed, subject to certain conditions, to purchase the Bonds from the Town, at an underwriting discount of $____________. The Underwriter will be obligated to purchase all of the Bonds if any Bonds are purchased. The Bonds to be offered to the public may be offered and sold to certain dealers (including the Underwriter and other dealers depositing Bonds into investment trusts) at prices lower than the public offering prices of such Bonds and such public offering prices may be changed, from time to time, by the Underwriter. The Underwriter has agreed, subject to certain conditions, to purchase the Certificates from the Town, at an underwriting discount of $__________. The Underwriter will be obligated to purchase all of the Certificates if any Certificates are purchased. The Certificates to be offered to the public may be offered and sold to certain dealers (including the Underwriter and other dealers depositing Certificates into investment trusts) at prices lower than the public offering prices of such Certificates and such public offering prices may be changed, from time to time, by the Underwriter. The Underwriter has provided the following sentence for inclusion in this Official Statement. The Underwriter has reviewed the information in this Official Statement in accordance with, and as part of, its responsibilities to investors under the federal securities laws as applied to the facts and circumstances of this transaction, but he Underwriter does not guarantee the accuracy or completeness of such information. FORWARD-LOOKING STATEMENTS DISCLAIMER The statements contained in this Official Statement, and in any other information provided by the Town, that are not purely historical, are forward-looking statements, including statements regarding the Town's expectations, hopes, intentions, or strategies regarding the future. Readers should not place undue reliance on forward-looking statements. All forward-looking statements included in this Official Statement are based on information available to the Town on the date hereof, and the Town assumes no obligation to update any such forward-looking statements. The Town's actual results could differ materially from those discussed in such forward-looking statements. The forward-looking statements included herein are necessarily based on various assumptions and estimates and are inherently subject to various risks and uncertainties, including risks and uncertainties relating to the possible invalidity of the underlying assumptions and estimates and possible changes or developments in social, economic, business, industry, market, legal, and regulatory circumstances and conditions and actions taken or omitted to be taken by third parties, including customers, suppliers, business partners and competitors, and legislative, judicial, and other governmental authorities and officials. Assumptions related to the foregoing involve judgments with respect to, among other things, future economic, competitive, and market conditions and future business decisions, all of which are difficult or impossible to predict accurately and many of which are beyond the control of the Town. Any of such assumptions could be inaccurate and, therefore, there can be no assurance that the forward-looking statements included in this Official Statement will prove to be accurate. The Ordinances authorizing the issuance of the Obligations will also approve the form and content of this Official Statement, and any addenda, supplement or amendment thereto, and authorize its further use in the reoffering of the Obligations by the Underwriter. Mayor Town of Prosper, Texas ATTEST: Town Secretary Item 7 Schedule I SCHEDULE OF REFUNDED OBLIGATIONS* Principal Principal Original Original Interest Amount Amount Dated Date Maturity Rate Outstanding Refunded 2/1/2004 8/15/2014 4.000% 550,000$ 550,000$ 8/15/2015 4.000% 570,000 570,000 8/15/2016 4.125% 595,000 595,000 8/15/2017 4.250% 620,000 620,000 8/15/2018 4.250% 645,000 645,000 8/15/2019 4.250% 670,000 670,000 8/15/2020 4.250% 700,000 700,000 8/15/2021 4.250% 730,000 730,000 8/15/2022 4.375% 765,000 765,000 8/15/2023 4.375% 800,000 800,000 8/15/2024 4.500% 835,000 835,000 7,480,000$ 7,480,000$ Combination Tax and Revenue Certificate of Obligation, Series 2004 The 2014– 2024 maturities will be redeemed prior to original maturity on February 15, 2014, at par. Principal Principal Original Original Interest Amount Amount Dated Date Maturity Rate Outstanding Refunded 9/1/2012 2/15/2014 1.040% 3,880,000$ 3,880,000$ 3,880,000$ 3,880,000$ General Obligation Bonds, Taxable Series 2012 The 2014 maturity will be redeemed prior to original maturity on August 1, 2013, at par. Item 7 APPENDIX A GENERAL INFORMATION REGARDING THE TOWN Item 7 A - 1 THE TOWN LOCATION AND POPULATION The Town of Prosper is a growing residential community located towards the northwest corner of Collin County and extends into Denton County to the west. The Town is approximately 35 miles north of downtown Dallas on State Highway 289. The Town is approximately 27 square miles of land area. The 2012 estimated population for the Town was 12,190, while the estimated 2013 population is 13,531. EMPLOYERS IN THE TOWN Listed below are some of the companies located in the Town and the types of business. Approximate Number of Name of Business Type of Business Employees Prosper ISD Public Education 680 Mahard Egg Farm Farm/Agricultural Producer 100 Town of Prosper Local Government 89 Gentle Creek Golf Club 50 Dairy Manufacturers, Inc. Manufacturer 35 ProBuild Lumber Supplier 30 CVS Pharmacy 25 Crossland Construction Builder 20 Lattimore Materials Concrete Manufacturing 20 Prosper Bank Bank 20 Source: The Town. EMPLOYMENT STATISTICS 2013(1)2012 2011 2010 2009 Collin County Civilian Labor Force 452,612 447,064 435,101 421,754 409,675 Total Employment 426,696 419,914 404,549 390,106 379,610 Unemployment 25,915 27,150 30,552 31,648 30,065 Unemployment Rate 5.7%6.1%7.0%7.5%7.3% Dallas Metropolitan Statistical Area Civilian Labor Force 2,251,052 2,224,664 2,193,374 3,211,927 2,106,231 Total Employment 2,108,345 2,074,834 2,021,610 2,945,951 1,940,415 Unemployment 142,707 149,830 171,764 265,976 165,816 Unemployment Rate 6.3%6.7%7.8%8.3%7.9% State of Texas Civilian Labor Force 12,684,714 12,597,465 12,451,504 12,136,384 11,930,847 Total Employment 11,867,347 11,742,600 11,464,525 11,141,903 11,020,226 Unemployment 817,367 854,865 986,979 994,481 910,621 Unemployment Rate 6.4%6.8%7.9%8.2%7.6% Average Annual (1) Figures through April 2013. Source: Texas Workforce Commission. Item 7 APPENDIX B EXCERPTS FROM THE TOWN OF PROSPER, TEXAS ANNUAL FINANCIAL REPORT For the Year Ended September 30, 2012 The information contained in this Appendix consists of excerpts from the Town of Prosper, Texas Annual Financial Report for the Year Ended September 30, 2012, and is not intended to be a complete statement of the Town's financial condition. Reference is made to the complete Report for further information. Item 7 APPENDIX C FORM OF BOND COUNSEL'S OPINION Item 7 HOU:3326832.1 TOWN OF PROSPER, TEXAS (A political subdivision and municipal corporation of the State of Texas located within Collin and Denton Counties) $11,040,0001 GENERAL OBLIGATION REFUNDING BONDS SERIES 2013 ___________________________________ PURCHASE AGREEMENT _____________________________________ June 25, 2013 Honorable Mayor and Town Council Town of Prosper, Texas P.O. Box 307 Prosper, Texas 75078 Ladies and Gentlemen: The undersigned, RBC Capital Markets, LLC(the “Representative”), acting on its own behalf and on behalf of the other underwriters listed on Schedule I hereto (collectively, the “Underwriters”) and not acting as fiduciary or agent for you, offers to enter into the following agreement (this “Agreement”) with the Town of Prosper, Texas (the “Issuer”) which, upon the Issuer’s written acceptance of this offer, will be binding upon the Issuer and upon the Underwriters. This offer is made subject to the Issuer’s written acceptance hereof on or before 10:00 p.m., Prosper, Texas time, on June 25, 2013, and, if not so accepted, will be subject to withdrawal by the Underwriters upon written notice delivered to the Issuer at any time prior to the acceptance hereof by the Issuer. Terms not otherwise defined in this Agreement shall have the same meanings set forth in the Ordinance (as defined herein) or in the Official Statement (as defined herein). 1. Purchase and Sale of the Bonds. Subject to the terms and conditions and in reliance upon the representations, warranties and agreements set forth herein, the Underwriters hereby agree to purchase from the Issuer, and the Issuer hereby agrees to sell and deliver to the Underwriters, all, but not less than all, of the Issuer’s $11,040,000 General Obligation Refunding Bonds, Series 2013 (the “Bonds”). The Issuer acknowledges and agrees that (i) the purchase and sale of the Bonds pursuant to this Agreement is an arm’s-length commercial transaction between the Issuer and the Underwriters, (ii) in connection therewith and with the discussions, undertakings, and procedures leading up to the consummation of this transaction, the 1 Preliminary, subject to change. Item 7 HOU:3326832.1 2 Underwriters are and have been acting solely as principals and are not acting as the agents or fiduciaries of the Issuer, (iii) the Underwriters have not assumed an advisory or fiduciary responsibility in favor of the Issuer with respect to the offering contemplated hereby or the discussions, undertakings, and procedures leading thereto (regardless of whether the Underwriters have provided other services or are currently providing other services to the Issuer on other matters) and the Underwriters have no obligation to the Issuer with respect to the offering contemplated hereby except the obligations expressly set forth in this Agreement, and (iv) the Issuer has consulted its own legal, financial, and other advisors to the extent it has deemed appropriate. The Representative represents that it has been duly authorized by the Underwriters to execute this Agreement and to act hereunder. The principal amount of the Bonds to be issued, the dated date therefor, the maturities and redemption provisions and interest rates per annum are set forth in Schedule II hereto. The Bonds shall be as described in, and shall be issued and secured under and pursuant to the provisions of an ordinance adopted by the Issuer on June 24, 2013 (the “Ordinance”). The purchase price for the Bonds shall be $____________ (representing the par amount of the Bonds, plus a reoffering premium of $________________ and less an underwriting discount of $__________). Delivered to the Issuer herewith as a good faith deposit is a corporate check of the Representative payable to the order of the Issuer in the amount of $110,400. In the event the Issuer accepts this Agreement, such check shall be held by the Issuer as security for the performance of the Underwriters of their obligation to purchase, accept delivery of and pay for the Bonds under this Agreement. Such check shall be held uncashed by the Issuer until the time of Closing, at which time such check shall be returned uncashed to the Representative. In the event that the Issuer does not accept this Agreement, such check will be immediately returned to the Representative. Should the Issuer fail to deliver the Bonds at the Closing, or should the Issuer be unable to satisfy the conditions of the obligations of the Underwriters to purchase, accept delivery of and pay for the Bonds, as set forth in this Agreement (unless waived by the Representative), or should such obligations of the Underwriters be terminated for any reason permitted by this Agreement, such check shall immediately be returned to the Representative. In the event that the Underwriters fail (other than for a reason permitted hereunder) to purchase, accept delivery of and pay for the Bonds at the Closing as herein provided, such check shall be cashed and the amount thereof retained by the Issuer as and for fully liquidated damages, and not as a penalty for such failure of the Underwriters, and for any defaults hereunder on the part of the Underwriters. Acceptance of such check by the Issuer shall constitute a full release and discharge of all claims and damages for such failure and/or any and all such defaults, and the Issuer shall have no further action for damages, specific performance, or any other legal or equitable relief against the Underwriters. The Underwriters and the Issuer understand that in such event the Issuer’s actual damages may be greater or may be less than such amount. Accordingly, the Underwriters hereby waive any right to claim that the Issuer’s actual damages are less than such amount, and the Issuer’s acceptance of this Agreement shall constitute a waiver of any right the Issuer may have to additional damages from the Underwriters. The Representative hereby agrees not to stop or cause payment on the check to be stopped unless the Issuer has breached any material term of this Agreement. Item 7 HOU:3326832.1 3 2. Public Offering. The Underwriters agree to make a bona fide public offering of all of the Bonds at a price not to exceed the public offering price set forth on page 2 of the Official Statement and may subsequently change such offering prices or yields without any requirement of prior notice. The Underwriter may offer and sell the Bonds to certain dealers (including dealers depositing Bonds into investment trusts) and others at a price lower than the public offering price stated on page 2 of the Official Statement. The Underwriters may offer and sell Bonds to certain dealers (including dealers depositing Bonds into investment trusts) and others at prices lower than the public offering prices or yields stated on page 2 of the Official Statement; provided that on or before the Closing, the Representative shall execute and deliver to McCall, Parkhurst & Horton, L.L.P., Dallas, Texas (“Bond Counsel”) an issue price certificate for the Bonds prepared by Bond Counsel verifying the initial offering prices at which the Representative reasonably expected to sell or in fact sold a substantial amount of each stated maturity of the Bonds to the public. 3. The Official Statement. (a) The Issuer previously has delivered, or caused to be delivered, to the Underwriters the Preliminary Official Statement dated June 18, 2013 (the “Preliminary Official Statement”) in a “designated electronic format,” as defined in the Municipal Securities Rulemaking Board (“MSRB”) Rule G-32 (“Rule G-32”). The Issuer will prepare, or cause to be prepared, a final Official Statement relating to the Bonds, which will be (i) dated the date of this Agreement, (ii) complete within the meaning of the United States Securities and Exchange Commission’s Rule 15c2-12, as amended (the “Rule”), (iii) in a “designated electronic format” and (iv) substantially in the form of the most recent version of the Preliminary Official Statement provided to the Underwriters before the execution hereof. Such final Official Statement, including the cover page thereto, all exhibits, schedules, appendices, maps, charts, pictures, diagrams, reports, and statements included or incorporated therein or attached thereto, and all amendments and supplements thereto that may be authorized for use with respect to the Bonds, is herein referred to as the “Official Statement.” Until the Official Statement has been prepared and is available for distribution, the Issuer shall provide to the Underwriter sufficient quantities (which may be in electronic format) of the Preliminary Official Statement as the Underwriters deem necessary to satisfy the obligation of the Underwriters under the Rule with respect to distribution to each potential customer, upon request, of a copy of the Preliminary Official Statement. (b) The Preliminary Official Statement has been prepared for use by the Underwriters in connection with the public offering, sale and distribution of the Bonds. The Issuer hereby represents and warrants that the Preliminary Official Statement has been deemed final by the Issuer as of its date, except for the omission of such information which is dependent upon the final pricing of the Bonds for completion, all as permitted to be excluded by Section (b)(1) of the Rule. (c) The Issuer hereby authorizes the Official Statement and the information therein contained to be used by the Underwriters in connection with the public offering Item 7 HOU:3326832.1 4 and the sale of the Bonds. The Issuer consents to the use by the Underwriters prior to the date hereof of the Preliminary Official Statement in connection with the public offering of the Bonds. The Issuer shall provide, or cause to be provided, to the Underwriters as soon as practicable after the date of the Issuer’s acceptance of this Agreement (but, in any event, not later than within seven (7) business days after the Issuer’s acceptance of this Agreement and in sufficient time to accompany any confirmation that requests payment from any customer) copies of the Official Statement which is complete as of the date of its delivery to the Underwriters. The Issuer shall provide the Official Statement, or cause the Official Statement to be provided, (i) in a “designated electronic format” consistent with the requirements of Rule G-32 and (ii) in a printed format in such quantity as the Representative shall reasonably request in order for the Underwriters to comply with Section (b)(4) of the Rule and the rules of the MSRB. (d) If, after the date of this Agreement to and including the date the Underwriters are no longer required to provide an Official Statement to potential customers who request the same pursuant to the Rule (the earlier of (i) ninety (90) days from the “end of the underwriting period” (as defined in the Rule) and (ii) the time when the Official Statement is available to any person from the MSRB, but in no case less than twenty-five (25) days after the “end of the underwriting period” for the Bonds), the Issuer becomes aware of any fact or event which might or would cause the Official Statement, as then supplemented or amended, to contain any untrue statement of a material fact or to omit to state a material fact required to be stated therein, or necessary to make the statements therein in light of the circumstances under which they were made, not misleading, or if it is necessary to amend or supplement the Official Statement to comply with law, the Issuer will notify the Representative (and for the purposes of this clause provide the Representative with such information as it may from time to time reasonably request), and if, in the reasonable opinion of the Representative, such fact or event requires preparation and publication of a supplement or amendment to the Official Statement, the Issuer will forthwith prepare and furnish, at the Issuer’s own expense (in a form and manner approved by the Representative), either an amendment or a supplement to the Official Statement so that the statements in the Official Statement as so amended and supplemented will not contain any untrue statement of a material fact or omit to state a material fact required to be stated therein, or necessary to make the statements therein in light of the circumstances under which they were made, not misleading or so that the Official Statement will comply with law; provided, however, that for all purposes of this Agreement and any certificate delivered by the Issuer in accordance herewith, the Issuer makes no representations with respect to the descriptions in the Preliminary Official Statement or the Official Statement of The Depository Trust Company, New York, New York (“DTC”), or its book-entry-only system. If such notification shall be subsequent to the Closing, the Issuer shall furnish such legal opinions, certificates, instruments and other documents as the Representative may deem reasonably necessary to evidence the truth and accuracy of such supplement or amendment to the Official Statement. The Issuer shall provide any such amendment or supplement, or cause any such amendment or supplement to be provided, in a “designated electronic format” consistent with the requirements of Rule G-32. Item 7 HOU:3326832.1 5 (e) The Representative hereby agrees to file the Official Statement with the MSRB through its Electronic Municipal Market Access (“EMMA”) system on or before the date of the Closing. Unless otherwise notified in writing by the Representative, the Issuer can assume that the “end of the underwriting period” for purposes of the Rule is the date of the Closing. 4. Representations, Warranties and Covenants of the Issuer. The Issuer hereby represents and warrants to and covenants with the Underwriters that: (a) The Issuer is a home rule city duly created and existing under the laws of the State of Texas (the “State”) and is issuing the Bonds pursuant to the provisions of Chapter 1207, Texas Government Code, as amended (the “Act”) and has full legal right, power and authority under the Act, and at the date of the Closing will have full legal right, power and authority (i) to enter into, execute and deliver this Agreement, the Ordinance, the escrow agreement defined in the Ordinance (the “Escrow Agreement”) and the Continuing Disclosure Undertaking (as defined in Section 6(j)(3) hereof) (this Agreement, the Escrow Agreement and the Ordinance (including the Continuing Disclosure Undertaking set forth in the Ordinance) are hereinafter referred to as the “Issuer Documents”), (ii) to sell, issue and deliver the Bonds to the Underwriter as provided herein, and (iii) to carry out and consummate the transactions described in the Issuer Documents and the Official Statement, and the Issuer has complied, and will at the Closing be in compliance in all material respects, with the terms of the Act and the Issuer Documents as they pertain to such transactions; (b) By all necessary official action of the Issuer prior to or concurrently with the acceptance hereof, the Issuer has duly authorized all necessary action to be taken by it for (i) the adoption of the Ordinance and the issuance and sale of the Bonds, (ii) the approval, execution and delivery of, and the performance by the Issuer of the obligations on its part, contained in the Bonds and the Issuer Documents and (iii) the consummation by it of all other transactions described in the Official Statement and the Issuer Documents and any and all such other agreements and documents as may be required to be executed, delivered and/or received by the Issuer in order to carry out, give effect to, and consummate the transactions described herein and in the Official Statement; (c) The Issuer Documents constitute legal, valid and binding obligations of the Issuer subject to bankruptcy, insolvency, reorganization, moratorium and other similar laws and principles of equity relating to or affecting the enforcement of creditors’ rights; the Bonds, when issued, delivered and paid for, in accordance with the Ordinance and this Agreement, will constitute legal, valid and binding obligations of the Issuer, entitled to the benefits of the Ordinance and enforceable in accordance with their terms, by mandamus or other relief permitted by law, subject to bankruptcy, insolvency, reorganization, moratorium and other similar laws and principles of equity relating to or affecting the enforcement of creditors’ rights and upon the issuance, authentication and delivery of the Bonds as aforesaid, the Ordinance will provide, for the benefit of the holders, from time to time, of the Bonds, the legally valid and binding pledge of and lien on the ad valorem tax revenues the Ordinance purports to create; Item 7 HOU:3326832.1 6 (d) To the best of its knowledge, after due and proper inquiry, on the date hereof and on the date of Closing, the Issuer is not in material breach of or default under any applicable constitutional provision, law or administrative regulation of the State or the United States relating to the Issuer’s ability to borrow money or otherwise obtain credit or any applicable judgment or decree that would have a material adverse effect upon the operations or financial condition of the Issuer; or any loan agreement, indenture, bond, note, resolution, agreement or other instrument to which the Issuer is a party or to which the Issuer is otherwise subject, and no event has occurred and is continuing which constitutes or with the passage of time or the giving of notice, or both, would constitute a default or event of default by the Issuer under any of the foregoing to the extent it relates to the Issuer’s ability to borrow money or otherwise obtain credit; and the execution and delivery of the Bonds, the Issuer Documents and the adoption of the Ordinance and compliance with the provisions on the Issuer’s part contained therein, will not conflict with or constitute a material breach of or default under any constitutional provision, law or administrative regulation, judgment or decree, or any loan agreement, indenture, bond, note, resolution, agreement or other instrument to which the Issuer is a party or to which the Issuer is otherwise subject or under the terms of any such law, regulation or instrument, to the extent it relates to the Issuer’s ability to borrow money or otherwise obtain credit; (e) All authorizations, approvals, licenses, permits, consents and orders of any governmental authority, legislative body, board, agency or commission having jurisdiction of the matters which are required for the due authorization of, which would constitute a condition precedent to, or the absence of which would materially adversely affect the due performance by the Issuer of its obligations under the Issuer Documents and the Bonds have been duly obtained or will be obtained prior to Closing, except for such approvals, consents and orders as may be required under the Blue Sky or securities laws of any jurisdiction in connection with the offering and sale of the Bonds; (f) The Bonds and the Ordinance conform to the descriptions thereof contained in the Official Statement under the captions “THE OBLIGATIONS”; the proceeds of the sale of the Bonds will be applied generally as described in the Official Statement under the subcaption “THE OBLIGATIONS– Sources and Uses of Obligation Proceeds” and the Continuing Disclosure Undertaking conforms to the description thereof contained in the Official Statement under the caption “CONTINUING DISCLOSURE OF INFORMATION”; (g) During the last five (5) years the Issuer has complied in all material respects with its previous Continuing Disclosure Undertakings made by it in accordance with the Rule; (h) Except to the extent disclosed in the Official Statement, there is no litigation, action, suit, proceeding, inquiry or investigation, at law or in equity, before or by any court, government agency, public board or body, pending or, to the best knowledge of the Issuer after due inquiry, threatened against the Issuer, affecting the Item 7 HOU:3326832.1 7 existence of the Issuer or the titles of its officers to their respective offices, or affecting or seeking to prohibit, restrain or enjoin the sale, issuance or delivery of the Bonds or the collection of taxes pledged to the payment of principal of and interest on the Bonds pursuant to the Ordinance or in any way contesting or affecting the validity or enforceability of the Bonds or the Issuer Documents, or contesting the exclusion from gross income of interest on the Bonds for federal income tax purposes, or contesting in any way the completeness or accuracy of the Preliminary Official Statement or the Official Statement or any supplement or amendment thereto, or contesting the powers of the Issuer or any authority for the issuance of the Bonds, the adoption of the Ordinance or the execution and delivery of the Issuer Documents, nor, to the best knowledge of the Issuer, is there any basis therefor, wherein an unfavorable decision, ruling or finding would materially adversely affect the validity or enforceability of the Bonds or the Issuer Documents; provided, however, that for all purposes of this Agreement and any certificate delivered by the Issuer in accordance herewith, the Issuer makes no representations with respect to the descriptions in the Preliminary Official Statement or the Official Statement of The Depository Trust Company, New York New York, or its book-entry-only system; (i) As of the date thereof, the Preliminary Official Statement did not contain any untrue statement of a material fact or omit to state a material fact required to be stated therein or necessary to make the statements therein, in the light of the circumstances under which they were made, not misleading; (j) At the time of the Issuer’s acceptance hereof and (unless the Official Statement is amended or supplemented pursuant to paragraph (d) of Section 3 of this Agreement) at all times subsequent thereto during the period up to and including twenty- five (25) days subsequent to the “end of the underwriting period,” the Official Statement does not and will not contain any untrue statement of a material fact or omit to state any material fact required to be stated therein or necessary to make the statements therein, in light of the circumstances under which they were made, not misleading; (k) If the Official Statement is supplemented or amended pursuant to paragraph (d) of Section 3 of this Agreement, at the time of each supplement or amendment thereto and (unless subsequently again supplemented or amended pursuant to such paragraph) at all times subsequent thereto during the period up to and including twenty-five (25) days subsequent to the “end of the underwriting period”, the Official Statement as so supplemented or amended will not contain any untrue statement of a material fact or omit to state any material fact required to be stated therein or necessary to make the statements therein, in light of the circumstances under which made, not misleading; (l) The Issuer will apply, or cause to be applied, the proceeds from the sale of the Bonds as provided in and subject to all of the terms and provisions of the Ordinance and not take or omit to take any action which action or omission will adversely affect the exclusion from gross income for federal income tax purposes of the interest on the Bonds; Item 7 HOU:3326832.1 8 (m) The Issuer will furnish such information and execute such instruments and take such action in cooperation with the Underwriters, at the sole expense of the Underwriters, as the Representative may reasonably request (1) to (i) qualify the Bonds for offer and sale under the Blue Sky or other securities laws and regulations of such states and other jurisdictions in the United States as the Representative may designate and (ii) determine the eligibility of the Bonds for investment under the laws of such states and other jurisdictions and (2) to continue such qualifications in effect so long as required for the distribution of the Bonds (provided, however, that the Issuer will not be required to qualify as a foreign corporation or to file any general or special consents to service of process under the laws of any jurisdiction) and will advise the Representative immediately of receipt by the Issuer of any notification with respect to the suspension of the qualification of the Bonds for sale in any jurisdiction or the initiation or threat of any proceeding for that purpose; (n) The financial statements of, and other financial information regarding, the Issuer in the Official Statement fairly present the financial position, results of operations and condition of the Issuer as of the dates and for the periods therein set forth, and there has been no adverse change of a material nature in such financial position, results of operations or condition, financial or otherwise, of the Issuer since the dates of such statements and information; (o) The Issuer is not a party to any litigation or other proceeding pending or, to its knowledge, threatened which, if decided adversely to the Issuer, would have a materially adverse effect on the financial condition of the Issuer; (p) Prior to the Closing, the Issuer will not offer or issue any bonds, notes or other obligations for borrowed money or incur any material liabilities, direct or contingent, payable from or secured by any of the revenues or assets which will secure the Bonds, (except the Issuer’s Combination Tax and Surplus Revenue Certificates of Obligation, Series 2013) except as may be incurred in the ordinary course of business, without the prior approval of the Representative, which approval shall not be unreasonably withheld; (q) The Issuer, to the extent heretofore requested by the Underwriters, has delivered to the Underwriters true, correct, complete, and legible copies of all information, applications, reports, or other documents of any nature whatsoever submitted to any rating agency for the purpose of obtaining a rating for the Bonds or to any municipal bond insurance company to obtain a municipal bond insurance policy on the Bonds and, in each instance, true, correct, complete, and legible copies of all correspondence or other communications relating thereto; (r) Any certificate, signed by any official of the Issuer authorized to do so in connection with the transactions described in this Agreement, shall be deemed a representation and warranty by the Issuer to the Underwriters as to the statements made therein; and Item 7 HOU:3326832.1 9 (s) The Issuer covenants that between the date hereof and the Closing it will not intentionally take actions which will cause the representations and warranties made in this Section to be untrue as of the Closing. By delivering the Official Statement to the Underwriters, the Issuer shall be deemed to have reaffirmed, with respect to such Official Statement, the representations, warranties and covenants set forth above with respect to the Preliminary Official Statement. 5. Closing. (a) At 10:00 a.m. Prosper, Texas, time, on July 25, 2013, or at such other time and date as shall have been mutually agreed upon by the Issuer and the Underwriters (the “Closing”), the Issuer will, subject to the terms and conditions hereof, deliver the Bonds to the Underwriters one initial Bond representing the entire principal amount (the “Initial Bond”) duly executed and authenticated, together with the other documents hereinafter mentioned, and the Underwriters will, subject to the terms and conditions hereof, accept such delivery and pay the purchase price of the Bonds as set forth in Section 1 of this Agreement in immediately available funds by wire transfer to the account of the Issuer as indicated by U.S. Bank National Association, Dallas Texas (the “Paying Agent/Registrar”). Payment for the Bonds as aforesaid shall be made at the offices of the Paying Agent/Registrar or such other place as shall have been mutually agreed upon by the Issuer and the Representative. The Initial Bonds shall be registered in the name of the Representative. (b) Delivery of the definitive Bonds shall be made to The Depository Trust Company, New York, New York (“DTC”). The definitive Bonds shall be delivered in definitive fully registered form, bearing CUSIP numbers without coupons, with one Bond for each maturity of the Bonds registered in the name of Cede & Co., all as provided in the Ordinance and shall be made available to the Underwriters at least one (1) business day before Closing for purposes of inspection (i) DTC or (ii) at the Paying Agent/Registrar, if the definitive Bonds are to be held in safekeeping for DTC by the Paying Agent Registrar pursuant to DTC’s FAST System. 6. Closing Conditions. The Underwriters have entered into this Agreement in reliance upon the representations, warranties and agreements of the Issuer contained herein, and in reliance upon the representations, warranties and agreements to be contained in the documents and instruments to be delivered at the Closing and upon the performance by the Issuer of its obligations hereunder, both as of the date hereof and as of the date of the Closing. Accordingly, the Underwriters’ obligations under this Agreement to purchase, to accept delivery of and to pay for the Bonds shall be conditioned upon the performance by the Issuer of its obligations to be performed hereunder and under such documents and instruments at or prior to the Closing, and shall also be subject to the following additional conditions, including the delivery by the Issuer of such documents as are enumerated herein, in form and substance reasonably satisfactory to the Underwriters: Item 7 HOU:3326832.1 10 (a) The representations and warranties of the Issuer contained herein shall be true, complete and correct in all material respects on the date hereof and on and as of the date of the Closing, as if made on the date of the Closing; (b) The Issuer shall have performed and complied with all agreements and conditions required by this Agreement to be performed or complied with by it prior to or at the Closing; (c) At the time of the Closing, (i) the Issuer Documents and the Bonds shall be in full force and effect and shall not have been amended, modified or supplemented, and the Official Statement shall not have been supplemented or amended, except in any such case as may have been agreed to by the Representative; (ii) the net proceeds of the sale of the Bonds and any funds to be provided by the Issuer shall be deposited and applied as described in the Official Statement and in the Ordinance and (iii) all actions of the Issuer required to be taken by the Issuer shall be performed in order for Bond Counsel and counsel to the Underwriters to deliver their respective opinions referred to hereafter; (d) At the time of the Closing, all official action of the Issuer relating to the Bonds and the Issuer Documents shall be in full force and effect and shall not have been amended, modified or supplemented except as may have been approved by the Underwriters; (e) At or prior to the Closing, the Ordinance shall have been duly executed and delivered by the Issuer and the Issuer shall have duly executed and delivered and the Paying Agent/Registrar shall have duly authenticated the Bonds; (f) At the time of the Closing, there shall not have occurred any change or any development involving a prospective change in the condition, financial or otherwise, or in the revenues or operations of the Issuer, from that set forth in the Official Statement that in the reasonable judgment of the Representative is material and adverse and that makes it, in the reasonable judgment of the Representative, impracticable to market the Bonds on the terms and in the manner described in the Official Statement; (h) The Issuer shall not have failed to pay principal or interest when due on any of its outstanding obligations for borrowed money; (i) All steps to be taken and all instruments and other documents to be executed, and all other legal matters in connection with the transactions described in this Agreement shall be reasonably satisfactory in legal form and effect to the Representative, to Bond Counsel and to counsel for the Underwriters; and (j) At or prior to the Closing, the Underwriters shall have received copies of each of the following documents: (1) The Official Statement, and each supplement or amendment thereto, if any, as may have been agreed to by the Representative; Item 7 HOU:3326832.1 11 (2) A copy of the Ordinance, certified as having been duly adopted and in full force and effect, with such supplements or amendments as may have been agreed to by the Underwriters; (3) A copy of the executed Escrow Agreement; (4) The undertaking of the Issuer set forth in the Ordinance (the “Continuing Disclosure Undertaking”) which satisfies the requirements of Section (d)(2) of the Rule; (5) The approving opinion of McCall, Parkhurst & Horton L.L.P., Dallas, Texas (“Bond Counsel”), with respect to the Bonds, in substantially the form attached to the Official Statement; (6) A supplemental opinion of Bond Counsel addressed to the Issuer and the Underwriters substantially to the effect that: (i) the Ordinance has been duly adopted and is in full force and effect; (ii) the Bonds are exempt securities that do not require registration under the Securities Act of 1933, as amended (the “1933 Act”), and the Trust Indenture Act of 1939, as amended (the “Trust Indenture Act”), and it is not necessary, in connection with the offering and sale of the Bonds to register the Bonds under the 1933 Act or to qualify the Ordinance under the Trust Indenture Act; and (iii) the statements and information contained in the Official Statement under the captions and subcaptions “The Plan of Financing” (exclusive of “Sources and Uses of Obligation Proceeds”), "The Obligations" (exclusive of subcaptions "Book-Entry-Only System" “Sources and Uses of Obligation Proceeds” and “Obligationholders’ Remedies”), "Tax Matters," and "Continuing Disclosure of Information" (except for the information under the subcaption “Compliance with Prior Undertakings”) and the subcaptions “Other Information - Registration and Qualification of Obligations for Sale,” “Other Information - Legal Investments and Eligibility to Secure Public Funds in Texas” and “Other Information - Legal Matters” (except for the last sentence of the first paragraph thereof) in the Official Statement and such firm is of the opinion that the information relating to the Bonds and the legal issues contained under such captions and subcaptions is an accurate and fair description of the laws and legal issues addressed therein and, with respect to the Bonds, such information conforms to the Ordinance; Item 7 HOU:3326832.1 12 (7) An opinion, dated the date of the Closing and addressed to the Underwriters, of counsel to the Underwriters, to the effect that: (i) the Bonds are exempt securities under the 1933 Act and the Trust Indenture Act and it is not necessary, in connection with the offering and sale of the Bonds, to register the Bonds under the 1933 Act and the Ordinance need not be qualified under the Trust Indenture Act; and (ii) based upon their participation in the preparation of the Official Statement as counsel for the Underwriters and their participation at conferences at which the Official Statement was discussed, but without having undertaken to determine independently the accuracy, completeness or fairness of the statements contained in the Official Statement, such counsel has no reason to believe that the Official Statement contains any untrue statement of a material fact or omits to state a material fact necessary to make the statements therein, in light of the circumstances under which they were made, not misleading (except for any financial, forecast, technical and statistical statements and data included in the Official Statement and the information regarding DTC and its book-entry- only system, in each case as to which no view need be expressed); (8) A certificate, dated the date of the Closing, of an appropriate official of the Issuer to the effect that (i) the representations and warranties of the Issuer contained herein are true and correct in all material respects on and as of the date of the Closing as if made on the date of the Closing; (ii) no litigation, proceeding or tax challenge against the Issuer is pending or, to the best of his or her knowledge, threatened in any court or administrative body nor is there a basis for litigation which would (a) contest the right of the council members, officers or officials of the Issuer to hold and exercise their respective positions, (b) contest the due organization and valid existence of the Issuer, (c) contest the validity, due authorization and execution of the Bonds or the Issuer Documents or (d) attempt to limit, enjoin or otherwise restrict or prevent the Issuer from functioning and collecting ad valorem taxes, including for payments on the Bonds, pursuant to the Ordinance, or the levy or collection of the ad valorem taxes pledged or to be pledged to pay the principal of and interest on the Bonds, or the pledge thereof; (iii) all official action of the Issuer relating to the Official Statement, the Bonds and the Issuer Documents have been duly taken by the Issuer, are in full force and effect and have not been modified, amended, supplemented or repealed; (iv) to the best of his or her knowledge, no event affecting the Issuer has occurred since the date of the Official Statement which should be disclosed in the Official Statement for the purpose for which it is to be used or which it is necessary to disclose therein in order to make the statements and information therein, in light of the circumstances under which made, not misleading in any material respect as of the time of the Closing, and the information contained in the Official Statement is correct in all material respects and, as of the date of the Official Statement did not, and as of the date of the Closing does not, contain any untrue statement of a Item 7 HOU:3326832.1 13 material fact or omit to state a material fact required to be stated therein or necessary to make the statements made therein, in the light of the circumstances under which they were made, not misleading; and (v) there has not been any material adverse change in the financial condition of the Issuer since September 30, 2012, the latest date as of which audited financial information is available; (9) A certificate of the Issuer in form and substance satisfactory to Bond Counsel and counsel to the Underwriters setting forth the facts, estimates and circumstances in existence on the date of the Closing, which establish that it is not expected that the proceeds of the Bonds will be used in a manner that would cause the Bonds to be “arbitrage bonds” within the meaning of Section 148 of the Internal Revenue Code of 1986, as amended (the “Code”), and any applicable regulations (whether final, temporary or proposed), issued pursuant to the Code; (10) The approving opinion of the Attorney General of the State of Texas and the registration certificates of the Comptroller of Public Accounts of the State of Texas in respect of the Bonds; (11) The certificate of the Issuer’s financial advisor of the sufficiency of the deposit with the Escrow Agent for the payment of the Refunded Bonds; (12) Any other certificates and opinions required by the Ordinance for the issuance thereunder of the Bonds; (11) Evidence satisfactory to the Representative that the Bonds have been rated “Aa3” by Moody’s Investor Services and that such rating is in effect as of the date of the Closing; and (12) Such additional legal opinions, certificates, instruments and other documents as Bond Counsel, the Underwriters or counsel to the Underwriters may reasonably request to evidence the truth and accuracy, as of the date hereof and as of the date of the Closing, of the Issuer’s representations and warranties contained herein and of the statements and information contained in the Official Statement and the due performance or satisfaction by the Issuer on or prior to the date of the Closing of all the respective agreements then to be performed and conditions then to be satisfied by the Issuer. All of the opinions, letters, certificates, instruments and other documents mentioned above or elsewhere in this Agreement shall be deemed to be in compliance with the provisions hereof if, but only if, they are in form and substance reasonably satisfactory to the Representative. If the Issuer shall be unable to satisfy the conditions to the obligations of the Underwriters to purchase, to accept delivery of and to pay for the Bonds contained in this Agreement, or if the obligations of the Underwriters to purchase, to accept delivery of and to pay Item 7 HOU:3326832.1 14 for the Bonds shall be terminated for any reason permitted by this Agreement, this Agreement shall terminate and neither the Underwriters nor the Issuer shall be under any further obligation hereunder, except that the respective obligations of the Issuer and the Underwriters set forth in Sections 1 (with respect to the Check), 4 and 8 hereof shall continue in full force and effect. 7. Termination. The Underwriters shall have the right to cancel its obligation to purchase the Bonds if, between the date of this Agreement and the Closing, the market price or marketability of the Bonds shall be materially adversely affected, in the reasonable judgment of the Representative by the occurrence of any of the following: (a) legislation shall be enacted by or introduced in the Congress of the United States or recommended to the Congress for passage by the President of the United States, or the Treasury Department of the United States or the Internal Revenue Service or favorably reported for passage to either House of the Congress by any committee of such House to which such legislation has been referred for consideration, a decision by a court of the United States or of the State or the United States Tax Court shall be rendered, or an order, ruling, regulation (final, temporary or proposed), press release, statement or other form of notice by or on behalf of the Treasury Department of the United States, the Internal Revenue Service or other governmental agency shall be made or proposed, the effect of any or all of which would be to impose, directly or indirectly, federal income taxation upon interest received on obligations of the general character of the Bonds, of the interest on the Bonds as described in the Official Statement, or other action or events shall have transpired which may have the purpose or effect, directly or indirectly, of changing the federal income tax consequences of any of the transactions described herein, or any other similar action or event shall have occurred which, in the reasonable judgment of the Representative, materially adversely affect the market for the Bonds or the market price generally of obligations of the general character of the Bonds; (b) legislation introduced in or enacted (or resolution passed) by the Congress or an order, decree or injunction issued by any court of competent jurisdiction, or an order, ruling, regulation (final, temporary, or proposed), press release or other form of notice issued or made by or on behalf of the Securities and Exchange Commission, or any other governmental agency having jurisdiction of the subject matter, to the effect that obligations of the general character of the Bonds, including any or all underlying arrangements, are not exempt from registration under or other requirements of the 1933 Act, or that the Ordinance is not exempt from qualification under or other requirements of the Trust Indenture Act, or that the issuance, offering, or sale of obligations of the general character of the Bonds, including any or all underlying arrangements, as described herein or in the Official Statement or otherwise, is or would be in violation of the federal securities laws as amended and then in effect; (c) a general suspension of trading in securities on the New York Stock Exchange, the establishment of minimum prices on either such exchange, the establishment of material restrictions (not in force as of the date hereof) upon trading securities generally by any governmental authority or any national securities exchange, a general banking moratorium declared by federal, State of New York, or State officials authorized to do so; Item 7 HOU:3326832.1 15 (d) the New York Stock Exchange or other national securities exchange or any governmental authority shall impose, as to the Bonds or as to obligations of the general character of the Bonds, any material restrictions not now in force, or increase materially those now in force, with respect to the extension of credit by, or the charge to the net capital requirements of, the Underwriters, which change shall occur subsequent to the date hereof and shall not be due to the malfeasance, misfeasance or nonfeasance of the Underwriters; (e) any amendment to the federal or State Constitution or action by any federal or state court, legislative body, regulatory body, or other authority materially adversely affecting the tax status of the Issuer, its property, income, securities (or interest thereon), or the validity or enforceability of the levy of taxes to pay principal of and interest on the Bonds; (f) any state blue sky or securities commission or other governmental agency or body in any state in which more than 10% of the Bonds have been offered and sold shall have withheld registration, exemption or clearance of the offering of the Bonds as described herein, or issued a stop order or similar ruling relating thereto; (g) any event occurring, or information becoming known which, in the reasonable judgment of the Underwriters, makes untrue in any material respect any statement or information contained in the Official Statement, or has the effect that the Official Statement contains any untrue statement of material fact or omits to state a material fact required to be stated therein or necessary to make the statements therein, in the light of the circumstances under which they were made, not misleading; (h) there shall have occurred since the date of this Agreement any materially adverse change in the affairs or financial condition of the Issuer, except for changes which the Official Statement discloses are expected to occur; (i) between the date of this Agreement and the date of the closing, the United States shall have become engaged in new hostilities which have resulted in a declaration of war or a national emergency, or there shall have occurred any other outbreak or escalation of hostilities or a national or international calamity or crisis, financial or otherwise, the effect of such outbreak, calamity or crisis on the financial markets of the United States being such as, in the reasonable opinion of the Representative, would materially and adversely affect the ability of the Underwriters to market the Bonds; (j) any fact or event shall exist or have existed that, in the Representative’s reasonable judgment, requires or has required an amendment of or supplement to the Official Statement; (k) there shall have occurred any downgrading, or any notice shall have been given of (1) any intended or potential downgrading or (2) any possible change that does not indicate a possible upgrade, in a rating accorded any of the Issuer’s obligations that are secured in a like manner as the Bonds (including the rating to be accorded the Bonds); or Item 7 HOU:3326832.1 16 (l) the purchase of and payment for the Bonds by the Underwriters, or the resale of the Bonds by the Underwriters, on the terms and conditions herein provided shall be prohibited by any applicable law, governmental authority, board, agency or commission; provided that such prohibition is not caused by the action or failure to act, of the Underwriters. With respect to the condition described in subparagraph (l) above, the Underwriters are not aware of any current, pending or proposed law or government inquiry or investigation, as of the date of execution of this Agreement, which would permit the Underwriters to invoke their termination rights hereunder. 8. Expenses. (a) The Underwriters shall be under no obligation to pay, and the Issuer shall pay, any expenses incident to the performance of the Issuer’s obligations hereunder, including, but not limited to (i) the cost of preparation and printing of the Bonds; (ii) the fees and disbursements of Bond Counsel and the Issuer’s Financial Advisor; (iii) the fees and disbursements of any other engineers, accountants, and other experts, consultants or advisers retained by the Issuer; (iv) the fees for bond ratings and municipal bond insurance, if any; (v) the costs of preparing, printing and mailing the Preliminary Official Statement and the Official Statement; (vi) the fees and expenses of the Paying Agent/Registrar and the Escrow Agent; (vii) advertising expenses (except any advertising expenses of the Underwriters as set forth below); (viii) the out-of-pocket, miscellaneous and closing expenses, including the cost of travel, of the officers and council members of the Issuer; (ix) the Attorney General’s review fee; and (x) any other expenses mutually agreed to by the Issuer and the Representative to be reasonably considered expenses of the Issuer which are incident to the transactions described herein. (b) The Underwriters shall pay (i) the cost of preparation and printing of this Agreement, the Blue Sky Survey and Legal Investment Memorandum, if any; (ii) all advertising expenses in connection with the public offering of the Bonds; and (iii) all other expenses incurred by it in connection with the public offering of the Bonds, including the fees and disbursements of counsel retained by the Underwriters. 9. Notices. Any notice or other communication to be given to the Issuer under this Agreement may be given by delivering the same in writing to Town of Prosper, Texas, P.O. Box, 307, Texas 75078; Attention: Town Manager and any notice or other communication to be given to the Underwriters under this Agreement may be given by delivering the same in writing to RBC Capital Markets, LLC, 200 Crescent Court, Suite 200, Dallas, Texas 75201, Attention: Matt Boles. 10. Parties in Interest. This Agreement as heretofore specified shall constitute the entire agreement between us and is made solely for the benefit of the Issuer and the Underwriters (including successors or assigns of the Underwriters) and no other person shall acquire or have any right hereunder or by virtue hereof. This Agreement may not be assigned by the Issuer. All of the Issuer’s representations and warranties contained in this Agreement shall remain operative and in full force and effect, regardless of (i) any investigations made by or on behalf of the Item 7 HOU:3326832.1 17 Underwriters; (ii) delivery of and payment for the Bonds pursuant to this Agreement; and (iii) any termination of this Agreement. 11. Effectiveness. This Agreement shall become effective upon the acceptance hereof by the Issuer and shall be valid and enforceable in accordance with its terms at the time of such acceptance. 12. Choice of Law. This Agreement shall be governed by and construed in accordance with the laws of the State. 13. Severability. If any provision of this Agreement shall be held or deemed to be or shall, in fact, be invalid, inoperative or unenforceable as applied in any particular case in any jurisdiction or jurisdictions, or in all jurisdictions because it conflicts with any provision or provisions of any constitution, statute, rule of public policy or any other reason, such circumstances shall not have the effect of rendering the provision in question invalid, inoperative or unenforceable in any other case or circumstance, or of rendering any other provision or provisions of this Agreement invalid, inoperative or unenforceable to any extent whatever. 14. Business Day. For purposes of this Agreement, “business day” means any day on which the New York Stock Exchange is open for trading. 15. Section Headings. Section headings have been inserted in this Agreement as a matter of convenience of reference only, and it is agreed that such section headings are not a part of this Agreement and will not be used in the interpretation of any provisions of this Agreement. 16. Counterparts. This Agreement may be executed in several counterparts each of which shall be regarded as an original (with the same effect as if the signatures thereto and hereto were upon the same document) and all of which shall constitute one and the same document. 17. No Personal Liability. None of the members of the Town Council, nor any officer, agent, or employee of the Issuer, shall be charged personally by the Underwriters with any liability, or be held liable to the Underwriters under any term or provision of this Agreement, or because of execution or attempted execution, or because of any breach or attempted or alleged breach, of this Agreement. [Execution Page Follows.] Item 7 Execution Page Town of Prosper, Texas, General Obligation Refunding Bonds, Series 2013 HOU:3326832.1 If you agree with the foregoing, please sign the enclosed counterpart of this Agreement and return it to the Underwriters. This Agreement shall become a binding agreement between the Issuer and the Underwriters when at least one counterpart hereof shall have been signed by or on behalf of each of the parties hereto. RBC CAPITAL MARKETS, LLC, as Representative of the Underwriters By: ____________________________________ Name: ____________________________________ Title: ____________________________________ ACCEPTED AND AGREED to as of________, 2013 at _______(a.m./p.m.) TOWN OF PROSPER, TEXAS By: ____________________________________ Name: ____________________________________ Title: ____________________________________ Item 7 HOU:3326832.1 Schedule I RBC Capital Markets, LLC 200 Crescent Court, Suite 1500 Dallas, TX 75201 BOSC, Inc. 333 West Campbell Suite 350 Richardson, TX 75080 Item 7 HOU:3326832.1 Schedule II $_________ Town of Prosper, Texas General Obligation Refunding Bonds Series 2013 Interest Accrues From: Date of Delivery Item 7 PAYING AGENT/REGISTRAR AGREEMENT THIS AGREEMENT is entered into as of June 15, 2013 (this "Agreement"), by and between the Town of Prosper, Texas (the "Issuer"), and U.S. Bank National Association, in Dallas, Texas, a national banking association duly organized and existing under the laws of the United States of America (the "Bank"). RECITALS WHEREAS, the Issuer has duly authorized and provided for the issuance of its General Obligation Refunding Bonds, Series 2013 (the "Securities") in the aggregate principal amount of $11,040,000, such Securities to be issued in fully-registered form only as to the payment of principal and interest thereon; and WHEREAS, the Securities are scheduled to be delivered to the initial purchasers thereof on or about July 25, 2013; and WHEREAS, the Issuer has selected the Bank to serve as Paying Agent/Registrar in connection with the payment of the principal of, premium, if any, and interest on said Securities and with respect to the registration, transfer and exchange thereof by the registered owners thereof; and WHEREAS, the Bank has agreed to serve in such capacities for and on behalf of the Issuer and has full power and authority to perform and serve as Paying Agent/Registrar for the Securities; NOW, THEREFORE, it is mutually agreed as follows: ARTICLE ONE APPOINTMENT OF BANK AS PAYING AGENT AND REGISTRAR Section 1.01. Appointment. The Issuer hereby appoints the Bank to serve as Paying Agent with respect to the Securities. As Paying Agent for the Securities, the Bank shall be responsible for paying on behalf of the Issuer the principal, premium (if any), and interest on the Securities as the same become due and payable to the registered owners thereof, all in accordance with this Agreement and the "Order" (hereinafter defined). The Issuer hereby appoints the Bank as Registrar with respect to the Securities. As Registrar for the Securities, the Bank shall keep and maintain for and on behalf of the Issuer books and records as to the ownership of said Securities and with respect to the transfer and exchange thereof as provided herein and in the "Order." The Bank hereby accepts its appointment, and agrees to serve as the Paying Agent and Registrar for the Securities. Item 7 2 Section 1.02. Compensation. As compensation for the Bank's services as Paying Agent/Registrar, the Issuer hereby agrees to pay the Bank the fees and amounts set forth in Schedule A attached hereto for the first year of this Agreement and thereafter the fees and amounts set forth in the Bank's current fee schedule then in effect for services as Paying Agent/Registrar for municipalities, which shall be supplied to the Issuer on or before 90 days prior to the close of the Fiscal Year of the Issuer, and shall be effective upon the first day of the following Fiscal Year. In addition, the Issuer agrees to reimburse the Bank upon its request for all reasonable expenses, disbursements and advances incurred or made by the Bank in accordance with any of the provisions hereof (including the reasonable compensation and the expenses and disbursements of its agents and counsel). ARTICLE TWO DEFINITIONS Section 2.01. Definitions. For all purposes of this Agreement, except as otherwise expressly provided or unless the context otherwise requires: "Acceleration Date" on any Security means the date on and after which the principal or any or all installments of interest, or both, are due and payable on any Security which has become accelerated pursuant to the terms of the Security. "Bank Office" means the principal corporate trust office of the Bank as indicated on the signature page hereof. The Bank will notify the Issuer in writing of any change in location of the Bank Office. "Financial Advisor" means First Southwest Company. "Fiscal Year" means the fiscal year of the Issuer, ending September 30. "Holder" and "Security Holder" each means the Person in whose name a Security is registered in the Security Register. "Issuer Request" and "Issuer Order" means a written request or order signed in the name of the Issuer by the Mayor or Mayor Pro-tem of the Issuer, any one or more of said officials, delivered to the Bank. "Legal Holiday" means a day on which the Bank is required or authorized to be closed. "Order" means the order, ordinance or resolution of the governing body of the Issuer pursuant to which the Securities are issued, certified by the Secretary of the Board of Trustees or any other officer of the Issuer and delivered to the Bank. Item 7 3 "Person" means any individual, corporation, partnership, joint venture, association, joint stock company, trust, unincorporated organization or government or any agency or political subdivision of a government. "Predecessor Securities" of any particular Security means every previous Security evidencing all or a portion of the same obligation as that evidenced by such particular Security (and, for the purposes of this definition, any mutilated, lost, destroyed, or stolen Security for which a replacement Security has been registered and delivered in lieu thereof pursuant to Section 4.06 hereof and the Order). "Record Date" means the last business day of the month next preceding payment. "Redemption Date" when used with respect to any Bond to be redeemed means the date fixed for such redemption pursuant to the terms of the Order. "Responsible Officer" when used with respect to the Bank means the Chairman or Vice- Chairman of the Board of Directors, the Chairman or Vice-Chairman of the Executive Committee of the Board of Directors, the President, any Vice President, the Secretary, any Assistant Secretary, the Treasurer, any Assistant Treasurer, the Cashier, any Assistant Cashier, any Trust Officer or Assistant Trust Officer, or any other officer of the Bank customarily performing functions similar to those performed by any of the above designated officers and also means, with respect to a particular corporate trust matter, any other officer to whom such matter is referred because of his knowledge of and familiarity with the particular subject. "Security Register" means a register maintained by the Bank on behalf of the Issuer providing for the registration and transfer of the Securities. "Stated Maturity" means the date specified in the Order the principal of a Security is scheduled to be due and payable. Section 2.02. Other Definitions. The terms "Bank," "Issuer" and "Securities (Security)" have the meanings assigned to them in the recital paragraphs of this Agreement. The term "Paying Agent/Registrar" refers to the Bank in the performance of the duties and functions of this Agreement. ARTICLE THREE PAYING AGENT Section 3.01. Duties of Paying Agent. As Paying Agent, the Bank shall, provided adequate collected funds have been provided to it for such purpose by or on behalf of the Issuer, pay on behalf of the Issuer the principal of each Security at its Stated Maturity, Redemption Date, or Acceleration Date, to the Holder upon surrender of the Security to the Bank at the Bank Office. Item 7 4 As Paying Agent, the Bank shall, provided adequate collected funds have been provided to it for such purpose by or on behalf of the Issuer, pay on behalf of the Issuer the interest on each Security when due, by computing the amount of interest to be paid each Holder and preparing and sending checks by United States Mail, first class postage prepaid, on each payment date, to the Holders of the Securities (or their Predecessor Securities) on the respective Record Date, to the address appearing on the Security Register or by such other method, acceptable to the Bank, requested in writing by the Holder at the Holder's risk and expense. The Bank is also authorized to transfer funds relating to the closing and initial delivery of the securities in the manner disclosed in the closing memorandum as prepared by the Financial Advisor or other agent. The Bank may act on a facsimile or e-mail transmission of the closing memorandum acknowledged by the financial advisor or the Issuer as the final closing memorandum. The Bank shall not be liable for any losses, costs or expenses arising directly or indirectly from the Bank's reliance upon and compliance with such instructions. Section 3.02. Payment Dates. The Issuer hereby instructs the Bank to pay the principal of and interest on the Securities on the dates specified in the Order. ARTICLE FOUR REGISTRAR Section 4.01. Security Register - Transfers and Exchanges. The Bank agrees to keep and maintain for and on behalf of the Issuer at the Bank Office books and records (herein sometimes referred to as the "Security Register") and, if the Bank Office is located outside the State of Texas, a copy of such books and records shall be kept in the State of Texas, for recording the names and addresses of the Holders of the Securities, the transfer, exchange and replacement of the Securities and the payment of the principal of and interest on the Securities to the Holders and containing such other information as may be reasonably required by the Issuer and subject to such reasonable regulations as the Issuer and the Bank may prescribe. All transfers, exchanges and replacement of Securities shall be noted in the Security Register. Every Security surrendered for transfer or exchange shall be duly endorsed or be accompanied by a written instrument of transfer, the signature on which has been guaranteed by an officer of a federal or state bank or a member of the National Association of Securities Dealers, in form satisfactory to the Bank, duly executed by the Holder thereof or his agent duly authorized in writing. The Bank may request any supporting documentation it feels necessary to effect a re- registration, transfer or exchange of the Securities. To the extent possible and under reasonable circumstances, the Bank agrees that, in relation to an exchange or transfer of Securities, the exchange or transfer by the Holders thereof will be completed and new Securities delivered to the Holder or the assignee of the Holder in not more than three (3) business days after the receipt of the Securities to be canceled in an exchange or transfer Item 7 5 and the written instrument of transfer or request for exchange duly executed by the Holder, or his duly authorized agent, in form and manner satisfactory to the Paying Agent/Registrar. Section 4.02. Certificates. At any time that the Securities are not subject to a book-entry-only system of registration and transfer, the Issuer shall provide an adequate inventory of printed Securities to facilitate transfers or exchanges thereof. The Bank covenants that the inventory of printed Securities will be kept in safekeeping pending their use, and reasonable care will be exercised by the Bank in maintaining such Securities in safekeeping, which shall be not less than the care maintained by the Bank for debt securities of other political subdivisions or corporations for which it serves as registrar, or that is maintained for its own securities. Section 4.03. Form of Security Register. The Bank, as Registrar, will maintain the Security Register relating to the registration, payment, transfer and exchange of the Securities in accordance with the Bank's general practices and procedures in effect from time to time. The Bank shall not be obligated to maintain such Security Register in any form other than those that the Bank has currently available and currently utilizes at the time. The Security Register may be maintained in written form or in any other form capable of being converted into written form within a reasonable time. Section 4.04. List of Security Holders. The Bank will provide the Issuer at any time requested by the Issuer, upon payment of the required fee, a copy of the information contained in the Security Register. The Issuer may also inspect the information contained in the Security Register at any time the Bank is customarily open for business, provided that reasonable time is allowed the Bank to provide an up-to-date listing or to convert the information into written form. The Bank will not release or disclose the contents of the Security Register to any person other than to, or at the written request of, an authorized officer or employee of the Issuer, except upon receipt of a court order or as otherwise required by law. Upon receipt of a court order and prior to the release or disclosure of the contents of the Security Register, the Bank will notify the Issuer so that the Issuer may contest the court order or such release or disclosure of the contents of the Security Register. Section 4.05. Cancellation of Certificates. All certificates surrendered to the Bank, at the designated Payment/Transfer Office, for payment, redemption, transfer or replacement, shall be promptly canceled by the Bank. The Bank will provide to the Issuer, at reasonable intervals determined by it, a certificate evidencing the destruction of canceled certificates. Item 7 6 Section 4.06. Mutilated, Destroyed, Lost or Stolen Securities. The Issuer hereby instructs the Bank, subject to the applicable provisions of the Order, to deliver and issue Securities in exchange for or in lieu of mutilated, destroyed, lost or stolen Securities as long as the same does not result in an over-issuance. In case any Security shall be mutilated, or destroyed, lost or stolen, the Bank, in its discretion, may execute and deliver a replacement Security of like form and tenor, and in the same denomination and bearing a number not contemporaneously outstanding, in exchange and substitution for such mutilated Security, or in lieu of and in substitution for such destroyed lost or stolen Security, only after (i) the filing by the Holder thereof with the Bank of evidence satisfactory to the Bank of the destruction, loss or theft of such Security, and of the authenticity of the ownership thereof and (ii) the furnishing to the Bank of indemnification in an amount satisfactory to hold the Issuer and the Bank harmless. All expenses and charges associated with such indemnity and with the preparation, execution and delivery of a replacement Security shall be borne by the Holder of the Security mutilated, or destroyed, lost or stolen. Section 4.07. Transaction Information to Issuer. The Bank will, within a reasonable time after receipt of written request from the Issuer, furnish the Issuer information as to the Securities it has paid pursuant to Section 3.01, Securities it has delivered upon the transfer or exchange of any Securities pursuant to Section 4.01, and Securities it has delivered in exchange for or in lieu of mutilated, destroyed, lost, or stolen Securities pursuant to Section 4.06. ARTICLE FIVE THE BANK Section 5.01. Duties of Bank. The Bank undertakes to perform the duties set forth herein and agrees to use reasonable care in the performance thereof. Section 5.02. Reliance on Documents, Etc. (a) The Bank may conclusively rely, as to the truth of the statements and correctness of the opinions expressed therein, on certificates or opinions furnished to the Bank. (b) The Bank shall not be liable for any error of judgment made in good faith by a Responsible Officer, unless it shall be proved that the Bank was negligent in ascertaining the pertinent facts. (c) No provisions of this Agreement shall require the Bank to expend or risk its own funds or otherwise incur any financial liability for performance of any of its duties hereunder, or in the exercise of any of its rights or powers, if it shall have reasonable grounds for believing that repayment of such funds or adequate indemnity satisfactory to it against such risks or liability is not assured to it. Item 7 7 (d) The Bank may rely and shall be protected in acting or refraining from acting upon any resolution, certificate, statement, instrument, opinion, report, notice, request, direction, consent, order, bond, note, security, or other paper or document believed by it to be genuine and to have been signed or presented by the proper party or parties. Without limiting the generality of the foregoing statement, the Bank need not examine the ownership of any Securities, but is protected in acting upon receipt of Securities containing an endorsement or instruction of transfer or power of transfer executed in accordance with Section 4.01 hereof, which appears on its face to be signed by the Holder or an agent of the Holder. The Bank shall not be bound to make any investigation into the facts or matters stated in a resolution, certificate, statement, instrument, opinion, report, notice, request, direction, consent, order, bond, note, security or other paper or document supplied by Issuer. (e) The Bank may consult with counsel, and the written advice of such counsel or any opinion of counsel shall be full and complete authorization and protection with respect to any action taken, suffered or omitted by it hereunder in good faith and in reliance thereon. (f) The Bank may exercise any of the powers hereunder and perform any duties hereunder either directly or by or through agents or attorneys of the Bank. Section 5.03. Recitals of Issuer. The recitals contained herein with respect to the Issuer and in the Securities shall be taken as the statements of the Issuer, and the Bank assumes no responsibility for their correctness. The Bank shall in no event be liable to the Issuer, any Holder or Holders of any Security, or any other Person for any amount due on any Security from its own funds. Section 5.04. May Hold Securities. The Bank, in its individual or any other capacity, may become the owner or pledgee of Securities and may otherwise deal with the Issuer with the same rights it would have if it were not the Paying Agent/Registrar, or any other agent. Section 5.05. Moneys Held by Bank. The Bank shall deposit any moneys received from the Issuer into a trust account to be held in a fiduciary capacity for the payment of the Securities, with such moneys in the account that exceed the deposit insurance available to the Issuer by the Federal Deposit Insurance Corporation, to be fully collateralized with securities or obligations that are eligible under the laws of the State of Texas to secure and be pledged as collateral for trust accounts until the principal and interest on such securities have been presented for payment and paid to the owner thereof. Payments made from such trust account shall be made by check drawn on such trust account unless the owner of such Securities shall, at its own expense and risk, request such other medium of payment. Subject to the Unclaimed Property Law of the State of Texas, any money deposited with the Bank for the payment of the principal, premium (if any), or interest on any Security and remaining unclaimed for three years after the final maturity of the Security has become due and payable will be paid by the Bank to the Issuer if the Issuer so elects, and the Holder of such Security shall Item 7 8 hereafter look only to the Issuer for payment thereof, and all liability of the Bank with respect to such monies shall thereupon cease. If the Issuer does not elect, the Bank is directed to report and dispose of the funds in compliance with Title Six of the Texas Property Code, as amended. Section 5.06. Indemnification. TO THE EXTENT PERMITTED BY LAW, THE ISSUER AGREES TO INDEMNIFY THE BANK, ITS DIRECTORS, OFFICERS AND EMPLOYEES, AND HOLD IT HARMLESS AGAINST, ANY LOSS, LIABILITY OR EXPENSE INCURRED WITHOUT NEGLIGENCE OR BAD FAITH ON ITS PART, ARISING OUT OF OR IN CONNECTION WITH ITS ACCEPTANCE OR ADMINISTRATION OF ITS DUTIES HEREUNDER, INCLUDING THE COST AND EXPENSE AGAINST ANY CLAIM OR LIABILITY IN CONNECTION WITH THE EXERCISE OR PERFORMANCE OF ANY OF ITS POWERS OR DUTIES UNDER THIS AGREEMENT. Section 5.07. Interpleader. The Issuer and the Bank agree that the Bank may seek adjudication of any adverse claim, demand, or controversy over its person as well as funds on deposit, in either a Federal or State District Court located in the State and County where the administrative offices of the Issuer are located, and agree that service of process by certified or registered mail, return receipt requested, to the address referred to in Section 6.03 of this Agreement shall constitute adequate service. The Issuer and the Bank further agree that the Bank has the right to file a Bill of Interpleader in any court of competent jurisdiction in the State of Texas to determine the rights of any Person claiming any interest herein. Section 5.08. Depository Trust Company Services. It is hereby represented and warranted that, in the event the Securities are otherwise qualified and accepted for "Depository Trust Company" services or equivalent depository trust services by other organizations, the Bank has the capability and, to the extent within its control, will comply with the "Operational Arrangements," effective August 1, 1987, which establishes requirements for securities to be eligible for such type depository trust services, including, but not limited to, requirements for the timeliness of payments and funds availability, transfer turnaround time, and notification of redemptions and calls. ARTICLE SIX MISCELLANEOUS PROVISIONS Section 6.01. Amendment. This Agreement may be amended only by an agreement in writing signed by both of the parties hereto. Item 7 9 Section 6.02. Assignment. This Agreement may not be assigned by either party without the prior written consent of the other. Section 6.03. Notices. Any request, demand, authorization, direction, notice, consent, waiver or other document provided or permitted hereby to be given or furnished to the Issuer or the Bank shall be mailed or delivered to the Issuer or the Bank, respectively, at the addresses shown on the signature page of this Agreement. Section 6.04. Effect of Headings. The Article and Section headings herein are for convenience only and shall not affect the construction hereof. Section 6.05. Successors and Assigns. All covenants and agreements herein by the Issuer shall bind its successors and assigns, whether so expressed or not. Any corporation or association into which the Bank may be converted or merged, or with which it may be consolidated, or to which it may sell, lease, or transfer its corporate trust business and assets as a whole or substantially as a whole, or any corporation or association resulting from any such conversion, sale, merger, consolidation, or transfer to which it is a party, ipso facto, shall be and become successor Paying Agent/Registrar hereunder and vested with all of the powers, rights, obligations, duties, remedies, discretions, immunities, privileges, and all other matters as was its predecessor, without the execution or filing of any instruments or any further act, deed, or conveyance on the part of any of the parties hereto, anything herein to the contrary notwithstanding. Section 6.06. Severability. In case any provision herein shall be invalid, illegal, or unenforceable, the validity, legality, and enforceability of the remaining provisions shall not in any way be affected or impaired thereby. Section 6.07. Benefits of Agreement. Nothing herein, express or implied, shall give to any Person, other than the parties hereto and their successors hereunder, any benefit or any legal or equitable right, remedy, or claim hereunder. Section 6.08. Entire Agreement. This Agreement and the Order constitute the entire agreement between the parties hereto relative to the Bank acting as Paying Agent/Registrar and if any conflict exists between this Agreement and the Order, the Order shall govern. Item 7 10 Section 6.09. Counterparts. This Agreement may be executed in any number of counterparts, each of which shall be deemed an original and all of which shall constitute one and the same Agreement. Section 6.10. Termination. This Agreement will terminate (i) on the date of final payment of the principal of and interest on the Securities to the Holders thereof or (ii) may be earlier terminated by either party upon sixty (60) days written notice; provided, however, an early termination of this Agreement by either party shall not be effective until (a) a successor Paying Agent/Registrar has been appointed by the Issuer and such appointment accepted and (b) notice has been given to the Holders of the Securities of the appointment of a successor Paying Agent/Registrar. Furthermore, the Bank and Issuer mutually agree that the effective date of an early termination of this Agreement shall not occur at any time which would disrupt, delay or otherwise adversely affect the payment of the Securities. The resigning Paying Agent/Registrar may petition any court of competent jurisdiction for the appointment of a successor Paying Agent/Registrar if an instrument of acceptance by a successor Paying Agent/Registrar has not been delivered to the resigning Paying Agent/Registrar within sixty (60) days after the giving of such notice of resignation. Upon an early termination of this Agreement, the Bank agrees to promptly transfer and deliver the Security Register (or a copy thereof), together with other pertinent books and records relating to the Securities, to the successor Paying Agent/Registrar designated and appointed by the Issuer. The provisions of Section 1.02 and of Article Five shall survive and remain in full force and effect following the termination of this Agreement. Section 6.11. Governing Law. This Agreement shall be construed in accordance with and governed by the laws of the State of Texas. Item 7 IN WITNESS WHEREOF, the parties hereto have executed this Agreement as of the day and year first above written. U.S. BANK, NATIONAL ASSOCIATION By ____________________________________ Title ____________________________________ 14241 Dallas Parkway, Suite 490 EX-TX-DCRE Dallas, Texas 75254 TOWN OF PROSPER, TEXAS By ________________________________________ Mayor P.O. Box 307 Prosper, Texas 75078 Item 7 SCHEDULE A Paying Agent/Registrar Fee Schedule [To be supplied by the Bank] Item 7 LAW OFFICES M c CALL, PARKHURST & HORTON L.L.P. 600 CONGRESS AVENUE 717 NORTH HARWOOD 700 N. ST. MARY'S STREET 1250 ONE AMERICAN CENTER NINTH FLOOR 1525 ONE RIVERWALK PLACE AUSTIN, TEXAS 78701-3248 DALLAS, TEXAS 75201-6587 SAN ANTONIO, TEXAS 78205-3503 TELEPHONE: 512 478-3805 TELEPHONE: 214 754-9200 TELEPHONE: 210 225-2800 FACSIMILE: 512 472-0871 FACSIMILE: 214 754-9250 FACSIMILE: 210 225-2984 June 25, 2013 Mayor and Members of the Town Council Town of Prosper Town Hall Prosper, Texas 75078 Re: Proposed Town of Prosper, Texas General Obligation Refunding Bonds, Series 2013 and Proposed Town of Prosper, Texas, Combination Tax and Surplus Revenue Certificates of Obligation, Series 2013 Ladies and Gentlemen: The purpose of this engagement letter is to set forth certain matters concerning the services we will perform as bond counsel to the Town of Prosper, Texas (the "Issuer") in connection with the issuance of the above-referenced bonds (the "Bonds") and certificates of obligation (the "Certificates" and collectively with the Bonds, the "Obligations"). We understand that the Bonds are being issued for the purpose of refunding certain outstanding obligation of the Issuer of the following series of bonds and certificates of obligation: Combination Tax and Revenue Certificates of Obligation, Series 2004 and General Obligation Bonds, Taxable Series 2012 (collectively, the "Refunded Obligations") and that the Certificates are being issued for the purpose of providing funds for paying all or a portion of the Issuer's contractual obligations incurred in connection with extending, constructing and improving the Issuer's water system, including constructing improvements to pump stations and extending water lines and paying legal, fiscal, engineering and architectural fees in connection with these projects. We also understand that the Obligations will be secured by a pledge of an ad valorem tax levied by the Issuer within the limit prescribed by law, and that the Certificates will additionally be secured by a pledge of the surplus net revenues of the Issuer's combined water and sewer system. We further understand that the Obligations will be authorized to be sold by the Town Council of the Issuer (the "Town Council") pursuant to respective ordinances (collectively, the "Ordinance") adopted on the date hereof (the "Sale Date"), and that the Bonds will be sold by negotiation to a purchaser or purchasers (collectively, the "Underwriter") on the Sale Date. A. THE FINANCING As Bond Counsel to the Issuer, we would like for the Town Council to understand how the issuance of the Obligations will be effected and the ramifications of the financing. I will briefly describe the procedures and certain applicable law that pertains to the issuance of the Obligations, Item 7 below. However, you should feel free to call me at any time to discuss any questions that you or your staff may have. (1) The Bonds are being issued to provide tax rate restructuring to accommodate the issuance of the Certificates. You should discuss the full impact of the debt service restructuring with First Southwest Company, your financial advisor. (2) The Obligations will be "authorized to be issued" when and if the Town Council approves the Ordinance. The Ordinance provides for the terms of the Obligations. Among the matters approved in the Ordinance are: (i) the terms of the Obligations, including the principal amortization schedule and interest rates and provision for certain of the Obligations to be issued as current interest bonds that pay interest semiannually; (ii) the Issuer's commitment to levy its debt service tax each year in an amount sufficient to pay the debt service on the Obligations; (iii) the sale of the Obligations to the Underwriter; (iv) the approval of this engagement letter; (v) approval of a paying agent agreement to whom you will make semiannual payments sufficient to pay the debt service on the Obligations; (vi) instructions to the paying agent for the Refunded Obligations to give notice to the holders of the Refunded Obligations that they are being called for redemption; (vii) approval of an escrow agreement whereby the proceeds of the Bonds will be used to pay the debt service on the Refunded Obligations; and (viii) certain other covenants of the Issuer that are designed to allow the Issuer to issue the Obligations as tax-exempt obligations. As you can see from the foregoing description, the Ordinance is an omnibus undertaking of the Issuer that is intended to provide for all actions and undertakings that are required for the issuance of the Obligations. There will be other certificates and letters that will be required to be executed by officers of the Issuer on the Sale Date, but they all spring from, and are authorized by, the Ordinance. (3) As noted above, the Obligations will be sold to the Underwriter in accordance with the provisions of the Ordinance and, in addition, the Underwriter will want the Issuer to sign a Bond Purchase Contract on the Sale Date that will set forth the terms of the sale of the Obligations. We have reviewed but not drafted this Contract, and you should know that while it is a fairly routine form of document for this type of transaction, it does commit the Issuer to sell the Obligations to the Underwriter at the price to be negotiated between the Issuer and the Underwriter. In addition, it contains representations of the Issuer to the Underwriter to the effect that the Issuer is authorized to issue the Obligations and that it has made full disclosure to the Underwriter and the bond investors of all material information. As a condition to the Underwriter's payment for the Obligations, the Underwriter will require this firm to deliver our Bond Counsel opinion to them, in which we will opine that the Obligations are valid obligations of the Issuer and that, assuming ongoing compliance by the Issuer with the provisions of the Ordinance, the interest on the Obligations will be exempt from federal income taxation. The Bond Purchase Contract will also require the delivery of an opinion of the Texas Attorney General approving the Obligations, as is required by State law. We will review the Issuer's representations and agreements in the Bond Purchase Contract to ensure that it is appropriate for the Issuer to make the representations and agreements of the nature contained in the Purchase Contract. However, if there are any unusual financial or legal circumstances affecting the Issuer that would make the covenants, representations or statements made by the Issuer in the Bond Purchase Contract untrue, you Item 7 should let the Underwriter, your financial advisor and/or the undersigned know about them as soon as possible. (4) The Underwriter will offer the Obligations into the public debt markets prior to the time that the Town Council meets to accept the Underwriter's offer for the Obligations. Through this process, the Obligations will be "priced" – i.e., interest rates and premiums or discounts, if any, for the Obligations will be established. On the Sale Date, the Town Council will consider the terms offered to the Issuer by the Underwriter based upon the market conditions and other factors that determine interest rates and pricing information. In connection with the offering of the Obligations, the Town Council will approve an offering document called an "Official Statement" that contains financial and operating data concerning the Issuer, and information that describes the Obligations. The Issuer is responsible for the information that is contained in the Official Statement to the extent that it describes the Obligations and the Issuer. Some information in the Official Statement has been prepared by others, including the bond insurer, if any, and the Underwriter, and the Issuer is not responsible for that information. As your Bond Counsel, we have reviewed the Official Statement to ensure that the information describing the Obligations and the Ordinance are correct. As Bond Counsel we do not review other areas of the Official Statement. If you know of any information that an investor would consider to be material in order to make an investment decision, and that information is omitted from, or incorrect in, the Official Statement, the Underwriter needs to know, so that it can correct the Official Statement. B. SCOPE OF ENGAGEMENT In this engagement, we have performed, or expect to perform, the following duties: (1) Subject to the completion of proceedings to our satisfaction, render our legal opinion (the "Bond Opinion"), regarding the validity and binding effect of the Obligations, the source of payment and security for the Obligations, and the excludability of interest on the Obligations from gross income for federal income tax purposes. (2) Prepare and review documents necessary or appropriate to the authorization, issuance and delivery of the Obligations, coordinate the authorization and execution of such documents, and review enabling legislation. (3) Assist the Issuer in seeking from other governmental authorities such approvals, permissions and exemptions as we determine are necessary or appropriate in connection with the authorization, issuance and delivery of the Obligations, except that we will not be responsible for any required federal or state securities law filings. In this connection, we particularly undertake to assist the Issuer in having the Obligations approved by the Public Finance Division of the Office of the Texas Attorney General, and, following such approval, registered by the Texas Comptroller of Public Accounts. (4) Review legal issues relating to the structure of the Obligation issue. Item 7 (5) Review those sections of the Official Statement to be disseminated in connection with the sale of the Obligations which describe the Obligations, the Ordinance pursuant to which they will be issued and the tax-exempt treatment of the interest on the Obligations for purposes of federal income taxation. (6) If requested, assist the Issuer in presenting information to bond rating organizations and bond insurers relating to legal issues affecting the issuance of the Obligations. (7) Draft the continuing disclosure undertaking of the Issuer. Our Bond Opinion will be delivered by us on the date the Obligations are exchanged for their purchase price (the "Closing"). The Issuer will be entitled to rely on our Bond Opinion. The Bond Opinion will be based on facts and law existing as of its date. In rendering our Bond Opinion, we will rely upon the certified proceedings and other certifications of public officials and other persons furnished to us without undertaking to verify the same by independent investigation, and we will assume continuing compliance by the Issuer with applicable laws relating to the Obligations. During the course of this engagement, we will rely on you to provide us with complete and timely information on all developments pertaining to any aspect of the Obligations and their security. We understand that you will direct members of your staff and other employees of the Issuer to cooperate with us in this regard. Our duties in this engagement are limited to those expressly set forth above. Unless we are separately engaged in writing to perform other services, our duties do not include any other services, including the following: (1) Except as described in sections A and B above, assisting in the preparation or review of an official statement or any other disclosure document with respect to the Obligations, assisting in the preparation of, or opining on, a continuing disclosure undertaking pertaining to the Obligations or, after Closing, providing advice concerning any actions necessary to assure compliance with any continuing disclosure undertaking, or, in connection with the issuance of the Obligations, performing an independent investigation to determine the accuracy, completeness or sufficiency of any such document or rendering advice that the official statement or other disclosure document does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements contained therein, in light of the circumstances under which they were made, not misleading. (2) Preparing requests for tax rulings from the Internal Revenue Service, or no action letters from the Securities and Exchange Commission. (3) Preparing state securities law memoranda or investment surveys with respect to the Obligations. (4) Drafting state constitutional or legislative amendments. (5) Pursuing test cases or other litigation. Item 7 (6) Making an investigation or expressing any view as to the creditworthiness of the Issuer or the Obligations. (7) Representing the Issuer in Internal Revenue Service examinations or inquiries, or Securities and Exchange Commission investigations. (8) After Closing, providing continuing advice to the Issuer or any other party concerning any actions necessary to assure that interest paid on the Obligations will continue to be excludable from gross income for federal income tax purposes (e.g., our engagement does not include rebate calculations for the Obligations). (9) Negotiating the terms of, or opining as to, any investment contract. (10) Addressing any other matter not specifically set forth above that is not required to render our Bond Opinion. ATTORNEY-CLIENT RELATIONSHIP Upon execution of this engagement letter, the Issuer will be our client and an attorney-client relationship will exist between us. We further assume that all other parties in this transaction understand that we represent only the Issuer in this transaction, we are not counsel to any other party, and we are not acting as an intermediary among the parties. Our services as bond counsel are limited to those contracted for in this letter; the Issuer's execution of this engagement letter will constitute an acknowledgment of those limitations. Our representation of the Issuer will not affect, however, our responsibility to render an objective Bond Opinion. Our representation of the Issuer and the attorney-client relationship created by this engagement letter will be concluded upon issuance of the Obligations. Nevertheless, subsequent to Closing, we will mail the appropriate Internal Revenue Service Form 8038, prepare and distribute to the participants in the transaction a transcript of the proceedings pertaining to the Obligations. CONFLICTS As you are aware, our firm represents many political subdivisions and investment banking firms, among others, who do business with political subdivisions. It is possible that during the time that we are representing the Issuer, one or more of our present or future clients will have transactions with the Issuer. It is also possible that we may be asked to represent, in an unrelated matter, one or more of the entities involved in the issuance of the Obligations, including the Underwriter and the Issuer's financial advisor. We do not believe such representation, if it occurs, will adversely affect our ability to represent you as provided in this letter, either because such matters will be sufficiently different from the issuance of the Obligations so as to make such representations not adverse to our representation of you, or because the potential for such adversity is remote or minor and outweighed by the consideration that it is unlikely that advice given to the other client will be relevant to any aspect of the issuance of the Obligations. Execution of this letter will signify the Issuer's consent to our representation of others consistent with the circumstances described in this paragraph. FEES Item 7 Based upon: (i) the terms, structure, size and schedule of the financing represented by the Obligations; (ii) the duties we will undertake pursuant to this engagement letter; (iii) the time we anticipate devoting to the financing; and (iv) the responsibilities we will assume in connection therewith, our fee will be $6,000 for the first $1,000,000 in net proceeds of each series of the Obligations, plus $1 per $1,000 of net proceeds of each series of the Obligations for all such amounts above $1,000,000. Net proceeds include any net original issue premium, less the amount of the purchaser's discount, plus the principal amount of the Obligations (accrued interest is excluded from net proceeds). The fee includes our services rendered as Bond Counsel, but does not include client charges made or incurred on your behalf, such as travel costs, photocopying, deliveries, long distance telephone charges, telecopier charges, computer-assisted research and other expenses. Our fee will be billed after the Closing. If the financing is not consummated, we understand and agree that we will not be paid. In accordance with the terms of the Ordinance, the Issuer will provide the filing fee of the Texas Attorney General to Bond Counsel on a timely basis to permit the filing of the transcript of proceedings for the Obligations so that the Obligations may be approved by the Attorney General in time to meet the closing date set forth in the Official Statement. RECORDS At your request, papers and property furnished by you will be returned promptly upon receipt of payment for outstanding fees and client charges. Our own files, including lawyer work product, pertaining to the transaction will be retained by us. For various reasons, including the minimization of unnecessary storage expenses, we reserve the right to dispose of any documents or other materials retained by us after the termination of this engagement. If the foregoing terms are acceptable to you, please so indicate by returning the enclosed copy of this engagement letter dated and signed by an authorized officer, retaining the original for your files. We look forward to working with you. Respectfully yours, Accepted and Approved Town of Prosper, Texas By: Its: Mayor Date: June 25, 2013 Item 7 Page 1 of 2 To: Mayor and Town Council From: Harlan Jefferson, Town Manager Re: Town Council Meeting – June 25, 2013 Agenda Item: Consider and act upon all matters incident and related to the issuance and sale of the Town of Prosper, Texas, Combination Tax and Surplus Revenue Certificates of Obligation, Series 2013, including the adoption of Ordinance No. 13-43 authorizing the issuance of such Certificates, approving an Official Statement, a Bond Purchase Agreement, a Paying Agent/Registrar Agreement, and an engagement letter of Bond Counsel. Description of Agenda Item: On May 14, 2013, the Town Council approved a resolution directing staff to publish notice of the Town’s intent to issue Town of Prosper Combination Tax and Surplus Revenue Certificates of Obligation to fund the construction of water system improvements in an amount not to exceed $5.5 million. This issuance was anticipated to complete work in progress on the pump station expansion and second water line projects. Last summer, the Town Council discussed plans to issue debt to facilitate approximately $9.1 million in water projects, $1.03 million in stormwater drainage projects, and possibly $550,000 to reimburse the Town for the purchase of a replacement fire engine. Series 2012 Certificates of Obligations (“2012 CO”) were issued generating the full $1.03 million for storm drainage projects and $4.95 million in water projects. No debt was issued for the replacement fire engine, and staff is recommending it be solely funded from the General Fund. With the 2012 CO proceeds for water, the projects began construction, but require additional funding to complete. The Certificates will be priced earlier in the day on June 25, 2013; therefore, the final pricing and cost savings will be presented during the Council meeting. The Town’s Financial Advisor, Jason Hughes will be present at the June 25, 2013, Town Council meeting to discuss the issuance and/or answer any questions that may arise. Budget Impact: If the Certificates of Obligation are approved, the preliminary schedule calls for principal and interest payments in 2014 of approximately $400,000 from the Water/Wastewater Fund. The timing and amount will vary slightly depending on the final schedule and actual interest rate the Town receives. Legal Obligations and Review: Dan Culver, with McCall, Parkhurst & Horton L.L.P., serves as the Town’s Bond Counsel and has written the ordinance and made comment to the official statement. Prosper is a place where everyone matters. ADMINISTRATION Item 8 Page 2 of 2 Attached Documents: 1. Timetable for Series 2013 Bonds 2. Draft Ordinance – final terms will be set once pricing is confirmed the day of this meeting 3. Preliminary Official Statement 4. Bond Purchase Agreement 5. Paying Agent/Registrar Agreement 6. Bond Counsel Engagement Letter Town Staff Recommendation: Staff recommends that the Town Council approve this item. Proposed Motion: I move to act upon all matters incident and related to the issuance and sale of the Town of Prosper, Texas, Combination Tax and Surplus Revenue Certificates of Obligation, Series 2013, including the adoption of Ordinance No. 13-43 authorizing the issuance of such Certificates, approving an Official Statement, a Bond Purchase Agreement, a Paying Agent/Registrar Agreement, and an engagement letter of Bond Counsel. Item 8 Apr-13 May-13 Jun-13 Jul-13 SMTWTFS SMTWTFS SMTWTFS SMTWTFS 123456 1234 1 123456 78910111213 567891011 2345678 78910111213 14 15 16 17 18 19 20 12 13 14 15 16 17 18 9 10 11 12 13 14 15 14 15 16 17 18 19 20 21 22 23 24 25 26 27 19 20 21 22 23 24 25 16 17 18 19 20 21 22 21 22 23 24 25 26 27 28 29 30 26 27 28 29 30 31 23 24 25 26 27 28 29 28 29 30 31 30 Complete By Day Event 26-Apr-13 Friday First Southwest requests information for preparation of the Official Statement 14-May-13 Tuesday Town Council meeting to approve publication of the Notice of Intent for the Certificates 16-May-13 Thursday First Southwest receives requested information. First Southwest begins preparation of the Official Statement 21-May-13 Tuesday Draft Official Statement distributed to the Town and Bond Counsel 22-May-13 Wednesday 1st Notice of Intent published for Certificates 28-May-13 Tuesday First Southwest receives comments on Official Statement 29-May-13 Wednesday 2nd Notice of Intent published for Certificates 30-May-13 Friday Distribute POS to Rating Agency Rating Conference Call/Meeting 17-Jun-13 Monday Receive Rating 18-Jun-13 Tuesday Electronically mail Official Statement to Potential Purchasers 25-Jun-13 Tuesday Pricing 25-Jun-13 Tuesday Town Council passes Ordinance authorizing issuance of the Bonds and Certificates 25-Jul-13 Thursday Closing and Delivery of Funds to the Town Week of 6/3 - 6/7 Town of Prosper, TX General Obligation Refunding Bonds, Series 2013 4/25/2013 Acct # 0643-011 Preliminary Schedule of Events Combination Tax & Revenue Certificates of Obligation, Series 2013 Item 8 ORDINANCE OF THE TOWN OF PROSPER, TEXAS AUTHORIZING THE ISSUANCE OF TOWN OF PROSPER, TEXAS COMBINATION TAX AND SURPLUS REVENUE CERTIFICATES OF OBLIGATION, SERIES 2013 Item 8 i TABLE OF CONTENTS Section 1. Recitals, Amount and Purpose of the Certificates ............................1 Section 2. Designation, Date, Denominations, Numbers, Maturities of Certificates and Interest Rates ...........................................................1 Section 3. Characteristics of the Certificates ........................................2 Section 4. Form of Certificates...................................................6 Section 5. Interest and Sinking Fund .............................................12 Section 6. Surplus Revenues....................................................13 Section 7. Defeasance of Certificates.............................................13 Section 8. Damaged, Mutilated, Lost, Stolen, or Destroyed Certificates ..................14 Section 9. Custody, Approval, and Registration of Certificates; Bond Counsel's Opinion and Engagement; Attorney General Filing Fee; CUSIP Numbers; Other Procedures . . 15 Section 10. Covenants Regarding Tax Exemption of Interest on the Certificates ...........16 Section 11. Sale of Certificates; Approval of Official Statement; Application of Premium..............................................................18 Section 12. Allocation of Certificate Proceeds ......................................19 Section 13. Disposition of Project................................................19 Section 14. Interest Earnings on Certificate Proceeds ................................20 Section 15. Construction Fund ..................................................20 Section 16. Compliance with Rule 15c2-12 ........................................20 Section 17. Method of Amendment ..............................................23 Section 18. Continued Perfection of Security Interest ................................24 Section 19. Inconsistent Provisions ..............................................25 Section 20. Governing Law ....................................................25 Section 21. Severability .......................................................25 Item 8 ii Section 22. Events of Default ...................................................25 Section 23. Remedies for Default ................................................25 Section 24. Remedies Not Exclusive .............................................26 Section 25. Effective Date .....................................................26 Exhibit A Continuing Disclosure Information ................................... A-1 Item 8 ORDINANCE AUTHORIZING THE ISSUANCE AND SALE OF TOWN OF PROSPER, TEXAS COMBINATION TAX AND SURPLUS REVENUE CERTIFICATES OF OBLIGATION, SERIES 201; LEVYING AN ANNUAL AD VALOREM TAX FOR THE PAYMENT OF SAID CERTIFICATES AND PROVIDING OTHER SECURITY; APPROVING AN OFFICIAL STATEMENT AND A PAYING AGENT/REGISTRAR AGREEMENT; ENGAGING BOND COUNSEL; AND ENACTING OTHER PROVISIONS RELATING TO THE SUBJECT THE STATE OF TEXAS § COLLIN AND DENTON COUNTIES § TOWN OF PROSPER § WHEREAS, the Town Council of the Town of Prosper, Texas (the "Issuer") deems it advisable to issue Certificates of Obligation in the principal amount of $5,550,000 for paying all or a portion of the Issuer's contractual obligations incurred in connection with extending, constructing and improving the Issuer's water system, including constructing improvements to pump stations and extending water lines and paying legal, fiscal, engineering and architectural fees in connection with these projects; and WHEREAS, the Certificates of Obligation hereinafter authorized and designated are to be issued and delivered for cash pursuant to Subchapter C of Chapter 271, Local Government Code and Chapter 1502, Government Code, as amended; and WHEREAS, the Town Council has heretofore passed a resolution authorizing and directing the Town Secretary to give notice of intention to issue Certificates of Obligation; and WHEREAS, said notice has been duly published in a newspaper of general circulation in the Issuer, said newspaper being a "newspaper" as defined in §2051.044, Texas Government Code; and WHEREAS, the Issuer received no petition from the qualified electors of the Issuer protesting the issuance of such Certificates of Obligation; and WHEREAS, it is considered to be to the best interest of the Issuer that said interest bearing Certificates of Obligation be issued. BE IT ORDAINED BY THE TOWN COUNCIL OF THE TOWN OF PROSPER: Section 1. RECITALS, AMOUNT AND PURPOSE OF THE CERTIFICATES. The recitals set forth in the preamble hereof are incorporated herein and shall have the same force and effect as if set forth in this Section. The certificates of the Issuer are hereby authorized to be issued and delivered in the aggregate principal amount of $5,550,000 for the purpose of paying all or a portion of the Issuer's contractual obligations incurred in connection with extending, constructing and improving the Issuer's water system, including constructing improvements to pump stations and extending water lines and paying legal, fiscal, engineering and architectural fees in connection with these projects (collectively, the "Project"). Item 8 2 Section 2. DESIGNATION, DATE, DENOMINATIONS, NUMBERS, MATURITIES OF CERTIFICATES AND INTEREST RATES. Each certificate issued pursuant to this Ordinance shall be designated: "TOWN OF PROSPER, TEXAS, COMBINATION TAX AND SURPLUS REVENUE CERTIFICATE OF OBLIGATION, SERIES 2013", and initially there shall be issued, sold, and delivered hereunder one fully registered certificate, without interest coupons, dated June 15, 2013, in the principal amount stated above and in the denominations hereinafter stated, numbered T-1, with certificates issued in replacement thereof being in the denominations and principal amounts hereinafter stated and numbered consecutively from R-1 upward, payable to the respective Registered Owners thereof (with the initial certificate being made payable to the initial purchaser as described in Section 11 hereof), or to the registered assignee or assignees of said certificates or any portion or portions thereof (in each case, the "Registered Owner"). The Certificates shall mature on August 15 in the years and in the principal amounts and interest rates set forth below, interest on each Certificate accruing on the basis of a 360-day year of twelve 30-day months from the date of initial delivery of the Certificates to the purchaser thereof or the most recent interest payment date to which interest has been paid or provided for at the per annum rates of interest, payable semiannually on February 15 and August 15 of each year until the principal amount shall have been paid or provision for such payment shall have been made, commencing February 15, 2014, as follows: Year Principal Amount Interest Rate Year Principal Amount Interest Rate 2014 2024 2015 2025 2016 2026 2017 2027 2018 2028 2019 2029 2020 2030 2021 2031 2022 2032 2023 2033 Section 3. CHARACTERISTICS OF THE CERTIFICATES. (a) Registration, Transfer, Conversion and Exchange; Authentication. The Issuer shall keep or cause to be kept at the corporate trust office of U.S. Bank National Association, Dallas, Texas, the "Paying Agent/Registrar"), books or records for the registration of the transfer, conversion and exchange of the Certificates (the "Registration Books"), and the Issuer hereby appoints the Paying Agent/Registrar as its registrar and transfer agent to keep such books or records and make such registrations of transfers, conversions and exchanges under such reasonable regulations as the Issuer and Paying Agent/Registrar may prescribe; and the Paying Agent/Registrar shall make such registrations, transfers, conversions and exchanges as herein provided. The Paying Agent/Registrar shall obtain and record in the Registration Books the address of the registered owner of each Certificate to which payments with respect to the Certificates shall be mailed, as herein provided; but it shall be the duty of each registered owner to notify the Paying Agent/Registrar in writing of the address to which payments Item 8 3 shall be mailed, and such interest payments shall not be mailed unless such notice has been given. The Issuer shall have the right to inspect the Registration Books during regular business hours of the Paying Agent/Registrar, but otherwise the Paying Agent/Registrar shall keep the Registration Books confidential and, unless otherwise required by law, shall not permit their inspection by any other entity. The Issuer shall pay the Paying Agent/Registrar's standard or customary fees and charges for making such registration, transfer, conversion, exchange and delivery of a substitute Certificate or Certificates. Registration of assignments, transfers, conversions and exchanges of Certificates shall be made in the manner provided and with the effect stated in the FORM OF CERTIFICATE set forth in this Ordinance. Each substitute Certificate shall bear a letter and/or number to distinguish it from each other Certificate. Except as provided in Section 3(c) of this Ordinance, an authorized representative of the Paying Agent/Registrar shall, before the delivery of any such Certificate, date and manually sign said Certificate, and no such Certificate shall be deemed to be issued or outstanding unless such Certificate is so executed. The Paying Agent/Registrar promptly shall cancel all paid Certificates and Certificates surrendered for conversion and exchange. No additional ordinances, orders, or resolutions need be passed or adopted by the governing body of the Issuer or any other body or person so as to accomplish the foregoing conversion and exchange of any Certificate or portion thereof, and the Paying Agent/Registrar shall provide for the printing, execution, and delivery of the substitute Certificates in the manner prescribed herein, and said Certificates shall be printed or typed on paper of customary weight and strength. Pursuant to Chapter 1201, Government Code, and particularly Subchapter D thereof, the duty of conversion and exchange of Certificates as aforesaid is hereby imposed upon the Paying Agent/Registrar, and, upon the execution of said Certificate, the converted and exchanged Certificate shall be valid, incontestable, and enforceable in the same manner and with the same effect as the Certificates that initially were issued and delivered pursuant to this Ordinance, approved by the Attorney General and registered by the Comptroller of Public Accounts. (b) Payment of Certificates and Interest. The Issuer hereby further appoints the Paying Agent/Registrar to act as the paying agent for paying the principal of and interest on the Certificates, all as provided in this Ordinance. The Paying Agent/Registrar shall keep proper records of all payments made by the Issuer and the Paying Agent/Registrar with respect to the Certificates, and of all conversions and exchanges of Certificates, and all replacements of Certificates, as provided in this Ordinance. However, in the event of a nonpayment of interest on a scheduled payment date, and for thirty (30) days thereafter, a new record date for such interest payment (a "Special Record Date") will be established by the Paying Agent/Registrar, if and when funds for the payment of such interest have been received from the Issuer. Notice of the past due interest shall be sent at least five (5) business days prior to the Special Record Date by United States mail, first-class postage prepaid, to the address of each registered owner appearing on the Registration Books at the close of business on the last business day next preceding the date of mailing of such notice. (c) In General. The Certificates (i) shall be issued in fully registered form, without interest coupons, with the principal of and interest on such Certificates to be payable only to the registered owners thereof, (ii) may be redeemed prior to their scheduled maturities (notice of which Item 8 4 shall be given to the Paying Agent/Registrar by the Issuer at least 35 days prior to any such redemption date), (iii) may be converted and exchanged for other Certificates, (iv) may be transferred and assigned, (v) shall have the characteristics, (vi) shall be signed, sealed, executed and authenticated, (vii) the principal of and interest on the Certificates shall be payable, and (viii) shall be administered and the Paying Agent/Registrar and the Issuer shall have certain duties and responsibilities with respect to the Certificates, all as provided, and in the manner and to the effect as required or indicated, in the FORM OF CERTIFICATE set forth in this Ordinance. The Certificate initially issued and delivered pursuant to this Ordinance is not required to be, and shall not be, authenticated by the Paying Agent/Registrar, but on each substitute Certificate issued in conversion of and exchange for any Certificate or Certificates issued under this Ordinance the Paying Agent/Registrar shall execute the PAYING AGENT/REGISTRAR'S AUTHENTICATION CERTIFICATE, in the form set forth in the FORM OF CERTIFICATE. (d) Book-Entry Only System. The Certificates issued in exchange for the Certificate initially issued to the initial purchaser specified herein shall be initially issued in the form of a separate single fully registered Certificate for each of the maturities thereof. Upon initial issuance, the ownership of each such Certificate shall be registered in the name of Cede & Co., as nominee of The Depository Trust Company, New York, New York ("DTC"), and except as provided in subsection (f) hereof, all of the outstanding Certificates shall be registered in the name of Cede & Co., as nominee of DTC. With respect to Certificates registered in the name of Cede & Co., as nominee of DTC, the Issuer and the Paying Agent/Registrar shall have no responsibility or obligation to any securities brokers and dealers, banks, trust companies, clearing corporations and certain other organizations on whose behalf DTC was created ("DTC Participant") to hold securities to facilitate the clearance and settlement of securities transactions among DTC Participants or to any person on behalf of whom such a DTC Participant holds an interest in the Certificates. Without limiting the immediately preceding sentence, the Issuer and the Paying Agent/Registrar shall have no responsibility or obligation with respect to (i) the accuracy of the records of DTC, Cede & Co. or any DTC Participant with respect to any ownership interest in the Certificates, (ii) the delivery to any DTC Participant or any other person, other than a Registered Owner of Certificates, as shown on the Registration Books, of any notice with respect to the Certificates, or (iii) the payment to any DTC Participant or any other person, other than a Registered Owner of Certificates, as shown in the Registration Books of any amount with respect to principal of or interest on the Certificates. Notwithstanding any other provision of this Ordinance to the contrary, the Issuer and the Paying Agent/Registrar shall be entitled to treat and consider the person in whose name each Certificate is registered in the Registration Books as the absolute owner of such Certificate for the purpose of payment of principal and interest with respect to such Certificate, for the purpose of registering transfers with respect to such Certificate, and for all other purposes whatsoever. The Paying Agent/Registrar shall pay all principal of and interest on the Certificates only to or upon the order of the Registered Owners, as shown in the Registration Books as provided in this Ordinance, or their respective attorneys duly authorized in writing, and all such payments shall be valid and effective to fully satisfy and discharge the Issuer's obligations with respect to payment of principal of and interest on the Certificates to the extent of the sum or sums so paid. No person other than a Item 8 5 Registered Owner, as shown in the Registration Books, shall receive a Certificate evidencing the obligation of the Issuer to make payments of principal and interest pursuant to this Ordinance. Upon delivery by DTC to the Paying Agent/Registrar of written notice to the effect that DTC has determined to substitute a new nominee in place of Cede & Co., and subject to the provisions in this Ordinance with respect to interest checks being mailed to the Registered Owner at the close of business on the Record date, the words "Cede & Co." in this Ordinance shall refer to such new nominee of DTC. (e) Successor Securities Depository; Transfers Outside Book-Entry Only System. In the event that the Issuer determines that DTC is incapable of discharging its responsibilities described herein and in the representations letter of the Issuer to DTC or that it is in the best interest of the beneficial owners of the Certificates that they be able to obtain certificated Certificates, the Issuer shall (i) appoint a successor securities depository, qualified to act as such under Section 17A of the Securities and Exchange Act of 1934, as amended, notify DTC and DTC Participants of the appointment of such successor securities depository and transfer one or more separate Certificates to such successor securities depository or (ii) notify DTC and DTC Participants of the availability through DTC of Certificates and transfer one or more separate certificated Certificates to DTC Participants having Certificates credited to their DTC accounts. In such event, the Certificates shall no longer be restricted to being registered in the Registration Books in the name of Cede & Co., as nominee of DTC, but may be registered in the name of the successor securities depository, or its nominee, or in whatever name or names Registered Owners transferring or exchanging Certificates shall designate, in accordance with the provisions of this Ordinance. (f) Payments to Cede & Co. Notwithstanding any other provision of this Ordinance to the contrary, so long as any Certificate is registered in the name of Cede & Co., as nominee of DTC, all payments with respect to principal of and interest on such Certificate and all notices with respect to such Certificate shall be made and given, respectively, in the manner provided in the representations letter of the Issuer to DTC. (g) Cancellation of Initial Certificate. On the closing date, one initial Certificate representing the entire principal amount of the Certificates, payable in stated installments to the purchaser designated in Section 11 or its designee, executed by manual or facsimile signature of the Mayor (or in the absence thereof, by the Mayor Pro-tem) and Town Secretary of the Issuer, approved by the Attorney General of Texas, and registered and manually signed by the Comptroller of Public Accounts of the State of Texas, will be delivered to such purchaser or its designee. Upon payment for the initial Certificate, the Paying Agent/Registrar shall cancel the initial Certificate and deliver to the Depository Trust Company on behalf of such purchaser one registered definitive Certificate for each year of maturity of the Certificates, in the aggregate principal amount of all of the Certificates for such maturity. (h) Conditional Notice of Redemption. With respect to any optional redemption of the Certificates, unless certain prerequisites to such redemption required by this Ordinance have been met and moneys sufficient to pay the principal of and premium, if any, and interest on the Certificates to be redeemed shall have been received by the Paying Agent/Registrar prior to the Item 8 6 giving of such notice of redemption, such notice shall state that said redemption may, at the option of the Issuer, be conditional upon the satisfaction of such prerequisites and receipt of such moneys by the Paying Agent/Registrar on or prior to the date fixed for such redemption, or upon any prerequisite set forth in such notice of redemption. If a conditional notice of redemption is given and such prerequisites to the redemption and sufficient moneys are not received, such notice shall be of no force and effect, the Issuer shall not redeem such Certificates and the Paying Agent/Registrar shall give notice, in the manner in which the notice of redemption was given, to the effect that the Certificates have not been redeemed. Section 4. FORM OF CERTIFICATES. The form of the Certificates, including the form of Paying Agent/Registrar's Authentication Certificate, the form of Assignment and the form of Registration Certificate of the Comptroller of Public Accounts of the State of Texas to be attached to the Certificates initially issued and delivered pursuant to this Ordinance, shall be, respectively, substantially as follows, with such appropriate variations, omissions or insertions as are permitted or required by this Ordinance. (a) [Form of Certificate] NO. R- UNITED STATES OF AMERICA STATE OF TEXAS TOWN OF PROSPER, TEXAS COMBINATION TAX AND SURPLUS REVENUE CERTIFICATE OF OBLIGATION, SERIES 2013 PRINCIPAL AMOUNT $ Interest Rate Date of Initial Delivery Maturity Date CUSIP No. July 25, 2013 August 15,____ REGISTERED OWNER: PRINCIPAL AMOUNT: DOLLARS ON THE MATURITY DATE specified above, the Town of Prosper, in Collin and Denton Counties, Texas (the "Issuer"), being a political subdivision and municipal corporation of the State of Texas, hereby promises to pay to the Registered Owner specified above, or registered assigns (hereinafter called the "Registered Owner"), on the Maturity Date specified above, the Principal Amount specified above. The Issuer promises to pay interest on the unpaid principal amount hereof (calculated on the basis of a 360-day year of twelve 30-day months) from the Date of Initial Delivery set forth above at the Interest Rate per annum specified above. Interest is payable on February 15, 2014 and semiannually on each August 15 and February 15 thereafter to the Maturity Date specified above, or the date of redemption prior to maturity; except, if this Certificate is required to be authenticated and the date of its authentication is later than the first Record Date (hereinafter defined), such Principal Amount shall bear interest from the interest payment date next preceding Item 8 7 the date of authentication, unless such date of authentication is after any Record Date but on or before the next following interest payment date, in which case such principal amount shall bear interest from such next following interest payment date; provided, however, that if on the date of authentication hereof the interest on the Certificate or Certificates, if any, for which this Certificate is being exchanged is due but has not been paid, then this Certificate shall bear interest from the date to which such interest has been paid in full. THE PRINCIPAL OF AND INTEREST ON this Certificate are payable in lawful money of the United States of America, without exchange or collection charges. The principal of this Certificate shall be paid to the registered owner hereof upon presentation and surrender of this Certificate at maturity, or upon the date fixed for its redemption prior to maturity, at the corporate trust office of U.S. Bank National Association in Dallas, Texas, which is the "Paying Agent/Registrar" for this Certificate. The payment of interest on this Certificate shall be made by the Paying Agent/Registrar to the registered owner hereof on each interest payment date by check or draft, dated as of such interest payment date, drawn by the Paying Agent/Registrar on, and payable solely from, funds of the Issuer required by the ordinance authorizing the issuance of this Certificate (the "Certificate Ordinance") to be on deposit with the Paying Agent/Registrar for such purpose as hereinafter provided; and such check or draft shall be sent by the Paying Agent/Registrar by United States mail, first-class postage prepaid, on each such interest payment date, to the registered owner hereof, at its address as it appeared on the last day of the month preceding each such date (the "Record Date") on the Registration Books kept by the Paying Agent/Registrar, as hereinafter described. In addition, interest may be paid by such other method, acceptable to the Paying Agent/Registrar, requested by, and at the risk and expense of, the registered owner. In the event of a non-payment of interest on a scheduled payment date, and for 30 days thereafter, a new record date for such interest payment (a "Special Record Date") will be established by the Paying Agent/Registrar, if and when funds for the payment of such interest have been received from the Issuer. Notice of the Special Record Date and of the scheduled payment date of the past due interest (which shall be 15 days after the Special Record Date) shall be sent at least five business days prior to the Special Record Date by United States mail, first-class postage prepaid, to the address of each owner of a Certificate appearing on the Registration Books at the close of business on the last business day next preceding the date of mailing of such notice. ANY ACCRUED INTEREST due at maturity or upon the redemption of this Certificate prior to maturity as provided herein shall be paid to the registered owner upon presentation and surrender of this Certificate for redemption and payment at the corporate trust office of the Paying Agent/Registrar. The Issuer covenants with the registered owner of this Certificate that on or before each principal payment date, interest payment date, and accrued interest payment date for this Certificate it will make available to the Paying Agent/Registrar, from the "Interest and Sinking Fund" created by the Certificate Ordinance, the amounts required to provide for the payment, in immediately available funds, of all principal of and interest on the Certificates, when due. IF THE DATE for the payment of the principal of or interest on this Certificate shall be a Saturday, Sunday, a legal holiday or a day on which banking institutions in the city where the corporate trust office of the Paying Agent/Registrar is located are authorized by law or executive Item 8 8 order to close, then the date for such payment shall be the next succeeding day that is not such a Saturday, Sunday, legal holiday or day on which banking institutions are authorized to close; and payment on such date shall have the same force and effect as if made on the original date payment was due. THIS CERTIFICATE is one of a series of Certificates dated June 15, 2013, authorized in accordance with the Constitution and laws of the State of Texas in the principal amount of $5,550,000 for the purpose of paying all or a portion of the Issuer's contractual obligations incurred in connection with extending, constructing and improving the Issuer's water system, including constructing improvements to pump stations and extending water lines and paying legal, fiscal, engineering and architectural fees in connection with these projects. THE CERTIFICATES OF THIS SERIES having stated maturities on and after August 15, 2024 may be redeemed prior to their scheduled maturities, at the option of the Issuer, on August 15, 2023 or on any date thereafter, with funds derived from any available and lawful source, as a whole, or in part, and, if in part, the particular Certificates, or portions thereof, to be redeemed shall be selected and designated by the Issuer (provided that a portion of a Certificate may be redeemed only in an integral multiple of $5,000), at a redemption price equal to the principal amount to be redeemed plus accrued interest to the date fixed for redemption. AT LEAST 30 DAYS prior to the date fixed for any redemption of Certificates or portions thereof prior to maturity a written notice of such redemption shall be sent by the Paying Agent/Registrar by United States mail, first-class postage prepaid, at least 30 days prior to the date fixed for any such redemption, to the registered owner of each Certificate to be redeemed at its address as it appeared on the 45th day prior to such redemption date; provided, however, that the failure of the registered owner to receive such notice, or any defect therein or in the sending or mailing thereof, shall not affect the validity or effectiveness of the proceedings for the redemption of any Certificate. By the date fixed for any such redemption due provision shall be made with the Paying Agent/Registrar for the payment of the required redemption price for the Certificates or portions thereof that are to be so redeemed. If such written notice of redemption is sent and if due provision for such payment is made, all as provided above, the Certificates or portions thereof that are to be so redeemed thereby automatically shall be treated as redeemed prior to their scheduled maturities, and they shall not bear interest after the date fixed for redemption, and they shall not be regarded as being outstanding except for the right of the registered owner to receive the redemption price from the Paying Agent/Registrar out of the funds provided for such payment. If a portion of any Certificate shall be redeemed, a substitute Certificate or Certificates having the same maturity date, bearing interest at the same rate, in any denomination or denominations in any integral multiple of $5,000, at the written request of the registered owner, and in aggregate principal amount equal to the unredeemed portion thereof, will be issued to the registered owner upon the surrender thereof for cancellation, at the expense of the Issuer, all as provided in the Certificate Ordinance. ALL CERTIFICATES OF THIS SERIES are issuable solely as fully registered certificates, without interest coupons, in the denomination of any integral multiple of $5,000. As provided in the Certificate Ordinance, this Certificate may, at the request of the registered owner or the assignee Item 8 9 or assignees hereof, be assigned, transferred, converted into and exchanged for a like aggregate principal amount of fully registered certificates, without interest coupons, payable to the appropriate registered owner, assignee or assignees, as the case may be, having the same denomination or denominations in any integral multiple of $5,000 as requested in writing by the appropriate registered owner, assignee or assignees, as the case may be, upon surrender of this Certificate to the Paying Agent/Registrar for cancellation, all in accordance with the form and procedures set forth in the Certificate Ordinance. Among other requirements for such assignment and transfer, this Certificate must be presented and surrendered to the Paying Agent/Registrar, together with proper instruments of assignment, in form and with guarantee of signatures satisfactory to the Paying Agent/Registrar, evidencing assignment of this Certificate or any portion or portions hereof in any integral multiple of $5,000 to the assignee or assignees in whose name or names this Certificate or any such portion or portions hereof is or are to be registered. The form of Assignment printed or endorsed on this Certificate may be executed by the registered owner to evidence the assignment hereof, but such method is not exclusive, and other instruments of assignment satisfactory to the Paying Agent/Registrar may be used to evidence the assignment of this Certificate or any portion or portions hereof from time to time by the registered owner. The Paying Agent/Registrar's reasonable standard or customary fees and charges for assigning, transferring, converting and exchanging any Certificate or portion thereof will be paid by the Issuer. In any circumstance, any taxes or governmental charges required to be paid with respect thereto shall be paid by the one requesting such assignment, transfer, conversion or exchange, as a condition precedent to the exercise of such privilege. The Paying Agent/Registrar shall not be required to make any such transfer, conversion, or exchange (i) during the period commencing with the close of business on any Record Date and ending with the opening of business on the next following principal or interest payment date, or (ii) with respect to any Certificate or any portion thereof called for redemption prior to maturity, within 45 days prior to its redemption date. IN THE EVENT any Paying Agent/Registrar for the Certificates is changed by the Issuer, resigns, or otherwise ceases to act as such, the Issuer has covenanted in the Certificate Ordinance that it promptly will appoint a competent and legally qualified substitute therefor, and cause written notice thereof to be mailed to the registered owners of the Certificates. IT IS HEREBY certified, recited and covenanted that this Certificate has been duly and validly authorized, issued and delivered; that all acts, conditions and things required or proper to be performed, exist and be done precedent to or in the authorization, issuance and delivery of this Certificate have been performed, existed and been done in accordance with law; that this Certificate is a general obligation of said Issuer, issued on the full faith and credit thereof; and that annual ad valorem taxes sufficient to provide for the payment of the interest on and principal of this Certificate, as such interest comes due and such principal matures, have been levied and ordered to be levied against all taxable property in said Issuer, and have been pledged for such payment, within the limit prescribed by law, and that this Certificate is additionally secured by and payable from a pledge of the revenues of the Issuer's combined Waterworks and Sewer Systems remaining after payment of all operation and maintenance expenses thereof, and all debt service, reserve and other requirements in connection with all of the Issuer's revenue obligations (now or hereafter outstanding) that are payable from all or part of said revenues, all as provided in the Certificate Ordinance. Item 8 10 BY BECOMING the registered owner of this Certificate, the registered owner thereby acknowledges all of the terms and provisions of the Certificate Ordinance, agrees to be bound by such terms and provisions, acknowledges that the Certificate Ordinance is duly recorded and available for inspection in the official minutes and records of the governing body of the Issuer, and agrees that the terms and provisions of this Certificate and the Certificate Ordinance constitute a contract between each registered owner hereof and the Issuer. IN WITNESS WHEREOF, the Issuer has caused this Certificate to be signed with the manual or facsimile signature of the Mayor (or in the absence thereof, by the Mayor Pro-tem) of the Issuer and countersigned with the manual or facsimile signature of the Town Secretary of said Issuer, and has caused the official seal of the Issuer to be duly impressed, or placed in facsimile, on this Certificate. (signature) (signature) Town Secretary Mayor (SEAL) (b) [Form of Paying Agent/Registrar's Authentication Certificate] PAYING AGENT/REGISTRAR'S AUTHENTICATION CERTIFICATE (To be executed if this Certificate is not accompanied by an executed Registration Certificate of the Comptroller of Public Accounts of the State of Texas) It is hereby certified that this Certificate has been issued under the provisions of the Certificate Ordinance described in the text of this Certificate; and that this Certificate has been issued in conversion or replacement of, or in exchange for, a certificate, certificates, or a portion of a certificate or certificates of a series that originally was approved by the Attorney General of the State of Texas and registered by the Comptroller of Public Accounts of the State of Texas. Dated: _______________________________________________ U.S. Bank National Association Dallas, Texas Paying Agent/Registrar By:______________________________ Authorized Representative (c) [Form of Assignment] ASSIGNMENT For value received, the undersigned hereby sells, assigns and transfers unto _______________________________________________________________________________. Item 8 11 Please insert Social Security or Taxpayer Identification Number of Transferee ______________________________________________________________________________ (Please print or typewrite name and address, including zip code, of Transferee.) ______________________________________________________________________________ the within Certificate and all rights thereunder, and hereby irrevocably constitutes and appoints ___________________________________________, attorney, to register the transfer of the within Certificate on the books kept for registration thereof, with full power of substitution in the premises. Dated: ___________________________ Signature Guaranteed: NOTICE: Signature(s) must be guaranteed by an eligible guarantor institution participating in a securities transfer association recognized signature guarantee program. NOTICE: The signature above must correspond with the name of the registered owner as it appears upon the front of this Certificate in every particular, without alteration or enlargement or any change whatsoever. (d) [Form of Registration Certificate of the Comptroller of Public Accounts] COMPTROLLER'S REGISTRATION CERTIFICATE: REGISTER NO. I hereby certify that this Certificate has been examined, certified as to validity and approved by the Attorney General of the State of Texas, and that this Certificate has been registered by the Comptroller of Public Accounts of the State of Texas. Witness my signature and seal this __________________________________________ Comptroller of Public Accounts of the State of Texas (COMPTROLLER'S SEAL) (e) [Initial Certificate Insertions] (i) The initial Certificate shall be in the form set forth is paragraph (a) of this Section, except that: Item 8 12 A. immediately under the name of the Certificate, the headings "Interest Rate" and "Maturity Date" shall both be completed with the words "As shown below" and "CUSIP No. _____" shall be deleted. B. the first paragraph shall be deleted and the following will be inserted: "THE TOWN OF PROSPER, TEXAS (the "Issuer"), being a political subdivision and municipal corporation of the State of Texas, hereby promises to pay to the Registered Owner specified above, or registered assigns (hereinafter called the "Registered Owner"), on August15 in each of the years, in the principal installments and bearing interest at the per annum rates set forth in the following schedule: Years Principal Installments Interest Rates Years Principal Installments Interest Rates 2014 2024 2015 2025 2016 2026 2017 2027 2018 2028 2019 2029 2020 2030 2021 2031 2022 2032 2023 2033 The Issuer promises to pay interest on the unpaid principal amount hereof (calculated on the basis of a 360-day year of twelve 30-day months) from the Date of Initial Delivery set forth above at the respective Interest Rate per annum specified above. Interest is payable on February 15, 2014 and semiannually on each August 15 and February 15 and thereafter to the date of payment of the principal installment specified above, or the date of redemption prior to maturity; except, that if this Certificate is required to be authenticated and the date of its authentication is later than the first Record Date (hereinafter defined), such Principal Amount shall bear interest from the interest payment date next preceding the date of authentication, unless such date of authentication is after any Record Date but on or before the next following interest payment date, in which case such principal amount shall bear interest from such next following interest payment date; provided, however, that if on the date of authentication hereof the interest on the Certificate or Certificates, if any, for which this Certificate is being exchanged is due but has not been paid, then this Certificate shall bear interest from the date to which such interest has been paid in full." C. The Initial Certificate shall be numbered "T-1." Section 5. INTEREST AND SINKING FUND. A special "Interest and Sinking Fund" is hereby created and shall be established and maintained by the Issuer at an official depository bank of the Issuer. Said Interest and Sinking Fund shall be kept separate and apart from all other funds Item 8 13 and accounts of the Issuer, and shall be used only for paying the interest on and principal of the Certificates. All amounts received from the sale of the Certificates as accrued interest and ad valorem taxes levied and collected for and on account of the Certificates shall be deposited, as collected, to the credit of said Interest and Sinking Fund. During each year while any of the Certificates are outstanding and unpaid, the governing body of the Issuer shall compute and ascertain a rate and amount of ad valorem tax that will be sufficient to raise and produce the money required to pay the interest on the Certificates as such interest comes due, and to provide and maintain a sinking fund adequate to pay the principal of the Certificates as such principal matures (but never less than 2% of the original amount of the Certificates as a sinking fund each year); and said tax shall be based on the latest approved tax rolls of the Issuer, with full allowances being made for tax delinquencies and the cost of tax collection. Said rate and amount of ad valorem tax is hereby levied, and is hereby ordered to be levied, against all taxable property in the Issuer, for each year while any of the Certificates are outstanding and unpaid, and said tax shall be assessed and collected each such year and deposited to the credit of the aforesaid Interest and Sinking Fund. Said ad valorem taxes sufficient to provide for the payment of the interest on and principal of the Certificates, as such interest comes due and such principal matures, are hereby pledged for such payment, within the limit prescribed by law. Section 6. SURPLUS REVENUES. The Certificates are additionally secured by and payable from a pledge of the revenues of the Issuer's combined Waterworks and Sewer Systems remaining after payment of all operation and maintenance expenses thereof, and all debt service, reserve and other requirements in connection with all of the Issuer's revenue obligations (now or hereafter outstanding) that are payable from all or part of the Net Revenues of the Issuer's Waterworks and Sewer Systems, constituting "Surplus Revenues." The Issuer shall deposit such Surplus Revenues to the credit of the Interest and Sinking Fund created pursuant to Section 5, to the extent necessary to pay the principal and interest on the Certificates. Notwithstanding the requirements of Section 5, if Surplus Revenues are actually on deposit in the Interest and Sinking Fund in advance of the time when ad valorem taxes are scheduled to be levied for any year, then the amount of taxes that otherwise would have been required to be levied pursuant to Section 5 may be reduced to the extent and by the amount of the Surplus Revenues then on deposit in the Interest and Sinking Fund. The Issuer reserves the right, without condition or limitation, to issue other obligations secured in whole or in part by a parity lien on and pledge of the Surplus Revenues, for any purpose permitted by law. Section 7. DEFEASANCE OF CERTIFICATES. (a) Any Certificate and the interest thereon shall be deemed to be paid, retired and no longer outstanding (a "Defeased Certificate") within the meaning of this Ordinance, except to the extent provided in subsection (d) of this Section 7, when payment of the principal of such Certificate, plus interest thereon to the due date (whether such due date be by reason of maturity or otherwise) either (i) shall have been made or caused to be made in accordance with the terms thereof, or (ii) shall have been provided for on or before such due date by irrevocably depositing with or making available to the Paying Agent/Registrar in accordance with an escrow agreement or other instrument (the "Future Escrow Agreement") for such payment (1) lawful money of the United States of America sufficient to make such payment or (2) Defeasance Securities that mature as to principal and interest in such amounts and at such times as will insure Item 8 14 the availability, without reinvestment, of sufficient money to provide for such payment, and when proper arrangements have been made by the Issuer with the Paying Agent/Registrar for the payment of its services until all Defeased Certificates shall have become due and payable. At such time as a Certificate shall be deemed to be a Defeased Certificate hereunder, as aforesaid, such Certificate and the interest thereon shall no longer be secured by, payable from, or entitled to the benefits of, the ad valorem taxes or revenues herein levied and pledged as provided in this Ordinance, and such principal and interest shall be payable solely from such money or Defeasance Securities. Notwithstanding any other provision of this Ordinance to the contrary, it is hereby provided that any determination not to redeem Defeased Certificates that is made in conjunction with the payment arrangements specified in subsection 7(a)(i) or (ii) shall not be irrevocable, provided that: (1) in the proceedings providing for such payment arrangements, the Issuer expressly reserves the right to call the Defeased Certificates for redemption; (2) gives notice of the reservation of that right to the owners of the Defeased Certificates immediately following the making of the payment arrangements; and (3) directs that notice of the reservation be included in any redemption notices that it authorizes. (b) Any moneys so deposited with the Paying Agent/Registrar may at the written direction of the Issuer be invested in Defeasance Securities, maturing in the amounts and times as hereinbefore set forth, and all income from such Defeasance Securities received by the Paying Agent/Registrar that is not required for the payment of the Certificates and interest thereon, with respect to which such money has been so deposited, shall be turned over to the Issuer, or deposited as directed in writing by the Issuer. Any Future Escrow Agreement pursuant to which the money and/or Defeasance Securities are held for the payment of Defeased Certificates may contain provisions permitting the investment or reinvestment of such moneys in Defeasance Securities or the substitution of other Defeasance Securities upon the satisfaction of the requirements specified in subsection 7(a)(i) or (ii). All income from such Defeasance Securities received by the Paying Agent/Registrar that is not required for the payment of the Defeased Certificates, with respect to which such money has been so deposited, shall be remitted to the Issuer or deposited as directed in writing by the Issuer. (c) The term "Defeasance Securities" means any securities and obligations now or hereafter authorized by Texas law that are eligible to refund, defease or otherwise discharge obligations such as the Certificates. (d) Until all Defeased Certificates shall have become due and payable, the Paying Agent/Registrar shall perform the services of Paying Agent/Registrar for such Defeased Certificates the same as if they had not been defeased, and the Issuer shall make proper arrangements to provide and pay for such services as required by this Ordinance. (e) In the event that the Issuer elects to defease less than all of the principal amount of Certificates of a maturity, the Paying Agent/Registrar shall select, or cause to be selected, such amount of Certificates by such random method as it deems fair and appropriate. Item 8 15 Section 8. DAMAGED, MUTILATED, LOST, STOLEN, OR DESTROYED CERTIFICATES. (a) Replacement Certificates. In the event any outstanding Certificate is damaged, mutilated, lost, stolen or destroyed, the Paying Agent/Registrar shall cause to be printed, executed and delivered, a new certificate of the same principal amount, maturity and interest rate, as the damaged, mutilated, lost, stolen or destroyed Certificate, in replacement for such Certificate in the manner hereinafter provided. (b) Application for Replacement Certificates. Application for replacement of damaged, mutilated, lost, stolen or destroyed Certificates shall be made by the registered owner thereof to the Paying Agent/Registrar. In every case of loss, theft or destruction of a Certificate, the registered owner applying for a replacement certificate shall furnish to the Issuer and to the Paying Agent/Registrar such security or indemnity as may be required by them to save each of them harmless from any loss or damage with respect thereto. Also, in every case of loss, theft or destruction of a Certificate, the registered owner shall furnish to the Issuer and to the Paying Agent/Registrar evidence to their satisfaction of the loss, theft or destruction of such Certificate, as the case may be. In every case of damage or mutilation of a Certificate, the registered owner shall surrender to the Paying Agent/Registrar for cancellation the Certificate so damaged or mutilated. (c) No Default Occurred. Notwithstanding the foregoing provisions of this Section, in the event any such Certificate shall have matured, and no default has occurred that is then continuing in the payment of the principal of, redemption premium, if any, or interest on the Certificate, the Issuer may authorize the payment of the same (without surrender thereof except in the case of a damaged or mutilated Certificate) instead of issuing a replacement Certificate, provided security or indemnity is furnished as above provided in this Section. (d) Charge for Issuing Replacement Certificates. Prior to the issuance of any replacement certificate, the Paying Agent/Registrar shall charge the registered owner of such Certificate with all legal, printing, and other expenses in connection therewith. Every replacement certificate issued pursuant to the provisions of this Section by virtue of the fact that any Certificate is lost, stolen or destroyed shall constitute a contractual obligation of the Issuer whether or not the lost, stolen or destroyed Certificate shall be found at any time, or be enforceable by anyone, and shall be entitled to all the benefits of this Ordinance equally and proportionately with any and all other Certificates duly issued under this Ordinance. (e) Authority for Issuing Replacement Certificates. In accordance with Subchapter D of Chapter 1201, Government Code, this Section 8 of this Ordinance shall constitute authority for the issuance of any such replacement certificate without necessity of further action by the governing body of the Issuer or any other body or person, and the duty of the replacement of such certificates is hereby authorized and imposed upon the Paying Agent/Registrar, and the Paying Agent/Registrar shall authenticate and deliver such Certificates in the form and manner and with the effect, as provided in Section 3(a) of this Ordinance for Certificates issued in conversion and exchange for other Certificates. Item 8 16 Section 9. CUSTODY, APPROVAL, AND REGISTRATION OF CERTIFICATES; BOND COUNSEL'S OPINION AND ENGAGEMENT; ATTORNEY GENERAL FILING FEE; CUSIP NUMBERS; OTHER PROCEDURES. (a) The Mayor of the Issuer is hereby authorized to have control of the Certificates initially issued and delivered hereunder and all necessary records and proceedings pertaining to the Certificates pending their delivery and their investigation, examination, and approval by the Attorney General of the State of Texas, and their registration by the Comptroller of Public Accounts of the State of Texas. Upon registration of the Certificates said Comptroller of Public Accounts (or a deputy designated in writing to act for said Comptroller) shall manually sign the Comptroller's Registration Certificate attached to such Certificates, and the seal of said Comptroller shall be impressed, or placed in facsimile, on such Certificate. The approving legal opinion of the Issuer's Bond Counsel and the assigned CUSIP numbers may, at the option of the Issuer, be printed on the Certificates issued and delivered under this Ordinance, but neither shall have any legal effect, and shall be solely for the convenience and information of the registered owners of the Certificates. (b) The Mayor, Town Manager, Finance Director and Town Secretary and all other officers, employees and agents of the Issuer, and each of them, shall be and they are hereby expressly authorized, empowered and directed from time to time and at any time to do and perform all such acts and things and to execute, acknowledge and deliver in the name and on behalf of the Issuer a Paying Agent/Registrar Agreement with the Paying Agent/Registrar and all other instruments, whether or not herein mentioned, as may be necessary or desirable in order to carry out the terms and provisions of this Ordinance, the Certificates, the sale of the Certificates and the Official Statement relating to the Certificates. In case any officer whose signature shall appear on any Bond shall cease to be such officer before the delivery of such Bond, such signature shall nevertheless be valid and sufficient for all purposes the same as if such officer had remained in office until such delivery. (c) The obligation of the initial purchaser to accept delivery of the Certificates is subject to the initial purchaser being furnished with the final, approving opinion of McCall, Parkhurst & Horton L.L.P., bond counsel to the Issuer, which opinion shall be dated as of and delivered on the date of initial delivery of the Certificates to the initial purchaser. The engagement of such firm as bond counsel to the Issuer in connection with issuance, sale and delivery of the Certificates is hereby approved and confirmed. The execution and delivery of an engagement letter between the Issuer and such firm, with respect to such services as bond counsel, is hereby authorized in such form as may be approved by the Mayor of the Issuer and the Mayor is hereby authorized to execute such engagement letter. (d) In accordance with the provisions of Section 1202.004, Tex. Gov't Code Ann., in connection with the submission of the Certificates by the Attorney General of Texas for review and approval, a statutory fee (an amount equal to 0.1% principal amount of the Certificates, subject to a minimum of $750 and a maximum of $9,500) is required to be paid to the Attorney General upon the submission of the transcript of proceedings for the Certificates. The Issuer hereby authorizes and directs that a check in the amount of the Attorney General filing fee for the Certificates, made Item 8 17 payable to the "Texas Attorney General," be promptly furnished to the Issuer's Bond Counsel, for payment to the Attorney General in connection with his review of the Certificates. Section 10. COVENANTS REGARDING TAX EXEMPTION OF INTEREST ON THE CERTIFICATES. The Issuer covenants to take any action necessary to assure, or refrain from any action that would adversely affect, the treatment of the Certificates as Obligation described in section 103 of the Code, the interest on which is not includable in the "gross income" of the holder for purposes of federal income taxation. In furtherance thereof, the Issuer covenants as follows: (a) to take any action to assure that no more than 10 percent of the proceeds of the Certificates (less amounts deposited to a reserve fund, if any) are used for any "private business use," as defined in section 141(b)(6) of the Code or, if more than 10 percent of the proceeds or the projects financed therewith are so used, such amounts, whether or not received by the Issuer, with respect to such private business use, do not, under the terms of this Ordinance or any underlying arrangement, directly or indirectly, secure or provide for the payment of more than 10 percent of the debt service on the Certificates, in contravention of section 141(b)(2) of the Code; (b) to take any action to assure that in the event that the "private business use" described in subsection (a) hereof exceeds 5 percent of the proceeds of the Certificates or the projects financed therewith (less amounts deposited into a reserve fund, if any) then the amount in excess of 5 percent is used for a "private business use" that is "related" and not "disproportionate," within the meaning of section 141(b)(3) of the Code, to the governmental use; (c) to take any action to assure that no amount that is greater than the lesser of $5,000,000, or 5 percent of the proceeds of the Certificates (less amounts deposited into a reserve fund, if any) is directly or indirectly used to finance loans to persons, other than state or local governmental units, in contravention of section 141(c) of the Code; (d) to refrain from taking any action that would otherwise result in the Certificates being treated as "private activity bonds" within the meaning of section 141(b) of the Code; (e) to refrain from taking any action that would result in the Certificates being "federally guaranteed" within the meaning of section 149(b) of the Code; (f) to refrain from using any portion of the proceeds of the Certificates, directly or indirectly, to acquire or to replace funds that were used, directly or indirectly, to acquire investment property (as defined in section 148(b)(2) of the Code) that produces a materially higher yield over the term of the Certificates, other than investment property acquired with – Item 8 18 (1) proceeds of the Certificates invested for a reasonable temporary period of 3 years or less or, in the case of a refunding bond, for a period of 30 days or less until such proceeds are needed for the purpose for which the bonds are issued, (2) amounts invested in a bona fide debt service fund, within the meaning of section 1.148-1(b) of the Treasury Regulations, and (3) amounts deposited in any reasonably required reserve or replacement fund to the extent such amounts do not exceed 10 percent of the proceeds of the Certificates; (g) to otherwise restrict the use of the proceeds of the Certificates or amounts treated as proceeds of the Certificates, as may be necessary, so that the Certificates do not otherwise contravene the requirements of section 148 of the Code (relating to arbitrage) and, to the extent applicable, section 149(d) of the Code (relating to advance refundings); and (h) to pay to the United States of America at least once during each five-year period (beginning on the date of delivery of the Certificates) an amount that is at least equal to 90 percent of the "Excess Earnings," within the meaning of section 148(f) of the Code and to pay to the United States of America, not later than 60 days after the Certificates have been paid in full, 100 percent of the amount then required to be paid as a result of Excess Earnings under section 148(f) of the Code. In order to facilitate compliance with the above covenant (h), a "Rebate Fund" is hereby established by the Issuer for the sole benefit of the United States of America, and such Fund shall not be subject to the claim of any other person, including without limitation the certificateholders. The Rebate Fund is established for the additional purpose of compliance with section 148 of the Code. For purposes of the foregoing (a) and (b), the Issuer understands that the term "proceeds" includes "disposition proceeds" as defined in the Treasury Regulations and, in the case of refunding bonds, transferred proceeds (if any) and proceeds of the refunded bonds expended prior to the date of issuance of the Certificates. It is the understanding of the Issuer that the covenants contained herein are intended to assure compliance with the Code and any regulations or rulings promulgated by the U.S. Department of the Treasury pursuant thereto. In the event that regulations or rulings are hereafter promulgated that modify or expand provisions of the Code, as applicable to the Certificates, the Issuer will not be required to comply with any covenant contained herein to the extent that such failure to comply, in the opinion of nationally recognized bond counsel, will not adversely affect the exemption from federal income taxation of interest on the Certificates under section 103 of the Code. In the event that regulations or rulings are hereafter promulgated that impose additional requirements applicable to the Certificates, the Issuer agrees to comply with the additional requirements to the extent necessary, in the opinion of nationally recognized bond counsel, to preserve the exemption from federal income taxation of interest on the Certificates under section 103 of the Code. In furtherance of such intention, the Issuer hereby authorizes and directs the Mayor to execute any documents, certificates or reports required by the Code and to make such Item 8 19 elections, on behalf of the Issuer, that may be permitted by the Code as are consistent with the purpose for the issuance of the Certificates. Section 11. SALE OF CERTIFICATES; APPROVAL OF OFFICIAL STATEMENT; APPLICATION OF PREMIUM. (a) The Certificates are hereby initially sold and shall be delivered to _______________ (the "Underwriters") for cash at a price set forth below, pursuant to the terms and provisions of a Purchase Contract that the Mayor of the Issuer is hereby authorized to execute and deliver. The Certificates shall initially be registered in the name of "__________". The Certificates are sold to the Underwriters at a price of $___________ (representing the par amount of the Certificates, plus an aggregate original issue premium of $___________, less Underwriter's discount on the Certificates of $___________). The net original issue premium shall be applied to pay a portion of the Underwriter's discount. It is hereby officially found, determined, and declared that the terms of this sale are the most advantageous reasonably obtainable. (b) Excess proceeds from the sale of the Certificates in the amount of $______ shall be deposited to the Interest and Sinking Fund. Proceeds of the sale of the Certificates (i) in the amount of $___________ shall be deposited to the construction fund of the Issuer to be used for the construction of the Project financed with the Certificates and (ii) in the amount of $_______ shall be applied to pay the costs of issuance of the Certificates. (c) The Issuer hereby approves the form and content of the Official Statement relating to the Certificates and any addenda, supplement or amendment thereto, and approves the distribution of such Official Statement in the reoffering of the Certificates by the Underwriter in final form, with such changes therein or additions thereto as the officer executing the same may deem advisable, such determination to be conclusively evidenced by his execution thereof. The distribution and use of the Preliminary Official Statement dated June __, 2013 prior to the date hereof is hereby ratified and confirmed. Section 12. ALLOCATION OF CERTIFICATE PROCEEDS. The Issuer covenants to account for the expenditure of sale proceeds and investment earnings to be used for the construction and acquisition of the Project on its books and records by allocating proceeds to expenditures within 18 months of the later of the date that (1) the expenditure is made, or (2) the Project is completed. The foregoing notwithstanding, the Issuer shall not expend proceeds of the sale of the Certificates or investment earnings thereon more than 60 days after the earlier of (1) the fifth anniversary of the delivery of the Certificates, or (2) the date the Certificates are retired, unless the Issuer obtains an opinion of nationally-recognized bond counsel that such expenditure will not adversely affect the status, for federal income tax purposes, of the Certificates or the interest thereon. For purposes hereof, the Issuer shall not be obligated to comply with this covenant if it obtains an opinion that such failure to comply will not adversely affect the excludability for federal income tax purposes from gross income of the interest. Section 13. DISPOSITION OF PROJECT. The Issuer covenants that the Project will not be sold or otherwise disposed in a transaction resulting in the receipt by the Issuer of cash or other compensation, unless the Issuer obtains an opinion of nationally-recognized bond counsel that such Item 8 20 sale or other disposition will not adversely affect the tax-exempt status of the Certificates. For purposes of the foregoing, the portion of the property comprising personal property and disposed in the ordinary course shall not be treated as a transaction resulting in the receipt of cash or other compensation. For purposes hereof, the Issuer shall not be obligated to comply with this covenant if it obtains a legal opinion that such failure to comply will not adversely affect the excludability for federal income tax proposes from gross income of the interest. Section 14. INTEREST EARNINGS ON CERTIFICATE PROCEEDS. Interest earnings derived from the investment of proceeds from the sale of the Certificates shall be used along with other certificate proceeds for the Project; provided that after completion of such purpose, if any of such interest earnings remain on hand, such interest earnings shall be deposited in the Interest and Sinking Fund. It is further provided, however, that any interest earnings on certificate proceeds that are required to be rebated to the United States of America pursuant to Section 10 hereof in order to prevent the Certificates from being arbitrage bonds shall be so rebated and not considered as interest earnings for the purposes of this Section. Section 15. CONSTRUCTION FUND. The Issuer hereby creates and establishes and shall maintain on the books of the Issuer a separate fund to be entitled the "Series 2013 Combination Tax and Surplus Revenue Certificate of Obligation Construction Fund" for use by the Issuer for payment of all lawful costs associated with the acquisition and construction of the Project as hereinbefore provided. Upon payment of all such costs, any moneys remaining on deposit in said Fund shall be transferred to the Interest and Sinking Fund. Amounts so deposited to the Interest and Sinking Fund shall be used in the manner described in Section 5 of this Ordinance. Section 16. COMPLIANCE WITH RULE 15c2-12. (a) Definitions. As used in this Section, the following terms have the meanings ascribed to such terms below: "MSRB" means the Municipal Securities Rulemaking Board. "Rule" means SEC Rule 15c2-12, as amended from time to time. "SEC" means the United States Securities and Exchange Commission. (b) Annual Reports. (i) The Issuer shall provide annually to the MSRB, in the electronic format prescribed by the MSRB, within six months after the end of each fiscal year commencing in 2013, financial information and operating data with respect to the Issuer of the general type included in the final Official Statement authorized by this Ordinance, being the information described in Exhibit A attached hereto. Any financial statements so to be provided shall be (1) prepared in accordance with the accounting principles described in the financial statements of the Issuer appended to the Official Statement, or such other accounting principles as the Issuer may be required to employ from time to time pursuant to state law or regulation, and (2) audited, if the Issuer commissions an audit of such statements and the audit is completed within the period during which Item 8 21 they must be provided. If the audit of such financial statements is not completed within such period, then the Issuer shall provide unaudited financial information within such period, and audited financial statements for the applicable fiscal year to the MSRB, when and if the audit report on such statements become available. (ii) If the Issuer changes its fiscal year, it will notify the MSRB of the change (and of the date of the new fiscal year end) prior to the next date by which the Issuer otherwise would be required to provide financial information and operating data pursuant to this Section. The financial information and operating data to be provided pursuant to this Section may be set forth in full in one or more documents or may be included by specific reference to any documents available to the public on the MSRB's internet website or filed with the SEC. (c) Event Notices. The Issuer shall notify the MSRB, in a timely manner not in excess of ten Business Days after the occurrence of the event, of any of the following events with respect to the Certificates: 1. Principal and interest payment delinquencies; 2. Non-payment related defaults, if material; 3. Unscheduled draws on debt service reserves reflecting financial difficulties; 4. Unscheduled draws on credit enhancements reflecting financial difficulties; 5. Substitution of credit or liquidity providers, or their failure to perform; 6. Adverse tax opinions, the issuance by the Internal Revenue Service of proposed or final determinations of taxability, Notices of Proposed Issue (IRS Form 5701-TEB) or other material notices or determinations with respect to the tax status of the Certificates, or other material events affecting the tax status of the Certificates; 7. Modifications to rights of holders of the Certificates, if material; 8. Certificate calls, if material, and tender offers; 9. Defeasances; 10. Release, substitution, or sale of property securing repayment of the Certificates, if material; 11. Rating changes; 12. Bankruptcy, insolvency, receivership or similar event of the Issuer; 13. The consummation of a merger, consolidation, or acquisition involving the Issuer or the sale of all or substantially all of the assets of the Issuer, other than in the ordinary course of business, the entry into a definitive agreement to undertake such an action or the termination of a definitive agreement relating to any such actions, other than pursuant to its terms, if material; and 14. Appointment of a successor Paying Agent/Registrar or change in the name of the Paying Agent/Registrar, if material. The Issuer shall notify the MSRB, in a timely manner, of any failure by the Issuer to provide financial information or operating data in accordance with subsection (c) of this Section by the time required by subsection (c). As used in clause (c)12 above, the phrase "bankruptcy, insolvency, receivership or similar event" means the appointment of a receiver, fiscal agent or similar officer Item 8 22 for the Issuer in a proceeding under the U.S. Bankruptcy Code or in any other proceeding under state or federal law in which a court of governmental authority has assumed jurisdiction over substantially all of the assets or business of the Issuer, or if jurisdiction has been assumed by leaving the Board and officials or officers of the Issuer in possession but subject to the supervision and orders of a court or governmental authority, or the entry of an order confirming a plan of reorganization, arrangement or liquidation by a court or governmental authority having supervision or jurisdiction over substantially all of the assets or business of the Issuer. (d) Limitations, Disclaimers, and Amendments. (i) The Issuer shall be obligated to observe and perform the covenants specified in this Section for so long as, but only for so long as, the Issuer remains an "obligated person" with respect to the Certificates within the meaning of the Rule, except that the Issuer in any event will give notice of any deposit made in accordance with this Ordinance or applicable law that causes the Certificates no longer to be outstanding. (ii) The provisions of this Section are for the sole benefit of the registered owners and beneficial owners of the Certificates, and nothing in this Section, express or implied, shall give any benefit or any legal or equitable right, remedy, or claim hereunder to any other person. The Issuer undertakes to provide only the financial information, operating data, financial statements, and notices which it has expressly agreed to provide pursuant to this Section and does not hereby undertake to provide any other information that may be relevant or material to a complete presentation of the Issuer's financial results, condition, or prospects or hereby undertake to update any information provided in accordance with this Section or otherwise, except as expressly provided herein. The Issuer does not make any representation or warranty concerning such information or its usefulness to a decision to invest in or sell Certificates at any future date. (iii) UNDER NO CIRCUMSTANCES SHALL THE ISSUER BE LIABLE TO THE REGISTERED OWNER OR BENEFICIAL OWNER OF ANY CERTIFICATE OR ANY OTHER PERSON, IN CONTRACT OR TORT, FOR DAMAGES RESULTING IN WHOLE OR IN PART FROM ANY BREACH BY THE ISSUER, WHETHER NEGLIGENT OR WITHOUT FAULT ON ITS PART, OF ANY COVENANT SPECIFIED IN THIS SECTION, BUT EVERY RIGHT AND REMEDY OF ANY SUCH PERSON, IN CONTRACT OR TORT, FOR OR ON ACCOUNT OF ANY SUCH BREACH SHALL BE LIMITED TO AN ACTION FOR MANDAMUS OR SPECIFIC PERFORMANCE. (iv) No default by the Issuer in observing or performing its obligations under this Section shall comprise a breach of or default under the Ordinance for purposes of any other provision of this Ordinance. Nothing in this Section is intended or shall act to disclaim, waive, or otherwise limit the duties of the Issuer under federal and state securities laws. (v) The provisions of this Section may be amended by the Issuer from time to time to adapt to changed circumstances that arise from a change in legal requirements, a change in law, or a change in the identity, nature, status, or type of operations of the Issuer, but only if (1) the provisions of this Section, as so amended, would have permitted an underwriter to purchase or sell Certificates in the primary offering of the Certificates in compliance with the Rule, taking into account any Item 8 23 amendments or interpretations of the Rule since such offering as well as such changed circumstances and (2) either (a) the registered owners of a majority in aggregate principal amount (or any greater amount required by any other provision of this Ordinance that authorizes such an amendment) of the outstanding Certificates consent to such amendment or (b) a person that is unaffiliated with the Issuer (such as nationally recognized bond counsel) determined that such amendment will not materially impair the interest of the registered owners and beneficial owners of the Certificates. If the Issuer so amends the provisions of this Section, it shall include with any amended financial information or operating data next provided in accordance with subsection (b) of this Section an explanation, in narrative form, of the reason for the amendment and of the impact of any change in the type of financial information or operating data so provided. The Issuer may also amend or repeal the provisions of this continuing disclosure agreement if the SEC amends or repeals the applicable provision of the Rule or a court of final jurisdiction enters judgment that such provisions of the Rule are invalid, but only if and to the extent that the provisions of this sentence would not prevent an underwriter from lawfully purchasing or selling Certificates in the primary offering of the Certificates. Section 17. METHOD OF AMENDMENT. The Issuer hereby reserves the right to amend this Ordinance subject to the following terms and conditions, to-wit: (a) The Issuer may from time to time, without the consent of any holder, except as otherwise required by paragraph (b) below, amend or supplement this Ordinance in order to (i) cure any ambiguity, defect or omission in this Ordinance that does not materially adversely affect the interests of the holders, (ii) grant additional rights or security for the benefit of the holders, (iii) add events of default as shall not be inconsistent with the provisions of this Ordinance and which shall not materially adversely affect the interests of the holders, (v) qualify this Ordinance under the Trust Indenture Act of 1939, as amended, or corresponding provisions of federal laws from time to time in effect, or (iv) make such other provisions in regard to matters or questions arising under this Ordinance as shall not be inconsistent with the provisions of this Ordinance and which shall not in the opinion of the Issuer's Bond Counsel materially adversely affect the interests of the holders. (b) Except as provided in paragraph (a) above, the holders of Certificates aggregating in principal amount 51% of the aggregate principal amount of then outstanding Certificates which are the subject of a proposed amendment shall have the right from time to time to approve any amendment hereto which may be deemed necessary or desirable by the Issuer; provided, however, that without the consent of 100% of the holders in aggregate principal amount of the then outstanding Certificates, nothing herein contained shall permit or be construed to permit amendment of the terms and conditions of this Ordinance or in any of the Certificates so as to: (1) Make any change in the maturity of any of the outstanding Certificates; (2) Reduce the rate of interest borne by any of the outstanding Certificates; (3) Reduce the amount of the principal of, or redemption premium, if any, payable on any outstanding Certificates; Item 8 24 (4) Modify the terms of payment of principal or of interest or redemption premium on outstanding Certificates or any of them or impose any condition with respect to such payment; or (5) Change the minimum percentage of the principal amount of any series of Certificates necessary for consent to such amendment. (c) If at any time the Issuer shall desire to amend this Ordinance under this Section, the Issuer shall send by U.S. mail to each registered owner of the affected Certificates a copy of the proposed amendment and cause notice of the proposed amendment to be published at least once in a financial publication published in The City of New York, New York or in the State of Texas. Such published notice shall briefly set forth the nature of the proposed amendment and shall state that a copy thereof is on file at the office of the Issuer for inspection by all holders of such Certificates. (d) Whenever at any time within one year from the date of publication of such notice the Issuer shall receive an instrument or instruments executed by the holders of at least 51% in aggregate principal amount of all of the Certificates then outstanding which are required for the amendment, which instrument or instruments shall refer to the proposed amendment and which shall specifically consent to and approve such amendment, the Issuer may adopt the amendment in substantially the same form. (e) Upon the adoption of any amendatory Ordinance pursuant to the provisions of this Section, this Ordinance shall be deemed to be modified and amended in accordance with such amendatory Ordinance, and the respective rights, duties, and obligations of the Issuer and all holders of such affected Certificates shall thereafter be determined, exercised, and enforced, subject in all respects to such amendment. (f) Any consent given by the holder of a Certificate pursuant to the provisions of this Section shall be irrevocable for a period of six months from the date of the publication of the notice provided for in this Section, and shall be conclusive and binding upon all future holders of the same Certificate during such period. Such consent may be revoked at any time after six months from the date of the publication of said notice by the holder who gave such consent, or by a successor in title, by filing notice with the Issuer, but such revocation shall not be effective if the holders of 51% in aggregate principal amount of the affected Certificates then outstanding, have, prior to the attempted revocation, consented to and approved the amendment. For the purposes of establishing ownership of the Certificates, the Issuer shall rely solely upon the registration of the ownership of such Certificates on the registration books kept by the Paying Agent/Registrar. Section 18. CONTINUED PERFECTION OF SECURITY INTEREST. Chapter 1208, Government Code, applies to the issuance of the Certificates and the pledge of the ad valorem taxes granted by the Issuer under Section 5 of this Ordinance and the pledge of the Surplus Revenues under Section 6 of this Ordinance, and such pledge is therefore valid, effective, and perfected. If Item 8 25 Texas law is amended at any time while the Certificates are outstanding and unpaid such that the pledge of the taxes granted by the Issuer under Section 5 of this Ordinance or the pledge of the Surplus Revenues under Section 6 of this Ordinance is to be subject to the filing requirements of Chapter 9, Business & Commerce Code, then in order to preserve to the registered owners of the Certificates the perfection of the security interest in said pledges, the Issuer agrees to take such measures as it determines are reasonable and necessary under Texas law to comply with the applicable provisions of Chapter 9, Business & Commerce Code and enable a filing to perfect the security interest in said pledges to occur. Section 19. INCONSISTENT PROVISIONS. All indentures, ordinances or resolutions, or parts thereof, that are in conflict or inconsistent with any provision of this Ordinance are hereby repealed to the extent of such conflict and the provisions of this Ordinance shall be and remain controlling as to the matters contained herein. Section 20. GOVERNING LAW. This Ordinance shall be construed and enforced in accordance with the laws of the State of Texas and the United States of America. Section 21. SEVERABILITY. If any provision of this Ordinance or the application thereof to any circumstance shall be held to be invalid, the remainder of this Ordinance and the application thereof to other circumstances shall nevertheless be valid, and this governing body hereby declares that this Ordinance would have been enacted without such invalid provision. Section 22. EVENTS OF DEFAULT. Each of the following occurrences or events for the purpose of this Ordinance is hereby declared to be an event of default (an "Event of Default"): (i) the failure to make payment of the principal of or interest on any of the Certificates when the same becomes due and payable; or (ii) default in the performance or observance of any other covenant, agreement or obligation of the Issuer, the failure to perform which materially, adversely affects the rights of the Registered Owners, including, but not limited to, their prospect or ability to be repaid in accordance with this Ordinance, and the continuation thereof for a period of 60 days after notice of such default is given by any Registered Owner to the Issuer. Section 23. REMEDIES FOR DEFAULT. (a) Upon the happening of any Event of Default, then and in every case, any Registered Owner or an authorized representative thereof, including, but not limited to, a trustee or trustees therefor, may proceed against the may proceed against the Issuer or the Town Council of the Issuer, as appropriate for the purpose of protecting and enforcing the rights of the Registered Owners under this Ordinance, by mandamus or other suit, action or special proceeding in equity or at law, in any court of competent jurisdiction, for any relief permitted by law, including the specific performance of any covenant or agreement contained herein, or thereby to enjoin any act or thing that may be unlawful or in violation of any right of the Registered Owners hereunder or any combination of such remedies. Item 8 26 (b) It is provided that all such proceedings shall be instituted and maintained for the equal benefit of all Registered Owners of Certificates then outstanding. Section 24. REMEDIES NOT EXCLUSIVE. (a) No remedy herein conferred or reserved is intended to be exclusive of any other available remedy or remedies, but each and every such remedy shall be cumulative and shall be in addition to every other remedy given hereunder or under the Certificates or now or hereafter existing at law or in equity; provided, however, that notwithstanding any other provision of this Ordinance, the right to accelerate the debt evidenced by the Certificates shall not be available as a remedy under this Ordinance. (b) The exercise of any remedy herein conferred or reserved shall not be deemed a waiver of any other available remedy. (c) By accepting the delivery of a Certificate authorized under this Ordinance, such Registered Owner agrees that the certifications required to effectuate any covenants or representations contained in this Ordinance do not and shall never constitute or give rise to a personal or pecuniary liability or charge against the officers, employees or trustees of the Issuer or the Town Council of the Issuer. Section 25. EFFECTIVE DATE. In accordance with the provisions of V.T.C.A., Government Code, Section 1201.028, this Ordinance shall be effective immediately upon its adoption by the Town Council. Item 8 A-1 Exhibit A Continuing Disclosure Information The following information is referred to in Section 16(a) of this Ordinance: Annual Financial Statements and Operating Data The financial information and operating data with respect to the Issuer to be provided annually in accordance with such Section are as specified (and included in the Appendices of the Official Statement referred to) below: The quantitative financial information and operating data pertaining to the Issuer of the general type included in Tables numbered 1 through 5 and 7 through 14 and in Appendix B to the Official Statement. The financial statements of the Issuer that will be provided will be unaudited, unless an audit is performed, in which event the audited financial statements will be made available. Accounting Principles The accounting principles referred to in such Section are the accounting principles described in the notes to the financial statements that are attached to the Official Statement as Appendix C, or such other accounting principles as the Issuer may be required to employ from time to time pursuant to state law or regulation. Item 8 1 (See “Continuing Disclosure of Information” herein) PRELIMINARY OFFICIAL STATEMENT Dated _____________, 2013 NEW ISSUE - Book-Entry-Only In the opinion of Bond Counsel, interest on the Bonds will be excludable from gross income for federal income tax purposes under statutes, regulations, published rulings and court decisions existing on the date thereof, subject to the matters described under "Tax Matters" herein, including the alternative minimum tax on corporations. THE BONDS WILL NOT BE DESIGNATED AS "QUALIFIED TAX-EXEMPT OBLIGATIONS" FOR FINANCIAL INSTITUTIONS $11,040,000* TOWN OF PROSPER, TEXAS (Collin and Denton Counties) GENERAL OBLIGATION REFUNDING BONDS, SERIES 2013 Dated Date: June 15, 2013 Due: August 15, as shown on page 2 Interest to Accrue From Date of Delivery PAYMENT TERMS . . . Interest on the $11,040,000* Town of Prosper, Texas, General Obligation Refunding Bonds, Series 2013 (the "Bonds", which, together with the $5,500,000* Town of Prosper, Texas Combination Tax and Surplus Revenue Certificates of Obligation, Series 2013 (the “Certificates”) [see page 3 of the Official Statement] being issued concurrently with the Bonds, are referred to herein collectively as the “Obligations”), will accrue from the date of delivery and will be payable February 15 and August 15 of each year commencing February 15, 2014, and will be calculated on the basis of a 360-day year consisting of twelve 30-day months. The definitive Bonds will be initially registered and delivered only to Cede & Co., the nominee of The Depository Trust Company ("DTC") pursuant to the Book-Entry-Only System described herein. Beneficial ownership of the Bonds may be acquired in denominations of $5,000 or integral multiples thereof. No physical delivery of the Bonds will be made to the owners thereof. Principal of, premium, if any, and interest on the Bonds will be payable by the Paying Agent/Registrar to Cede & Co., which will make distribution of the amounts so paid to the participating members of DTC for subsequent payment to the beneficial owners of the Bonds. See "The Bonds - Book-Entry-Only System" herein. The initial Paying Agent/Registrar is U.S. Bank National Association, Dallas, Texas (see "The Obligations - Paying Agent/Registrar"). AUTHORITY FOR ISSUANCE . . . The Bonds are issued pursuant to the Constitution and general laws of the State of Texas, particularly Chapter 1207, Texas Government Code, as amended. The Bonds constitute direct obligations of the Town, payable from a continuing ad valorem tax levied on all taxable property within the Town, within the limits prescribed by law, as provided in the ordinance authorizing the Bonds (see "The Obligations - Authority for Issuance"). PURPOSE . . . Proceeds from the sale of the Bonds will be used to (i) refund a portion of the Town’s outstanding debt (the “Refunded Obligations”) (see “Plan of Financing”; also see Schedule I attached hereto for a detailed description of the Refunded Obligations), and (ii) pay the costs associated with the issuance of the Bonds. CUSIP PREFIX: 743596 MATURITY SCHEDULE & 9 DIGIT CUSIP See Schedule on Page 2 SEPARATE ISSUES . . . The Bonds are being offered by the Town concurrently with the issuance of the Certificates under a common Official Statement. The Bonds and Certificates are separate and distinct securities offerings being issued and sold independently except for this Official Statement, and while they share certain common attributes, each issue is separate from the other and should be reviewed and analyzed independently, including without limitation the type of obligation being offered, its terms for payment, the rights of the Town to redeem the Obligations, the federal, state or local tax consequences of the purchase, ownership or disposition of the Obligations and other features. LEGALITY . . . The Bonds are offered for delivery when, as and if issued and received by the Underwriter and subject to the approving opinion of the Attorney General of Texas and the opinion of McCall, Parkhurst & Horton L.L.P., Bond Counsel, Dallas, Texas (see Appendix C, "Form of Bond Counsel's Opinion"). Certain legal matters will be passed upon for the Underwriter by Andrews Kurth LLP, Houston, Texas, Counsel for the Underwriter. DELIVERY . . . It is expected that the Bonds will be available for delivery through DTC on July 25, 2013. RBC CAPITAL MARKETS BOSC, INC. A SUBSIDIARY OF BOK FINANCIAL CORPORATION * Preliminary, subject to change. This Preliminary Official Statement and the information contained herein are subject to completion or amendment. These securities may not be sold nor may offers to buy be accepted prior to the time the Official Statement is delivered in final form. Under no circumstances shall this Preliminary Official Statement constitute an offer to sell or the solicitation of an offer to buy nor shall there be any sale of these securities in any jurisdiction in which such offer, solicitation or sale would be unlawful prior to registration or qualification under the securities laws of any such jurisdiction Ratings: Moody’s: “Aa3” (see “Other Information – Ratings” herein) Item 8 2 CUSIP Prefix: 743596 (1\ MATURITY SCHEDULE* Maturity Principal Interest Initial CUSIP (8/15) Amount Rate Yield Suffix(1) 2014 655,000$ 2015 695,000 2016 715,000 2017 750,000 2018 780,000 2019 810,000 2020 835,000 2021 865,000 2022 905,000 2023 945,000 2024 985,000 2025 200,000 2026 210,000 2027 215,000 2028 225,000 2029 230,000 2030 240,000 2031 250,000 2032 260,000 2033 270,000 (Interest to accrue from the date of delivery) _______________ (1) CUSIP is a registered trademark of the American Bankers Association. CUSIP data herein is provided by CUSIP Global Services, managed by Standard & Poor’s Financial Services LLC on behalf of The American Bankers Association. This data is not intended to create a database and does not serve in any way as a substitute for the CUSIP Services. Neither the Town, the Financial Advisor nor the Underwriter shall be responsible for the selection or correctness of CUSIP numbers set forth herein. REDEMPTION OPTION . . . The Town reserves the right, at its option, to redeem Bonds having stated maturities on and after August 15, 2024, in whole or in part in principal amounts of $5,000 or any integral multiple thereof, on August 15, 2023, or any date thereafter, at the par value thereof plus accrued interest to the date of redemption (see “The Obligations – Optional Redemption”). * Preliminary, subject to change. Item 8 3 (See “Continuing Disclosure of Information” herein) PRELIMINARY OFFICIAL STATEMENT Dated _____________, 2013 NEW ISSUE - Book-Entry-Only In the opinion of Bond Counsel, interest on the Certificates will be excludable from gross income for federal income tax purposes under statutes, regulations, published rulings and court decisions existing on the date thereof, subject to the matters described under "Tax Matters" herein, including the alternative minimum tax on corporations. THE CERTIFICATES WILL NOT BE DESIGNATED AS "QUALIFIED TAX-EXEMPT OBLIGATIONS" FOR FINANCIAL INSTITUTIONS $5,500,000* TOWN OF PROSPER, TEXAS (Collin and Denton Counties) COMBINATION TAX AND SURPLUS REVENUE CERTIFICATES OF OBLIGATION, SERIES 2013 Dated Date: June 15, 2013 Due: August 15, as shown on page 4 Interest to Accrue From Date of Delivery PAYMENT TERMS . . . Interest on the $5,500,000* Town of Prosper, Texas Combination Tax and Surplus Revenue Certificates of Obligation, Series 2013 (the “Certificates”, which, together with the $11,040,000* Town of Prosper, Texas General Obligation Refunding Bonds, Series 2013 (the “Bonds”) [see page 1 of the Official Statement] being issued concurrently with the Certificates, are referred to herein collectively as the “Obligations”), will accrue from the date of delivery and will be payable February 15, 2014, and each August 15 and February 15 thereafter until maturity or prior redemption. Interest on the Certificates will be calculated on the basis of a 360-day year consisting of twelve 30-day months. The definitive Certificates will be initially registered and delivered only to Cede & Co., the nominee of The Depository Trust Company, New York, New York (“DTC”) pursuant to the Book-Entry-Only System described herein. Beneficial ownership of the Certificates may be acquired in denominations of $5,000 or integral multiples thereof within a maturity. No physical delivery of the Certificates will be made to the owners thereof. Principal of, premium, if any, and interest on the Certificates will be payable by the Paying Agent/Registrar to Cede & Co., which will make distribution of the amounts so paid to the participating members of DTC for subsequent payment to the beneficial owners of the Certificates. See “The Obligations - Book-Entry-Only System” herein. The initial Paying Agent/Registrar is U.S. Bank National Association, Dallas, Texas (see “The Obligations - Paying Agent/Registrar”). AUTHORITY FOR ISSUANCE . . . The Certificates are issued pursuant to the Constitution and general laws of the State of Texas, particularly Chapter 271, Subchapter C, Texas Local Government Code (the “Certificate of Obligation Act of 1971”), as amended, and constitute direct obligations of the Town of Prosper, Texas (the “Town”), payable from the levy and collection of a continuing and direct annual ad valorem tax levied on all taxable property within the Town, within the limits prescribed by law, and from a pledge of the surplus net revenues of the Town’s waterworks and sewer system, as provided in the ordinance authorizing the Certificates (see “The Obligations - Authority for Issuance of the Certificates”). PURPOSE . . . Proceeds from the sale of the Certificates will be used for: (i) paying all or a portion of the Town's contractual obligations incurred in connection with extending, constructing and improving the Town's water system, including constructing improvements to pump stations and extending water lines; and (ii) payment of the costs associated with the issuance of the Certificates. CUSIP PREFIX: 743596 MATURITY SCHEDULE & 9 DIGIT CUSIP See Schedule on Page 2 SEPARATE ISSUES . . . The Certificates are being offered by the Town concurrently with the issuance of the Bonds under a common Official Statement. The Certificates and Bonds are separate and distinct securities offerings being issued and sold independently except for this Official Statement, and while they share certain common attributes, each issue is separate from the other and should be reviewed and analyzed independently, including without limitation the type of obligation being offered, its terms for payment, the rights of the Town to redeem the Obligations, the federal, state or local tax consequences of the purchase, ownership or disposition of the Obligations, the rights of their respective holders and the federal, state or local tax consequences of the purchase, ownership or disposition of the Obligations and other features. LEGALITY . . . The Certificates are offered for delivery when, as and if issued and received by the Underwriter and subject to the approving opinion of the Attorney General of Texas and the opinion of McCall, Parkhurst & Horton L.L.P., Dallas, Texas, Bond Counsel (see Appendix C, “Forms of Bond Counsel's Opinions”). Certain legal matters will be passed upon for the Underwriter by Andrews Kurth LLP, Houston, Texas, Counsel for the Underwriter. DELIVERY . . . It is expected that the Certificates will be available for delivery through DTC on or about July 25, 2013. RBC CAPITAL MARKETS BOSC, INC. A SUBSIDIARY OF BOK FINANCIAL CORPORATION * Preliminary, subject to change. This Preliminary Official Statement and the information contained herein are subject to completion or amendment. These securities may not be sold nor may offers to buy be accepted prior to the time the Official Statement is delivered in final form. Under no circumstances shall this Preliminary Official Statement constitute an offer to sell or the solicitation of an offer to buy nor shall there be any sale of these securities in any jurisdiction in which such offer, solicitation or sale would be unlawful prior to registration or qualification under the securities laws of any such jurisdiction Ratings: Moody’s: “Aa3” (see “Other Information – Ratings” herein) Item 8 4 CUSIP Prefix: 743596 (1\ MATURITY SCHEDULE* Maturity Principal Interest Initial CUSIP (8/15) Amount Rate Yield Suffix(1) 2014 180,000$ 2015 195,000 2016 205,000 2017 210,000 2018 220,000 2019 230,000 2020 235,000 2021 245,000 2022 255,000 2023 265,000 2024 280,000 2025 285,000 2026 295,000 2027 305,000 2028 315,000 2029 330,000 2030 340,000 2031 355,000 2032 370,000 2033 385,000 (Interest to accrue from Date of Delivery) _______________ (1) CUSIP is a registered trademark of the American Bankers Association. CUSIP data herein is provided by CUSIP Global Services, managed by Standard & Poor’s Financial Services LLC on behalf of The American Bankers Association. This data is not intended to create a database and does not serve in any way as a substitute for the CUSIP Services. Neither the Town, the Financial Advisor nor the Underwriter shall be responsible for the selection or correctness of CUSIP numbers set forth herein. REDEMPTION OPTION . . . The Town reserves the right, at its option, to redeem Certificates having stated maturities on and after August 15, 2024, in whole or in part in principal amounts of $5,000 or any integral multiple thereof, on August 15, 2023, or any date thereafter, at the par value thereof plus accrued interest to the date of redemption (see “The Obligations – Optional Redemption”). * Preliminary, subject to change. Item 8 5 For purposes of compliance with Rule 15c2-12 of the Securities and Exchange Commission, this document constitutes an Official Statement of the Town with respect to the Obligations that has been deemed "final" by the Town as of its date except for the omission of no more than the information permitted by Rule 15c2-12. No dealer, broker, salesman or other person has been authorized by the Town to give any information, or to make any representations other than those contained in this Official Statement, and, if given or made, such other information or representations must not be relied upon as having been authorized by the Town. This Official Statement does not constitute an offer to sell Obligations in any jurisdiction to any person to whom it is unlawful to make such offer in such jurisdiction. Certain information set forth herein has been obtained from the Town and other sources which are believed to be reliable but is not guaranteed as to accuracy or completeness, and is not to be construed as a representation by the Financial Advisor or the Underwriter. Any information and expressions of opinion herein contained are subject to change without notice, and neither the delivery of this Official Statement nor any sale made hereunder shall, under any circumstances, create any implication that there has been no change in the affairs of the Town or other matters described herein since the date hereof. See "Continuing Disclosure of Information" for a description of the Town's undertaking to provide certain information on a continuing basis. This Official Statement contains “forward-looking” statements within the meaning of Section 21E of the Securities Exchange Act of 1934, as amended. Such statements may involve known and unknown risks, uncertainties and other factors which may cause the actual results, performance and achievements to be different from future results, performance and achievements expressed or implied by such forward-looking statements. Investors are cautioned that the actual results could differ materially from those set forth in the forward-looking statements. The Underwriter has provided the following sentence for inclusion in this Official Statement. The Underwriter has reviewed the information in this Official Statement in accordance with, and as part of, its responsibilities to investors under the federal securities laws as applied to the facts and circumstances of this transaction, but the Underwriter does not guarantee the accuracy or completeness of such information. THE OBLIGATIONS ARE EXEMPT FROM REGISTRATION WITH THE UNITED STATES SECURITIES AND EXCHANGE COMMISSION AND, CONSEQUENTLY, HAVE NOT BEEN REGISTERED THEREWITH. THE REGISTRATION, QUALIFICATION, OR EXEMPTION OF THE OBLIGATIONS IN ACCORDANCE WITH APPLICABLE SECURITIES LAW PROVISIONS OF THE JURISDICTION IN WHICH THESE SECURITIES HAVE BEEN REGISTERED OR EXEMPTED SHOULD NOT BE REGARDED AS A RECOMMENDATION THEREOF. NEITHER THE TOWN NOR ITS FINANCIAL ADVISOR NOR THE UNDERWRITER MAKE ANY REPRESENTATION OR WARRANTY WITH RESPECT TO THE INFORMATION CONTAINED IN THIS OFFICIAL STATEMENT REGARDING THE DEPOSITORY TRUST COMPANY (“DTC”) OR ITS BOOK-ENTRY- ONLY SYSTEM, AS SUCH INFORMATION HAS BEEN PROVIDED BY DTC. TABLE OF CONTENTS OFFICIAL STATEMENT SUMMARY .............................. 6  TOWN OFFICIALS, STAFF AND CONSULTANTS ....... 9  ELECTED OFFICIALS ....................................................... 9  SELECTED ADMINISTRATIVE STAFF ............................... 9  CONSULTANTS AND ADVISORS ...................................... 9  INTRODUCTION ................................................................ 11  PLAN OF FINANCING ...................................................... 11  THE OBLIGATIONS .......................................................... 12  TAX INFORMATION ........................................................ 17  TABLE 1 - VALUATION, EXEMPTIONS AND GENERAL OBLIGATION DEBT ............................................. 21  TABLE 2 - TAXABLE ASSESSED VALUATIONS BY CATEGORY ......................................................... 22  TABLE 3 - VALUATION AND GENERAL OBLIGATION DEBT HISTORY ................................................... 23  TABLE 4 - TAX RATE, LEVY AND COLLECTION HISTORY ............................................................. 23  TABLE 5 - TEN LARGEST TAXPAYERS ........................ 23  TABLE 6 - ESTIMATED OVERLAPPING DEBT ............... 24  DEBT INFORMATION ...................................................... 25  TABLE 7 - PRO-FORMA GENERAL OBLIGATION DEBT SERVICE REQUIREMENTS ................................... 25  TABLE 8 - INTEREST AND SINKING FUND BUDGET PROJECTION ....................................................... 26  TABLE 9 - COMPUTATION OF SELF-SUPPORTING DEBT ................................................................. 26  TABLE 10 - AUTHORIZED BUT UNISSUED GENERAL OBLIGATION BONDS .......................................... 26  TABLE 11 – OTHER OBLIGATIONS ................................ 26  FINANCIAL INFORMATION .......................................... 29  TABLE 12 - CHANGES IN NET ASSETS ........................ 29  TABLE 12 -A - GENERAL FUND REVENUES AND EXPENDITURE HISTORY ..................................... 30  TABLE 13 - MUNICIPAL SALES TAX HISTORY ............ 31  TABLE 14 - CURRENT INVESTMENTS ............................ 34  TAX MATTERS ................................................................... 34  CONTINUING DISCLOSURE OF INFORMATION ...... 36  OTHER INFORMATION ................................................... 37  RATINGS ....................................................................... 37  LITIGATION ................................................................... 37  REGISTRATION AND QUALIFICATION OF OBLIGATIONS FOR SALE ............................................................ 37  LEGAL INVESTMENTS AND ELIGIBILITY TO SECURE PUBLIC FUNDS IN TEXAS .................................... 37  LEGAL MATTERS .......................................................... 38  AUTHENTICITY OF FINANCIAL DATA AND OTHER INFORMATION ..................................................... 38  FINANCIAL ADVISOR .................................................... 38  UNDERWRITER ............................................................. 39  FORWARD-LOOKING STATEMENTS DISCLAIMER .......... 39  SCHEDULE OF REFUNDED OBLIGATIONS ........................................... Schedule I APPENDICES GENERAL INFORMATION REGARDING THE TOWN ....... A EXCERPTS FROM THE ANNUAL FINANCIAL REPORT ... B FORM OF BOND COUNSEL'S OPINION .......................... C The cover page hereof, this page, the appendices included herein and any addenda, supplement or amendment hereto, are part of the Official Statement. Item 8 6 OFFICIAL STATEMENT SUMMARY This summary is subject in all respects to the more complete information and definitions contained or incorporated in this Official Statement. The offering of the Obligations to potential investors is made only by means of this entire Official Statement. No person is authorized to detach this summary from this Official Statement or to otherwise use it without the entire Official Statement. THE TOWN ................................... The Town of Prosper is a political subdivision and municipal corporation of the State, located in Collin and Denton Counties, Texas. The Town covers approximately 27 square miles (see "Introduction - Description of the Town"). THE OBLIGATIONS....................... The Bonds are issued as $11,040,000* General Obligation Refunding Bonds, Series 2013. The Bonds are issued as serial Bonds maturing on August 15 of each year in the years 2014 through 2033 (see "The Obligations - Description of the Obligations"). The Certificates are issued as $5,500,000* Combination Tax and Revenue Certificates of Obligation, Series 2013. The Certificates are issued as serial Certificates maturing on August 15 of each year in the years 2014 through 2033 (see “The Obligations – Description of the Obligations”). The Bonds and the Certificates are sometimes referred to collectively herein as the “Obligations.” PAYMENT OF INTEREST .............. Interest on the Obligations accrues from the date of delivery, and is payable February 15, 2014, and each August 15 and February 15 thereafter until maturity (see "The Bonds - Description of the Bonds"). AUTHORITY FOR ISSUANCE.......... The Bonds are issued pursuant to the Constitution and general laws of the State of Texas, including particularly Texas Government Code Chapter 1207, as amended, and the ordinance authorizing the issuance of the Bonds to be adopted by the Town Council of the Town (see “The Obligations - Authority for Issuance of the Bonds”). The Certificates are issued pursuant to the Constitution and general laws of the State of Texas, particularly Chapter 271, Subchapter C, Texas Local Government Code (the Certificate of Obligation Act of 1971), as amended, and the ordinance authorizing the issuance of the Certificates to be adopted by the Town Council of the Town (see “The Obligations - Authority for Issuance of the Certificates”). SECURITY FOR THE BONDS ........................................... The Bonds constitute direct obligations of the Town payable from a continuing ad valorem tax levied, within the limits prescribed by law, on all taxable property within the Town (see "The Bonds - Security and Source of Payment"). SECURITY FOR THE CERTIFICATES .............................. The Certificates constitute direct obligations of the Town payable from the levy and collection of a continuing and direct annual ad valorem tax levied on all taxable property within the Town, within the limits prescribed by law, and from a pledge of the surplus net revenues of the Town’s waterworks and sewer system. QUALIFIED TAX-EXEMPT OBLIGATIONS ............................... The Town will not designate the Obligations as "Qualified Tax-Exempt Obligations" for financial institutions (see "Tax Matters - Qualified Tax-Exempt Obligations for Financial Institutions"). OPTIONAL REDEMPTION ............. The Town reserves the right, at its option, to redeem Obligations of having stated maturities on and after August 15, 2024, in whole or in part in principal amounts of $5,000 or any integral multiple thereof, on August 15, 2023, or any date thereafter, at the par value thereof plus accrued interest to the date of redemption (see “The Obligations - Optional Redemption”). TAX EXEMPTION .......................... In the opinion of Bond Counsel, the interest on the Obligations will be excludable from gross income for federal income tax purposes under existing law, subject to the matters described under the caption "Tax Matters" herein, including the alternative minimum tax on corporations. * Preliminary, subject to change. Item 8 7 USE OF PROCEEDS ....................... Proceeds from the sale of the Bonds will be used to (i) refund a portion of the Town’s outstanding debt (the “Refunded Obligations”) (see “Plan of Financing”; also see Schedule I attached hereto for a detailed description of the Refunded Obligations) and (ii) pay the costs associated with the issuance of the Bonds. Proceeds from the sale of the Certificates will be used for: (i) paying all or a portion of the Town's contractual obligations incurred in connection with extending, constructing and improving the Town's water system, including constructing improvements to pump stations and extending water lines; and (ii) payment of the costs associated with the issuance of the Certificates. RATINGS ...................................... The presently outstanding tax supported debt of the Town is rated "Aa3" by Moody's Investors Service, Inc. ("Moody's"), without regard to credit enhancement. Application has been made to Moody’s for a contract rating on the Obligations (see "Other Information - Ratings"). BOOK-ENTRY-ONLY SYSTEM ...................................... The definitive Obligations will be initially registered and delivered only to Cede & Co., the nominee of DTC pursuant to the Book-Entry-Only System described herein. Beneficial ownership of the Obligations may be acquired in denominations of $5,000 or integral multiples thereof. No physical delivery of the Obligations will be made to the beneficial owners thereof. Principal of, premium, if any, and interest on the Obligations will be payable by the Paying Agent/Registrar to Cede & Co., which will make distribution of the amounts so paid to the participating members of DTC for subsequent payment to the beneficial owners of the Obligations (see "The Obligations - Book-Entry-Only System"). PAYMENT RECORD ..................... The Town has never defaulted in payment of its general obligation tax debt. (REMAINDER OF PAGE INTENTIONALLY LEFT BLANK) Item 8 8 SELECTED FINANCIAL INFORMATION Per Per Ratio Fiscal Capita Capita Tax Debt Year Estimated Taxable Taxable Funded Tax Funded to Taxable % of Ended Town Assessed Assessed Debt at Tax Assessed Total Tax 9/30 Population(1)Valuation(2)Valuation End of Year(3)Debt Valuation Collections 2009 7,150 997,044,689$ 139,447$ 37,330,000$ 5,221$ 3.74% 99.90% 2010 9,940 1,042,515,717 104,881 36,180,000 3,640 3.47% 99.70% 2011 11,600 1,147,384,655 98,912 36,585,000 3,154 3.19% 99.80% 2012 12,190 1,231,371,717 101,015 44,190,000 3,625 3.59% 99.52% 2013 13,531 1,347,409,280 99,579 50,875,000 (4)3,760 (4)3.78%(4)98.83%(5) (1) Source: Town Officials (2) As reported by the Collin County and Denton County Appraisal Districts on the Town’s annual State property tax reports; subject to change during the ensuing year. (3) Includes self-supporting debt. (4) Projected. Excludes the Refunded Obligations. Includes the Obligations. (5) Collections as of March 31, 2013. GENERAL FUND CONSOLIDATED STATEMENT SUMMARY 2012 2011 2010 2009 2008 Beginning Balance 5,568,868$ 5,073,909$ (1)4,397,604$ 4,007,041$ 3,093,165$ Total Revenues 8,996,594 7,301,464 6,690,620 5,916,036 5,848,471 Total Expenditures 8,576,902 8,044,141 8,139,132 5,737,739 6,695,968 Other Financing Sources (Uses) 1,091,784 1,237,636 2,022,083 212,266 1,761,373 Net Funds Available 1,511,476 494,959 573,571 390,563 913,876 Ending Balance 7,080,344$ 5,568,868$ 4,971,175$ 4,397,604$ 4,007,041$ For Fiscal Year Ended September 30, (1) Restated. For additional information regarding the Town, please contact: Harlan Jefferson Jason L. Hughes Town Manager Senior Vice President Town of Prosper or First Southwest Company P.O. Box 307 325 N. St. Paul Street, Suite 800 Prosper, Texas 75078 Dallas, Texas 75201 (972) 569-1011 (214) 953-8707 Item 8 9 TOWN OFFICIALS, STAFF AND CONSULTANTS ELECTED OFFICIALS Length of Term Town Council Service Expires Occupation Ray Smith 6 Years May, 2016 Banking/Finance Mayor Meigs Miller 5 Years May, 2016 IT Consultant/Sales Mayor Pro-Tem Kenneth Dugger 6 Years May, 2015 Banking IT Professional Deputy Mayor Pro-Tem Michael Korbuly 1 Year May, 2016 Security Industry Professional Councilmember Curry Vogelsang Jr.2 Years May, 2014 CPA Councilmember Danny Wilson 5 Years May, 2014 Insurance/Finance Councilmember Jason Dixon 3 Years May, 2015 Insurance Consultant Councilmember SELECTED ADMINISTRATIVE STAFF Total Length of Length of Service Governmental Name Position to Town Service Harlan Jefferson Town Manager 4 Months 30 Years Robyn Battle Town Secretary 1 Month 6 Years Matthew Garrett Finance Director 5 Years 11 Years Lori Heikkinen Accounting Manager 1 Year 4 Years Frank Jaromin Public Works Director 7 Years 21 Years Hulon Webb Exec. Director of Development and Community Services 7 Years 18 Years Chris Copple Director of Development Services 7 Years 9 Years CONSULTANTS AND ADVISORS Auditors ........................................................................................................................................................ Davis Kinard & Co, PC Abilene, Texas Bond Counsel ............................................................................................................................. McCall, Parkhurst & Horton L.L.P. Dallas, Texas Financial Advisor ...................................................................................................................................... First Southwest Company Dallas, Texas Item 8 10 (REMAINDER OF PAGE INTENTIONALLY LEFT BLANK) Item 8 11 PRELIMINARY OFFICIAL STATEMENT RELATING TO $11,040,000* TOWN OF PROSPER, TEXAS GENERAL OBLIGATION REFUNDING BONDS, SERIES 2013 AND $5,500,000* TOWN OF PROSPER, TEXAS COMBINATION TAX AND SURPLUS REVENUE CERTIFICATES OF OBLIGATION, SERIES 2013 INTRODUCTION This Official Statement, which includes the Appendices hereto, provides certain information regarding the issuance of $11,040,000* Town of Prosper, Texas, General Obligation Refunding Bonds, Series 2013 (the “Bonds”) and $5,500,000* Combination Tax and Surplus Revenue Certificates of Obligation, Series 2013 (the “Certificates”, and together with the Bonds, herein collectively referred to as the “Obligations”). Capitalized terms used in this Official Statement have the same meanings assigned to such terms in the respective ordinances (the “Bond Ordinance” with respect to the Bonds and the “Certificate Ordinance” with respect to the Certificates) to be adopted on the date of sale of the Obligations which will authorize the issuance of the Obligations, and collectively, the “Ordinances”, except as otherwise indicated herein. There follows in this Official Statement descriptions of the Obligations and certain information regarding the Town and its finances. All descriptions of documents contained herein are only summaries and are qualified in their entirety by reference to each such document. Copies of such documents may be obtained from the Town's Financial Advisor, First Southwest Company, Dallas, Texas. DESCRIPTION OF THE TOWN . . . The Town is a political subdivision and a home rule municipality under the laws of the State. The Town was incorporated in 1914. The Town operates with a Town Council comprised of the Mayor and six Councilmembers. The term of office is three years. The Town Manager is the chief administrative officer for the Town. Some of the services that the Town provides are: public safety (police and fire protection), highways and streets, water and sanitary sewer utilities, health and social services, culture-recreation, public improvements, planning and zoning, and general administrative services. The 2012 estimated population for the Town was 12,190, while the estimated 2013 population is 13,531. A Home Rule Charter was approved by the qualified voters of the Town at an election held November 7, 2006. The Town covers approximately 27 square miles. PLAN OF FINANCING PURPOSE . . . The Bonds are being issued for the purpose of refunding a portion of the Town’s outstanding debt (the “Refunded Obligations”) to restructure debt service and obtain debt service savings, and to pay the costs of issuance of the Bonds. See Schedule I for a detailed listing of the Refunded Obligations and their redemption dates. The Certificates are being issued for the purposes of: (i) paying all or a portion of the Town's contractual obligations incurred in connection with extending, constructing and improving the Town's water system, including constructing improvements to pump stations and extending water lines, and (ii) and to pay the costs of issuance of the Certificates. REFUNDED OBLIGATIONS . . . The principal and interest due on the Refunded Obligations are to be paid on the dates fixed for their redemption or at their maturity from funds to be deposited with U.S. Bank National Association, Dallas, Texas, the escrow agent for the Refunded Obligations (the “Escrow Agent”). The Bond Ordinance provides that proceeds from the sale of the Bonds, together with other available Town funds, in any are required, will be irrevocably deposited with the Escrow Agent in an amount sufficient to accomplish the discharge and final payment of the Refunded Obligations on the respective redemption dates and/or maturity dates of the Refunded Obligations. Such funds will be held uninvested by the Escrow Agent pending their disbursement to redeem the Refunded Obligations on the respective redemption dates and/or maturity dates of the Refunded Obligations. * Preliminary, subject to change. Item 8 12 First Southwest Company, in its capacity as Financial Advisor to the Town, will certify as to the sufficiency of the amounts initially deposited with the Escrow Agent to pay the principal of and interest on the Refunded Obligations when due on the redemption date. By the deposit of the proceeds of the Bonds and other funds of the Town, if any are required, with the Escrow Agent pursuant to the Escrow Agreement, the Town will have effected the defeasance of the Refunded Obligations in accordance with applicable State law and the ordinances authorizing the Refunded Obligations. As a result of such defeasance, the Refunded Obligations will be outstanding only for the purpose of receiving payments from the Escrow Fund held for such purpose by the Escrow Agent, and the Refunded Obligations will not be deemed as being outstanding obligations of the Town payable from taxes or revenues of the Town, nor for the purpose of applying any limitation on the issuance of debt. The Town has covenanted in the Escrow Agreement to make timely deposits to the Escrow Fund from lawfully available funds of any additional amounts required to make payments on the Refunded Obligations, if for any reason, the cash balances on deposit or scheduled to be on deposit in the Escrow Fund should be insufficient to make such payment. SOURCES AND USES OF OBLIGATION PROCEEDS . . . Proceeds from the sale of the Obligations, together with a contribution to the refunding by the Town, are expected to be expended as follows: Sources of Funds The Bonds The Certificates Par Amount of the Obligations -$ -$ Reoffering Premium Transfer from Existing Interest and Sinking Fund Total Sources of Funds -$ -$ Uses of Funds Deposit to Interest and Sinking Fund -$ -$ Deposit to Project Construction Fund Deposit to Escrow Fund Underwriter's Discount Costs of Issuance Total Uses of Funds -$ -$ THE OBLIGATIONS DESCRIPTION OF THE OBLIGATIONS . . . The Obligations are dated June 15, 2013 (the “Dated Date”), and mature on August 15 in each of the years and in the amounts shown on pages 2 and 4. Interest will be computed on the basis of a 360-day year consisting of twelve 30-day months. Interest on the Obligations will accrue from the date of initial delivery and is payable February 15, 2014 and on each August 15 and February 15 thereafter until maturity or redemption prior to maturity. The definitive Obligations will be issued only in fully registered form in any integral multiple of $5,000 for any one maturity and will be initially registered and delivered only to Cede & Co., the nominee of The Depository Trust Company, New York, New York (“DTC”) pursuant to the Book-Entry-Only System described herein. No physical delivery of the Obligations will be made to the owners thereof. Principal of, premium, if any, and interest on the Obligations will be payable by the Paying Agent/Registrar to Cede & Co., which will make distribution of the amounts so paid to the participating members of DTC for subsequent payment to the beneficial owners of the Obligations. See “The Obligations - Book-Entry-Only System” herein. Interest on the Obligations shall be paid to the registered owners appearing on the registration books of the Paying Agent/Registrar at the close of business on the Record Date (hereinafter defined), and such interest shall be paid (i) by check sent United States Mail, first class postage prepaid to the address of the registered owner recorded in the registration books of the Paying Agent/Registrar or (ii) by such other method, acceptable to the Paying Agent/Registrar requested by, and at the risk and expense of, the registered owner. Principal of the Obligations will be paid to the registered owner at their stated maturity or upon earlier redemption upon presentation to designated payment/transfer office of the Paying Agent/Registrar; provided, however, that so long as Cede & Co. (or other DTC nominee) is the registered owner of the Obligations, all payments will be made as described under “The Obligations - Book-Entry-Only System” herein. If the date for any payment on the Obligations shall be a Saturday, Sunday, a legal holiday or a day when banking institutions in the city where the designated payment/transfer office of the Paying Agent/Registrar is located are authorized to close, then the date for such payment shall be the next succeeding day which is not such a day, and payment on such date shall have the same force and effect as if made on the date payment was due. AUTHORITY FOR ISSUANCE OF THE BONDS. . . The Bonds are being pursuant to the Constitution and general laws of the State of Texas (the "State"), particularly Chapter 1207, Texas Government Code, as amended, and the Bond Ordinance. Item 8 13 AUTHORITY FOR ISSUANCE OF THE CERTIFICATES . . . The Certificates are issued pursuant to the Constitution and general laws of the State, particularly Chapter 271, Subchapter C, Texas Local Government Code, (the “Certificate of Obligation Act of 1971”), as amended, and the Certificate Ordinance. SECURITY AND SOURCE OF PAYMENT . . . Tax Pledge . . . The Obligations constitute direct obligations of the Town payable from an annual direct and continuing ad valorem tax levied against all taxable property within the Town, within the limits prescribed by law (see "The Obligations - Tax Rate Limitation" below). Pledge of Surplus Waterworks and Sewer System Net Revenues for Certificates . . . The Certificates are additionally secured by a lien on and pledge of the revenues of the Issuer's combined Waterworks and Sewer System (the “System”) remaining after payment of all operation and maintenance expenses thereof, and all debt service, reserve and other requirements in connection with all of the Issuer's revenue obligations (now or hereafter outstanding), which are payable from all or part of said revenues, as provided in the Certificate Ordinance. TAX RATE LIMITATION . . . All taxable property within the Town is subject to the assessment, levy and collection by the Town of a continuing, direct annual ad valorem tax sufficient to provide for the payment of principal of and interest on all ad valorem tax debt within the limits prescribed by law. Article XI, Section 5, of the Texas Constitution is applicable to the Town, and limits its maximum ad valorem tax rate to $2.50 per $100 Taxable Assessed Valuation for all Town purposes. The Home Rule Charter of the Town adopts the constitutionally authorized maximum tax rate of $2.50 per $100 taxable assessed valuation. Administratively, the Attorney General of the State of Texas will permit allocation of $1.50 of the $2.50 maximum tax rate for ad valorem tax debt service. Also, see “Tax Information – General Obligation Debt Limitation.” OPTIONAL REDEMPTION . . . The Town reserves the right, at its option, to redeem Obligations having stated maturities on and after August 15, 2024, in whole or in part in principal amounts of $5,000 or any integral multiple thereof, on August 15, 2023, or any date thereafter, at the par value thereof plus accrued interest to the date of redemption. If less than all of the Obligations of either series are to be redeemed, the Town may select the maturities of Obligations to be redeemed. If less than all the Obligations of any maturity are to be redeemed, the Paying Agent/Registrar (or DTC while the Obligations are in Book-Entry- Only form) shall determine by lot the Obligations, or portions thereof, within such maturity to be redeemed. If an Obligation (or any portion of the principal sum thereof) shall have been called for redemption and notice of such redemption shall have been given, such Obligation (or the principal amount thereof to be redeemed) shall become due and payable on such redemption date and interest thereon shall cease to accrue from and after the redemption date, provided funds for the payment of the redemption price and accrued interest thereon are held by the Paying Agent/Registrar on the redemption date. NOTICE OF REDEMPTION AND OTHER NOTICES . . . Not less than 30 days prior to a redemption date for the Obligations, the Town will cause a notice of redemption to be sent by United States mail, first class, postage prepaid, to each registered owner of an Obligation to be redeemed, in whole or in part, at the address of the registered owner appearing on the registration books of the Paying Agent/Registrar at the close of business on the business day next preceding the date of mailing such notice. Any notice of redemption so mailed will be conclusively presumed to have been duly given irrespective of whether received by the owner of the Obligation. If such notice of redemption is given and if due provision for such payment is made and all other conditions to redemption are satisfied, all as provided above, the Obligations or portions thereof which are to be so redeemed thereby automatically will be treated as redeemed prior to their scheduled maturities, and they will not bear interest after the date fixed for redemption, and they will not be regarded as being outstanding except for the right of the registered owner to receive the redemption price from the Paying Agent/Registrar out of the funds provided for such payment. With respect to any optional redemption of the Obligations unless certain prerequisites to such redemption required by the respective Ordinance have been met and money sufficient to pay the principal of and premium, if any, and interest on the Obligations to be redeemed will have been received by the Paying Agent/Registrar prior to the giving of such notice of redemption, such notice may state that said redemption will, at the option of the Town, be conditional upon the satisfaction of such prerequisites and receipt of such money by the Paying Agent/Registrar on or prior to the date fixed for such redemption or upon any prerequisite set forth in such notice of redemption. If a conditional notice of redemption is given and such prerequisites to the redemption are not fulfilled, such notice will be of no force and effect, the Town will not redeem such Obligations and the Paying Agent/Registrar will give notice in the manner in which the notice of redemption was given, to the effect that such Obligations have not been redeemed. The Paying Agent/Registrar and the Town, so long as a Book-Entry-Only System is used for the Obligations, will send any notice of redemption relating to the Obligations, notice of proposed amendment to the Ordinances or other notices with respect to the Obligations only to DTC. Any failure by DTC to advise any DTC participant, or of any DTC participant or indirect participant to notify the Beneficial Owner, will not affect the validity of the redemption of the Obligations called for redemption or any other action premised on any such notice. Redemption of portions of the Obligations by the Town will reduce the outstanding principal amount of such Obligations held by DTC. In such event, DTC may implement, through its Book-Entry- Only System, a redemption of such Obligations held for the account of DTC participants in accordance with its rules or other agreements with DTC participants and then DTC participants and indirect participants may implement a redemption of such Obligations from the Beneficial Owners. Any such selection of Obligations within a maturity to be redeemed will not be Item 8 14 governed by the respective Ordinances and will not be conducted by the Town or the Paying Agent/Registrar. Neither the Town nor the Paying Agent/Registrar will have any responsibility to DTC participants, indirect participants or the persons for whom DTC participants act as nominees, with respect to the payments on the Obligations or the providing of notice to DTC participants, indirect participants, or Beneficial Owners of the selection of portions of the Obligations for redemption. (See "The Obligations - Book-Entry-Only System" herein.) AMENDMENTS . . . In the Ordinances, the Town has reserved the right to amend the Ordinances without the consent of any holder for the purpose of amending or supplementing the Ordinances to (i) cure any ambiguity, defect or omission therein that does not materially adversely affect the interests of the holders, (ii) grant additional rights or security for the benefit of the holders, (iii) add events of default as shall not be inconsistent with the provisions of the Ordinances that do not materially adversely affect the interests of the holders, (iv) qualify the Ordinances under the Trust Indenture Act of 1939, as amended, or corresponding provisions of federal laws from time to time in effect or (v) make such other provisions in regard to matters or questions arising under the Ordinances that are not inconsistent with the provisions thereof and which, in the opinion of Bond Counsel for the Town, do not materially adversely affect the interests of the holders. The Ordinances further provide that the holders of the Obligations aggregating in principal amount 51% of the outstanding Obligations shall have the right from time to time to approve any amendment not described above to the Ordinances if it is deemed necessary or desirable by the Town; provided, however, that without the consent of 100% of the holders in original principal amount of the then outstanding Obligations so affected, no amendment may be made for the purpose of: (i) making any change in the maturity of any of the outstanding Obligations; (ii) reducing the rate of interest borne by any of the outstanding Obligations; (iii) reducing the amount of the principal of, or redemption premium, if any, payable on any outstanding Obligations; (iv) modifying the terms of payment of principal or of interest or redemption premium on outstanding Obligations, or imposing any condition with respect to such payment; or (v) changing the minimum percentage of the principal amount of the Obligations necessary for consent to such amendment. Reference is made to the Ordinances for further provisions relating to the amendment thereof. DEFEASANCE. . .The Ordinances provide for the defeasance of the Obligations when the payment of the principal on the Obligations, plus interest on the Obligations to the due date thereof is provided by irrevocably depositing with the Paying Agent/Registrar or authorized escrow agent, in trust (1) money sufficient to make such payment and/or (2) Defeasance Securities to mature as to principal and interest in such amounts and at such times to insure the availability, without reinvestment, of sufficient money to make such payment, and all necessary and proper fees, compensation and expenses of the paying agent for the Obligations. The Ordinances provide that the term "Defeasance Securities" means any securities and obligations now or hereafter authorized by State law that are eligible to discharge obligations such as the Obligations. Current State law permits defeasance with the following types of securities: (a) direct, noncallable obligations of the United States of America, including obligations that are unconditionally guaranteed by the United States of America, (b) noncallable obligations of an agency or instrumentality of the United States of America, including obligations that are unconditionally guaranteed or insured by the agency or instrumentality and that, on the date the governing body of the Town approves the proceedings authorizing the issuance of refunding bonds, are rated as to investment quality by a nationally recognized investment rating firm not less than AAA or its equivalent, and (c) noncallable obligations of a state or an agency or a county, municipality, or other political subdivision of a state that on the date the governing body of the Town approves the proceedings authorizing the issuance of refunding bonds have been refunded and are rated as to investment quality by a nationally recognized investment rating firm not less than AAA or its equivalent. There is no assurance that the current law will not be changed in a manner which would permit investments other than those described above to be made with amounts deposited to defease the Obligations. Because the Ordinances do not contractually limit such investments, registered owners will be deemed to have consented to defeasance with such other investments, notwithstanding the fact that such investments may not be of the same investment quality as those currently permitted under State law. The Town has the right, subject to satisfying the requirements of (1) and (2) above, to substitute other Defeasance Securities for the Defeasance Securities originally deposited, to reinvest the uninvested moneys on deposit for such defeasance and to withdraw for the benefit of the Town moneys in excess of the amount required for such defeasance. Upon such deposit as described above, such Obligations shall no longer be regarded to be outstanding or unpaid. There is no assurance that the ratings for U.S. Treasury securities used as Defeasance Securities or that for any other Defeasance Security will be maintained at any particular rating category. BOOK-ENTRY-ONLY SYSTEM . . . This section describes how ownership of the Obligations is to be transferred and how the principal of, premium, if any, and interest on the Obligations are to be paid to and credited by The Depository Trust Company (“DTC”), New York, New York, while the Obligations are registered in its nominee name. The information in this section concerning DTC and the Book-Entry-Only System has been provided by DTC for use in disclosure documents such as this Official Statement. The Town believes the source of such information to be reliable, but takes no responsibility for the accuracy or completeness thereof. The Town cannot and does not give any assurance that (1) DTC will distribute payments of debt service on the Obligations, or redemption or other notices, to DTC Participants, (2) DTC Participants or others will distribute debt service payments paid to DTC or its nominee (as the registered owner of the Obligations), or redemption or other notices, to the Beneficial Owners, or that they will do so on a timely basis, or (3) DTC will serve and act in the manner described in this Official Statement. The current rules applicable to DTC are on file with the Securities and Exchange Commission, and the current procedures of DTC to be followed in dealing with DTC Participants are on file with DTC. Item 8 15 The Depository Trust Company (“DTC”), New York, New York, will act as securities depository for the Obligations. The Obligations will be issued as fully-registered Obligations registered in the name of Cede & Co. (DTC’s partnership nominee) or such other name as may be requested by an authorized representative of DTC. One fully-registered Obligation certificate will be issued for each maturity of the Obligations, each in the aggregate principal amount of such maturity, and will be deposited with DTC. DTC, the world’s largest securities depository, is a limited-purpose trust company organized under the New York Banking Law, a “banking organization” within the meaning of the New York Banking Law, a member of the Federal Reserve System, a “clearing corporation” within the meaning of the New York Uniform Commercial Code, and a “clearing agency” registered pursuant to the provisions of Section 17A of the Securities Exchange Act of 1934. DTC holds and provides asset servicing for over 3.5 million issues of U.S. and non-U.S. equity issues, corporate and municipal debt issues, and money market instruments (from over 100 countries) that DTC’s participants (“Direct Participants”) deposit with DTC. DTC also facilitates the post-trade settlement among Direct Participants of sales and other securities transactions in deposited securities, through electronic computerized book-entry transfers and pledges between Direct Participants’ accounts. This eliminates the need for physical movement of securities certificates. Direct Participants include both U.S. and non-U.S. securities brokers and dealers, banks, trust companies, clearing corporations, and certain other organizations. DTC is a wholly-owned subsidiary of The Depository Trust & Clearing Corporation (“DTCC”). DTCC is the holding company for DTC, National Securities Clearing Corporation and Fixed Income Clearing Corporation, all of which are registered clearing agencies. DTCC is owned by the users of its regulated subsidiaries. Access to the DTC system is also available to others such as both U.S. and non-U.S. securities brokers and dealers, banks, trust companies, and clearing corporations that clear through or maintain a custodial relationship with a Direct Participant, either directly or indirectly ("Indirect Participants"). DTC has a Standard & Poor’s rating of AA+. The DTC Rules applicable to its Participants are on file with the Securities and Exchange Commission. More information about DTC can be found at www.dtcc.com. Purchases of Obligations under the DTC system must be made by or through Direct Participants, which will receive a credit for the Obligations on DTC’s records. The ownership interest of each actual purchaser of each Obligation (“Beneficial Owner”) is in turn to be recorded on the Direct and Indirect Participants’ records. Beneficial Owners will not receive written confirmation from DTC of their purchase. Beneficial Owners are, however, expected to receive written confirmations providing details of the transaction, as well as periodic statements of their holdings, from the Direct or Indirect Participant through which the Beneficial Owner entered into the transaction. Transfers of ownership interests in the Obligations are to be accomplished by entries made on the books of Direct and Indirect Participants acting on behalf of Beneficial Owners. Beneficial Owners will not receive certificates representing their ownership interests in Obligations, except in the event that use of the book-entry system for the Obligations is discontinued. To facilitate subsequent transfers, all Obligations deposited by Direct Participants with DTC are registered in the name of DTC’s partnership nominee, Cede & Co., or such other name as may be requested by an authorized representative of DTC. The deposit of Obligations with DTC and their registration in the name of Cede & Co. or such other DTC nominee do not effect any change in beneficial ownership. DTC has no knowledge of the actual Beneficial Owners of the Obligations; DTC’s records reflect only the identity of the Direct Participants to whose accounts such Obligations are credited, which may or may not be the Beneficial Owners. The Direct and Indirect Participants will remain responsible for keeping account of their holdings on behalf of their customers. Conveyance of notices and other communications by DTC to Direct Participants, by Direct Participants to Indirect Participants, and by Direct Participants and Indirect Participants to Beneficial Owners will be governed by arrangements among them, subject to any statutory or regulatory requirements as may be in effect from time to time. Beneficial Owners of Obligations may wish to take certain steps to augment the transmission to them of notices of significant events with respect to the Obligations, such as redemptions, tenders, defaults, and proposed amendments to the Obligation documents. For example, Beneficial Owners of Obligations may wish to ascertain that the nominee holding the Obligations for their benefit has agreed to obtain and transmit notices to Beneficial Owners. In the alternative, Beneficial Owners may wish to provide their names and addresses to the registrar and request that copies of notices be provided directly to them. Redemption notices shall be sent to DTC. If less than all of the Bonds within a maturity are being redeemed, DTC’s practice is to determine by lot the amount of the interest of each Direct Participant in such maturity to be redeemed. Neither DTC nor Cede & Co. (nor any other DTC nominee) will consent or vote with respect to Obligations unless authorized by a Direct Participant in accordance with DTC’s MMI Procedures. Under its usual procedures, DTC mails an Omnibus Proxy to the Town as soon as possible after the record date. The Omnibus Proxy assigns Cede & Co.’s consenting or voting rights to those Direct Participants to whose accounts Obligations are credited on the record date (identified in a listing attached to the Omnibus Proxy). All payments on the Obligations will be made to Cede & Co., or such other nominee as may be requested by an authorized representative of DTC. DTC’s practice is to credit Direct Participants’ accounts upon DTC’s receipt of funds and corresponding detail information from the Town or the Paying Agent/Registrar, on payable date in accordance with their respective holdings shown on DTC’s records. Payments by Participants to Beneficial Owners will be governed by standing instructions and customary practices, as is the case with Obligations held for the accounts of customers in bearer form or registered in “street name,” and will be the responsibility of such Participant and not of DTC, the Paying Agent/Registrar, or the Town, subject to Item 8 16 any statutory or regulatory requirements as may be in effect from time to time. Payment of redemption proceeds, distributions, and dividend payments to Cede & Co. (or such other nominee as may be requested by an authorized representative of DTC) is the responsibility of the Town or the Paying Agent/Registrar, disbursement of such payments to Direct Participants will be the responsibility of DTC, and disbursement of such payments to the Beneficial Owners will be the responsibility of Direct and Indirect Participants. DTC may discontinue providing its services as depository with respect to the Obligations at any time by giving reasonable notice to the Town or the Paying Agent/Registrar. Under such circumstances, in the event that a successor depository is not obtained, Obligation certificates are required to be printed and delivered. The Town may decide to discontinue use of the system of book-entry-only transfers through DTC (or a successor securities depository). In that event, Obligation certificates will be printed and delivered to DTC. The information in this section concerning DTC and DTC’s book-entry system has been obtained from sources that the Town believes to be reliable, but neither the Town nor the Underwriters take any responsibility for the accuracy thereof. Use of Certain Terms in Other Sections of this Official Statement . . . In reading this Official Statement it should be understood that while the Obligations are in the Book-Entry-Only System, references in other sections of this Official Statement to registered owners should be read to include the person for which the Participant acquires an interest in the Obligations, but (i) all rights of ownership must be exercised through DTC and the Book-Entry-Only System, and (ii) except as described above, notices that are to be given to registered owners under the Ordinances will be given only to DTC. Information concerning DTC and the Book-Entry-Only System has been obtained from DTC and is not guaranteed as to accuracy or completeness by, and is not to be construed as a representation by the Town, the Financial Advisor, or the Underwriter. Effect of Termination of Book-Entry-Only System . . . In the event that the Book-Entry-Only System of the Obligations is discontinued for either or both series, printed Obligations of the respective series will be issued to the DTC Participants or the holder, as the case may be, and such Obligations will be subject to transfer, exchange and registration provisions as set forth in the Ordinances and summarized under “The Obligations - Transfer, Exchange and Registration” below. PAYING AGENT/REGISTRAR . . . The initial Paying Agent/Registrar is U.S. Bank National Associations, Dallas, Texas. In the Ordinances, the Town retains the right to replace the Paying Agent/Registrar with respect to either or both series. The Town covenants to maintain and provide a Paying Agent/Registrar at all times until the Obligations are duly paid and any successor Paying Agent/Registrar shall be a commercial bank or trust company organized under the laws of the State of Texas or other entity duly qualified and legally authorized to serve as and perform the duties and services of Paying Agent/Registrar for the Obligations. Upon any change in the Paying Agent/Registrar for the Obligations, the Town agrees to promptly cause a written notice thereof to be sent to each registered owner of the Obligations by United States mail, first class, postage prepaid, which notice shall also give the address of the new Paying Agent/Registrar. TRANSFER, EXCHANGE AND REGISTRATION . . . In the event the Book-Entry-Only System should be discontinued, the Obligations of the respective series may be transferred and exchanged on the registration books of the Paying Agent/Registrar only upon presentation and surrender to the Paying Agent/Registrar and such transfer or exchange shall be without expense or service charge to the registered owner, except for any tax or other governmental charges required to be paid with respect to such registration, exchange and transfer. Obligations may be assigned by the execution of an assignment form on the respective Obligations or by other instrument of transfer and assignment acceptable to the Paying Agent/Registrar. New Obligations will be delivered by the Paying Agent/Registrar, in lieu of the Obligations being transferred or exchanged, at the designated office of the Paying Agent/Registrar, or sent by United States mail, first class, postage prepaid, to the new registered owner or his designee. To the extent possible, new Obligations issued in an exchange or transfer of Obligations will be delivered to the registered owner or assignee of the registered owner in not more than three business days after the receipt of the Obligations to be canceled, and the written instrument of transfer or request for exchange duly executed by the registered owner or his duly authorized agent, in form satisfactory to the Paying Agent/Registrar. New Obligations registered and delivered in an exchange or transfer shall be in any integral multiple of $5,000 for any one maturity and for a like aggregate principal amount as the Obligations surrendered for exchange or transfer. See "The Obligations - Book-Entry-Only System" herein for a description of the system to be utilized initially in regard to ownership and transferability of the Obligations. RECORD DATE FOR INTEREST PAYMENT . . . The record date ("Record Date") for the interest payable on the Obligations on any interest payment date means the close of business on the last business day of the preceding month. In the event of a non-payment of interest on a scheduled payment date, and for 30 days thereafter, a new record date for such interest payment (a "Special Record Date") will be established by the Paying Agent/Registrar, if and when funds for the payment of such interest have been received from the Town. Notice of the Special Record Date and of the scheduled payment date of the past due interest ("Special Payment Date", which shall be 15 days after the Special Record Date) shall be sent at least five business days prior to the Special Record Date by United States mail, first class postage prepaid, to the address of each Holder of Item 8 17 a Obligation appearing on the registration books of the Paying Agent/Registrar at the close of business on the last business day next preceding the date of mailing of such notice. OBLIGATIONHOLDERS’ REMEDIES . . . The Ordinances provide that if the Town defaults in the payment of the Obligations when due, or if it fails to make payments into any fund or funds created in the respective Ordinance, or defaults in the observation or performance of any other covenants, conditions, or obligations set forth in the respective Ordinance and the continuation thereof for a period of 60 days after notice of such default is given by any registered owner to the Town, the registered owners may seek a writ of mandamus to compel Town officials to carry out their legally imposed duties with respect to the respective Obligations. The issuance of a writ of mandamus is controlled by equitable principles, and with the discretion of the court, but may not be arbitrarily refused. There is no acceleration of maturity of the Obligations in the event of default and, consequently, the remedy of mandamus may have to be relied upon from year to year. The Ordinances do not provide for the appointment of a trustee to represent the interest of the bondholders upon any failure of the Town to perform in accordance with the terms of the Ordinances, or upon any other condition and accordingly all legal actions to enforce such remedies would have to be undertaken at the initiative of, and be financed by, the registered owners. The Texas Supreme Court has ruled in Tooke v. City of Mexia, 197 S.W.3rd 325 (Tex. 2006), that a waiver of sovereign immunity in a contractual dispute must be provided for by statute in “clear and unambiguous” language. Because it is unclear whether the Texas legislature has effectively waived the Town’s sovereign immunity from a suit for money damages, holders may not be able to bring such a suit against the Town for breach of the Obligations or Ordinances covenants. Even if a judgment against the Town could be obtained, it could not be enforced by direct levy and execution against the Town's property. Further, the registered owners cannot themselves foreclose on property within the Town or sell property within the Town to enforce the tax lien on taxable property to pay the principal of and interest on the Obligations. Furthermore, the Town is eligible to seek relief from its creditors under Chapter 9 of the U.S. Bankruptcy Code (“Chapter 9”). Although Chapter 9 provides for the recognition of a security interest represented by a specifically pledged source of revenues, the pledge of ad valorem taxes in support of a general obligation of a bankrupt entity is not specifically recognized as a security interest under Chapter 9. Chapter 9 also includes an automatic stay provision that would prohibit, without Bankruptcy Court approval, the prosecution of any other legal action by creditors or bondholders of an entity which has sought protection under Chapter 9. Therefore, should the Town avail itself of Chapter 9 protection from creditors, the ability to enforce would be subject to the approval of the Bankruptcy Court (which could require that the action be heard in Bankruptcy Court instead of other federal or state court); and the Bankruptcy Code provides for broad discretionary powers of a Bankruptcy Court in administering any proceeding brought before it. The opinion of Bond Counsel will note that all opinions relative to the enforceability of the Ordinances and the Obligations are qualified with respect to the customary rights of debtors relative to their creditors and may be limited by general principles of equity which permit the exercise of judicial discretion and by governmental immunity. TAX INFORMATION AD VALOREM TAX LAW . . . The appraisal of property within the Town is the responsibility of the Collin County and Denton County Appraisal Districts (the "Appraisal Districts"). Excluding agricultural and open-space land, which may be taxed on the basis of productive capacity, the Appraisal Districts are required under the Property Tax Code to appraise all property within the Appraisal Districts on the basis of 100% of its market value and is prohibited from applying any assessment ratios. In determining market value of property, different methods of appraisal may be used, including the cost method of appraisal, the income method of appraisal and market data comparison method of appraisal, and the method considered most appropriate by the chief appraiser is to be used. State law further limits the appraised value of a residence homestead for a tax year to an amount that would not exceed either the lesser of (1) the property's market value in the most recent tax year in which it the market value was determined by the Appraisal Districts or (2) the sum of (a) 10% of the property's appraised value in the preceding tax year, plus (b) the property's appraised value the preceding tax year, plus (c) the market value of all new improvements to the property. The value placed upon property within the Appraisal Districts is subject to review by an Appraisal Review Board, consisting of members appointed by the Board of Directors of the respective Appraisal District. The Appraisal Districts are required to review the value of property within the respective Appraisal District at least every three years. The Town may require annual review at its own expense, and is entitled to challenge the determination of appraised value of property within the Town by petition filed with the respective Appraisal Review Board. Reference is made to the, Property Tax Code, for identification of property subject to taxation; property exempt or which may be exempted from taxation, if claimed; the appraisal of property for ad valorem taxation purposes; and the procedures and limitations applicable to the levy and collection of ad valorem taxes. Article VIII of the State Constitution ("Article VIII") and State law provide for certain exemptions from property taxes, the valuation of agricultural and open-space lands at productivity value, and the exemption of certain personal property from ad valorem taxation. Under Section 1-b, Article VIII, and State law, the governing body of a political subdivision, at its option, may grant: (1) An exemption of not less than $3,000 of the market value of the residence homestead of persons 65 years of age or older and the disabled from all ad valorem taxes thereafter levied by the political subdivision; (2) An exemption of up to 20% of the market value of residence homesteads. The minimum exemption under this provision is $5,000. Item 8 18 The governing body of a county, municipality or junior college, may, on its own initiative or by a petition and referendum process, freeze the total amount of ad valorem taxes levied on the residence homestead of a disabled person or persons 65 years of age or older to the amount of taxes imposed in the year such residence qualified for such exemption. Such freeze on ad valorem taxes is transferable to a different residence homestead. Also, a surviving spouse of a taxpayer who qualifies for the freeze on ad valorem taxes is entitled to the same exemption so long as the property was the residence homestead of the surviving spouse when the deceased spouse died and remains the residence homestead of the surviving spouse and the spouse was at least 55 years of age at the time of the death of the individual’s spouse. If improvements (other than repairs or improvements required to comply with governmental requirements) are made to the property, the value of the improvements is taxed at the then current tax rate, and the total amount of taxes imposed is increased to reflect the new improvements with the new amount of taxes then serving as the ceiling on taxes for the following years. Once established, the tax rate limitation may not be repealed or rescinded. In the case of residence homestead exemptions granted under Section 1-b, Article VIII, ad valorem taxes may continue to be levied against the value of homesteads exempted where ad valorem taxes have previously been pledged for the payment of debt if cessation of the levy would impair the obligation of the contract by which the debt was created. State law and Section 2, Article VIII, mandate an additional property tax exemption for disabled veterans or the surviving spouse or children of a deceased veteran who died while on active duty in the armed forces; the exemption applies to either real or personal property with the amount of assessed valuation exempted ranging from $5,000 to a maximum of $12,000; provided, however, that beginning in the 2009 tax year, a disabled veteran who receives from the from the United States Department of Veterans Affairs or its successor 100 percent disability compensation due to a service-connected disability and a rating of 100 percent disabled or of individual unemployability is entitled to an exemption from taxation of the total appraised value of the veteran’s residence homestead. Under Article VIII and State law, the governing body of a county, municipality or junior college district, may freeze the total amount of ad valorem taxes levied on the residence homestead of a disabled person or persons 65 years of age or older to the amount of taxes imposed in the year such residence qualified for such exemption. Also, upon receipt of a petition signed by five percent of the registered voters of the county, municipality or junior college district, an election must be held to determine by majority vote whether to establish such a limitation on taxes paid on residence homesteads of persons 65 years of age or who are disabled. Upon providing for such exemption, such freeze on ad valorem taxes is transferable to a different residence homestead and to a surviving spouse living in such homestead who is disabled or is at least 55 years of age. If improvements (other than maintenance or repairs) are made to the property, the value of the improvements is taxed at the then current tax rate, and the total amount of taxes imposed is increased to reflect the new improvements with the new amount of taxes then serving as the ceiling on taxes for the following years. Once established, the tax rate limitation may not be repeated or rescinded. Article VIII provides that eligible owners of both agricultural land (Section 1-d) and open-space land (Section 1-d-1), including open- space land devoted to farm or ranch purposes or open-space land devoted to timber production, may elect to have such property appraised for property taxation on the basis of its productive capacity. The same land may not be qualified under both Section 1-d and 1-d-1. Nonbusiness personal property, such as automobiles or light trucks, are exempt from ad valorem taxation unless the governing body of a political subdivision elects to tax this property. Boats owned as nonbusiness property are exempt from ad valorem taxation. Article VIII, Section 1-j, provides for "freeport property" to be exempted from ad valorem taxation. Freeport property is defined as goods detained in Texas for 175 days or less for the purpose of assembly, storage, manufacturing, processing or fabrication. Decisions to continue to tax may be reversed in the future; decisions to exempt freeport property are not subject to reversal. Article VIII, Section 1-n of the Texas Constitution provides for the exemption from taxation of "goods in transit." "Goods in transit" is defined by a provision in the Tax Code, which is effective for tax years 2008 and thereafter, as personal property acquired or imported into Texas and transported to another location in the State or outside of the State within 175 days of the date the property was acquired or imported into Texas. The exemption excludes oil, natural gas, petroleum products, aircraft and special inventory, including motor vehicle, vessel and out board motor, heavy equipment and manufactured housing inventory. The Tax Code provision permits local governmental entities, on a local option basis, to take official action by January 1 of the year preceding a tax year, after holding a public hearing, to tax goods in transit during the following tax year. A taxpayer may receive only one of the freeport exemptions or the goods in transit exemptions for items of personal property. The Town and the other taxing bodies within its territory may agree to jointly create tax increment financing zones, under which the tax values on property in the zone are "frozen" at the value of the property at the time of creation of the zone. The Town also may enter into tax abatement agreements to encourage economic development. Under the agreements, a property owner agrees to construct certain improvements on its property. The Town in turn agrees not to levy a tax on all or part of the increased value attributable to the improvements until the expiration of the agreement. The abatement agreement could last for a period of up to 10 years. Item 8 19 Cities are also authorized, pursuant to Chapter 380, Texas Local Government Code (“Chapter 380”) to establish programs to promote state or local economic development and to stimulate business and commercial activity in the Town. In accordance with a program established pursuant to Chapter 380, the Town may make loans or grant of public fund for economic development purposes, however, no obligations secured by ad valorem taxes may be issued for such purposes unless approved by voters of the Town. EFFECTIVE TAX RATE AND ROLLBACK TAX RATE . . . By each September 1 or as soon thereafter as practicable, the Town Council adopts a tax rate per $100 taxable value for the current year. The Town Council will be required to adopt the annual tax rate for the Town before the later of September 30 or the 60th day after the date the certified appraisal roll is received by the Town. If the Town Council does not adopt a tax rate by such required date the tax rate for that tax year is the lower of the effective tax rate calculated for that tax year or the tax rate adopted by the Town for the preceding tax year. The tax rate consists of two components: (1) a rate for funding of maintenance and operation expenditures, and (2) a rate for debt service. Under the Property Tax Code, the Town must annually calculate and publicize its “effective tax rate” and “rollback tax rate”. A tax rate cannot be adopted by the Town Council that exceeds the lower of the rollback tax rate or the effective tax rate until two public hearings have been held on the proposed tax rate following notice of such public hearings (including the requirement that notice be posted on the Town’s website if the Town owns, operates or controls an internet website and public notice be given by television if the Town has free access to a television channel) and the Town Council has otherwise complied with the legal requirements for the adoption of such tax rate. If the adopted tax rate exceeds the rollback tax rate the qualified voters of the Town by petition may require that an election be held to determine whether or not to reduce the tax rate adopted for the current year to the rollback tax rate. "Effective tax rate" means the rate that will produce last year's total tax levy (adjusted) from this year's total taxable values (adjusted). "Adjusted" means lost values are not included in the calculation of last year's taxes and new values are not included in this year's taxable values. "Rollback tax rate" means the rate that will produce last year's maintenance and operation tax levy (adjusted) from this year's values (adjusted) multiplied by 1.08 plus a rate that will produce this year's debt service from this year's values (unadjusted) divided by the anticipated tax collection rate. The Property Tax Code provides that certain cities and counties in the State may submit a proposition to the voters to authorize an additional one-half cent sales tax on retail sales of taxable items. If the additional tax is levied, the effective tax rate and the rollback tax rate calculations are required to be offset by the revenue that will be generated by the sales tax in the current year. Reference is made to the Property Tax Code for definitive requirements for the levy and collection of ad valorem taxes and the calculation of the various defined tax rates. PROPERTY ASSESSMENT AND TAX PAYMENT . . . Property within the Town is generally assessed as of January 1 of each year. Business inventory may, at the option of the taxpayer, be assessed as of September. Oil and gas reserves are assessed on the basis of a valuation process which uses an average of the daily price of oil and gas for the prior year. Taxes become due October 1 of the same year, and become delinquent on February 1 of the following year. Taxpayers 65 years old or older are permitted by State law to pay taxes on homesteads in four installments with the first due on February 1 of each year and the final installment due on August 1. PENALTIES AND INTEREST . . . Charges for penalty and interest on the unpaid balance of delinquent taxes are made as follows: Cumulative Cumulative Month Penalty Interest Total February 6% 1% 7% March 7 2 9 April 8 3 11 May 9 4 13 June 10 5 15 July 12 6 18 After July, penalty remains at 12%, and interest increases at the rate of 1% each month. In addition, if an account is delinquent in July, a 15% attorney's collection fee is added to the total tax penalty and interest charge. Under certain circumstances, taxes which become delinquent on the homestead of a taxpayer 65 years old or older incur a penalty of 8% per annum with no additional penalties or interest assessed. In general, property subject to the Town's lien may be sold, in whole or in parcels, pursuant to court order to collect the amounts due. Federal law does not allow for the collection of penalty and interest against an estate in bankruptcy. Federal bankruptcy law provides that an automatic stay of action by creditors and other entities, including governmental units, goes into effect with the filing of any petition in bankruptcy. The automatic stay prevents Item 8 20 governmental units from foreclosing on property and prevents liens for post-petition taxes from attaching to property and obtaining secured creditor status unless, in either case, an order lifting the stay is obtained from the bankruptcy court. In many cases post-petition taxes are paid as an administrative expense of the estate in bankruptcy or by order of the bankruptcy court. TOWN APPLICATION OF TAX CODE . . . The Town grants an exemption to the market value of the residence homestead of persons 65 years of age or older in the amount of $10,000; the disabled are not granted this exemption. The Town has established a freeze on the taxes on residence homesteads of persons who are 65 years of age or who are disabled, as may be done on a local option basis. The Town has not granted an additional exemption of 20% of the market value of residence homesteads; the minimum exemption that can be received being $5,000. See Table 1 for a listing of the amounts of the exemptions described above. Ad valorem taxes are not levied by the Town against the exempt value of residence homesteads for the payment of debt. The Town does not tax nonbusiness personal property. However, the Town does tax leased vehicles that are considered nonbusiness personal property. The Town contracts with the Collin County Tax Assessors Office to collect the Town’s taxes. The Town does not permit split payments of taxes, and discounts on early payment of taxes are not allowed. The Town does not tax freeport property. The Town does collect the additional one-half cent sales tax for reduction of ad valorem taxes. The Town has adopted a tax abatement policy. TAX INCREMENT FINANCING ZONES . . . . The Town created a tax increment financing zone number 1 (“TIFZ #1”) in October of 2008. In anticipation of a planned development of a major corridor to the Town, the Town has entered into a memorandum of understanding with a real estate investment and development company regarding the creation of a TIFZ #1 covering approximately 700 acres along such corridor. The Town has also entered into a Development Agreement, relating to a 2,100 acre mixed use development consisting of residential, retail and commercial uses, which provides for impact fee credits by the Town as certain costs of public infrastructure constructed by the developer and included within the Town’s Capital Improvement Program. The Town created a tax increment financing zone number 2 (“TIFZ #2”) in January of 2013. On December 31, 2012, the Town Council approved by Contract 511 a Development and Financing Agreement with MSW Prosper 380, LP, outlines in considerable detail the development intended to be created within the zone. TIFZ #2 is comprised of an approximate 157-acre tract of land generally located at the northwestern quadrant of Highway 380 and the North Texas Tollway. (REMAINDER OF PAGE INTENTIONALLY LEFT BLANK) Item 8 21 TABLE 1 - VALUATION, EXEMPTIONS AND GENERAL OBLIGATION DEBT 2012/13 Market Valuation Established by Collin County and Denton County Appraisal Districts 1,831,837,588$ (excluding totally exempt property) Less Exemptions/Reductions at 100% Market Value: Over 65 Exemptions (Local Options)3,500,000$ Homestead Cap Adjustment 1,430,854 Disabled Veterans 2,896,460 Pollution Control 2,419,836 Productivity Loss 474,178,976 Prorated Exempt 2,182 484,428,308$ 2012/13 Taxable Assessed Valuation 1,347,409,280$ General Obligation Debt Payable from Ad Valorem Taxes as of 5/1/13 (1)35,390,000$ The Bonds(2)11,040,000 The Certificates(2)5,500,000 51,930,000$ Less: Self-Supporting Debt(3)18,082,600 Net General Obligation Debt Payable from Ad Valorem Taxes as of 5/1/13 33,847,400$ General Obligation Interest and Sinking Fund as of 4/15/13 2,055,281$ Ratio Net General Obligation Tax Debt to Taxable Assessed Valuation 2.51% 2013 Estimated Population - 13,531 Per Capita Taxable Assessed Valuation - $99,579 Per Capita Net General Obligation Debt Payable from Ad Valorem Taxes - $2,501 (1) Includes self-supporting debt. Excludes the Refunded Obligations. Preliminary, subject to change. (2) Preliminary, subject to change. (3) General obligation debt in the amounts shown for which repayment is provided from revenues of the respective revenue systems. The amount of self supporting debt is based on the percentages of revenue support as shown in Table 9. It is the Town’s current policy to provide these payments from respective system revenues; this policy is subject to change in the future. (REMAINDER OF PAGE INTENTIONALLY LEFT BLANK) Item 8 22 TABLE 2 - TAXABLE ASSESSED VALUATIONS BY CATEGORY Taxable Appraised Value for Fiscal Year Ended September 30, 2013 2012 2011 % of % of % of Category Amount Total Amount Total Amount Total Real, Residential, Single-Family 1,003,002,504$ 54.75% 908,147,255$ 53.27% 836,494,899$ 52.03% Real, Residential, Multi-Family 44,648,923 2.44% 38,448,995 2.26% 40,433,158 2.52% Real, Vacant Lots/Tracts 34,753,233 1.90% 36,643,934 2.15% 28,517,534 1.77% Real, Acreage (Land Only) 504,964,022 27.57% 502,888,117 29.50% 490,205,706 30.49% Real, Farm and Ranch Improvements 21,306,562 1.16% 22,079,429 1.30% 20,152,079 1.25% Real, Commercial & Industrial 89,140,634 4.87% 87,691,638 5.14% 80,868,737 5.03% Real and Intangible Personal, Utilities 9,348,660 0.51% 9,032,754 0.53% 7,860,593 0.49% Tangible Personal, Commercial & Industrial 31,490,253 1.72% 26,653,015 1.56% 26,500,425 1.65% Tangible Personal, Other 167,935 0.01% 165,592 0.01% 164,592 0.01% Real, Inventory 93,014,862 5.08% 72,896,802 4.28% 76,417,403 4.75% Total Appraised Value Before Exemptions 1,831,837,588$ 100.00% 1,704,647,531$ 100.00% 1,607,615,126$ 100.00% Less: Total Exemptions/Reductions 484,428,308 473,275,814 460,230,471 Taxable Assessed Value 1,347,409,280$ 1,231,371,717$ 1,147,384,655$ 2010 2009 % of % of Category Amount Total Amount Total Real, Residential, Single-Family 765,257,767$ 52.59% 683,060,387$ 46.48% Real, Residential, Multi-Family 15,298,152 1.05% 1,495,350 0.10% Real, Vacant Lots/Tracts 27,669,773 1.90% 30,062,961 2.05% Real, Acreage (Land Only) 441,323,216 30.33% 529,712,101 36.05% Real, Farm and Ranch Improvements 9,065,544 0.62% 10,194,596 0.69% Real, Commercial & Industrial 62,228,824 4.28% 54,603,029 3.72% Real and Intangible Personal, Utilities 7,954,142 0.55% 7,236,213 0.49% Tangible Personal, Business 27,364,776 1.88% 25,498,146 1.74% Tangible Personal, Other 180,552 0.01% 171,740 0.01% Real, Inventory 98,861,556 6.79% 127,499,908 8.68% Total Appraised Value Before Exemptions 1,455,204,302$ 100.00% 1,469,534,431$ 100.00% Less: Total Exemptions/Reductions 412,688,585 472,489,742 Taxable Assessed Value 1,042,515,717$ 997,044,689$ Taxable Appraised Value for Fiscal Year Ended September 30, NOTE: Valuations shown are certified taxable assessed values reported by the Appraisal Districts to the State Comptroller of Public Accounts. Certified values are subject to change throughout the year as contested values are resolved and the Appraisal Districts updates records. (REMAINDER OF PAGE INTENTIONALLY LEFT BLANK) Item 8 23 TABLE 3 - VALUATION AND GENERAL OBLIGATION DEBT HISTORY Per Ratio Fiscal Per Capita Gross Capita Tax Debt Year Estimated Taxable Taxable Funded Tax Funded to Taxable Ended City Assessed Assessed Debt at Tax Assessed 9/30 Population(1)Valuation (2)Valuation End of Year (3)Debt Valuation 2009 7,150 997,044,689$ 139,447$ 37,330,000$ 5,221$ 3.74% 2010 9,940 1,042,515,717 104,881 36,180,000 3,640 3.47% 2011 11,600 1,147,384,655 98,912 36,585,000 3,154 3.19% 2012 12,190 1,231,371,717 101,015 44,190,000 3,625 3.59% 2013 13,531 1,347,409,280 99,579 50,875,000 (4)3,760 (4)3.78%(4) (1) Source: Town officials. (2) As reported by the Appraisal Districts on Town's annual State Property Tax Reports filed with the Comptroller of Public Accounts; subject to change during the ensuing year. (3) Includes self-supporting debt. (4) Projected. Excludes the Refunded Obligations. Includes the Obligations. TABLE 4 - TAX RATE, LEVY AND COLLECTION HISTORY Fiscal Year Total Interest % of % of Ended Tax General and Sinking Current Total 9/30 Rate Fund Fund Tax Levy Collections Collections 2009 $ 0.520000 $ 0.305011 $ 0.214989 5,218,951$ 98.66% 99.90% 2010 0.520000 0.314084 0.205916 5,404,368 98.77% 99.70% 2011 0.520000 0.334742 0.185258 5,932,358 99.44% 99.80% 2012 0.520000 0.316937 0.203063 6,380,037 99.11% 99.52% 2013 0.520000 0.316914 0.203086 6,936,463 98.83% (1)98.83%(1) (1) Collections through March 31, 2013. TABLE 5 - TEN LARGEST TAXPAYERS 2012/13 % of Total Taxable Taxable Assessed Assessed Name of Taxpayer Nature of Property Valuation Valuation Western Rim Investors 2007-4 LP Residential Development 43,186,691$ 3.21% Prosper Land Company Ltd Property/Development 8,795,126 0.65% Saddle Creek Investments Ltd Residential Development 6,755,986 0.50% Five SAC Self-Storage Corp. Public Storage 6,529,887 0.48% CC Joint Ventures Ltd Property/Development 6,435,078 0.48% Quail Landing Phase I LP Property/Development 6,250,270 0.46% Preston Development Ltd Property/Development 5,438,247 0.40% Beazer Homes Texas LP Property/Development 5,374,764 0.40% Sanders, Deion Luwynn Residence 5,364,323 0.40% Sa'Hood Trust Residence 4,595,277 0.34% 98,725,649$ 7.33% GENERAL OBLIGATION DEBT LIMITATION . . . No general obligation debt limitation is imposed on the Town under current State law or the Town's Home Rule Charter (see "The Obligations - Tax Rate Limitation"). Item 8 24 TABLE 6 - ESTIMATED OVERLAPPING DEBT Expenditures of the various taxing entities within the territory of the Town are paid out of ad valorem taxes levied by such entities on properties within the Town. Such entities are independent of the Town and may incur borrowings to finance their expenditures. This statement of direct and estimated overlapping ad valorem tax bonds ("Tax Debt") was developed from information contained in "Texas Municipal Reports" published by the Municipal Advisory Council of Texas. Except for the amounts relating to the Town, the Town has not independently verified the accuracy or completeness of such information, and no person should rely upon such information as being accurate or complete. Furthermore, certain of the entities listed may have issued additional bonds since the date hereof, and such entities may have programs requiring the issuance of substantial amounts of additional bonds, the amount of which cannot be determined. The following table reflects the estimated share of overlapping Tax Debt of the Town. Direct and 2012/13 Total Overlapping Authorized Taxable 2012/13 Funded Estimated Funded But Unissued Assessed Tax Debt As Of % Debt As Of Debt As Of Jurisdiction Value Rate 5/1/2013 Applicable 5/1/2013 5/1/2013 Town of Prosper, Texas 1,347,409,280$ 0.5200$ 33,847,400$ (1)100.00% 33,847,400$ 21,040,000$ Collin County 69,300,274,160 0.2400 365,175,000 1.95% 7,120,913 184,555,000 Collin County Community College District 71,134,134,559 0.0863 40,210,000 1.95% 784,095 - Denton County 54,586,142,483 0.2829 550,880,000 0.24% 1,322,112 235,126,687 Prosper Independent School District 2,070,361,686 1.6700 235,169,110 65.91% 154,999,960 622,500,000 Total Direct and Overlapping Funded Debt 198,074,480$ Ratio of Direct and Overlapping Funded Debt to Taxable Assessed Valuation . . . . . . . . . . . . . . . . . . . . . . 14.70% Per Capita Direct and Overlapping Funded Debt . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 14,639$ (1) Excludes self-supporting debt and the Refunded Obligations, includes the Obligations. Preliminary, subject to change. (2) Excludes the Obligations. Preliminary, subject to change. (REMAINDER OF PAGE INTENTIONALLY LEFT BLANK) Item 8 25 DEBT INFORMATION TABLE 7 - PRO-FORMA GENERAL OBLIGATION DEBT SERVICE REQUIREMENTS TotalYearLess: Net Debt % ofEndingOutstanding Debt Service(1)The Bonds(2)The Certificates(3)Self-Supporting Paid by Principal9/30 Principal Interest Total Principal Interest Total Principal Interest TotalDebt Service(4)Taxes Retired2013 2,375,000$ 1,715,371$ 4,090,371$ -$ -$ -$ -$ -$ -$ 1,700,761$ 2,389,610$ 2014 1,905,000 1,417,764 3,322,764 655,000 436,043 1,091,043 180,000 218,414 398,414 1,672,456 3,139,765 2015 1,965,000 1,355,704 3,320,704 695,000 398,356 1,093,356 195,000 202,869 397,869 1,666,206 3,145,723 2016 2,365,000 1,286,218 3,651,218 715,000 375,769 1,090,769 205,000 196,531 401,531 1,861,661 3,281,857 2017 2,375,000 1,209,424 3,584,424 750,000 345,381 1,095,381 210,000 187,819 397,819 1,821,774 3,255,850 27.40%2018 2,075,000 1,132,348 3,207,348 780,000 313,506 1,093,506 220,000 178,894 398,894 1,817,112 2,882,636 2019 1,855,000 1,054,579 2,909,579 810,000 280,356 1,090,356 230,000 169,544 399,544 1,632,094 2,767,385 2020 1,940,000 973,991 2,913,991 835,000 254,031 1,089,031 235,000 162,069 397,069 1,636,119 2,763,973 2021 2,015,000 888,679 2,903,679 865,000 226,894 1,091,894 245,000 154,431 399,431 1,630,138 2,764,866 2022 2,110,000 798,114 2,908,114 905,000 190,131 1,095,131 255,000 144,019 399,019 1,635,997 2,766,267 56.27%2023 2,080,000 703,545 2,783,545 945,000 151,669 1,096,669 265,000 133,181 398,181 1,513,125 2,765,270 2024 2,180,000 605,939 2,785,939 985,000 111,506 1,096,506 280,000 121,919 401,919 1,514,823 2,769,541 2025 2,285,000 501,419 2,786,419 200,000 79,494 279,494 285,000 112,819 397,819 974,562 2,489,170 2026 2,395,000 389,288 2,784,288 210,000 72,994 282,994 295,000 103,556 398,556 975,541 2,490,297 2027 1,570,000 271,338 1,841,338 215,000 65,644 280,644 305,000 93,231 398,231 484,014 2,036,199 83.49%2028 1,650,000 189,794 1,839,794 225,000 57,850 282,850 315,000 82,175 397,175 484,064 2,035,755 2029 1,735,000 103,781 1,838,781 230,000 49,413 279,413 330,000 70,363 400,363 483,399 2,035,158 2030 595,000 49,969 644,969 240,000 40,500 280,500 340,000 57,575 397,575 363,194 959,850 2031 610,000 30,388 640,388 250,000 31,200 281,200 355,000 44,400 399,400 362,144 958,844 2032 630,000 10,238 640,238 260,000 21,200 281,200 370,000 30,200 400,200 360,769 960,869 98.77%2033- - - 270,000 10,800 280,800 385,000 15,400 400,400 - 681,200 100.00%36,710,000$ 14,687,887$ 51,397,887$ 11,040,000$ 3,512,737$ 14,552,737$ 5,500,000$ 2,479,408$ 7,979,408$ 24,589,949$ 49,340,083$ (1) "Outstanding Debt" does not include lease/purchase obligations or the Refunded Obligations; preliminary, subject to change. (2) Average life of the Bonds – 8.322 years. Interest on the Bonds has been calculated at an average rate of 3.823% for purposes of illustration. Preliminary, subject to change. (3) Average life of the Certificates - 11.795 years. Interest on the Certificates has been calculated at an average rate of 3.822% for purposes of illustration. Preliminary, subject to change. (4) General obligation debt in the amounts shown for which repayment is provided from revenues of the respective revenue systems. The amount of self supporting debt is based on the percentages of revenue support as shown in Table 9. It is the Town’s current policy to provide these payments from respective system revenues; this policy is subject to change in the future. Item 8 26 TABLE 8 - INTEREST AND SINKING FUND BUDGET PROJECTION Tax Supported Debt Service Requirements, Fiscal Year Ending 9/30/13(1) 4,090,371$ Interest and Sinking Fund, 9/30/12 889,632$ Budgeted Interest and Sinking Fund Tax Levy 2,724,956 Investment Income 12,000 Budgeted Transfer from Enterprise Fund 1,700,761 5,327,349 Estimated Balance, Fiscal Year Ending 9/30/13 1,236,978$ (1) Includes self-supporting debt and the Obligations. Excludes the Refunded Obligations. Preliminary, subject to change. TABLE 9 - COMPUTATION OF SELF-SUPPORTING DEBT Net System Revenue Available in FY 11/12 3,235,077$ Less: Requirements for Revenue Bonds in FY 12/13 - Balance Available for Other Purposes 3,235,077$ Requirements for System Tax Bonds in FY 12/13 1,700,761 Percentage of System General Obligation Bonds Self-Supporting 100% TABLE 10 - AUTHORIZED BUT UNISSUED GENERAL OBLIGATION BONDS Amount Remaining Date Amount Issued Unissued Purpose Authorized Authorized to Date Balance City Hall and Multi-Purpose Center 5/14/2011 1,250,000$ -$ 1,250,000$ Public Works Facility 5/14/2011 450,000 - 450,000 Public Safety Facility and Equipment 5/14/2011 3,850,000 - 3,850,000 Parks & Recreation Facilities and Equipment 5/14/2011 6,200,000 4,200,000 2,000,000 Streets & Roads 5/14/2011 13,290,000 3,810,000 9,480,000 25,040,000$ 8,010,000$ 17,030,000$ ANTICIPATED ISSUANCE OF GENERAL OBLIGATION DEBT . . . The Town does not anticipate the issuance of additional general obligation debt in the next 12 months. TABLE 11 – OTHER OBLIGATIONS The Town entered into a capital lease agreement for two police vehicles with Ford Motor Credit Company. As of September 30, 2012, the vehicles had a carrying value of $38,646. Capital lease expenditures for 2012 were $20,663, which included interest of $1,371. The effective interest rate is 7.1% PENSION FUND Plan Description - The Town provides pension benefits for all of its eligible employees through a non-traditional, joint contributory, hybrid defined benefit plan in the state-wide Texas Municipal Retirement System (TMRS), an agent multiple- employer public employee retirement system. The plan provisions that have been adopted by the Town are within the options available in the governing state statutes of TMRS. TMRS issues a publicly available comprehensive annual financial report that includes financial statements and required supplementary information (RSI) for TMRS. The report also provides detailed explanations of the contributions, benefits and actuarial methods and assumptions used by the System. This report may be obtained by writing to TMRS, P.O. Box 149153, Austin, TX 78714-9153 or by calling 800-924-8677; in addition, the report is available on the TMRS’ website at www.TMRS.com. Item 8 27 The plan provisions are adopted by the governing body of the Town, within the options available in the state statutes governing TMRS. Plan provisions for the Town were as follows: Employee deposit rate 7.0% Matching ratio (City to employee)2 to 1 Years required for vesting 5 Service retirement eligibility (expressed as age/years of service)60/5, 0/20 Updated service credit 100% repeating transfers Annuity increase to retirees 70% of CPI, repeating Contributions - Under the state law governing TMRS, the contribution rate for each city is determined annually by the actuary, using the Projected Unit Credit actuarial cost method. This rate consists of the normal cost contribution rate and the prior service cost contribution rate, which is calculated to be a level percent of payroll from year to year. The normal cost contribution rate finances the portion of an active member's projected benefit allocated annually; the prior service contribution rate amortizes the unfunded (overfunded) actuarial liability (asset) over the applicable period for that city. Both the normal cost and prior service contribution rates include recognition of the projected impact of annually repeating benefits, such as Updated Service Credits and Annuity Increases. The Town contributes to the TMRS Plan at an actuarially determined rate. Both the employees and the Town make contributions monthly. Since the Town needs to know its contribution rate in advance for budgetary purposes, there is a one-year delay between the actuarial valuation that serves as the basis for the rate and the calendar year when the rate goes into effect. Fiscal Annual Actual Percent Net Pension Year Pension Contributions of APC Obligation Ended Cost (APC) Made Contributed (NPO) 2010 381,905$ 381,905$ 106%(21,191)$ 2011 389,749 407,378 105%(17,629) 2012 436,397 446,794 102%(46,443) Three Year Trend Information for TMRS Annual Required Contribution (ARC)436,751$ Interest on Net Pension Obligation (2,523) Adjustment to the ARC 2,169 Annual Pension Cost (APC)436,397 Contributions Made (446,794) Increase (Decrease) in Net Pension Obligation (10,397) Net Pension Obligation/(Asset), Beginning of Year (36,046) Net Pension Obligation/(Asset), End of Year (46,443)$ (REMAINDER OF PAGE INTENTIONALLY LEFT BLANK) Item 8 28 The required contribution rates for fiscal year 2012 are determined as part of the December 31, 2009 and 2010 actuarial valuations. Additional information as of the latest actuarial valuation, December 31, 2011, also follows: Valuation Date 12/31/2009 12/31/2010 12/31/2011 Actuarial Cost Method Projected Unit Credit Projected Unit Credit Projected Unit Credit Amortization Method Level Percent Level Percent Level Percent of Payroll of Payroll of Payroll GASB 25 Equivalent Single 23.3 years;22.5 years;21.5 years; Amortization Period closed period closed period closed period Amortization Period for new 25 years 25 years 25 years Gaines/Losses Asset Valuation Method 10-year Smoothed 10-year Smoothed 10-year Smoothed Market Market Market Actuarial Assumptions: Investment Rate of Return*7.5%7.0%7.0% Projected Salary Increases* Varies by Varies by Varies by age and service age and service age and service *Includes Inflation at 3.0%3.0%3.0% Cost-of-Living Adjustments 2.1%2.1%2.1% Actuarial Assumptions Funded Status and Funding Progress –Actuarial valuations involve estimates of the value of reported amounts and assumptions about the probability of events far into the future. Actuarially determined amounts are subject to continual revision as actual results are compared to past expectations and new estimates are made about the future. Actuarial calculations are based on the benefits provided under the terms of the substantive plan in effect at the time of each valuation, and reflect a long-term perspective. Consistent with that perspective, actuarial methods and assumptions used include techniques that are designed to reduce short-term volatility in actuarial accrued liabilities and the actuarial value of assets. The schedule of funding progress below presents multi-year trend information about whether the actuarial value of the plan assets is increasing or decreasing over time relative to the actuarial accrued liability of benefits. U.A.A.L. as a Actuarial Actuarial Unfunded Percentage Actuarial Value of Accrued AAL Funded Covered of Covered Valuation Assets Liability (UAAL) Ratio Payroll Payroll Date (a) (AAL)(b) (b)-(a) (a)/(b) (c) [(b)-(a)/(c)] 12/31/09 2,288,445$ 3,343,417$ 1,054,972$ 68.4% 3,719,393$ 28.4% 12/31/10 3,175,249 4,606,199 1,430,950 68.9% 3,828,422 37.4% 12/31/11 4,072,790 5,493,307 1,420,517 74.1% 4,160,807 34.1% Schedule of Funding Progress for TMRS OTHER POST-EMPLOYMENT BENEFITS The Town does not supply any other additional benefits to retired employees other than those described above. Item 8 29 FINANCIAL INFORMATION TABLE 12 - CHANGES IN NET ASSETS Revenues 2012 2011 2010 2009 2008 Program Revenues Charges for Services 2,304,052$ 1,226,483$ 1,069,437$ 921,363$ 2,505,378$ Operating Grants and Contributions 265,757 349,877 2,224,037 1,396,991 451,967 Capital Grants and Contributions 5,355,990 2,907,683 - - - General Revenues Property Taxes 6,391,826 5,986,296 5,504,833 5,296,120 4,428,507 Sales Taxes 1,941,832 1,320,686 1,308,750 1,077,127 1,287,511 Franchise Taxes 504,731 424,485 398,817 428,027 340,714 Impact & Escrow Fees 627,788 53,351 2,687,964 - - Unrestricted Investment Earnings 162,583 154,577 338,898 455,815 596,140 Miscellaneous 864,681 530,408 115,786 440,228 1,941,982 Total Revenues 18,419,240$ 12,953,846$ 13,648,522$ 10,015,671$ 11,552,199$ Expenditures General Government 1,712,306$ 1,622,024$ 1,233,969$ 1,507,786$ 975,644$ Police 1,853,994 1,588,611 1,402,835 1,198,529 1,034,071 Court 236,652 231,747 217,592 227,419 186,611 Fire and Ambulance 2,249,804 2,287,665 2,249,048 2,130,712 1,450,528 Streets 1,616,307 2,369,730 1,609,155 1,355,747 1,443,744 Parks 1,461,739 677,679 832,873 444,129 130,282 Engineering 144,489 158,863 145,762 141,611 151,263 Library 84,534 69,748 84,574 - - Communications - - - - 11,198 Inspections 601,959 560,175 501,362 486,008 415,299 Planning 326,279 380,712 310,924 401,602 323,395 Interest and Fiscal Charges 1,108,187 1,138,952 895,015 1,275,691 458,709 Total Expenditures 11,396,250$ 11,085,906$ 9,483,109$ 9,169,234$ 6,580,744$ Transfers 351,714 434,125 15,118 (2,707,882) (1,237,049) Change in Net Assets 7,374,704 2,302,065 4,180,531 (1,861,445) 3,734,406 Beginning Fund Balance, Oct. 1 53,704,046$ (1)51,735,807$ (1)47,452,542$ (1)47,923,987$ 44,189,581$ (2) Ending Fund Balance, Sept. 30 61,078,750$ 54,037,872$ 51,633,073$ 46,062,542$ 47,923,987$ Fiscal Year Ended September 30, (1) Restated. (2) In accordance with current Governmental Accounting Standards Board pronouncements, the Governmental Activities Net Assets as of September 30, 2007 has been increase by $33,472,800 from $10,716,781 to $44,189,581, to record the estimated value of streets and other infrastructure built by developers and taken over by the Town. (REMAINDER OF PAGE INTENTIONALLY LEFT BLANK) Item 8 30 TABLE 12 -A - GENERAL FUND REVENUES AND EXPENDITURE HISTORY 2012 2011 2010 2009 2008 Revenues Property Taxes 3,881,649$ 3,868,027$ 3,351,840$ 3,060,078$ 2,319,049$ Franchise, Sales and Other Taxes 2,446,563 1,745,171 1,707,567 1,505,154 1,628,225 Licenses, Zoning Fees and Permits 1,570,762 670,199 672,418 549,536 1,193,843 Charges for Services 192,213 163,188 169,955 133,306 160,948 Grant Income 198,129 284,645 344,447 275,469 130,000 Interest 55,198 69,567 112,861 92,728 117,298 Fines, Warrants and Seizures 537,670 386,001 215,746 226,678 234,746 Contributions - - - - - Miscellaneous 114,410 114,666 115,786 73,087 64,362 Total Revenues 8,996,594$ 7,301,464$ 6,690,620$ 5,916,036$ 5,848,471$ Expenditures General Government 1,572,159$ 1,524,824$ 1,067,175$ 939,080$ 903,491$ Police 1,742,499 1,470,908 1,319,106 1,072,158 937,327 Court 235,392 217,117 213,287 213,807 183,982 Fire and Ambulance 2,128,974 2,129,840 2,067,707 1,897,490 1,243,116 Streets 338,718 302,862 342,158 257,066 351,841 Parks 791,024 529,756 338,788 159,729 96,779 Library 84,534 69,748 84,574 - - Engineering 154,829 164,812 145,762 137,741 142,297 Communications - - - - 11,198 Inspections 617,822 567,513 498,348 469,804 401,317 Planning 332,860 385,206 310,924 390,628 316,843 Debt Service 20,663 35,230 42,933 40,580 - Capital Outlay 557,428 646,325 1,708,370 159,656 2,107,777 Total Expenditures 8,576,902$ 8,044,141$ 8,139,132$ 5,737,739$ 6,695,968$ Excess (Deficiency) of Revenues Over (Under) Expenditures 419,692 (742,677) (1,448,512) 178,297 (847,497) Other Financing Sources (Uses) 1,091,784 1,237,636 2,022,083 212,266 1,761,373 Beginning Fund Balance, Oct. 1 5,568,868 5,073,909 (1)4,397,604 4,007,041 3,093,165 Ending Fund Balance, Sept. 30 7,080,344$ 5,568,868$ 4,971,175$ 4,397,604$ 4,007,041$ Fiscal Year Ended September 30, (1) Restated. (REMAINDER OF PAGE INTENTIONALLY LEFT BLANK) Item 8 31 TABLE 13 - MUNICIPAL SALES TAX HISTORY The Town has adopted the Municipal Sales and Use Tax Act, V.T.C.A., Tax Code, Chapter 321, which grants the Town the power to impose and levy a 1% Local Sales and Use Tax within the Town; the proceeds are credited to the General Fund and are not pledged to the payment of the Certificates. Collections and enforcements are effected through the offices of the Comptroller of Public Accounts, State of Texas, who remits the proceeds of the tax, after deduction of a 2% service fee, to the Town monthly. In 1995, the voters of the Town approved the imposition of an additional sales and use tax of one-half of one percent (½% of 1%) for economic development and an additional sales and use tax of one-half of one percent (½ of 1%) for property tax reduction. Collection for the additional tax went into effect on October 1, 1995. The sales tax for economic development is collected solely for the benefit of Prosper Economic Development Corporation (the “Corporation”), and may be pledged only to secure payment of sales tax revenue bonds issued by the Corporation. In addition, the Corporation’s sales tax revenues may be used for a variety of economic development and public purposes that do not involve the issuance of sales tax revenue bonds. Fiscal Year % of Equivalent of Ended 1.5% Total Ad Valorem Ad Valorem Per 9/30 Collected (1)Tax Levy Tax Rate Capita 2009 1,079,226$ 20.68% 0.1082$ 150.94$ 2010 1,305,580 25.02% 0.1252 131.35 2011 1,315,910 25.21% 0.1147 113.44 2012 1,937,918 37.13% 0.1574 158.98 2013 1,531,655 (2)29.35% 0.1137 113.20 (1) Includes collections of the one-half-cent for property tax relief but excludes collections of the one-half-cent tax for economic development. (2) Collections through May 2013. FINANCIAL POLICIES Basis of Accounting . . . The accounts of the Town are organized and operated on the basis of funds and account groups. A fund is an independent fiscal and accounting entity with a self-balancing set of accounts. Fund accounting segregates funds according to their intended purpose and is used to aid management in demonstrating compliance with finance-related legal and contractual provisions. The minimum numbers of funds are maintained consistent with legal and managerial requirements. Account groups are a reporting device to account for certain assets and liabilities of the governmental funds not recorded directly in those funds. The Town has the following fund types and account groups: Governmental funds are used to account for the Town’s general government activities. Governmental fund types use the flow of current financial resources measurement focus and the modified accrual basis of accounting. Under the modified accrual basis of accounting revenues are recognized when susceptible to accrual (i.e., when they are “measurable and available”). “Measurable” means the amount of the transaction can be determined and “available” means collectible within the current period or soon enough thereafter to pay liabilities of the current period. The Town considers all revenues available if they are collected within 60 days after year end. Expenditures are recorded when the related fund liability is incurred, except for unmatured interest on general long-term debt which is recognized when due, and certain compensated absences and claims and judgments which are recognized when the obligations are expected to be liquidated with expendable available financial resources. Property taxes, franchise taxes, licenses and interest are susceptible to accrual. Sales taxes collected and held by the state at year end on behalf of the Town are also recognized as revenue. Other receipts and taxes become measurable and available when cash is received by the Town and are recognized as revenue at that time. The Town of Prosper maintains seven governmental funds. The Major Governmental funds include the following fund types: General Fund . . . The general fund is the government’s primary operating fund. It accounts for all financial resources of the general government, except those required to be accounted for in another fund. Impact Fee Fund . . . The impact fee fund accounts for impact fees charged to new developments in accordance with Chapter 395 of the Texas Local Government Code to finance new construction or expansion of capital improvements such as water treatment and distribution facilities, storm and wastewater facilities, and transportation facilities. Debt Service Fund . . . The debt service fund accounts for the servicing of general long-term debt not being financed by proprietary funds. Item 8 32 Capital Projects Fund . . . The capital projects fund is used to account for the acquisition and construction of capital assets financed primarily through the issuance of debt, such as general obligation bonds, certificates of obligation, tax notes or other revenue bonds. Budgetary Procedures . . . Annual budgets are adopted on a basis consistent with generally accepted accounting principles. Annual appropriated budgets are legally adopted for the governmental funds and water and sewer funds. All annual appropriations lapse at fiscal year end. Project length financial plans are adopted for all capital projects funds. The Town follows these procedures in establishing the budgetary data reflected in the financial statements. 1. Prior to August 16, the Town Manager submits to the Town Council a proposed operating budget for the fiscal year commencing the following October 1. The operating budget includes proposed expenditures and the means of financing them. 2. Public hearings are conducted to obtain taxpayer comments. 3. The budget is legally enacted and ratified through the passage of an ordinance. 4. Formal budgetary integration, using the modified accrual basis, is employed as a management control device during the year for the General Fund, Debt Service Fund and Capital Projects Funds. 5. The budget approved for the discretely presented component unit follows similar approval procedures. 6. The budget approved for the Water and Sewer Fund follows similar approval procedures. Encumbrances for goods or purchased services are documented by purchase orders or contracts. Encumbered amounts lapse at year end. At year end, encumbrances are canceled or re-appropriated as part of the following year budget. The Town invests its investable funds in investments authorized by Texas law in accordance with investment policies approved by the Town Council. Both state law and the Town’s investment policies are subject to change. LEGAL INVESTMENTS . . . Under Texas law, the Town is authorized to invest in (1) obligations, including letters of credit, of the United States or its agencies and instrumentalities, (2) direct obligations of the State of Texas or its agencies and instrumentalities, (3) collateralized mortgage obligations directly issued by a federal agency or instrumentality of the United States, the underlying security for which is guaranteed by an agency or instrumentality of the United States, (4) other obligations, the principal and interest of which are unconditionally guaranteed or insured by, or backed by the full faith and credit of, the State of Texas or the United States or their respective agencies and instrumentalities, (5) obligations of states, agencies, counties, cities, and other political subdivisions of any state rated as to investment quality by a nationally recognized investment rating firm not less than A or its equivalent, (6) bonds issued, assumed, or guaranteed by the State of Israel, (7) effective September 1, 2005, certificates of deposit (i) issued by a depository institution that has its main office or a branch office in the State of Texas, that are guaranteed or insured by the Federal Deposit Insurance Corporation or the National Credit Union Share Insurance Fund, or are secured as to principal by Obligations described in clauses (1) through (6) or in any other manner and amount provided by law for Town deposits, or (ii) where; (a) the funds are invested by the Town through a depository institution that has a main office or branch office in this state and that is selected by the Town; (b) the depository institution selected by the Town arranges for the deposit of funds in one or more federally insured depository institutions, wherever located; (c) the certificates of deposit are insured by the United States or an instrumentality of the United States; (d) the depository institution acts as a custodian for the Town with respect to the certificates of deposit; and (e) at the same time that the certificates of deposit are issued, the depository institution selected by the Town receives deposits from customers of other federally insured depository institutions, wherever located, that is equal to or greater than the funds invested by the Town through the depository institution selected under clause (ii)(a) above, (8) fully collateralized repurchase agreements that have a defined termination date, are fully secured by obligations described in clause (1), and are placed through a primary government securities dealer or a financial institution doing business in the State of Texas, (9) bankers’ acceptances with a stated maturity of 270 days or less from the date of its issuance, if the short-term obligations of the accepting bank or its parent are rated at least A-1 or P-1 or the equivalent by at least one nationally recognized credit rating agency, (10) commercial paper that is rated at least A-1 or P-1 or the equivalent by either (a) two nationally recognized credit rating agencies or (b) one nationally recognized credit rating agency if the paper is fully secured by an irrevocable letter of credit issued by a U.S. or state bank, (11) no-load money market mutual funds registered with and regulated by the Securities and Exchange Commission that have a dollar weighted average stated maturity of 90 days or less and include in their investment objectives the maintenance of a stable net asset value of $1 for each share, (12) no-load mutual funds registered with the Securities and Exchange Commission that have an average weighted maturity of less than two years, invest exclusively in obligations described in the preceding clauses, and are continuously rated as to investment quality by at least one nationally recognized investment rating firm of not less than AAA or its equivalent, and (13) public funds investment pools that have an advisory board which includes participants in the pool and are continuously rated as to investment quality by at least one nationally recognized investment rating firm of not less than AAA or its equivalent or no lower than investment grade with a weighted average maturity no greater than 90 days. Texas law also permits the Town to invest bond proceeds in a guaranteed investment contract, subject to limitations as set forth in the Public Funds Investment Act, Texas Government Code, Chapter 2256 (the "PFIA"). Item 8 33 A political subdivision such as the Town may enter into securities lending programs if (i) the securities loaned under the program are 100% collateralized, a loan made under the program allows for termination at any time and a loan made under the program is either secured by (a) obligations that are described in clauses (1) through (6) above, (b) irrevocable letters of credit issued by a state or national bank that is continuously rated by a nationally recognized investment rating firm at not less than A or its equivalent or (c) cash invested in obligations described in clauses (1) through (6) above, clauses (10) through (12) above, or an authorized investment pool; (ii) securities held as collateral under a loan are pledged to the Town, held in the Town’s name and deposited at the time the investment is made with the Town or a third party designated by the Town; (iii) a loan made under the program through either a primary government securities dealer or a financial institution doing business in the State of Texas; and (iv) the agreement to lend securities has a term of one year or less. The Town may invest in such obligations directly or through government investment pools that invest solely in such obligations provided that the pools are rated no lower than AAA or AAAm or an equivalent by at least one nationally recognized rating service or no lower than investment grade by at least one nationally recognized rating service and has or which has a weighted average maturity no greater than 90 days. The Town is specifically prohibited from investing in (1) obligations whose payment represents the coupon payments on the outstanding principal balance of the underlying mortgage-backed security collateral and pays no principal (2) obligations whose payment represents the principal stream of cash flow from the underlying mortgage-backed security and bears no interest (3) collateralized mortgage obligations that have a stated final maturity of greater than 10 years and (4) collateralized mortgage obligations the interest rate of which is determined by an index that adjusts opposite to the changes in a market index. INVESTMENT POLICIES . . . Under Texas law, the Town is required to invest its funds under written investment policies that primarily emphasize safety of principal and liquidity; that address investment diversification, yield, maturity, and the quality and capability of investment management; and that includes a list of authorized investments for Town funds, maximum allowable stated maturity of any individual investment, and the maximum average dollar-weighted maturity allowed for pooled fund groups. All Town funds must be invested consistent with a formally adopted "Investment Strategy Statement" that specifically addresses each fund's investment. Each Investment Strategy Statement will describe its objectives concerning: (1) suitability of investment type, (2) preservation and safety of principal, (3) liquidity, (4) marketability of each investment, (5) diversification of the portfolio, and (6) yield. Under Texas law, Town investments must be made "with judgment and care, under prevailing circumstances, that a person of prudence, discretion, and intelligence would exercise in the management of the person’s own affairs, not for speculation, but for investment, considering the probable safety of capital and the probable income to be derived." At least quarterly the investment officers of the Town shall submit an investment report detailing: (1) the investment position of the Town, (2) that all investment officers jointly prepared and signed the report, (3) the beginning market value, any additions and changes to market value, and the ending value of each pooled fund group, (4) the book value and market value of each separately listed asset at the beginning and end of the reporting period, (5) the maturity date of each separately invested asset, (6) the account or fund or pooled fund group for which each individual investment was acquired, and (7) the compliance of the investment portfolio as it relates to: (a) adopted investment strategy statements and (b) state law. No person may invest Town funds without express written authority from the Town Council. ADDITIONAL PROVISIONS . . . Under Texas law, the Town is additionally required to: (1) annually review its adopted policies and strategies; (2) require any investment officers with personal business relationships or relatives with firms seeking to sell securities to the Town to disclose the relationship and file a statement with the Texas Ethics Commission and the Town Council; (3) require the registered principal of firms seeking to sell securities to the Town to: (a) receive and review the Town’s investment policy, (b) acknowledge that reasonable controls and procedures have been implemented to preclude imprudent investment activities, and (c) deliver a written statement attesting to these requirements; (4) perform an annual audit of the management controls on investments and adherence to the Town’s investment policy; (5) provide specific investment training for the Treasurer, Chief Financial Officer, and investment officers; (6) restrict reverse repurchase agreements to not more than 90 days and restrict the investment of reverse repurchase agreement funds to no greater than the term of the reverse repurchase agreement; (7) restrict its investment in non-money market mutual funds in the aggregate to no more than 15 percent of its monthly average fund balance, excluding bond proceeds and reserves and other funds held for debt service, and to invest no portion of bond proceeds, reserves and funds held for debt service, in mutual funds; and (8) require local government investment pools to conform to the new disclosure, rating, net asset value, yield calculation, and advisory board requirements. (REMAINDER OF PAGE INTENTIONALLY LEFT BLANK) Item 8 34 TABLE 14 - CURRENT INVESTMENTS As of March 31, 2013, the Town's investable funds were invested in the following categories: % of Description Portfolio Book Value Market Value Bank Deposits 55.50% 26,657,462$ 26,657,462$ Certificates of Deposit 13.18% 6,330,768 6,330,768 TexSTAR (1)17.79% 8,543,633 8,543,633 TexPool 13.54% 6,503,570 6,503,570 Total 100.00% 48,035,433$ 48,035,433$ (1) TexSTAR is a local government investment pool for whom First Southwest Asset Management, Inc., an affiliate of First Southwest Company, the Town’s financial advisor, provides customer service and marketing for the pool. TexSTAR currently maintains a “AAAm” rating from Standard & Poor’s and has an investment objective of achieving and maintaining a stable net asset value of $1.00 per share. Daily investments or redemptions of funds is allowed by the participants. TAX MATTERS OPINION . . . On the date of initial delivery of the Obligations, McCall, Parkhurst & Horton L.L.P., Dallas, Texas, Bond Counsel to the Town, will render its opinion that, in accordance with statutes, regulations, published rulings and court decisions existing on the date thereof ("Existing Law") (1) interest on the Obligations for federal income tax purposes will be excludable from the "gross income" of the holders thereof and (2) the Obligations will not be treated as "specified private activity bonds" the interest on which would be included as an alternative minimum tax preference item under section 57(a)(5) of the Internal Revenue Code of 1986 (the "Code"). Except as stated above, Bond Counsel will express no opinion as to any other federal, state or local tax consequences of the purchase, ownership or disposition of the Obligations. See Appendix C -- Form of Opinion of Bond Counsel. In rendering its opinion, Bond Counsel to the Town will rely upon (a) certain information and representations of the Town, including information and representations contained in the Town's federal tax certificate, (b) covenants of the Town contained in the Obligation documents relating to certain matters, including arbitrage and the use of the proceeds of the Bonds and the Refunded Obligations and the property financed or refinanced therewith and (c) the verification report of Grant Thornton LLP.. Failure by the Town to observe the aforementioned representations or covenants could cause the interest on the Obligations to become taxable retroactively to the date of issuance. The Code and the regulations promulgated thereunder contain a number of requirements that must be satisfied subsequent to the issuance of the Obligations in order for interest on the Obligations to be, and to remain, excludable from gross income for federal income tax purposes. Failure to comply with such requirements may cause interest on the Obligations to be included in gross income retroactively to the date of issuance of the Obligations. The opinion of Bond Counsel to the Town is conditioned on compliance by the Town with such requirements, and Bond Counsel to the Town has not been retained to monitor compliance with these requirements subsequent to the issuance of the Obligations. Bond Counsel's opinion represents its legal judgment based upon its review of Existing Law and the reliance on the aforementioned information, representations and covenants. Bond Counsel's opinion is not a guarantee of a result. The Existing Law is subject to change by the Congress and to subsequent judicial and administrative interpretation by the courts and the Department of the Treasury. There can be no assurance that such Existing Law or the interpretation thereof will not be changed in a manner which would adversely affect the tax treatment of the purchase, ownership or disposition of the Obligations. A ruling was not sought from the Internal Revenue Service by the Issuer with respect to the Obligations or the project financed with proceeds of the Obligations or the Refunded Obligations. No assurances can be given as to whether the Internal Revenue Service will commence an audit of the Obligations, or as to whether the Internal Revenue Service would agree with the opinion of Bond Counsel. If an Internal Revenue Service audit is commenced, under current procedures the Internal Revenue Service is likely to treat the Issuer as the taxpayer and the Obligationholders may have no right to participate in such procedure. No additional interest will be paid upon any determination of taxability. FEDERAL INCOME TAX ACCOUNTING TREATMENT OF ORIGINAL ISSUE DISCOUNT . . . The initial public offering price to be paid for one or more maturities of the Obligations (the "Original Issue Discount Obligations") may be less than the principal amount thereof or one or more periods for the payment of interest on the bonds may not be equal to the accrual period or be in excess of one year. In such event, the difference between (i) the "stated redemption price at maturity" of each Original Issue Discount Obligation, and (ii) the initial offering price to the public of such Original Issue Discount Obligation would constitute original issue discount. The "stated redemption price at maturity" means the sum of all payments to be made on the bonds less the amount of all periodic interest payments. Periodic interest payments are payments which are made during equal accrual periods Item 8 35 (or during any unequal period if it is the initial or final period) and which are made during accrual periods which do not exceed one year. Under Existing Law, any owner who has purchased such Original Issue Discount Obligation in the initial public offering is entitled to exclude from gross income (as defined in section 61 of the Code) an amount of income with respect to such Original Issue Discount Obligation equal to that portion of the amount of such original issue discount allocable to the accrual period. For a discussion of certain collateral federal tax consequences, see the discussion set forth below. In the event of the redemption, sale or other taxable disposition of such Original Issue Discount Obligation prior to stated maturity, however, the amount realized by such owner in excess of the basis of such Original Issue Discount Obligation in the hands of such owner (adjusted upward by the portion of the original issue discount allocable to the period for which such Original Issue Discount Obligation was held by such initial owner) is includable in gross income. Under Existing Law, the original issue discount on each Original Issue Discount Obligation is accrued daily to the stated maturity thereof (in amounts calculated as described below for each six-month period ending on the date before the semiannual anniversary dates of the date of the Obligations and ratably within each such six-month period) and the accrued amount is added to an initial owner's basis for such Original Issue Discount Obligation for purposes of determining the amount of gain or loss recognized by such owner upon the redemption, sale or other disposition thereof. The amount to be added to basis for each accrual period is equal to (a) the sum of the issue price and the amount of original issue discount accrued in prior periods multiplied by the yield to stated maturity (determined on the basis of compounding at the close of each accrual period and properly adjusted for the length of the accrual period) less (b) the amounts payable as current interest during such accrual period on such Original Issue Discount Obligation. The federal income tax consequences of the purchase, ownership, redemption, sale or other disposition of Original Issue Discount Obligations which are not purchased in the initial offering at the initial offering price may be determined according to rules which differ from those described above. All owners of Original Issue Discount Obligations should consult their own tax advisors with respect to the determination for federal, state and local income tax purposes of the treatment of interest accrued upon redemption, sale or other disposition of such Original Issue Discount Obligations and with respect to the federal, state, local and foreign tax consequences of the purchase, ownership, redemption, sale or other disposition of such Original Issue Discount Obligations. Prospective purchasers should be aware that because the first interest payment will be made more than one year after the issue date of the Obligations, the first payment may be treated as original issue discount. While such treatment of the payment will not adversely affect the excludability of the interest portion of the payment from a holder's gross income, special tax accounting treatment may apply. This tax accounting treatment would cause a portion of the interest payment to be recognized in the taxable year in which the Obligations are purchased, rather than the taxable year in which the payment is received by the holder. This treatment may accelerate any alternative minimum tax consequences for corporations, the recognition of any portion of the payment which is treated as market discount and any other collateral federal income tax consequences for certain holders. Prospective purchasers should consult their tax advisors for advice regarding such consequences. COLLATERAL FEDERAL INCOME TAX CONSEQUENCES . . . The following discussion is a summary of certain collateral federal income tax consequences resulting from the purchase, ownership or disposition of the Obligations. This discussion is based on Existing Law, which is subject to change or modification, retroactively. The following discussion is applicable to investors, other than those who are subject to special provisions of the Code, such as financial institutions, property and casualty insurance companies, life insurance companies, individual recipients of Social Security or Railroad Retirement benefits, individuals allowed an earned income credit, certain S corporations with Subchapter C earnings and profits, foreign corporations subject to the branch profits tax, taxpayers qualifying for the health insurance premium assistance credit and taxpayers who may be deemed to have incurred or continued indebtedness to purchase tax-exempt obligations. THE DISCUSSION CONTAINED HEREIN MAY NOT BE EXHAUSTIVE. INVESTORS, INCLUDING THOSE WHO ARE SUBJECT TO SPECIAL PROVISIONS OF THE CODE, SHOULD CONSULT THEIR OWN TAX ADVISORS AS TO THE TAX TREATMENT WHICH MAY BE ANTICIPATED TO RESULT FROM THE PURCHASE, OWNERSHIP AND DISPOSITION OF TAX-EXEMPT OBLIGATIONS BEFORE DETERMINING WHETHER TO PURCHASE THE OBLIGATIONS. Interest on the Obligations will be includable as an adjustment for “adjusted current earnings” to calculate the alternative minimum tax imposed on corporations by section 55 of the Code. Under section 6012 of the Code, holders of tax-exempt obligations, such as the Obligations, may be required to disclose interest received or accrued during each taxable year on their returns of federal income taxation. Item 8 36 Section 1276 of the Code provides for ordinary income tax treatment of gain recognized upon the disposition of a tax-exempt obligation, such as the Obligations, if such obligation was acquired at a "market discount" and if the fixed maturity of such obligation is equal to, or exceeds, one year from the date of issue. Such treatment applies to "market discount bonds" to the extent such gain does not exceed the accrued market discount of such bonds; although for this purpose, a de minimis amount of market discount is ignored. A "market discount bond" is one which is acquired by the holder at a purchase price which is less than the stated redemption price at maturity or, in the case of a bond issued at an original issue discount, the "revised issue price" (i.e., the issue price plus accrued original issue discount). The "accrued market discount" is the amount which bears the same ratio to the market discount as the number of days during which the holder holds the obligation bears to the number of days between the acquisition date and the final maturity date. STATE, LOCAL AND FOREIGN TAXES . . . Investors should consult their own tax advisors concerning the tax implications of the purchase, ownership or disposition of the Obligations under applicable state or local laws. Foreign investors should also consult their own tax advisors regarding the tax consequences unique to investors who are not United States persons. CONTINUING DISCLOSURE OF INFORMATION In the Ordinances, the Town has made the following agreement for the benefit of the holders and beneficial owners of the Obligations. The Town is required to observe the agreement for so long as it remains obligated to advance funds to pay the Obligations. Under the agreement, the Town will be obligated to provide certain updated financial information and operating data annually, and timely notice of specified material events, to certain information vendors. This information will be available to securities brokers and others who subscribe to receive the information from the vendors. ANNUAL REPORTS . . . The Town will provide certain updated financial information and operating data to certain information vendors annually. The information to be updated includes all quantitative financial information and operating data with respect to the Town of the general type included in this Official Statement under Tables numbered 1 through 5, and 7 through 14 and in Appendix B. The Town will update and provide this information within six months after the end of each fiscal year. The Town will provide the updated information to the Municipal Securities Rulemaking Board (the “MSRB”) through the “EMMA” information system in accordance with recent amendments to Rule 15c2-12 (the “Rule”) promulgated by the United States Securities and Exchange Commission (the “SEC”). The Town may provide updated information in full text or may incorporate by reference certain other publicly available documents, as permitted by the Rule. The updated information will include audited financial statements, if the Town commissions an audit and it is completed by the required time. If audited financial statements are not available by the required time, the Town will provide unaudited financial information by the required time and audited financial statements when and if the audit report becomes available. Any such financial statements will be prepared in accordance with the accounting principles described in Appendix B or such other accounting principles as the Town may be required to employ from time to time pursuant to state law or regulation. The Town’s current fiscal year end is September 30. Accordingly, it must provide updated information by March 31 in each year, unless the Town changes its fiscal year. If the Town changes its fiscal year, it will notify the MSRB of the change. EVENT NOTICES . . . The Town will provide notice to the MSRB of any of the following events with respect to the Obligations, if such event is material within the meaning of the federal securities laws: (1) non-payment related defaults; (2) modifications to rights of Obligationholders; (3) Obligation calls; (4) release, substitution, or sale of property securing repayment of the Obligations; (5) the consummation of a merger, consolidation, or acquisition involving an obligated person or the sale of all or substantially all of the assets of the obligated person, other than in the ordinary course of business, the entry into a definitive agreement to undertake such an action or the termination of a definitive agreement relating to any such actions, other than pursuant to its terms; and (6) appointment of a successor or additional trustee or the change of name of a trustee. The Town will also provide notice to the MSRB of any of the following events with respect to the Obligations without regard to whether such event is considered material within the meaning of the federal securities laws: (1) principal and interest payment delinquencies; (2) unscheduled draws on debt service reserves reflecting financial difficulties; (3) unscheduled draws on credit enhancements reflecting financial difficulties; (4) substitution of credit or liquidity providers, or their failure to perform; (5) adverse tax opinions or the issuance by the Internal Revenue Service of proposed or final determinations of taxability, Notices of Proposed Issue (IRS Form 5701-TEB) or other material notices or determinations with respect to the tax status of the Obligations, or other events affecting the tax status of the Obligations; (6) tender offers; (7) defeasances; (8) rating changes; and (9) bankruptcy, insolvency, receivership or similar event of an obligated person. The Town will provide notice of the aforementioned events to the MSRB in a timely manner (but not in excess of ten business days after the occurrence of the event). Neither the Obligations nor the Ordinances make any provision for debt service reserves, credit enhancement, or liquidity enhancement. In addition, the Town will provide timely notice of any failure by the Town to provide information, data, or financial statements in accordance with its agreement described above under "Annual Reports". The Town will provide each notice described in this paragraph to the MSRB. Item 8 37 AVAILABILITY OF INFORMATION FROM MSRB . . . The Town has agreed to provide the foregoing information only as described above. Investors will be able to access continuing disclosure information filed with the MSRB free of charge at www.emma.msrb.org. LIMITATIONS AND AMENDMENTS . . . The Town has agreed to update information and to provide notices of specified events only as described above. The Town has not agreed to provide other information that may be relevant or material to a complete presentation of its financial results of operations, condition, or prospects or agreed to update any information that is provided, except as described above. The Town makes no representation or warranty concerning such information or concerning its usefulness to a decision to invest in or sell Obligations at any future date. The Town disclaims any contractual or tort liability for damages resulting in whole or in part from any breach of its continuing disclosure agreement or from any statement made pursuant to its agreement, although holders of Obligations may seek a writ of mandamus to compel the Town to comply with its agreement. The Town may amend its continuing disclosure agreement from time to time to adapt to changed circumstances that arise from a change in legal requirements, a change in law, or a change in the identity, nature, status, or type of operations of the Town, if (i) the agreement, as amended, would have permitted an underwriter to purchase or sell Obligations in the offering described herein in compliance with the Rule, taking into account any amendments or interpretations of the Rule to the date of such amendment, as well as such changed circumstances, and (ii) either (a) the holders of a majority in aggregate principal amount of the outstanding Obligations consent to the amendment or (b) any person unaffiliated with the Town (such as nationally recognized bond counsel) determines that the amendment will not materially impair the interests of the holders and beneficial owners of the Obligations. If the Town so amends the agreement, it has agreed to include with the next financial information and operating data provided in accordance with its agreement described above under “Annual Reports” an explanation, in narrative form, of the reasons for the amendment and of the impact of any change in the type of financial information and operating data so provided. COMPLIANCE WITH PRIOR UNDERTAKINGS . . . During the last five years, the Town has complied in all material respects with all continuing disclosure agreements made by it in accordance with SEC Rule 15c2-12. OTHER INFORMATION RATINGS The presently outstanding tax supported debt of the Town is rated "Aa3" by Moody's, without regard to credit enhancement. Application has been made to Moody’s for a contract rating on the Obligations. An explanation of the significance of such rating may be obtained from the company furnishing the rating. The rating reflects only the respective view of such organization and the Town makes no representation as to the appropriateness of the rating. There is no assurance that such rating will continue for any given period of time or that it will not be revised downward or withdrawn entirely by such rating company, if in the judgment of such company, circumstances so warrant. Any such downward revision or withdrawal of such rating, may have an adverse effect on the market price of the Obligations. Due to uncertainty surrounding efforts to address the deficits and debt burden of the United States of America, obligations issued by state and local governments in the United States, such as the Obligations, could be subject to a rating downgrade. Additionally, if a significant default or other financial crisis should occur in the affairs of the United States of America or of any of its agencies or political subdivisions, then such event could also adversely affect the market for and ratings, liquidity, and market value of outstanding debt obligations, including the Obligations. Any such downward revision or withdrawal of such rating, may have an adverse effect on the market prices of the Obligations. LITIGATION It is the opinion of the Town Attorney and Town Staff that there is no pending litigation against the Town that would have a material adverse financial impact upon the Town or its operations. REGISTRATION AND QUALIFICATION OF OBLIGATIONS FOR SALE The sale of the Obligations has not been registered under the Federal Securities Act of 1933, as amended, in reliance upon the exemption provided thereunder by Section 3(a)(2); and the Obligations have not been qualified under the Securities Act of Texas in reliance upon various exemptions contained therein; nor have the Obligations been qualified under the securities acts of any jurisdiction. The Town assumes no responsibility for qualification of the Obligations under the securities laws of any jurisdiction in which the Obligations may be sold, assigned, pledged, hypothecated or otherwise transferred. This disclaimer of responsibility for qualification for sale or other disposition of the Obligations shall not be construed as an interpretation of any kind with regard to the availability of any exemption from securities registration provisions. LEGAL INVESTMENTS AND ELIGIBILITY TO SECURE PUBLIC FUNDS IN TEXAS Item 8 38 Section 1201.041 of the Public Security Procedures Act (Chapter 1201, Texas Government Code) provides that the Obligations are negotiable instruments governed by Chapter 8, Texas Business and Commerce Code, and are legal and authorized investments for insurance companies, fiduciaries, and trustees, and for the sinking funds of municipalities or other political subdivisions or public agencies of the State of Texas. With respect to investment in the Obligations by municipalities or other political subdivisions or public agencies of the State of Texas, the Public Funds Investment Act, Chapter 2256, Texas Government Code, requires that the Obligations be assigned a rating of not less than "A" or its equivalent as to investment quality by a national rating agency. See "Other Information - Ratings" herein. In addition, various provisions of the Texas Finance Code provide that, subject to a prudent investor standard, the Obligations are legal investments for state banks, savings banks, trust companies with at capital of one million dollars or more, and savings and loan associations. The Obligations are eligible to secure deposits of any public funds of the State, its agencies, and its political subdivisions, and are legal security for those deposits to the extent of their market value. No review by the Town has been made of the laws in other states to determine whether the Obligations are legal investments for various institutions in those states. LEGAL MATTERS The Town will furnish the Underwriter a complete transcript of proceedings had incident to the authorization and issuance of the Obligations, including the unqualified approving legal opinion of the Attorney General of Texas as to the Obligations to the effect that the Obligations are valid and legally binding obligations of the Town, and based upon examination of such transcript of proceedings, the approving legal opinion of Bond Counsel to like effect and to the effect that the interest on the Obligations will be excludable from gross income for federal income tax purposes under Section 103(a) of the Code, subject to the matters described under "Tax Matters" herein, including the alternative minimum tax on corporations, a form of which opinion is attached to this Official Statement as Appendix C. Though it represents the Financial Advisor and the Underwriter from time to time in matters unrelated to the issuance of the Obligations, Bond Counsel has been engaged by and only represents the Town in connection with the issuance of the Obligations. The customary closing papers, including a certificate to the effect that no litigation of any nature has been filed or is then pending to restrain the issuance and delivery of the Obligations which would affect the provision made for their payment or security, or in any manner questioning the validity of said Obligations will also be furnished. Bond Counsel was not requested to participate, and did not take part, in the preparation of the Official Statement, and such firm has not assumed any responsibility with respect thereto or undertaken independently to verify any of the information contained therein, except that, in its capacity as Bond Counsel, such firm has reviewed the information under the captions and subcaptions “Plan of Financing” (excluding the Information under the Subcaption “Sources and Uses of Obligation Proceeds”), “The Obligations” (excluding the Information under the Subcaptions, “Book-Entry-Only System” and “Obligationholders’ Remedies”), “Tax Matters”, “Continuing Disclosure Information” (excluding the Information under the Subcaption “Compliance with Prior Undertakings”), “Other Information - Registration and Qualification of Obligations for Sale”, “Other Information - Legal Investments and Eligibility to Secure Public Funds in Texas” and “Other Information - Legal Matters” (excluding the last sentence of the first paragraph thereof) in the Official Statement and such firm is of the opinion that the information relating to the Obligations and the legal issues contained under such captions and subcaptions is an accurate and fair description of the laws and legal issues addressed therein and, with respect to the Obligations, such information conforms to the provisions of the Ordinances. The legal fee to be paid Bond Counsel for services rendered in connection with the issuance of the Obligations is contingent upon the sale and delivery of the Obligations. Certain legal matters will be passed upon for the Underwriter by Andrews Kurth LLP, Houston, Texas, Counsel to the Underwriter, whose legal fees are contingent upon the sale and delivery of the Obligations. The legal opinions to be delivered concurrently with the delivery of the Obligations express the professional judgment of the attorneys rendering the opinions as to the legal issues explicitly addressed therein. In rendering a legal opinion, the attorney does not become an insurer or guarantor of that expression of professional judgment, of the transaction opined upon, or of the future performance of the parties to the transaction. Nor does the rendering of an opinion guarantee the outcome of any legal dispute that may arise out of the transaction. AUTHENTICITY OF FINANCIAL DATA AND OTHER INFORMATION The financial data and other information contained herein have been obtained from Town records, audited financial statements and other sources which are believed to be reliable. There is no guarantee that any of the assumptions or estimates contained herein will be realized. All of the summaries of the statutes, documents and ordinances contained in this Official Statement are made subject to all of the provisions of such statutes, documents and ordinances. These summaries do not purport to be complete statements of such provisions and reference is made to such documents for further information. Reference is made to original documents in all respects. FINANCIAL ADVISOR First Southwest Company is employed as Financial Advisor to the Town in connection with the issuance of the Obligations. The Financial Advisor's fee for services rendered with respect to the sale of the Obligations is contingent upon the issuance and delivery of the Obligations. First Southwest Company, in its capacity as Financial Advisor, does not assume any responsibility for the information, covenants and representations contained in any of the legal documents with respect to the federal income tax status of the Obligations, or the possible impact of any present, pending or future actions taken by any legislative or judicial bodies. Item 8 39 The Financial Advisor to the Town has provided the following sentence for inclusion in this Official Statement. The Financial Advisor has reviewed the information in this Official Statement in accordance with, and as part of, its responsibilities to the Town and, as applicable, to investors under the federal securities laws as applied to the facts and circumstances of this transaction, but the Financial Advisor does not guarantee the accuracy or completeness of such information. UNDERWRITER The Underwriter has agreed, subject to certain conditions, to purchase the Bonds from the Town, at an underwriting discount of $____________. The Underwriter will be obligated to purchase all of the Bonds if any Bonds are purchased. The Bonds to be offered to the public may be offered and sold to certain dealers (including the Underwriter and other dealers depositing Bonds into investment trusts) at prices lower than the public offering prices of such Bonds and such public offering prices may be changed, from time to time, by the Underwriter. The Underwriter has agreed, subject to certain conditions, to purchase the Certificates from the Town, at an underwriting discount of $__________. The Underwriter will be obligated to purchase all of the Certificates if any Certificates are purchased. The Certificates to be offered to the public may be offered and sold to certain dealers (including the Underwriter and other dealers depositing Certificates into investment trusts) at prices lower than the public offering prices of such Certificates and such public offering prices may be changed, from time to time, by the Underwriter. The Underwriter has provided the following sentence for inclusion in this Official Statement. The Underwriter has reviewed the information in this Official Statement in accordance with, and as part of, its responsibilities to investors under the federal securities laws as applied to the facts and circumstances of this transaction, but he Underwriter does not guarantee the accuracy or completeness of such information. FORWARD-LOOKING STATEMENTS DISCLAIMER The statements contained in this Official Statement, and in any other information provided by the Town, that are not purely historical, are forward-looking statements, including statements regarding the Town's expectations, hopes, intentions, or strategies regarding the future. Readers should not place undue reliance on forward-looking statements. All forward-looking statements included in this Official Statement are based on information available to the Town on the date hereof, and the Town assumes no obligation to update any such forward-looking statements. The Town's actual results could differ materially from those discussed in such forward-looking statements. The forward-looking statements included herein are necessarily based on various assumptions and estimates and are inherently subject to various risks and uncertainties, including risks and uncertainties relating to the possible invalidity of the underlying assumptions and estimates and possible changes or developments in social, economic, business, industry, market, legal, and regulatory circumstances and conditions and actions taken or omitted to be taken by third parties, including customers, suppliers, business partners and competitors, and legislative, judicial, and other governmental authorities and officials. Assumptions related to the foregoing involve judgments with respect to, among other things, future economic, competitive, and market conditions and future business decisions, all of which are difficult or impossible to predict accurately and many of which are beyond the control of the Town. Any of such assumptions could be inaccurate and, therefore, there can be no assurance that the forward-looking statements included in this Official Statement will prove to be accurate. The Ordinances authorizing the issuance of the Obligations will also approve the form and content of this Official Statement, and any addenda, supplement or amendment thereto, and authorize its further use in the reoffering of the Obligations by the Underwriter. Mayor Town of Prosper, Texas ATTEST: Town Secretary Item 8 Schedule I SCHEDULE OF REFUNDED OBLIGATIONS* Principal Principal Original Original Interest Amount Amount Dated Date Maturity Rate Outstanding Refunded 2/1/2004 8/15/2014 4.000% 550,000$ 550,000$ 8/15/2015 4.000% 570,000 570,000 8/15/2016 4.125% 595,000 595,000 8/15/2017 4.250% 620,000 620,000 8/15/2018 4.250% 645,000 645,000 8/15/2019 4.250% 670,000 670,000 8/15/2020 4.250% 700,000 700,000 8/15/2021 4.250% 730,000 730,000 8/15/2022 4.375% 765,000 765,000 8/15/2023 4.375% 800,000 800,000 8/15/2024 4.500% 835,000 835,000 7,480,000$ 7,480,000$ Combination Tax and Revenue Certificate of Obligation, Series 2004 The 2014– 2024 maturities will be redeemed prior to original maturity on February 15, 2014, at par. Principal Principal Original Original Interest Amount Amount Dated Date Maturity Rate Outstanding Refunded 9/1/2012 2/15/2014 1.040% 3,880,000$ 3,880,000$ 3,880,000$ 3,880,000$ General Obligation Bonds, Taxable Series 2012 The 2014 maturity will be redeemed prior to original maturity on August 1, 2013, at par. Item 8 APPENDIX A GENERAL INFORMATION REGARDING THE TOWN Item 8 A - 1 THE TOWN LOCATION AND POPULATION The Town of Prosper is a growing residential community located towards the northwest corner of Collin County and extends into Denton County to the west. The Town is approximately 35 miles north of downtown Dallas on State Highway 289. The Town is approximately 27 square miles of land area. The 2012 estimated population for the Town was 12,190, while the estimated 2013 population is 13,531. EMPLOYERS IN THE TOWN Listed below are some of the companies located in the Town and the types of business. Approximate Number of Name of Business Type of Business Employees Prosper ISD Public Education 680 Mahard Egg Farm Farm/Agricultural Producer 100 Town of Prosper Local Government 89 Gentle Creek Golf Club 50 Dairy Manufacturers, Inc. Manufacturer 35 ProBuild Lumber Supplier 30 CVS Pharmacy 25 Crossland Construction Builder 20 Lattimore Materials Concrete Manufacturing 20 Prosper Bank Bank 20 Source: The Town. EMPLOYMENT STATISTICS 2013(1)2012 2011 2010 2009 Collin County Civilian Labor Force 452,612 447,064 435,101 421,754 409,675 Total Employment 426,696 419,914 404,549 390,106 379,610 Unemployment 25,915 27,150 30,552 31,648 30,065 Unemployment Rate 5.7%6.1%7.0%7.5%7.3% Dallas Metropolitan Statistical Area Civilian Labor Force 2,251,052 2,224,664 2,193,374 3,211,927 2,106,231 Total Employment 2,108,345 2,074,834 2,021,610 2,945,951 1,940,415 Unemployment 142,707 149,830 171,764 265,976 165,816 Unemployment Rate 6.3%6.7%7.8%8.3%7.9% State of Texas Civilian Labor Force 12,684,714 12,597,465 12,451,504 12,136,384 11,930,847 Total Employment 11,867,347 11,742,600 11,464,525 11,141,903 11,020,226 Unemployment 817,367 854,865 986,979 994,481 910,621 Unemployment Rate 6.4%6.8%7.9%8.2%7.6% Average Annual (1) Figures through April 2013. Source: Texas Workforce Commission. Item 8 APPENDIX B EXCERPTS FROM THE TOWN OF PROSPER, TEXAS ANNUAL FINANCIAL REPORT For the Year Ended September 30, 2012 The information contained in this Appendix consists of excerpts from the Town of Prosper, Texas Annual Financial Report for the Year Ended September 30, 2012, and is not intended to be a complete statement of the Town's financial condition. Reference is made to the complete Report for further information. Item 8 APPENDIX C FORM OF BOND COUNSEL'S OPINION Item 8 HOU:3326824.1 TOWN OF PROSPER, TEXAS (A political subdivision and municipal corporation of the State of Texas located within Collin and Denton Counties) $5,500,0001 COMBINATION TAX AND SURPLUS REVENUE CERTIFICATES OF OBLIGATION SERIES 2013 ___________________________________ PURCHASE AGREEMENT _____________________________________ June 25, 2013 Honorable Mayor and Town Council Town of Prosper, Texas P.O. Box 307 Prosper, Texas 75078 Ladies and Gentlemen: The undersigned, RBC Capital Markets, LLC. (the “Representative”), acting on its own behalf and on behalf of the other underwriters listed on Schedule I hereto (collectively, the “Underwriters”) and not acting as fiduciary or agent for you, offers to enter into the following agreement (this “Agreement”) with the Town of Prosper, Texas (the “Issuer”) which, upon the Issuer’s written acceptance of this offer, will be binding upon the Issuer and upon the Underwriters. This offer is made subject to the Issuer’s written acceptance hereof on or before 10:00 p.m., Prosper, Texas time, on June 25, 2013, and, if not so accepted, will be subject to withdrawal by the Underwriters upon written notice delivered to the Issuer at any time prior to the acceptance hereof by the Issuer. Terms not otherwise defined in this Agreement shall have the same meanings set forth in the Ordinance (as defined herein) or in the Official Statement (as defined herein). 1. Purchase and Sale of the Certificates. Subject to the terms and conditions and in reliance upon the representations, warranties and agreements set forth herein, the Underwriters hereby agree to purchase from the Issuer, and the Issuer hereby agrees to sell and deliver to the Underwriters, all, but not less than all, of the Issuer’s $5,550,000* Combination Tax and Surplus Revenue Certificates of Obligation, Series 2013 (the “Certificates”). The Issuer acknowledges and agrees that (i) the purchase and sale of the Certificates pursuant to this Agreement is an arm’s-length commercial transaction between the Issuer and the Underwriters, (ii) in connection 1 Preliminary, subject to change Item 8 HOU:3326824.1 2 therewith and with the discussions, undertakings, and procedures leading up to the consummation of this transaction, the Underwriters are and have been acting solely as principals and are not acting as the agents or fiduciaries of the Issuer, (iii) the Underwriters have not assumed an advisory or fiduciary responsibility in favor of the Issuer with respect to the offering contemplated hereby or the discussions, undertakings, and procedures leading thereto (regardless of whether the Underwriters have provided other services or are currently providing other services to the Issuer on other matters) and the Underwriters have no obligation to the Issuer with respect to the offering contemplated hereby except the obligations expressly set forth in this Agreement, and (iv) the Issuer has consulted its own legal, financial, and other advisors to the extent it has deemed appropriate. The Representative represents that it has been duly authorized by the Underwriters to execute this Agreement and to act hereunder. The principal amount of the Certificates to be issued, the dated date therefor, the maturities and redemption provisions and interest rates per annum are set forth in Schedule II hereto. The Certificates shall be as described in, and shall be issued and secured under and pursuant to the provisions of an ordinance adopted by the Issuer on June 25, 2012 (the “Ordinance”). The purchase price for the Certificates shall be $____________ (representing the par amount of the Certificates, plus a reoffering premium of $_______and less an underwriting discount of $_________). Delivered to the Issuer herewith as a good faith deposit is a corporate check of the Representative payable to the order of the Issuer in the amount of $55,000. In the event the Issuer accepts this Agreement, such check shall be held by the Issuer as security for the performance of the Underwriters of their obligation to purchase, accept delivery of and pay for the Certificates under this Agreement. Such check shall be held uncashed by the Issuer until the time of Closing, at which time such check shall be returned uncashed to the Representative. In the event that the Issuer does not accept this Agreement, such check will be immediately returned to the Representative. Should the Issuer fail to deliver the Certificates at the Closing, or should the Issuer be unable to satisfy the conditions of the obligations of the Underwriters to purchase, accept delivery of and pay for the Certificates, as set forth in this Agreement (unless waived by the Representative), or should such obligations of the Underwriters be terminated for any reason permitted by this Agreement, such check shall immediately be returned to the Representative. In the event that the Underwriters fail (other than for a reason permitted hereunder) to purchase, accept delivery of and pay for the Certificates at the Closing as herein provided, such check shall be cashed and the amount thereof retained by the Issuer as and for fully liquidated damages, and not as a penalty for such failure of the Underwriters, and for any defaults hereunder on the part of the Underwriters. Acceptance of such check by the Issuer shall constitute a full release and discharge of all claims and damages for such failure and/or any and all such defaults, and the Issuer shall have no further action for damages, specific performance, or any other legal or equitable relief against the Underwriters. The Underwriters and the Issuer understand that in such event the Issuer ’s actual damages may be greater or may be less than such amount. Accordingly, the Underwriters hereby waive any right to claim that the Issuer’s actual damages are less than such amount, and the Issuer’s acceptance of this Agreement shall constitute a waiver of any right the Issuer may have to additional damages from the Item 8 HOU:3326824.1 3 Underwriters. The Representative hereby agrees not to stop or cause payment on the check to be stopped unless the Issuer has breached any material term of this Agreement. 2. Public Offering. The Underwriters agree to make a bona fide public offering of all of the Certificates at a price not to exceed the public offering price set forth on page 2 of the Official Statement and may subsequently change such offering prices or yields without any requirement of prior notice. The Underwriter may offer and sell the Certificates to certain dealers (including dealers depositing Certificates into investment trusts) and others at a price lower than the public offering price stated on page 2 of the Official Statement. The Underwriters may offer and sell Certificates to certain dealers (including dealers depositing Certificates into investment trusts) and others at prices lower than the public offering prices or yields stated on page 2 of the Official Statement; provided that on or before the Closing, the Representative shall execute and deliver to McCall, Parkhurst & Horton, L.L.P., Dallas, Texas (“Bond Counsel”) an issue price certificate for the Certificates prepared by Bond Counsel verifying the initial offering prices at which the Representative reasonably expected to sell or in fact sold a substantial amount of each stated maturity of the Certificates to the public. 3. The Official Statement. (a) The Issuer previously has delivered, or caused to be delivered, to the Underwriters the Preliminary Official Statement dated June 18, 2013 (the “Preliminary Official Statement”) in a “designated electronic format,” as defined in the Municipal Securities Rulemaking Board (“MSRB”) Rule G-32 (“Rule G-32”). The Issuer will prepare, or cause to be prepared, a final Official Statement relating to the Certificates, which will be (i) dated the date of this Agreement, (ii) complete within the meaning of the United States Securities and Exchange Commission’s Rule 15c2-12, as amended (the “Rule”), (iii) in a “designated electronic format” and (iv) substantially in the form of the most recent version of the Preliminary Official Statement provided to the Underwriters before the execution hereof. Such final Official Statement, including the cover page thereto, all exhibits, schedules, appendices, maps, charts, pictures, diagrams, reports, and statements included or incorporated therein or attached thereto, and all amendments and supplements thereto that may be authorized for use with respect to the Certificates, is herein referred to as the “Official Statement.” Until the Official Statement has been prepared and is available for distribution, the Issuer shall provide to the Underwriter sufficient quantities (which may be in electronic format) of the Preliminary Official Statement as the Underwriters deem necessary to satisfy the obligation of the Underwriters under the Rule with respect to distribution to each potential customer, upon request, of a copy of the Preliminary Official Statement. (b) The Preliminary Official Statement has been prepared for use by the Underwriters in connection with the public offering, sale and distribution of the Certificates. The Issuer hereby represents and warrants that the Preliminary Official Statement has been deemed final by the Issuer as of its date, except for the omission of such information which is dependent upon the final pricing of the Certificates for completion, all as permitted to be excluded by Section (b)(1) of the Rule. Item 8 HOU:3326824.1 4 (c) The Issuer hereby authorizes the Official Statement and the information therein contained to be used by the Underwriters in connection with the public offering and the sale of the Certificates. The Issuer consents to the use by the Underwriters prior to the date hereof of the Preliminary Official Statement in connection with the public offering of the Certificates. The Issuer shall provide, or cause to be provided, to the Underwriters as soon as practicable after the date of the Issuer’s acceptance of this Agreement (but, in any event, not later than within seven (7) business days after the Issuer’s acceptance of this Agreement and in sufficient time to accompany any confirmation that requests payment from any customer) copies of the Official Statement which is complete as of the date of its delivery to the Underwriters. The Issuer shall provide the Official Statement, or cause the Official Statement to be provided, (i) in a “designated electronic format” consistent with the requirements of Rule G-32 and (ii) in a printed format in such quantity as the Representative shall reasonably request in order for the Underwriters to comply with Section (b)(4) of the Rule and the rules of the MSRB. (d) If, after the date of this Agreement to and including the date the Underwriters are no longer required to provide an Official Statement to potential customers who request the same pursuant to the Rule (the earlier of (i) ninety (90) days from the “end of the underwriting period” (as defined in the Rule) and (ii) the time when the Official Statement is available to any person from the MSRB, but in no case less than twenty-five (25) days after the “end of the underwriting period” for the Certificates), the Issuer becomes aware of any fact or event which might or would cause the Official Statement, as then supplemented or amended, to contain any untrue statement of a material fact or to omit to state a material fact required to be stated therein, or necessary to make the statements therein in light of the circumstances under which they were made, not misleading, or if it is necessary to amend or supplement the Official Statement to comply with law, the Issuer will notify the Representative (and for the purposes of this clause provide the Representative with such information as it may from time to time reasonably request), and if, in the reasonable opinion of the Representative, such fact or event requires preparation and publication of a supplement or amendment to the Official Statement, the Issuer will forthwith prepare and furnish, at the Issuer’s own expense (in a form and manner approved by the Representative), either an amendment or a supplement to the Official Statement so that the statements in the Official Statement as so amended and supplemented will not contain any untrue statement of a material fact or omit to state a material fact required to be stated therein, or necessary to make the statements therein in light of the circumstances under which they were made, not misleading or so that the Official Statement will comply with law; provided, however, that for all purposes of this Agreement and any certificate delivered by the Issuer in accordance herewith, the Issuer makes no representations with respect to the descriptions in the Preliminary Official Statement or the Official Statement of The Depository Trust Company, New York, New York (“DTC”), or its book-entry-only system. If such notification shall be subsequent to the Closing, the Issuer shall furnish such legal opinions, certificates, instruments and other documents as the Representative may deem reasonably necessary to evidence the truth and accuracy of such supplement or amendment to the Official Statement. The Issuer shall provide any such amendment or supplement, or cause any such amendment Item 8 HOU:3326824.1 5 or supplement to be provided, in a “designated electronic format” consistent with the requirements of Rule G-32. (e) The Representative hereby agrees to file the Official Statement with the MSRB through its Electronic Municipal Market Access (“EMMA”) system on or before the date of the Closing. Unless otherwise notified in writing by the Representative, the Issuer can assume that the “end of the underwriting period” for purposes of the Rule is the date of the Closing. 4. Representations, Warranties and Covenants of the Issuer. The Issuer hereby represents and warrants to and covenants with the Underwriters that: (a) The Issuer is a home rule city duly created and existing under the laws of the State of Texas (the “State”) and is issuing the Certificates pursuant to the provisions of Chapter 271, Subchapter C, Texas Government Code, as amended (the “Act”) and has full legal right, power and authority under the Act, and at the date of the Closing will have full legal right, power and authority (i) to enter into, execute and deliver this Agreement, the Ordinance, and the Continuing Disclosure Undertaking (as defined in Section 6(j)(3) hereof) (this Agreement and the Ordinance (including the Continuing Disclosure Undertaking set forth in the Ordinance) are hereinafter referred to as the “Issuer Documents”), (ii) to sell, issue and deliver the Certificates to the Underwriter as provided herein, and (iii) to carry out and consummate the transactions described in the Issuer Documents and the Official Statement, and the Issuer has complied, and will at the Closing be in compliance in all material respects, with the terms of the Act and the Issuer Documents as they pertain to such transactions; (b) By all necessary official action of the Issuer prior to or concurrently with the acceptance hereof, the Issuer has duly authorized all necessary action to be taken by it for (i) the adoption of the Ordinance and the issuance and sale of the Certificates, (ii) the approval, execution and delivery of, and the performance by the Issuer of the obligations on its part, contained in the Certificates and the Issuer Documents and (iii) the consummation by it of all other transactions described in the Official Statement and the Issuer Documents and any and all such other agreements and documents as may be required to be executed, delivered and/or received by the Issuer in order to carry out, give effect to, and consummate the transactions described herein and in the Official Statement; (c) The Issuer Documents constitute legal, valid and binding obligations of the Issuer subject to bankruptcy, insolvency, reorganization, moratorium and other similar laws and principles of equity relating to or affecting the enforcement of creditors’ rights; the Certificates, when issued, delivered and paid for, in accordance with the Ordinance and this Agreement, will constitute legal, valid and binding obligations of the Issuer, entitled to the benefits of the Ordinance and enforceable in accordance with their terms, by mandamus or other relief permitted by law, subject to bankruptcy, insolvency, reorganization, moratorium and other similar laws and principles of equity relating to or affecting the enforcement of creditors’ rights and upon the issuance, authentication and delivery of the Certificates as aforesaid, the Ordinance will provide, for the benefit of the Item 8 HOU:3326824.1 6 holders, from time to time, of the Certificates, the legally valid and binding pledge of and lien on the ad valorem tax revenues the Ordinance purports to create; (d) To the best of its knowledge, after due and proper inquiry, on the date hereof and on the date of Closing, the Issuer is not in material breach of or default under any applicable constitutional provision, law or administrative regulation of the State or the United States relating to the Issuer’s ability to borrow money or otherwise obtain credit or any applicable judgment or decree that would have a material adverse effect upon the operations or financial condition of the Issuer; or any loan agreement, indenture, bond, note, resolution, agreement or other instrument to which the Issuer is a party or to which the Issuer is otherwise subject, and no event has occurred and is continuing which constitutes or with the passage of time or the giving of notice, or both, would constitute a default or event of default by the Issuer under any of the foregoing to the extent it relates to the Issuer’s ability to borrow money or otherwise obtain credit; and the execution and delivery of the Certificates, the Issuer Documents and the adoption of the Ordinance and compliance with the provisions on the Issuer’s part contained therein, will not conflict with or constitute a material breach of or default under any constitutional provision, law or administrative regulation, judgment or decree, or any loan agreement, indenture, bond, note, resolution, agreement or other instrument to which the Issuer is a party or to which the Issuer is otherwise subject or under the terms of any such law, regulation or instrument, to the extent it relates to the Issuer’s ability to borrow money or otherwise obtain credit; (e) All authorizations, approvals, licenses, permits, consents and orders of any governmental authority, legislative body, board, agency or commission having jurisdiction of the matters which are required for the due authorization of, which would constitute a condition precedent to, or the absence of which would materially adversely affect the due performance by the Issuer of its obligations under the Issuer Documents and the Certificates have been duly obtained or will be obtained prior to Closing, except for such approvals, consents and orders as may be required under the Blue Sky or securities laws of any jurisdiction in connection with the offering and sale of the Certificates; (f) The Certificates and the Ordinance conform to the descriptions thereof contained in the Official Statement under the captions “THE OBLIGATIONS”; the proceeds of the sale of the Certificates will be applied generally as described in the Official Statement under the subcaption “THE OBLIGATIONS – Sources and Uses of Obligation Proceeds” and the Continuing Disclosure Undertaking conforms to the description thereof contained in the Official Statement under the caption “CONTINUING DISCLOSURE OF INFORMATION”; (g) During the last five (5) years the Issuer has complied in all material respects with its previous Continuing Disclosure Undertakings made by it in accordance with the Rule; Item 8 HOU:3326824.1 7 (h) Except to the extent disclosed in the Official Statement, there is no litigation, action, suit, proceeding, inquiry or investigation, at law or in equity, before or by any court, government agency, public board or body, pending or, to the best knowledge of the Issuer after due inquiry, threatened against the Issuer, affecting the existence of the Issuer or the titles of its officers to their respective offices, or affecting or seeking to prohibit, restrain or enjoin the sale, issuance or delivery of the Certificates or the collection of taxes pledged to the payment of principal of and interest on the Certificates pursuant to the Ordinance or in any way contesting or affecting the validity or enforceability of the Certificates or the Issuer Documents, or contesting the exclusion from gross income of interest on the Certificates for federal income tax purposes, or contesting in any way the completeness or accuracy of the Preliminary Official Statement or the Official Statement or any supplement or amendment thereto, or contesting the powers of the Issuer or any authority for the issuance of the Certificates, the adoption of the Ordinance or the execution and delivery of the Issuer Documents, nor, to the best knowledge of the Issuer, is there any basis therefor, wherein an unfavorable decision, ruling or finding would materially adversely affect the validity or enforceability of the Certificates or the Issuer Documents; provided, however, that for all purposes of this Agreement and any certificate delivered by the Issuer in accordance herewith, the Issuer makes no representations with respect to the descriptions in the Preliminary Official Statement or the Official Statement of The Depository Trust Company, New York New York, or its book-entry-only system; (i) As of the date thereof, the Preliminary Official Statement did not contain any untrue statement of a material fact or omit to state a material fact required to be stated therein or necessary to make the statements therein, in the light of the circumstances under which they were made, not misleading; (j) At the time of the Issuer’s acceptance hereof and (unless the Official Statement is amended or supplemented pursuant to paragraph (d) of Section 3 of this Agreement) at all times subsequent thereto during the period up to and including twenty- five (25) days subsequent to the “end of the underwriting period,” the Official Statement does not and will not contain any untrue statement of a material fact or omit to state any material fact required to be stated therein or necessary to make the statements therein, in light of the circumstances under which they were made, not misleading; (k) If the Official Statement is supplemented or amended pursuant to paragraph (d) of Section 3 of this Agreement, at the time of each supplement or amendment thereto and (unless subsequently again supplemented or amended pursuant to such paragraph) at all times subsequent thereto during the period up to and including twenty-five (25) days subsequent to the “end of the underwriting period”, the Official Statement as so supplemented or amended will not contain any untrue statement of a material fact or omit to state any material fact required to be stated therein or necessary to make the statements therein, in light of the circumstances under which made, not misleading; Item 8 HOU:3326824.1 8 (l) The Issuer will apply, or cause to be applied, the proceeds from the sale of the Certificates as provided in and subject to all of the terms and provisions of the Ordinance and not take or omit to take any action which action or omission will adversely affect the exclusion from gross income for federal income tax purposes of the interest on the Certificates; (m) The Issuer will furnish such information and execute such instruments and take such action in cooperation with the Underwriters, at the sole expense of the Underwriters, as the Representative may reasonably request (1) to (i) qualify the Certificates for offer and sale under the Blue Sky or other securities laws and regulations of such states and other jurisdictions in the United States as the Representative may designate and (ii) determine the eligibility of the Certificates for investment under the laws of such states and other jurisdictions and (2) to continue such qualifications in effect so long as required for the distribution of the Certificates (provided, however, that the Issuer will not be required to qualify as a foreign corporation or to file any general or special consents to service of process under the laws of any jurisdiction) and will advise the Representative immediately of receipt by the Issuer of any notification with respect to the suspension of the qualification of the Certificates for sale in any jurisdiction or the initiation or threat of any proceeding for that purpose; (n) The financial statements of, and other financial information regarding, the Issuer in the Official Statement fairly present the financial position, results of operations and condition of the Issuer as of the dates and for the periods therein set forth, and there has been no adverse change of a material nature in such financial position, results of operations or condition, financial or otherwise, of the Issuer since the dates of such statements and information; (o) The Issuer is not a party to any litigation or other proceeding pending or, to its knowledge, threatened which, if decided adversely to the Issuer, would have a materially adverse effect on the financial condition of the Issuer; (p) Prior to the Closing, the Issuer will not offer or issue any bonds, notes or other obligations for borrowed money or incur any material liabilities, direct or contingent, payable from or secured by any of the revenues or assets which will secure the Certificates (except for the Issuer’s General Obligation Refunding Bonds, Series 2013), except as may be incurred in the ordinary course of business, without the prior approval of the Representative, which approval shall not be unreasonably withheld; (q) The Issuer, to the extent heretofore requested by the Underwriters, has delivered to the Underwriters true, correct, complete, and legible copies of all information, applications, reports, or other documents of any nature whatsoever submitted to any rating agency for the purpose of obtaining a rating for the Certificates or to any municipal bond insurance company to obtain a municipal bond insurance policy on the Certificates and, in each instance, true, correct, complete, and legible copies of all correspondence or other communications relating thereto; Item 8 HOU:3326824.1 9 (r) Any certificate, signed by any official of the Issuer authorized to do so in connection with the transactions described in this Agreement, shall be deemed a representation and warranty by the Issuer to the Underwriters as to the statements made therein; and (s) The Issuer covenants that between the date hereof and the Closing it will not intentionally take actions which will cause the representations and warranties made in this Section to be untrue as of the Closing. By delivering the Official Statement to the Underwriters, the Issuer shall be deemed to have reaffirmed, with respect to such Official Statement, the representations, warranties and covenants set forth above with respect to the Preliminary Official Statement. 5. Closing. (a) At 10:00 a.m. Prosper, Texas, time, on July 25, 2013, or at such other time and date as shall have been mutually agreed upon by the Issuer and the Underwriters (the “Closing”), the Issuer will, subject to the terms and conditions hereof, deliver the Certificates to the Underwriters one initial Certificate representing the entire principal amount (the “Initial Certificate”) duly executed and authenticated, together with the other documents hereinafter mentioned, and the Underwriters will, subject to the terms and conditions hereof, accept such delivery and pay the purchase price of the Certificates as set forth in Section 1 of this Agreement in immediately available funds by wire transfer to the account of the Issuer as indicated by U.S. Bank National Association, Dallas Texas (the “Paying Agent/Registrar”). Payment for the Certificates as aforesaid shall be made at the offices of the Paying Agent/Registrar or such other place as shall have been mutually agreed upon by the Issuer and the Representative. The Initial Certificates shall be registered in the name of the Representative. (b) Delivery of the definitive Certificates shall be made to The Depository Trust Company, New York, New York (“DTC”). The definitive Certificates shall be delivered in definitive fully registered form, bearing CUSIP numbers without coupons, with one Certificate for each maturity of the Certificates registered in the name of Cede & Co., all as provided in the Ordinance and shall be made available to the Underwriters at least one (1) business day before Closing for purposes of inspection (i) DTC or (ii) at the Paying Agent/Registrar, if the definitive Certificates are to be held in safekeeping for DTC by the Paying Agent Registrar pursuant to DTC’s FAST System. 6. Closing Conditions. The Underwriters have entered into this Agreement in reliance upon the representations, warranties and agreements of the Issuer contained herein, and in reliance upon the representations, warranties and agreements to be contained in the documents and instruments to be delivered at the Closing and upon the performance by the Issuer of its obligations hereunder, both as of the date hereof and as of the date of the Closing. Accordingly, the Underwriters’ obligations under this Agreement to purchase, to accept delivery of and to pay for the Certificates shall be conditioned upon the performance by the Issuer of its obligations to be performed hereunder and under such documents and instruments at or prior to the Closing, Item 8 HOU:3326824.1 10 and shall also be subject to the following additional conditions, including the delivery by the Issuer of such documents as are enumerated herein, in form and substance reasonably satisfactory to the Underwriters: (a) The representations and warranties of the Issuer contained herein shall be true, complete and correct in all material respects on the date hereof and on and as of the date of the Closing, as if made on the date of the Closing; (b) The Issuer shall have performed and complied with all agreements and conditions required by this Agreement to be performed or complied with by it prior to or at the Closing; (c) At the time of the Closing, (i) the Issuer Documents and the Certificates shall be in full force and effect and shall not have been amended, modified or supplemented, and the Official Statement shall not have been supplemented or amended, except in any such case as may have been agreed to by the Representative; (ii) the net proceeds of the sale of the Certificates and any funds to be provided by the Issuer shall be deposited and applied as described in the Official Statement and in the Ordinance and (iii) all actions of the Issuer required to be taken by the Issuer shall be performed in order for Bond Counsel and counsel to the Underwriters to deliver their respective opinions referred to hereafter; (d) At the time of the Closing, all official action of the Issuer relating to the Certificates and the Issuer Documents shall be in full force and effect and shall not have been amended, modified or supplemented except as may have been approved by the Underwriters; (e) At or prior to the Closing, the Ordinance shall have been duly executed and delivered by the Issuer and the Issuer shall have duly executed and delivered and the Paying Agent/Registrar shall have duly authenticated the Certificates; (f) At the time of the Closing, there shall not have occurred any change or any development involving a prospective change in the condition, financial or otherwise, or in the revenues or operations of the Issuer, from that set forth in the Official Statement that in the reasonable judgment of the Representative is material and adverse and that makes it, in the reasonable judgment of the Representative, impracticable to market the Certificates on the terms and in the manner described in the Official Statement; (h) The Issuer shall not have failed to pay principal or interest when due on any of its outstanding obligations for borrowed money; (i) All steps to be taken and all instruments and other documents to be executed, and all other legal matters in connection with the transactions described in this Agreement shall be reasonably satisfactory in legal form and effect to the Underwriters, to Bond Counsel and to counsel for the Representative; and Item 8 HOU:3326824.1 11 (j) At or prior to the Closing, the Underwriters shall have received copies of each of the following documents: (1) The Official Statement, and each supplement or amendment thereto, if any, as may have been agreed to by the Representative; (2) A copy of the Ordinance, certified as having been duly adopted and in full force and effect, with such supplements or amendments as may have been agreed to by the Underwriters; (3) The undertaking of the Issuer set forth in the Ordinance (the “Continuing Disclosure Undertaking”) which satisfies the requirements of Section (d)(2) of the Rule; (4) The approving opinion of McCall, Parkhurst & Horton L.L.P., Dallas, Texas (“Bond Counsel”), with respect to the Certificates, in substantially the form attached to the Official Statement; (5) A supplemental opinion of Bond Counsel addressed to the Issuer and the Underwriters substantially to the effect that: (i) the Ordinance has been duly adopted and is in full force and effect; (ii) the Certificates are exempt securities that do not require registration under the Securities Act of 1933, as amended (the “1933 Act”), and the Trust Indenture Act of 1939, as amended (the “Trust Indenture Act”), and it is not necessary, in connection with the offering and sale of the Certificates to register the Certificates under the 1933 Act or to qualify the Ordinance under the Trust Indenture Act; and (iii) the statements and information contained in the Official Statement under the captions and subcaptions “Plan of Financing” (excluding the information under the subcaption “Sources and Uses of Obligation Proceeds”), "The Obligations" (exclusive of subcaptions "Book-Entry-Only System," “Sources and Uses of Obligation Proceeds” and “Obligationholders’ Remedies”), "Tax Matters," and "Continuing Disclosure of Information" (except for the information under the subcaption “Compliance with Prior Undertakings”) and the subcaptions “Other Information - Registration and Qualification of Obligations for Sale,” “Other Information - Legal Investments and Eligibility to Secure Public Funds in Texas” and “Other Information - Legal Matters” (except for the last sentence of the first paragraph thereof) in the Official Statement and such firm is of the opinion that the information relating to the Certificates and the legal issues contained under such captions and subcaptions is an accurate and fair description of the laws and legal issues Item 8 HOU:3326824.1 12 addressed therein and, with respect to the Certificates, such information conforms to the Ordinance; (6) An opinion, dated the date of the Closing and addressed to the Underwriters, of counsel to the Underwriters, to the effect that: (i) the Certificates are exempt securities under the 1933 Act and the Trust Indenture Act and it is not necessary, in connection with the offering and sale of the Certificates, to register the Certificates under the 1933 Act and the Ordinance need not be qualified under the Trust Indenture Act; and (ii) based upon their participation in the preparation of the Official Statement as counsel for the Underwriters and their participation at conferences at which the Official Statement was discussed, but without having undertaken to determine independently the accuracy, completeness or fairness of the statements contained in the Official Statement, such counsel has no reason to believe that the Official Statement contains any untrue statement of a material fact or omits to state a material fact necessary to make the statements therein, in light of the circumstances under which they were made, not misleading (except for any financial, forecast, technical and statistical statements and data included in the Official Statement and the information regarding DTC and its book-entry- only system, in each case as to which no view need be expressed); (7) A certificate, dated the date of the Closing, of an appropriate official of the Issuer to the effect that (i) the representations and warranties of the Issuer contained herein are true and correct in all material respects on and as of the date of the Closing as if made on the date of the Closing; (ii) no litigation, proceeding or tax challenge against the Issuer is pending or, to the best of his or her knowledge, threatened in any court or administrative body nor is there a basis for litigation which would (a) contest the right of the council members, officers or officials of the Issuer to hold and exercise their respective positions, (b) contest the due organization and valid existence of the Issuer, (c) contest the validity, due authorization and execution of the Certificates or the Issuer Documents or (d) attempt to limit, enjoin or otherwise restrict or prevent the Issuer from functioning and collecting ad valorem taxes, including for payments on the Certificates, pursuant to the Ordinance, or the levy or collection of the ad valorem taxes pledged or to be pledged to pay the principal of and interest on the Certificates, or the pledge thereof; (iii) all official action of the Issuer relating to the Official Statement, the Certificates and the Issuer Documents have been duly taken by the Issuer, are in full force and effect and have not been modified, amended, supplemented or repealed; (iv) to the best of his or her knowledge, no event affecting the Issuer has occurred since the date of the Official Statement which should be disclosed in the Official Statement for the purpose for which it is to be used or which it is necessary to disclose therein in order to make the statements Item 8 HOU:3326824.1 13 and information therein, in light of the circumstances under which made, not misleading in any material respect as of the time of the Closing, and the information contained in the Official Statement is correct in all material respects and, as of the date of the Official Statement did not, and as of the date of the Closing does not, contain any untrue statement of a material fact or omit to state a material fact required to be stated therein or necessary to make the statements made therein, in the light of the circumstances under which they were made, not misleading; and (v) there has not been any material adverse change in the financial condition of the Issuer since September 30, 2012, the latest date as of which audited financial information is available; (8) A certificate of the Issuer in form and substance satisfactory to Bond Counsel and counsel to the Underwriters setting forth the facts, estimates and circumstances in existence on the date of the Closing, which establish that it is not expected that the proceeds of the Certificates will be used in a manner that would cause the Certificates to be “arbitrage bonds” within the meaning of Section 148 of the Internal Revenue Code of 1986, as amended (the “Code”), and any applicable regulations (whether final, temporary or proposed), issued pursuant to the Code; (9) The approving opinion of the Attorney General of the State of Texas and the registration certificates of the Comptroller of Public Accounts of the State of Texas in respect of the Certificates; (10) Any other certificates and opinions required by the Ordinance for the issuance thereunder of the Certificates; (11) Evidence satisfactory to the Representative that the Certificates have been rated “Aa3” by Moody’s Investor Services and that such rating is in effect as of the date of the Closing; and (12) Such additional legal opinions, certificates, instruments and other documents as Bond Counsel, the Underwriters or counsel to the Underwriters may reasonably request to evidence the truth and accuracy, as of the date hereof and as of the date of the Closing, of the Issuer’s representations and warranties contained herein and of the statements and information contained in the Official Statement and the due performance or satisfaction by the Issuer on or prior to the date of the Closing of all the respective agreements then to be performed and conditions then to be satisfied by the Issuer. All of the opinions, letters, certificates, instruments and other documents mentioned above or elsewhere in this Agreement shall be deemed to be in compliance with the provisions hereof if, but only if, they are in form and substance reasonably satisfactory to the Representative. Item 8 HOU:3326824.1 14 If the Issuer shall be unable to satisfy the conditions to the obligations of the Underwriters to purchase, to accept delivery of and to pay for the Certificates contained in this Agreement, or if the obligations of the Underwriters to purchase, to accept delivery of and to pay for the Certificates shall be terminated for any reason permitted by this Agreement, this Agreement shall terminate and neither the Underwriters nor the Issuer shall be under any further obligation hereunder, except that the respective obligations of the Issuer and the Underwriters set forth in Sections 1 (with respect to the Check), 4 and 8 hereof shall continue in full force and effect. 7. Termination. The Underwriters shall have the right to cancel its obligation to purchase the Certificates if, between the date of this Agreement and the Closing, the market price or marketability of the Certificates shall be materially adversely affected, in the reasonable judgment of the Representative by the occurrence of any of the following: (a) legislation shall be enacted by or introduced in the Congress of the United States or recommended to the Congress for passage by the President of the United States, or the Treasury Department of the United States or the Internal Revenue Service or favorably reported for passage to either House of the Congress by any committee of such House to which such legislation has been referred for consideration, a decision by a court of the United States or of the State or the United States Tax Court shall be rendered, or an order, ruling, regulation (final, temporary or proposed), press release, statement or other form of notice by or on behalf of the Treasury Department of the United States, the Internal Revenue Service or other governmental agency shall be made or proposed, the effect of any or all of which would be to impose, directly or indirectly, federal income taxation upon interest received on obligations of the general character of the Certificates, of the interest on the Certificates as described in the Official Statement, or other action or events shall have transpired which may have the purpose or effect, directly or indirectly, of changing the federal income tax consequences of any of the transactions described herein, or any other similar action or event shall have occurred which, in the reasonable judgment of the Representative, materially adversely affect the market for the Certificates or the market price generally of obligations of the general character of the Certificates; (b) legislation introduced in or enacted (or resolution passed) by the Congress or an order, decree or injunction issued by any court of competent jurisdiction, or an order, ruling, regulation (final, temporary, or proposed), press release or other form of notice issued or made by or on behalf of the Securities and Exchange Commission, or any other governmental agency having jurisdiction of the subject matter, to the effect that obligations of the general character of the Certificates, including any or all underlying arrangements, are not exempt from registration under or other requirements of the 1933 Act, or that the Ordinance is not exempt from qualification under or other requirements of the Trust Indenture Act, or that the issuance, offering, or sale of obligations of the general character of the Certificates, including any or all underlying arrangements, as described herein or in the Official Statement or otherwise, is or would be in violation of the federal securities laws as amended and then in effect; (c) a general suspension of trading in securities on the New York Stock Exchange, the establishment of minimum prices on either such exchange, the establishment of material Item 8 HOU:3326824.1 15 restrictions (not in force as of the date hereof) upon trading securities generally by any governmental authority or any national securities exchange, a general banking moratorium declared by federal, State of New York, or State officials authorized to do so; (d) the New York Stock Exchange or other national securities exchange or any governmental authority shall impose, as to the Certificates or as to obligations of the general character of the Certificates, any material restrictions not now in force, or increase materially those now in force, with respect to the extension of credit by, or the charge to the net capital requirements of, the Underwriters, which change shall occur subsequent to the date hereof and shall not be due to the malfeasance, misfeasance or nonfeasance of the Underwriters; (e) any amendment to the federal or State Constitution or action by any federal or state court, legislative body, regulatory body, or other authority materially adversely affecting the tax status of the Issuer, its property, income, securities (or interest thereon), or the validity or enforceability of the levy of taxes to pay principal of and interest on the Certificates; (f) any state blue sky or securities commission or other governmental agency or body in any state in which more than 10% of the Certificates have been offered and sold shall have withheld registration, exemption or clearance of the offering of the Certificates as described herein, or issued a stop order or similar ruling relating thereto; (g) any event occurring, or information becoming known which, in the reasonable judgment of the Underwriters, makes untrue in any material respect any statement or information contained in the Official Statement, or has the effect that the Official Statement contains any untrue statement of material fact or omits to state a material fact required to be stated therein or necessary to make the statements therein, in the light of the circumstances under which they were made, not misleading; (h) there shall have occurred since the date of this Agreement any materially adverse change in the affairs or financial condition of the Issuer, except for changes which the Official Statement discloses are expected to occur; (i) between the date of this Agreement and the date of the closing, the United States shall have become engaged in new hostilities which have resulted in a declaration of war or a national emergency, or there shall have occurred any other outbreak or escalation of hostilities or a national or international calamity or crisis, financial or otherwise, the effect of such outbreak, calamity or crisis on the financial markets of the United States being such as, in the reasonable opinion of the Representative, would materially and adversely affect the ability of the Underwriters to market the Certificates; (j) any fact or event shall exist or have existed that, in the Representative’s reasonable judgment, requires or has required an amendment of or supplement to the Official Statement; (k) there shall have occurred any downgrading, or any notice shall have been given of (1) any intended or potential downgrading or (2) any possible change that does not indicate a Item 8 HOU:3326824.1 16 possible upgrade, in a rating accorded any of the Issuer’s obligations that are secured in a like manner as the Certificates (including the rating to be accorded the Certificates); or (l) the purchase of and payment for the Certificates by the Underwriters, or the resale of the Certificates by the Underwriters, on the terms and conditions herein provided shall be prohibited by any applicable law, governmental authority, board, agency or commission; provided that such prohibition is not caused by the action or failure to act, of the Underwriters With respect to the condition described in subparagraph (l) above, the Underwriters are not aware of any current, pending or proposed law or government inquiry or investigation, as of the date of execution of this Agreement, which would permit the Underwriters to invoke their termination rights hereunder.. 8. Expenses. (a) The Underwriters shall be under no obligation to pay, and the Issuer shall pay, any expenses incident to the performance of the Issuer’s obligations hereunder, including, but not limited to (i) the cost of preparation and printing of the Certificates; (ii) the fees and disbursements of Bond Counsel and the Issuer’s Financial Advisor; (iii) the fees and disbursements of any other engineers, accountants, and other experts, consultants or advisers retained by the Issuer; (iv) the fees for bond ratings and municipal bond insurance, if any; (v) the costs of preparing, printing and mailing the Preliminary Official Statement and the Official Statement; (vi) the fees and expenses of the Paying Agent/Registrar; (vii) advertising expenses (except any advertising expenses of the Underwriters as set forth below); (viii) the out-of-pocket, miscellaneous and closing expenses, including the cost of travel, of the officers and council members of the Issuer; (ix) the Attorney General’s review fee; and (x) any other expenses mutually agreed to by the Issuer and the Representative to be reasonably considered expenses of the Issuer which are incident to the transactions described herein. (b) The Underwriters shall pay (i) the cost of preparation and printing of this Agreement, the Blue Sky Survey and Legal Investment Memorandum, if any; (ii) all advertising expenses in connection with the public offering of the Certificates; and (iii) all other expenses incurred by it in connection with the public offering of the Certificates, including the fees and disbursements of counsel retained by the Underwriters. 9. Notices. Any notice or other communication to be given to the Issuer under this Agreement may be given by delivering the same in writing to Town of Prosper, Texas, P.O. Box, 307, Texas 75078; Attention: Town Manager and any notice or other communication to be given to the Underwriters under this Agreement may be given by delivering the same in writing to RBC Capital Markets, LLC, 200 Crescent Court, Suite 200, Dallas, Texas 75201, Attention: Matt Boles. 10. Parties in Interest. This Agreement as heretofore specified shall constitute the entire agreement between us and is made solely for the benefit of the Issuer and the Underwriters (including successors or assigns of the Underwriters) and no other person shall acquire or have Item 8 HOU:3326824.1 17 any right hereunder or by virtue hereof. This Agreement may not be assigned by the Issuer. All of the Issuer’s representations and warranties contained in this Agreement shall remain operative and in full force and effect, regardless of (i) any investigations made by or on behalf of the Underwriters; (ii) delivery of and payment for the Certificates pursuant to this Agreement; and (iii) any termination of this Agreement. 11. Effectiveness. This Agreement shall become effective upon the acceptance hereof by the Issuer and shall be valid and enforceable in accordance with its terms at the time of such acceptance. 12. Choice of Law. This Agreement shall be governed by and construed in accordance with the laws of the State. 13. Severability. If any provision of this Agreement shall be held or deemed to be or shall, in fact, be invalid, inoperative or unenforceable as applied in any particular case in any jurisdiction or jurisdictions, or in all jurisdictions because it conflicts with any provision or provisions of any constitution, statute, rule of public policy or any other reason, such circumstances shall not have the effect of rendering the provision in question invalid, inoperative or unenforceable in any other case or circumstance, or of rendering any other provision or provisions of this Agreement invalid, inoperative or unenforceable to any extent whatever. 14. Business Day. For purposes of this Agreement, “business day” means any day on which the New York Stock Exchange is open for trading. 15. Section Headings. Section headings have been inserted in this Agreement as a matter of convenience of reference only, and it is agreed that such section headings are not a part of this Agreement and will not be used in the interpretation of any provisions of this Agreement. 16. Counterparts. This Agreement may be executed in several counterparts each of which shall be regarded as an original (with the same effect as if the signatures thereto and hereto were upon the same document) and all of which shall constitute one and the same document. 17. No Personal Liability. None of the members of the Town Council, nor any officer, agent, or employee of the Issuer, shall be charged personally by the Underwriters with any liability, or be held liable to the Underwriters under any term or provision of this Agreement, or because of execution or attempted execution, or because of any breach or attempted or alleged breach, of this Agreement. [Execution Page Follows.] Item 8 Execution Page Town of Prosper, Texas, Combination Tax and Surplus Revenue Certificates of Obligation, Series 2013 HOU:3326824.1 If you agree with the foregoing, please sign the enclosed counterpart of this Agreement and return it to the Underwriters. This Agreement shall become a binding agreement between the Issuer and the Underwriters when at least one counterpart hereof shall have been signed by or on behalf of each of the parties hereto. RBC CAPITAL MARKETS, LLC., as Representative of the Underwriters By: ____________________________________ Name: ____________________________________ Title: ____________________________________ ACCEPTED AND AGREED as of _________, 2013 at _____(p.m/a.m.) TOWN OF PROSPER, TEXAS By: ____________________________________ Name: ____________________________________ Title: ____________________________________ ____________________________________ Item 8 HOU:3326824.1 Schedule I RBC Capital Markets, LLC 200 Crescent Court, Suite 1500 Dallas, TX 75201 BOSC, Inc. 333 West Campbell Suite 350 Richardson, TX 75080 Item 8 HOU:3326824.1 Schedule II $5,755,000 Town of Prosper, Texas Combination Tax and Surplus Revenue Certificates of Obligation Series 2013 Interest Accrues From: Date of Delivery Maturity (Feb. 15)(a) Principal Amount Interest Rate Yield 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 2031 2032 (a) The Certificates stated to mature on and after February 15, 2024 are subject to optional redemption, in whole or in part, prior to maturity on February 15, 2023 or any date thereafter at the par value thereof plus accrued interest to the date fixed for redemption. Item 8 PAYING AGENT/REGISTRAR AGREEMENT THIS AGREEMENT is entered into as of June 15, 2013 (this "Agreement"), by and between the Town of Prosper, Texas (the "Issuer"), and U.S. Bank National Association, in Dallas, Texas, a national banking association duly organized and existing under the laws of the United States of America (the "Bank"). RECITALS WHEREAS, the Issuer has duly authorized and provided for the issuance of its Combination Tax and Surplus Revenue Certificates of Obligation, Series 2013 (the "Securities") in the aggregate principal amount of $5,550,000, such Securities to be issued in fully-registered form only as to the payment of principal and interest thereon; and WHEREAS, the Securities are scheduled to be delivered to the initial purchasers thereof on or about July 25, 2013; and WHEREAS, the Issuer has selected the Bank to serve as Paying Agent/Registrar in connection with the payment of the principal of, premium, if any, and interest on said Securities and with respect to the registration, transfer and exchange thereof by the registered owners thereof; and WHEREAS, the Bank has agreed to serve in such capacities for and on behalf of the Issuer and has full power and authority to perform and serve as Paying Agent/Registrar for the Securities; NOW, THEREFORE, it is mutually agreed as follows: ARTICLE ONE APPOINTMENT OF BANK AS PAYING AGENT AND REGISTRAR Section 1.01. Appointment. The Issuer hereby appoints the Bank to serve as Paying Agent with respect to the Securities. As Paying Agent for the Securities, the Bank shall be responsible for paying on behalf of the Issuer the principal, premium (if any), and interest on the Securities as the same become due and payable to the registered owners thereof, all in accordance with this Agreement and the "Order" (hereinafter defined). The Issuer hereby appoints the Bank as Registrar with respect to the Securities. As Registrar for the Securities, the Bank shall keep and maintain for and on behalf of the Issuer books and records as to the ownership of said Securities and with respect to the transfer and exchange thereof as provided herein and in the "Order." The Bank hereby accepts its appointment, and agrees to serve as the Paying Agent and Registrar for the Securities. Item 8 2 Section 1.02. Compensation. As compensation for the Bank's services as Paying Agent/Registrar, the Issuer hereby agrees to pay the Bank the fees and amounts set forth in Schedule A attached hereto for the first year of this Agreement and thereafter the fees and amounts set forth in the Bank's current fee schedule then in effect for services as Paying Agent/Registrar for municipalities, which shall be supplied to the Issuer on or before 90 days prior to the close of the Fiscal Year of the Issuer, and shall be effective upon the first day of the following Fiscal Year. In addition, the Issuer agrees to reimburse the Bank upon its request for all reasonable expenses, disbursements and advances incurred or made by the Bank in accordance with any of the provisions hereof (including the reasonable compensation and the expenses and disbursements of its agents and counsel). ARTICLE TWO DEFINITIONS Section 2.01. Definitions. For all purposes of this Agreement, except as otherwise expressly provided or unless the context otherwise requires: "Acceleration Date" on any Security means the date on and after which the principal or any or all installments of interest, or both, are due and payable on any Security which has become accelerated pursuant to the terms of the Security. "Bank Office" means the principal corporate trust office of the Bank as indicated on the signature page hereof. The Bank will notify the Issuer in writing of any change in location of the Bank Office. "Financial Advisor" means First Southwest Company. "Fiscal Year" means the fiscal year of the Issuer, ending September 30. "Holder" and "Security Holder" each means the Person in whose name a Security is registered in the Security Register. "Issuer Request" and "Issuer Order" means a written request or order signed in the name of the Issuer by the Mayor or Mayor Pro-tem of the Issuer, any one or more of said officials, delivered to the Bank. "Legal Holiday" means a day on which the Bank is required or authorized to be closed. "Order" means the order, ordinance or resolution of the governing body of the Issuer pursuant to which the Securities are issued, certified by the Secretary of the Board of Trustees or any other officer of the Issuer and delivered to the Bank. Item 8 3 "Person" means any individual, corporation, partnership, joint venture, association, joint stock company, trust, unincorporated organization or government or any agency or political subdivision of a government. "Predecessor Securities" of any particular Security means every previous Security evidencing all or a portion of the same obligation as that evidenced by such particular Security (and, for the purposes of this definition, any mutilated, lost, destroyed, or stolen Security for which a replacement Security has been registered and delivered in lieu thereof pursuant to Section 4.06 hereof and the Order). "Record Date" means the last business day of the month next preceding payment. "Redemption Date" when used with respect to any Bond to be redeemed means the date fixed for such redemption pursuant to the terms of the Order. "Responsible Officer" when used with respect to the Bank means the Chairman or Vice- Chairman of the Board of Directors, the Chairman or Vice-Chairman of the Executive Committee of the Board of Directors, the President, any Vice President, the Secretary, any Assistant Secretary, the Treasurer, any Assistant Treasurer, the Cashier, any Assistant Cashier, any Trust Officer or Assistant Trust Officer, or any other officer of the Bank customarily performing functions similar to those performed by any of the above designated officers and also means, with respect to a particular corporate trust matter, any other officer to whom such matter is referred because of his knowledge of and familiarity with the particular subject. "Security Register" means a register maintained by the Bank on behalf of the Issuer providing for the registration and transfer of the Securities. "Stated Maturity" means the date specified in the Order the principal of a Security is scheduled to be due and payable. Section 2.02. Other Definitions. The terms "Bank," "Issuer" and "Securities (Security)" have the meanings assigned to them in the recital paragraphs of this Agreement. The term "Paying Agent/Registrar" refers to the Bank in the performance of the duties and functions of this Agreement. ARTICLE THREE PAYING AGENT Section 3.01. Duties of Paying Agent. As Paying Agent, the Bank shall, provided adequate collected funds have been provided to it for such purpose by or on behalf of the Issuer, pay on behalf of the Issuer the principal of each Security at its Stated Maturity, Redemption Date, or Acceleration Date, to the Holder upon surrender of the Security to the Bank at the Bank Office. Item 8 4 As Paying Agent, the Bank shall, provided adequate collected funds have been provided to it for such purpose by or on behalf of the Issuer, pay on behalf of the Issuer the interest on each Security when due, by computing the amount of interest to be paid each Holder and preparing and sending checks by United States Mail, first class postage prepaid, on each payment date, to the Holders of the Securities (or their Predecessor Securities) on the respective Record Date, to the address appearing on the Security Register or by such other method, acceptable to the Bank, requested in writing by the Holder at the Holder's risk and expense. The Bank is also authorized to transfer funds relating to the closing and initial delivery of the securities in the manner disclosed in the closing memorandum as prepared by the Financial Advisor or other agent. The Bank may act on a facsimile or e-mail transmission of the closing memorandum acknowledged by the financial advisor or the Issuer as the final closing memorandum. The Bank shall not be liable for any losses, costs or expenses arising directly or indirectly from the Bank's reliance upon and compliance with such instructions. Section 3.02. Payment Dates. The Issuer hereby instructs the Bank to pay the principal of and interest on the Securities on the dates specified in the Order. ARTICLE FOUR REGISTRAR Section 4.01. Security Register - Transfers and Exchanges. The Bank agrees to keep and maintain for and on behalf of the Issuer at the Bank Office books and records (herein sometimes referred to as the "Security Register") and, if the Bank Office is located outside the State of Texas, a copy of such books and records shall be kept in the State of Texas, for recording the names and addresses of the Holders of the Securities, the transfer, exchange and replacement of the Securities and the payment of the principal of and interest on the Securities to the Holders and containing such other information as may be reasonably required by the Issuer and subject to such reasonable regulations as the Issuer and the Bank may prescribe. All transfers, exchanges and replacement of Securities shall be noted in the Security Register. Every Security surrendered for transfer or exchange shall be duly endorsed or be accompanied by a written instrument of transfer, the signature on which has been guaranteed by an officer of a federal or state bank or a member of the National Association of Securities Dealers, in form satisfactory to the Bank, duly executed by the Holder thereof or his agent duly authorized in writing. The Bank may request any supporting documentation it feels necessary to effect a re- registration, transfer or exchange of the Securities. To the extent possible and under reasonable circumstances, the Bank agrees that, in relation to an exchange or transfer of Securities, the exchange or transfer by the Holders thereof will be completed and new Securities delivered to the Holder or the assignee of the Holder in not more than three (3) business days after the receipt of the Securities to be canceled in an exchange or transfer Item 8 5 and the written instrument of transfer or request for exchange duly executed by the Holder, or his duly authorized agent, in form and manner satisfactory to the Paying Agent/Registrar. Section 4.02. Certificates. At any time that the Securities are not subject to a book-entry-only system of registration and transfer, the Issuer shall provide an adequate inventory of printed Securities to facilitate transfers or exchanges thereof. The Bank covenants that the inventory of printed Securities will be kept in safekeeping pending their use, and reasonable care will be exercised by the Bank in maintaining such Securities in safekeeping, which shall be not less than the care maintained by the Bank for debt securities of other political subdivisions or corporations for which it serves as registrar, or that is maintained for its own securities. Section 4.03. Form of Security Register. The Bank, as Registrar, will maintain the Security Register relating to the registration, payment, transfer and exchange of the Securities in accordance with the Bank's general practices and procedures in effect from time to time. The Bank shall not be obligated to maintain such Security Register in any form other than those that the Bank has currently available and currently utilizes at the time. The Security Register may be maintained in written form or in any other form capable of being converted into written form within a reasonable time. Section 4.04. List of Security Holders. The Bank will provide the Issuer at any time requested by the Issuer, upon payment of the required fee, a copy of the information contained in the Security Register. The Issuer may also inspect the information contained in the Security Register at any time the Bank is customarily open for business, provided that reasonable time is allowed the Bank to provide an up-to-date listing or to convert the information into written form. The Bank will not release or disclose the contents of the Security Register to any person other than to, or at the written request of, an authorized officer or employee of the Issuer, except upon receipt of a court order or as otherwise required by law. Upon receipt of a court order and prior to the release or disclosure of the contents of the Security Register, the Bank will notify the Issuer so that the Issuer may contest the court order or such release or disclosure of the contents of the Security Register. Section 4.05. Cancellation of Certificates. All certificates surrendered to the Bank, at the designated Payment/Transfer Office, for payment, redemption, transfer or replacement, shall be promptly canceled by the Bank. The Bank will provide to the Issuer, at reasonable intervals determined by it, a certificate evidencing the destruction of canceled certificates. Item 8 6 Section 4.06. Mutilated, Destroyed, Lost or Stolen Securities. The Issuer hereby instructs the Bank, subject to the applicable provisions of the Order, to deliver and issue Securities in exchange for or in lieu of mutilated, destroyed, lost or stolen Securities as long as the same does not result in an over-issuance. In case any Security shall be mutilated, or destroyed, lost or stolen, the Bank, in its discretion, may execute and deliver a replacement Security of like form and tenor, and in the same denomination and bearing a number not contemporaneously outstanding, in exchange and substitution for such mutilated Security, or in lieu of and in substitution for such destroyed lost or stolen Security, only after (i) the filing by the Holder thereof with the Bank of evidence satisfactory to the Bank of the destruction, loss or theft of such Security, and of the authenticity of the ownership thereof and (ii) the furnishing to the Bank of indemnification in an amount satisfactory to hold the Issuer and the Bank harmless. All expenses and charges associated with such indemnity and with the preparation, execution and delivery of a replacement Security shall be borne by the Holder of the Security mutilated, or destroyed, lost or stolen. Section 4.07. Transaction Information to Issuer. The Bank will, within a reasonable time after receipt of written request from the Issuer, furnish the Issuer information as to the Securities it has paid pursuant to Section 3.01, Securities it has delivered upon the transfer or exchange of any Securities pursuant to Section 4.01, and Securities it has delivered in exchange for or in lieu of mutilated, destroyed, lost, or stolen Securities pursuant to Section 4.06. ARTICLE FIVE THE BANK Section 5.01. Duties of Bank. The Bank undertakes to perform the duties set forth herein and agrees to use reasonable care in the performance thereof. Section 5.02. Reliance on Documents, Etc. (a) The Bank may conclusively rely, as to the truth of the statements and correctness of the opinions expressed therein, on certificates or opinions furnished to the Bank. (b) The Bank shall not be liable for any error of judgment made in good faith by a Responsible Officer, unless it shall be proved that the Bank was negligent in ascertaining the pertinent facts. (c) No provisions of this Agreement shall require the Bank to expend or risk its own funds or otherwise incur any financial liability for performance of any of its duties hereunder, or in the exercise of any of its rights or powers, if it shall have reasonable grounds for believing that repayment of such funds or adequate indemnity satisfactory to it against such risks or liability is not assured to it. Item 8 7 (d) The Bank may rely and shall be protected in acting or refraining from acting upon any resolution, certificate, statement, instrument, opinion, report, notice, request, direction, consent, order, bond, note, security, or other paper or document believed by it to be genuine and to have been signed or presented by the proper party or parties. Without limiting the generality of the foregoing statement, the Bank need not examine the ownership of any Securities, but is protected in acting upon receipt of Securities containing an endorsement or instruction of transfer or power of transfer executed in accordance with Section 4.01 hereof, which appears on its face to be signed by the Holder or an agent of the Holder. The Bank shall not be bound to make any investigation into the facts or matters stated in a resolution, certificate, statement, instrument, opinion, report, notice, request, direction, consent, order, bond, note, security or other paper or document supplied by Issuer. (e) The Bank may consult with counsel, and the written advice of such counsel or any opinion of counsel shall be full and complete authorization and protection with respect to any action taken, suffered or omitted by it hereunder in good faith and in reliance thereon. (f) The Bank may exercise any of the powers hereunder and perform any duties hereunder either directly or by or through agents or attorneys of the Bank. Section 5.03. Recitals of Issuer. The recitals contained herein with respect to the Issuer and in the Securities shall be taken as the statements of the Issuer, and the Bank assumes no responsibility for their correctness. The Bank shall in no event be liable to the Issuer, any Holder or Holders of any Security, or any other Person for any amount due on any Security from its own funds. Section 5.04. May Hold Securities. The Bank, in its individual or any other capacity, may become the owner or pledgee of Securities and may otherwise deal with the Issuer with the same rights it would have if it were not the Paying Agent/Registrar, or any other agent. Section 5.05. Moneys Held by Bank. The Bank shall deposit any moneys received from the Issuer into a trust account to be held in a fiduciary capacity for the payment of the Securities, with such moneys in the account that exceed the deposit insurance available to the Issuer by the Federal Deposit Insurance Corporation, to be fully collateralized with securities or obligations that are eligible under the laws of the State of Texas to secure and be pledged as collateral for trust accounts until the principal and interest on such securities have been presented for payment and paid to the owner thereof. Payments made from such trust account shall be made by check drawn on such trust account unless the owner of such Securities shall, at its own expense and risk, request such other medium of payment. Subject to the Unclaimed Property Law of the State of Texas, any money deposited with the Bank for the payment of the principal, premium (if any), or interest on any Security and remaining unclaimed for three years after the final maturity of the Security has become due and payable will be paid by the Bank to the Issuer if the Issuer so elects, and the Holder of such Security shall Item 8 8 hereafter look only to the Issuer for payment thereof, and all liability of the Bank with respect to such monies shall thereupon cease. If the Issuer does not elect, the Bank is directed to report and dispose of the funds in compliance with Title Six of the Texas Property Code, as amended. Section 5.06. Indemnification. TO THE EXTENT PERMITTED BY LAW, THE ISSUER AGREES TO INDEMNIFY THE BANK, ITS DIRECTORS, OFFICERS AND EMPLOYEES, AND HOLD IT HARMLESS AGAINST, ANY LOSS, LIABILITY OR EXPENSE INCURRED WITHOUT NEGLIGENCE OR BAD FAITH ON ITS PART, ARISING OUT OF OR IN CONNECTION WITH ITS ACCEPTANCE OR ADMINISTRATION OF ITS DUTIES HEREUNDER, INCLUDING THE COST AND EXPENSE AGAINST ANY CLAIM OR LIABILITY IN CONNECTION WITH THE EXERCISE OR PERFORMANCE OF ANY OF ITS POWERS OR DUTIES UNDER THIS AGREEMENT. Section 5.07. Interpleader. The Issuer and the Bank agree that the Bank may seek adjudication of any adverse claim, demand, or controversy over its person as well as funds on deposit, in either a Federal or State District Court located in the State and County where the administrative offices of the Issuer are located, and agree that service of process by certified or registered mail, return receipt requested, to the address referred to in Section 6.03 of this Agreement shall constitute adequate service. The Issuer and the Bank further agree that the Bank has the right to file a Bill of Interpleader in any court of competent jurisdiction in the State of Texas to determine the rights of any Person claiming any interest herein. Section 5.08. Depository Trust Company Services. It is hereby represented and warranted that, in the event the Securities are otherwise qualified and accepted for "Depository Trust Company" services or equivalent depository trust services by other organizations, the Bank has the capability and, to the extent within its control, will comply with the "Operational Arrangements," effective August 1, 1987, which establishes requirements for securities to be eligible for such type depository trust services, including, but not limited to, requirements for the timeliness of payments and funds availability, transfer turnaround time, and notification of redemptions and calls. ARTICLE SIX MISCELLANEOUS PROVISIONS Section 6.01. Amendment. This Agreement may be amended only by an agreement in writing signed by both of the parties hereto. Item 8 9 Section 6.02. Assignment. This Agreement may not be assigned by either party without the prior written consent of the other. Section 6.03. Notices. Any request, demand, authorization, direction, notice, consent, waiver or other document provided or permitted hereby to be given or furnished to the Issuer or the Bank shall be mailed or delivered to the Issuer or the Bank, respectively, at the addresses shown on the signature page of this Agreement. Section 6.04. Effect of Headings. The Article and Section headings herein are for convenience only and shall not affect the construction hereof. Section 6.05. Successors and Assigns. All covenants and agreements herein by the Issuer shall bind its successors and assigns, whether so expressed or not. Any corporation or association into which the Bank may be converted or merged, or with which it may be consolidated, or to which it may sell, lease, or transfer its corporate trust business and assets as a whole or substantially as a whole, or any corporation or association resulting from any such conversion, sale, merger, consolidation, or transfer to which it is a party, ipso facto, shall be and become successor Paying Agent/Registrar hereunder and vested with all of the powers, rights, obligations, duties, remedies, discretions, immunities, privileges, and all other matters as was its predecessor, without the execution or filing of any instruments or any further act, deed, or conveyance on the part of any of the parties hereto, anything herein to the contrary notwithstanding. Section 6.06. Severability. In case any provision herein shall be invalid, illegal, or unenforceable, the validity, legality, and enforceability of the remaining provisions shall not in any way be affected or impaired thereby. Section 6.07. Benefits of Agreement. Nothing herein, express or implied, shall give to any Person, other than the parties hereto and their successors hereunder, any benefit or any legal or equitable right, remedy, or claim hereunder. Section 6.08. Entire Agreement. This Agreement and the Order constitute the entire agreement between the parties hereto relative to the Bank acting as Paying Agent/Registrar and if any conflict exists between this Agreement and the Order, the Order shall govern. Item 8 10 Section 6.09. Counterparts. This Agreement may be executed in any number of counterparts, each of which shall be deemed an original and all of which shall constitute one and the same Agreement. Section 6.10. Termination. This Agreement will terminate (i) on the date of final payment of the principal of and interest on the Securities to the Holders thereof or (ii) may be earlier terminated by either party upon sixty (60) days written notice; provided, however, an early termination of this Agreement by either party shall not be effective until (a) a successor Paying Agent/Registrar has been appointed by the Issuer and such appointment accepted and (b) notice has been given to the Holders of the Securities of the appointment of a successor Paying Agent/Registrar. Furthermore, the Bank and Issuer mutually agree that the effective date of an early termination of this Agreement shall not occur at any time which would disrupt, delay or otherwise adversely affect the payment of the Securities. The resigning Paying Agent/Registrar may petition any court of competent jurisdiction for the appointment of a successor Paying Agent/Registrar if an instrument of acceptance by a successor Paying Agent/Registrar has not been delivered to the resigning Paying Agent/Registrar within sixty (60) days after the giving of such notice of resignation. Upon an early termination of this Agreement, the Bank agrees to promptly transfer and deliver the Security Register (or a copy thereof), together with other pertinent books and records relating to the Securities, to the successor Paying Agent/Registrar designated and appointed by the Issuer. The provisions of Section 1.02 and of Article Five shall survive and remain in full force and effect following the termination of this Agreement. Section 6.11. Governing Law. This Agreement shall be construed in accordance with and governed by the laws of the State of Texas. Item 8 IN WITNESS WHEREOF, the parties hereto have executed this Agreement as of the day and year first above written. U.S. BANK, NATIONAL ASSOCIATION By ____________________________________ Title ____________________________________ 14241 Dallas Parkway, Suite 490 EX-TX-DCRE Dallas, Texas 75254 TOWN OF PROSPER, TEXAS By ________________________________________ Mayor P.O. Box 307 Prosper, Texas 75078 Item 8 SCHEDULE A Paying Agent/Registrar Fee Schedule [To be supplied by the Bank] Item 8 LAW OFFICES M c CALL, PARKHURST & HORTON L.L.P. 600 CONGRESS AVENUE 717 NORTH HARWOOD 700 N. ST. MARY'S STREET 1250 ONE AMERICAN CENTER NINTH FLOOR 1525 ONE RIVERWALK PLACE AUSTIN, TEXAS 78701-3248 DALLAS, TEXAS 75201-6587 SAN ANTONIO, TEXAS 78205-3503 TELEPHONE: 512 478-3805 TELEPHONE: 214 754-9200 TELEPHONE: 210 225-2800 FACSIMILE: 512 472-0871 FACSIMILE: 214 754-9250 FACSIMILE: 210 225-2984 June 25, 2013 Mayor and Members of the Town Council Town of Prosper Town Hall Prosper, Texas 75078 Re: Proposed Town of Prosper, Texas General Obligation Refunding Bonds, Series 2013 and Proposed Town of Prosper, Texas, Combination Tax and Surplus Revenue Certificates of Obligation, Series 2013 Ladies and Gentlemen: The purpose of this engagement letter is to set forth certain matters concerning the services we will perform as bond counsel to the Town of Prosper, Texas (the "Issuer") in connection with the issuance of the above-referenced bonds (the "Bonds") and certificates of obligation (the "Certificates" and collectively with the Bonds, the "Obligations"). We understand that the Bonds are being issued for the purpose of refunding certain outstanding obligation of the Issuer of the following series of bonds and certificates of obligation: Combination Tax and Revenue Certificates of Obligation, Series 2004 and General Obligation Bonds, Taxable Series 2012 (collectively, the "Refunded Obligations") and that the Certificates are being issued for the purpose of providing funds for paying all or a portion of the Issuer's contractual obligations incurred in connection with extending, constructing and improving the Issuer's water system, including constructing improvements to pump stations and extending water lines and paying legal, fiscal, engineering and architectural fees in connection with these projects. We also understand that the Obligations will be secured by a pledge of an ad valorem tax levied by the Issuer within the limit prescribed by law, and that the Certificates will additionally be secured by a pledge of the surplus net revenues of the Issuer's combined water and sewer system. We further understand that the Obligations will be authorized to be sold by the Town Council of the Issuer (the "Town Council") pursuant to respective ordinances (collectively, the "Ordinance") adopted on the date hereof (the "Sale Date"), and that the Bonds will be sold by negotiation to a purchaser or purchasers (collectively, the "Underwriter") on the Sale Date. A. THE FINANCING As Bond Counsel to the Issuer, we would like for the Town Council to understand how the issuance of the Obligations will be effected and the ramifications of the financing. I will briefly describe the procedures and certain applicable law that pertains to the issuance of the Obligations, Item 8 below. However, you should feel free to call me at any time to discuss any questions that you or your staff may have. (1) The Bonds are being issued to provide tax rate restructuring to accommodate the issuance of the Certificates. You should discuss the full impact of the debt service restructuring with First Southwest Company, your financial advisor. (2) The Obligations will be "authorized to be issued" when and if the Town Council approves the Ordinance. The Ordinance provides for the terms of the Obligations. Among the matters approved in the Ordinance are: (i) the terms of the Obligations, including the principal amortization schedule and interest rates and provision for certain of the Obligations to be issued as current interest bonds that pay interest semiannually; (ii) the Issuer's commitment to levy its debt service tax each year in an amount sufficient to pay the debt service on the Obligations; (iii) the sale of the Obligations to the Underwriter; (iv) the approval of this engagement letter; (v) approval of a paying agent agreement to whom you will make semiannual payments sufficient to pay the debt service on the Obligations; (vi) instructions to the paying agent for the Refunded Obligations to give notice to the holders of the Refunded Obligations that they are being called for redemption; (vii) approval of an escrow agreement whereby the proceeds of the Bonds will be used to pay the debt service on the Refunded Obligations; and (viii) certain other covenants of the Issuer that are designed to allow the Issuer to issue the Obligations as tax-exempt obligations. As you can see from the foregoing description, the Ordinance is an omnibus undertaking of the Issuer that is intended to provide for all actions and undertakings that are required for the issuance of the Obligations. There will be other certificates and letters that will be required to be executed by officers of the Issuer on the Sale Date, but they all spring from, and are authorized by, the Ordinance. (3) As noted above, the Obligations will be sold to the Underwriter in accordance with the provisions of the Ordinance and, in addition, the Underwriter will want the Issuer to sign a Bond Purchase Contract on the Sale Date that will set forth the terms of the sale of the Obligations. We have reviewed but not drafted this Contract, and you should know that while it is a fairly routine form of document for this type of transaction, it does commit the Issuer to sell the Obligations to the Underwriter at the price to be negotiated between the Issuer and the Underwriter. In addition, it contains representations of the Issuer to the Underwriter to the effect that the Issuer is authorized to issue the Obligations and that it has made full disclosure to the Underwriter and the bond investors of all material information. As a condition to the Underwriter's payment for the Obligations, the Underwriter will require this firm to deliver our Bond Counsel opinion to them, in which we will opine that the Obligations are valid obligations of the Issuer and that, assuming ongoing compliance by the Issuer with the provisions of the Ordinance, the interest on the Obligations will be exempt from federal income taxation. The Bond Purchase Contract will also require the delivery of an opinion of the Texas Attorney General approving the Obligations, as is required by State law. We will review the Issuer's representations and agreements in the Bond Purchase Contract to ensure that it is appropriate for the Issuer to make the representations and agreements of the nature contained in the Purchase Contract. However, if there are any unusual financial or legal circumstances affecting the Issuer that would make the covenants, representations or statements made by the Issuer in the Bond Purchase Contract untrue, you Item 8 should let the Underwriter, your financial advisor and/or the undersigned know about them as soon as possible. (4) The Underwriter will offer the Obligations into the public debt markets prior to the time that the Town Council meets to accept the Underwriter's offer for the Obligations. Through this process, the Obligations will be "priced" – i.e., interest rates and premiums or discounts, if any, for the Obligations will be established. On the Sale Date, the Town Council will consider the terms offered to the Issuer by the Underwriter based upon the market conditions and other factors that determine interest rates and pricing information. In connection with the offering of the Obligations, the Town Council will approve an offering document called an "Official Statement" that contains financial and operating data concerning the Issuer, and information that describes the Obligations. The Issuer is responsible for the information that is contained in the Official Statement to the extent that it describes the Obligations and the Issuer. Some information in the Official Statement has been prepared by others, including the bond insurer, if any, and the Underwriter, and the Issuer is not responsible for that information. As your Bond Counsel, we have reviewed the Official Statement to ensure that the information describing the Obligations and the Ordinance are correct. As Bond Counsel we do not review other areas of the Official Statement. If you know of any information that an investor would consider to be material in order to make an investment decision, and that information is omitted from, or incorrect in, the Official Statement, the Underwriter needs to know, so that it can correct the Official Statement. B. SCOPE OF ENGAGEMENT In this engagement, we have performed, or expect to perform, the following duties: (1) Subject to the completion of proceedings to our satisfaction, render our legal opinion (the "Bond Opinion"), regarding the validity and binding effect of the Obligations, the source of payment and security for the Obligations, and the excludability of interest on the Obligations from gross income for federal income tax purposes. (2) Prepare and review documents necessary or appropriate to the authorization, issuance and delivery of the Obligations, coordinate the authorization and execution of such documents, and review enabling legislation. (3) Assist the Issuer in seeking from other governmental authorities such approvals, permissions and exemptions as we determine are necessary or appropriate in connection with the authorization, issuance and delivery of the Obligations, except that we will not be responsible for any required federal or state securities law filings. In this connection, we particularly undertake to assist the Issuer in having the Obligations approved by the Public Finance Division of the Office of the Texas Attorney General, and, following such approval, registered by the Texas Comptroller of Public Accounts. (4) Review legal issues relating to the structure of the Obligation issue. Item 8 (5) Review those sections of the Official Statement to be disseminated in connection with the sale of the Obligations which describe the Obligations, the Ordinance pursuant to which they will be issued and the tax-exempt treatment of the interest on the Obligations for purposes of federal income taxation. (6) If requested, assist the Issuer in presenting information to bond rating organizations and bond insurers relating to legal issues affecting the issuance of the Obligations. (7) Draft the continuing disclosure undertaking of the Issuer. Our Bond Opinion will be delivered by us on the date the Obligations are exchanged for their purchase price (the "Closing"). The Issuer will be entitled to rely on our Bond Opinion. The Bond Opinion will be based on facts and law existing as of its date. In rendering our Bond Opinion, we will rely upon the certified proceedings and other certifications of public officials and other persons furnished to us without undertaking to verify the same by independent investigation, and we will assume continuing compliance by the Issuer with applicable laws relating to the Obligations. During the course of this engagement, we will rely on you to provide us with complete and timely information on all developments pertaining to any aspect of the Obligations and their security. We understand that you will direct members of your staff and other employees of the Issuer to cooperate with us in this regard. Our duties in this engagement are limited to those expressly set forth above. Unless we are separately engaged in writing to perform other services, our duties do not include any other services, including the following: (1) Except as described in sections A and B above, assisting in the preparation or review of an official statement or any other disclosure document with respect to the Obligations, assisting in the preparation of, or opining on, a continuing disclosure undertaking pertaining to the Obligations or, after Closing, providing advice concerning any actions necessary to assure compliance with any continuing disclosure undertaking, or, in connection with the issuance of the Obligations, performing an independent investigation to determine the accuracy, completeness or sufficiency of any such document or rendering advice that the official statement or other disclosure document does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements contained therein, in light of the circumstances under which they were made, not misleading. (2) Preparing requests for tax rulings from the Internal Revenue Service, or no action letters from the Securities and Exchange Commission. (3) Preparing state securities law memoranda or investment surveys with respect to the Obligations. (4) Drafting state constitutional or legislative amendments. (5) Pursuing test cases or other litigation. Item 8 (6) Making an investigation or expressing any view as to the creditworthiness of the Issuer or the Obligations. (7) Representing the Issuer in Internal Revenue Service examinations or inquiries, or Securities and Exchange Commission investigations. (8) After Closing, providing continuing advice to the Issuer or any other party concerning any actions necessary to assure that interest paid on the Obligations will continue to be excludable from gross income for federal income tax purposes (e.g., our engagement does not include rebate calculations for the Obligations). (9) Negotiating the terms of, or opining as to, any investment contract. (10) Addressing any other matter not specifically set forth above that is not required to render our Bond Opinion. ATTORNEY-CLIENT RELATIONSHIP Upon execution of this engagement letter, the Issuer will be our client and an attorney-client relationship will exist between us. We further assume that all other parties in this transaction understand that we represent only the Issuer in this transaction, we are not counsel to any other party, and we are not acting as an intermediary among the parties. Our services as bond counsel are limited to those contracted for in this letter; the Issuer's execution of this engagement letter will constitute an acknowledgment of those limitations. Our representation of the Issuer will not affect, however, our responsibility to render an objective Bond Opinion. Our representation of the Issuer and the attorney-client relationship created by this engagement letter will be concluded upon issuance of the Obligations. Nevertheless, subsequent to Closing, we will mail the appropriate Internal Revenue Service Form 8038, prepare and distribute to the participants in the transaction a transcript of the proceedings pertaining to the Obligations. CONFLICTS As you are aware, our firm represents many political subdivisions and investment banking firms, among others, who do business with political subdivisions. It is possible that during the time that we are representing the Issuer, one or more of our present or future clients will have transactions with the Issuer. It is also possible that we may be asked to represent, in an unrelated matter, one or more of the entities involved in the issuance of the Obligations, including the Underwriter and the Issuer's financial advisor. We do not believe such representation, if it occurs, will adversely affect our ability to represent you as provided in this letter, either because such matters will be sufficiently different from the issuance of the Obligations so as to make such representations not adverse to our representation of you, or because the potential for such adversity is remote or minor and outweighed by the consideration that it is unlikely that advice given to the other client will be relevant to any aspect of the issuance of the Obligations. Execution of this letter will signify the Issuer's consent to our representation of others consistent with the circumstances described in this paragraph. FEES Item 8 Based upon: (i) the terms, structure, size and schedule of the financing represented by the Obligations; (ii) the duties we will undertake pursuant to this engagement letter; (iii) the time we anticipate devoting to the financing; and (iv) the responsibilities we will assume in connection therewith, our fee will be $6,000 for the first $1,000,000 in net proceeds of each series of the Obligations, plus $1 per $1,000 of net proceeds of each series of the Obligations for all such amounts above $1,000,000. Net proceeds include any net original issue premium, less the amount of the purchaser's discount, plus the principal amount of the Obligations (accrued interest is excluded from net proceeds). The fee includes our services rendered as Bond Counsel, but does not include client charges made or incurred on your behalf, such as travel costs, photocopying, deliveries, long distance telephone charges, telecopier charges, computer-assisted research and other expenses. Our fee will be billed after the Closing. If the financing is not consummated, we understand and agree that we will not be paid. In accordance with the terms of the Ordinance, the Issuer will provide the filing fee of the Texas Attorney General to Bond Counsel on a timely basis to permit the filing of the transcript of proceedings for the Obligations so that the Obligations may be approved by the Attorney General in time to meet the closing date set forth in the Official Statement. RECORDS At your request, papers and property furnished by you will be returned promptly upon receipt of payment for outstanding fees and client charges. Our own files, including lawyer work product, pertaining to the transaction will be retained by us. For various reasons, including the minimization of unnecessary storage expenses, we reserve the right to dispose of any documents or other materials retained by us after the termination of this engagement. If the foregoing terms are acceptable to you, please so indicate by returning the enclosed copy of this engagement letter dated and signed by an authorized officer, retaining the original for your files. We look forward to working with you. Respectfully yours, Accepted and Approved Town of Prosper, Texas By: Its: Mayor Date: June 25, 2013 Item 8 Page 1 of 2 To: Mayor and Town Council From: Harlan Jefferson, Town Manager Re: Town Council Meeting – June 25, 2013 Agenda Item: Consider and act upon authorizing the Town Manager to accept in writing an Agreement by Independent Bank to be bound by the terms and conditions of the Town’s Bank Depository Services Request for Proposal. Description of Agenda Item: The Town’s five-year bank depository relationship with Independent Bank will expire on June 30, 2013. Therefore, the Town of Prosper solicited sealed proposals for bank depository services and staff has completed the review of responses. Requests for Proposals (RFPs) were distributed to the financial institutions within the Town limits. The following two bidders responded with proposals: Independent Bank and American Bank of Texas. The RFP required each proposal to be evaluated to determine “the best value” for the Town. The evaluation of the proposals were made on, but not limited to, the criteria in no particular order of priority, as follows:  Ability to perform and provide the required and requested services;  Reputation of bidder and quality of services;  Cost of services;  Funds availability;  Interest paid on interest bearing accounts and deposits;  Earnings credit calculation on accounts balances;  Completeness of bid and agreement to points outlined in the RFP;  Convenience of locations;  Previous service relationship with Prosper; and  Financial strength and stability of the institution. Independent Bank met the ten criteria and proposed a fee schedule mirroring the fee schedule in place with the existing arrangement. A summary of the financial impact of the proposal can be found below. Estimated Monthly Fees $ 0 Monthly Average Earnings Credit Rate $ 0 Net Monthly Fees $ 0 Estimated Monthly Earnings $ 14,531 24-Month Initial Term $ 348,744 Prosper is a place where everyone matters. ADMINISTRATION Item 9 Page 2 of 2 Independent Bank’s interest rates on the Town’s deposits are superior to the other local investment options available to the Town. A comparison of the options can be found below. Interest Rate Comparison: Organization Rate Independent Bank (Current) 1.0000% Independent Bank (Proposed) 0.7500% Collin Bank CDs 0.4500% TexStar 0.1125% TexPool 0.0920% From the review, staff is recommending that Independent Bank be selected as the Town’s provider of bank depository services. Independent Bank is the low bidder meeting the RFP specifications. The proposed term for the depository services is a two-year period beginning on July 1, 2013, and ending on June 30, 2015. The relationship may be extended for three one-year periods, subject to the approval of the Town Council and Independent Bank. Under state law, a municipality can execute a depository services agreement whose terms do not exceed five years. Budget Impact: The precise amount of budgetary impact is dependent on daily balances and interest rates. Because interest rates have decreased slightly, we expect a reduction in interest income. However, the proposed interest rates are very competitive. Legal Obligations and Review: Terry Welch with Brown & Hofmeister, L.L.P., has reviewed the proposal as to form and legality. Attached Documents: 1. Bank Depository Proposal from Independent Bank Town Staff Recommendation: Staff recommends that the Town Council approve this item. Proposed Motion: I move to authorize the Town Manager to accept in writing an Agreement by Independent Bank to be bound by the terms and conditions of the Town’s Bank Depository Services Request for Proposal. Item 9 Item 9 Item 9 Item 9 Item 9 Item 9 Item 9 Item 9 Item 9 Item 9 Item 9 Item 9 Item 9 Item 9 Item 9 Item 9 Item 9 Item 9 Item 9 Item 9 Item 9 Item 9 Item 9 Item 9 Item 9 Item 9 Item 9 Item 9 Item 9 Item 9 Item 9 Item 9 Item 9 Item 9 Item 9 Item 9 Item 9 Item 9 Item 9 Item 9 Item 9 Item 9 Item 9 Item 9 Item 9 Item 9 Item 9 Item 9 Item 9 Item 9 Page 1 of 2 To: Mayor and Town Council From: Baby Raley, Human Resources Director Through: Harlan Jefferson, Town Manager Re: Town Council Meeting – June 25, 2013 Agenda Item: Consider and act upon authorizing the Town Manager to enter into contracts for employee benefits with United Healthcare for medical and dental group insurance and Alliance Work Partners to include WellCoach resources and services. Description of Agenda Item: The Town has historically provided a competitive and innovative benefits package to employees, offering a selection which best suits employees’ individual and family needs. Providing these options has benefitted not only recruitment efforts, but also retention of employees. Options include primary benefits consisting of basic life insurance, accidental death and dismemberment insurance, short- and long-term disability insurance, and major medical (cost shared with employees) and health savings accounts (HSA). Town Staff solicited requests for proposals for medical and dental group insurance in order to seek cost-effective insurance benefits for the Town. Medical proposals were sent to 7 carriers: Aetna, Assurant, Blue Cross Blue Shield, CIGNA, Humana, TML Intergovernmental Employee Benefits Pool, and United Healthcare (current carrier). After evaluation of the proposals, staff, the Employee Benefits Committee and Council Benefits Subcommittee recommends United Healthcare as the group medical provider for employees and their eligible dependents. Dental proposals were sent to 19 carriers: Aetna, Amalgamated Life, AIG Benefits, Ameritas Life Insurance (current carrier), American United Life (AUL), Blue Cross Blue Shield, CIGNA, Delta Dental, Dental Select, Dearborn National, Humana, Lincoln Financial, MetLife, Mutual of Omaha, Principal, Sun Life Financial, United Concordia, United Healthcare (UHC), and UNUM. After evaluation of the proposals, staff, the Employee Benefits Committee and Council Benefits Subcommittee recommends United Healthcare as the group dental provider for employees and their eligible dependents with enhanced benefit plans. Staff, the Employee Benefits Committee and Council Benefits Subcommittee recommends an enhancement to the Employee Assistance Program through Alliance Work Partners (current provider) by adding wellness resources (a.k.a. “WellCoach”) for employees online. By adding WellCoach features, employees will be able to obtain online support 24/7 for health and wellness including an online smoking cessation program. Alliance Work Partners has assisted employees and family members with excellent counseling service, treatment, and resources as well as served the Town with incident response assistance. HUMAN RESOURCES Prosper is a place where everyone matters. Item 10 Page 2 of 2 The recommended benefit plans continue to support the Town’s consumer-driven health philosophy and meet the Town’s goals. Budget Impact: The estimated annual Town medical cost increase for employees based on United Healthcare’s proposal is $472,725 (17.1% change over current). The estimated annual employee dental cost based on United Healthcare’s proposal is $52,966 (less than the current and renewal rate). The estimated Town annual cost for Alliance Work Partner’s additional wellness resources is $2,425.20 ($0.10 additional cost per employee per month over current - $2.05). Attached Documents: 1. Town of Prosper Benefits Renewal Presentation 2. 2012-2013 Current Rates and 2013-2014 Renewal Rates Town Staff Recommendation: Staff recommends that the Town Council authorize the Town Manager to enter into contracts for employee benefits with United Healthcare for medical and dental group insurance and Alliance Work Partners. Proposed Motion: I move to authorize the Town Manager to enter into contracts for employee benefits with United Healthcare for medical and dental group insurance and Alliance Work Partners to include WellCoach resources and services. Item 10 Town of ProsperEmployee Benefits RenewalEmployee Benefits Renewal PresentationPresented By: Brent Weegar, MBAPrincipal1PrincipalIPS Advisors, Inc.Item 10 2013 - 2014 RenewalHealth Plan – United Healthcare Renewal: +29% Increase or $133,982$,Renegotiated to +18.1% or $83,520Best Market Alternative: Aetna +24%Dental Plan – AmeritasRenewal:+27% Increase or $6,885R ti t d t 27% I $6 885 ( h )Renegotiated to +27% Increase or $6,885 (no change)Move UHC for -4.29% reductionAncillary Benefit Plan – Sun Life – Rate Guarantee (Except STD)Basic Life – AD&D Voluntary Life –AD&D2yShort Term Disability – Renewed at Rate PassLong Term DisabilityItem 10 Per Capita Claims Vs. Per Capita Premium $6,549$4,607$4 318$4,631$5,431$5,000$6,000$7,000By Year$3,183$2,723$2,338$3,392$3,611$3,450$3,761$4,318$2,000$3,000$4,000$,$0$1,000Claims %ΔPremium %ΔLoss Ratio2007‐2008 $3,183 n/a $4,607 n/a 69.1%ClaimsPremium2008‐2009 $2,723‐14.5% $3,450‐25.1% 78.9%2009‐2010 $2,338‐14.1% $3,761 9.0% 62.2%2010‐2011 $3,392 45.1% $4,318 14.8% 78.6%32011‐2012 $3,611 6.4% $4,631 7.3% 78.0%2012‐2013 $6,549 81.4% $5,431 17.3% 120.6%Item 10 2012-2013 MERP Claims by20122013 MERP Claims by Plan to Date$37,459.95$35,000.00$40,000.00$20,000.00$25,000.00$30,000.00$6,220.19$5 000 00$10,000.00$15,000.00$0.00$5,000.004MERP BUY UPMERP COREItem 10 MERP Fi i l P fMERP Financial Performance$60,000$70,000$30,000$40,000$50,000$0$10,000$20,000Claims %ΔBudget %Δ2008‐2009$42 363n/a$40 770n/aClaimsBudget20082009$42,363n/a$40,770n/a2009‐2010 $36,502‐13.8% $46,980 15.2%2010‐2011 $48,826 33.8% $48,950 4.2%2011‐2012 $46,533‐4.7% $44,050‐10.0%2012‐2013 $52,416 12.6% $57,201 29.9%5Note: 2012 – 2013 Annualized claims and annualized budget based off current months enrollmentItem 10 2013–2014Renewal Strategy2013 2014 Renewal StrategyHealth Plan: Elimination of Buy Up Plan to offer dual plan with Core Plan and HSA PlanHSA PlanBuy up plan participants make up 85.8% of all MERP claims. Buy Up plan out of Pocket cost of $950 is well beneath normative data.Implementation of Compass Professional Health ServicesE l t i dA lPh i lI ti (C tl $25Evaluate increased Annual Physical Incentive (Currently $25, estimated 57% participation)Implementation of Tobacco CessationDental: Switching carriers from Americas to United Healthcare for reduction in price and receive a package discount on medical rate.Ancillary Plan/STD:Elimination of Employer Paid Short Term Disability with Sun Life Typically not provided as employer fundedVery low utilization rate6Very low utilization rateTown contributes $8,800 annuallyEmployee paid options with AFLACItem 10 HealthPlan FinancialsHealth Plan FinancialsRe‐Negotiated Town Financials CurrentgRenewal Removal of Buy‐UpMedical Premium $472,520 $558,149 $552,851MERP Cost $57,201 $67,799 $49,820HSA Funding $21,750 $21,750 $21,750//$Compassn/an/a$5,280Total Cost $551,471 $647,698 $629,701% Change n/a 17.4% 14.2%$ Change n/a $96,226 $78,230EmployeeCost$147 649$174 973$155 158Employee Cost$147,649$174,973$155,158% Change n/a 18.5% 5.1%$ Change n/a $27,324 $7,509Town Cost $403,823 $472,725 $474,543% Changen/a17.1%17.5%Assumes current Subsidy Assumes All Buy-Up g$ Change n/a $68,902 $70,720% Town Cost 73% 73% 75%7levels and enrollmentemployees enroll in Core MERP and Core MERP increased $5 for COMPASSItem 10 Employee Contribution OptionsEmployee Contribution Options Current RatesHSA Plan Core Plan Buy Up PlanEmployee Only$0.00$25.00$47.42Employee + Spouse$185.89$294.99 $382.82Employee + Children$114.39$191.15 $253.82El +Fil$300 28$461 15$589 21Renewal Rates(AssumesElimination of Buy Up Strategy)Employee + Family$300.28$461.15$589.21(Assumes Elimination of Buy Up Strategy) HSA Plan$ Δfrom Current Core Plan$ Δfrom CurrentEmployee Only $0.00 $0.00 $34.40 $9.40Employee + Spouse$223 03$37 14$359 31$64 31Employee + Spouse$223.03$37.14$359.31$64.31Employee + Children $137.24 $22.85 $236.26 $45.12Employee + Family $360.27 $59.99 $556.18 $95.038Item 10 Other Lines of Coverage FinancialsOther Lines of Coverage FinancialsCurrent Renewal RecommendationDental Premium $25,306 $32,191 $24,613Life $16,723 $16,723 $16,723STD $8,881 $8,881 $0LTD$11,630 $11,630 $11,630Total$62,541 $69,426 $52,966% Changen/a 11.0%‐15.3%$ Changen/a $6,885‐$9,575Town Paid Only9Item 10 2013-2014Recommendations2013 2014 RecommendationsHealth Plan – United Healthcare Removal of Buy Up plan is recommended.Addition of Compass Professional Health Services is recommended.Wellness ProgramIt is recommended to continue the annual physical incentive andIt is recommended to continue the annual physical incentive and increase it by $10 per month. Add online Health Risk Assessment requirement for employee and spouse, as applicable.Il i fTb i i ddfImplementation of a Tobacco cessation program is recommended for 2013-2014 plan year to give employees the opportunity to complete a on-line cessation program with Alliance Work Partners for a cost of $0.10 PEPM. A Tobacco user surcharge is recommended for the 20142015 l2014-2015 plan year.10Item 10 2013 - 2014 RecommendationsDental Plan - AmeritasChange carriers to United Healthcare for a decrease in cost and package discounts on medical.Ancillary Benefit Plan – Sun LifeRates for Life, Optional Life and LTD are guaranteed until 8/1/14.Rates for Short Term Disability renewed at rate passypRemoval of employer paid STD and implementation of employee paid STD with AFLAC is recommended11Item 10 APPENDICES12Item 10 Pl D i O ti f20132014Plan Design Option for 2013 -2014Member PaysCore PlanHSA OptionDeductible - Individual $1,000$3,000CoinsuranceThen 30% up to Out of Pocket MaximumThen 0%Total Out of Pocket –Individual$2,200 – This amount includes the deductible$4,000 – This amount includes the deductibleMaximum MERP / HSA Up to $2,800 $750 ReimbursementPreventive CarePCP CopaySpecialist CopayER Copay$0$30$60$250$0 no DeductibleDeductible AppliesDeductible AppliesDeductible AppliesER Copay$250Deductible AppliesDrug Copays$10 / $35 / $60x 2.5 MailDeductible applies then $15 / $35 / 60 x 3 Mail13Item 10 HSA Plan$3,000 Ind / 100% / $4,000 OOPTotal Rate UHC Rate HSA Per Month Town PaysTown Pays % of Medical RateEmployee Pays by TierTotal Employee PaysEmployee $348.49 $285.99 $62.50 $348.49 100.0%$0.00$0.00 + Spouse$434.28 $371.78 $62.50 $248.3950.0%$185.89$185.89 + Children$291.28 $228.78 $62.50 $176.8950.0%$114.39$114.39 + Family$663.06 $600.56 $62.50 $362.7850.0%$300.28$300.28Core Plan$1,000 Ded. / 70% / $2,200 OOPTotal Rate UHC Rate MERP Rate Town Pays Town Pays % Employee Pays Total Employee PaysEmployee $346.16 $312.24 $33.92 $321.1692.8%$25.00$25.00 + Spouse$449.99 $405.90 $44.09 $180.0040.0%$269.99$294.99 + Children$276.91 $249.78 $27.13 $110.7640.0%$166.15$191.15 + Family$726.92 $655.68 $71.24 $290.7740.0%$436.15$461.15Buy Up Plan$500 Ded. / 90% / $950 OOPTotal Rate UHC Rate MERP Rate Town Pays Town Pays % Employee Pays Total Employee PaysEmployee $368.58 $312.24 $56.34 $321.1687.1%$47.42$47.42 + Spouse$479.14 $405.90 $73.24 $143.7430.0%$382.82$382.82 + Children$294.85 $249.78 $45.07$88.4630.0%$253.82$253.82 + Family$773.99 $655.68 $118.31 $232.2030.0%$589.21$589.21Dental Plan CoreTotal RateTown Pays Town Pays % Employee Pays Total Employee PaysEmployee $24.81$24.81100.0%$0.00$0.00 + Spouse$28.12$0.000.0%$28.12$28.12 + Children$37.71$0.000.0%$37.71$37.71 + Family$65.83$0.000.0%$65.83$65.83Dental Plan Buy UpTotal RateTown Pays Town Pays % Employee Pays Total Employee PaysEmployee $33.37$24.8174.3%$8.56$8.56 + Spouse$34.70$0.000.0%$34.70$43.26 + Children$57.62$0.000.0%$57.62$66.18 + Family$92.32$0.000.0%$92.32$100.88Vision PlanTotal RateTown Pays Town Pays % Employee Pays Total Employee PaysEmployee $5.24$0.000.0%$5.24$5.24 + Spouse$4.72$0.000.0%$4.72$9.96 + Children$5.24$0.000.0%$5.24$10.48 + Family$10.20$0.000.0%$10.20$15.44HSA Plan$3,000 Ind / 100% / $4,000 OOPTotal Rate % Change UHC Rate % Change HSA Per Month % Change Town Pays % Change Town Pays % Employee PaysTotal Employee Pays% ChangeEmployee $402.62 15.5% $340.1218.9%$62.500.0%$402.6215.5% 100.0%$0.00$0.000.0% + Spouse$508.55 17.1% $446.0520.0%$62.500.0%$285.5315.0% 50.0%$223.03$223.0320.0% + Children$336.98 15.7% $274.4820.0%$62.500.0%$199.7412.9% 50.0%$137.24$137.2420.0% + Family$783.03 18.1% $720.5320.0%$62.500.0%$422.7716.5% 50.0%$360.27$360.2720.0%Core Plan$1,000 Ded. / 70% / $2,200 OOPTotal Rate % Change UHC Rate % Change MERP Rate % Change Town Pays % Change Town Pays % Employee PaysTotal Employee Pays% ChangeEmployee $412.15 19.1% $366.9617.5%$40.1918.5%$377.7517.6%‐8.3%$34.40$34.4037.6% + Spouse$538.17 19.6% $480.9318.5%$52.2418.5%$213.2718.5%‐60.4% $324.90$359.3121.8% + Children$333.10 20.3% $295.9518.5%$32.1518.5%$131.2418.5%‐60.6% $201.86$236.2623.6% + Family$866.30 19.2% $776.8918.5%$84.4118.5%$344.5218.5%‐60.2% $521.78$556.1820.6%Dental Plan CoreTotal Rate % ChangeTown Pays % Change Town Pays % Employee PaysTotal Employee Pays% ChangeEmployee $24.13‐2.7%$24.13‐2.7% 100.0%$0.00$0.000.0% + Spouse$27.02‐3.9%$0.000.0%0.0%$27.02$27.02‐3.9% + Children$33.99‐9.9%$0.000.0%0.0%$33.99$33.99‐9.9% + Family$63.86‐3.0%$0.000.0%0.0%$63.86$63.86‐3.0%Dental Plan Buy UpTotal Rate % ChangeTown Pays % Change Town Pays % Employee PaysTotal Employee Pays% ChangeEmployee $29.03‐13.0%$24.13‐2.7% 83.1%$4.90$4.90‐42.8% + Spouse$39.07 12.6%$0.00 0.0% 0.0% $39.07 $43.97 1.6% + Children$55.11‐4.4%$0.000.0%0.0%$55.11$60.01‐9.3% + Family$93.49 1.3%$0.00 0.0% 0.0% $93.49 $98.39‐2.5%Vision PlanTotal Rate % ChangeTown Pays % Change Town Pays % Employee PaysTotal Employee Pays% ChangeEmployee $5.24 0.0%$0.00 0.0% 0.0% $5.24 $5.24 0.0% + Spouse$4.72 0.0%$0.00 0.0% 0.0% $4.72 $9.96 0.0% + Children$5.24 0.0%$0.00 0.0% 0.0% $5.24 $10.48 0.0% + Family$10.20 0.0%$0.00 0.0% 0.0% $10.20 $15.44 0.0%2012-2013 Current Rates2013-2014 Renewal RatesItem 10